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"Frugality" by Dag Heward Mills is a practical guide that explores the importance of being frugal in managing personal finances. The book offers insights and tips on how to live a more frugal lifestyle, save money, and achieve financial stability. Through real-life examples and practical advice, readers will learn how to make smart financial decisions and build wealth by being intentional with their spending habits.

A.W. Pink

A.W. Pink Arthur Walkington Pink (1 April 1886 – 15 July 1952) was an English Bible teacher who sparked a renewed interest in the exposition of Calvinism or Reformed Theology. Little known in his own lifetime, Pink became "one of the most influential evangelical authors in the second half of the twentieth century."[1] Biography Arthur Walkington Pink was born in Nottingham, England, to a corn merchant, a devout non-conformist of uncertain denomination, though probably a Congregationalist.[2] Otherwise, almost nothing is known of Pink's childhood or education except that he had some ability and training in music.[3] As a young man, Pink joined the Theosophical Society, an occult gnostic group in contemporary England, and he apparently rose to enough prominence within its ranks that Annie Besant, its head, offered to admit him to its leadership circle.[4] In 1908 he renounced Theosophy for evangelical Christianity.[5] Desiring to become a minister but unwilling to attend a liberal theological college in England, Pink very briefly studied at Moody Bible Institute in Chicago in 1910 before taking the pastorate of the Congregational church in Silverton, Colorado. In 1912 Pink left Silverton, probably for California, and then took a joint pastorate of churches in rural Burkesville and Albany, Kentucky.[6] In 1916, he married Vera E. Russell (1893–1962), who had been reared in Bowling Green, Kentucky, and Pink's next pastorate was at Scottsville Baptist Church, Scottsville, Kentucky.[7] Then the newlyweds moved in 1917 to Spartanburg, South Carolina, where Pink became pastor of Northside Baptist Church.[8] By this time Pink had become acquainted with prominent dispensationalist Fundamentalists, such as Harry Ironside and Arno C. Gaebelein, and his first two books, published in 1917 and 1918, were in agreement with that theological position.[9] Yet Pink's views were changing, and during these years he also wrote the first edition of The Sovereignty of God (1918), which argued that God did not love sinners who had not been predestined unto salvation, and that He had deliberately created "unto damnation" those who would not accept Christ.[10] Whether because of his Calvinistic views, his nearly incredible studiousness, his weakened health, or his lack of sociability, Pink left Spartanburg in 1919 believing that God would "have me give myself to writing."[11] But Pink then seems next to have taught the Bible—with some success—in California for a tent evangelist named Thompson while continuing his intense study of Puritan writings. In January 1922, Pink published the first issue of Studies in the Scriptures, which by the end of the following year had about a thousand subscribers and which was to occupy most of his time for the remainder of his life and become the source for dozens of books, some arranged from Studies articles after his death.[12] In 1923 Pink suffered a nervous breakdown, and he and his wife lived with friends in Philadelphia until he regained his health. In 1925, the Pinks sailed to Sydney, Australia, where he served as both an evangelist and Bible teacher at the Ashfield Tabernacle. But his impolitic preaching of Calvinist doctrine resulted in a unanimous resolve of the Baptist Fraternal of New South Wales not to endorse him. From 1926 to 1928, Pink served as pastor of two groups of Strict and Particular Baptists.[13] Returning to England, Pink was invited to preach at a pastorless church in Seaton, Devon; but though he was welcomed by some members, the overseers thought his installation as pastor would split the church.[14] In the spring of 1929, Pink and wife returned to her home state of Kentucky where he intended to become pastor of the Baptist church in Morton's Gap. Once again his hopes were unrealized. To a friend he wrote, "I am more firmly convinced today than I was 14 months ago that our place is on the 'outside of the camp.' That is the place of 'reproach,' of loneliness, and of testing."[15] In 1930 Pink was able to start a Bible class in Glendale, California, while also turning down opportunities to speak in some Fundamentalist churches.[16] The following year, the Pinks rented an unpainted wooden house in Union County, Pennsylvania, where a small group met; then in 1933 they moved to York, Pennsylvania. Pink decided that if his ministry was to be totally one of writing, he could do that just as well in England. In September 1934 he and his wife moved to Cheltenham, Gloucestershire, near honorary agents of Studies in the Scriptures. Pink seems to have finally given way to despair. To a friend he wrote "that those of my friends who would dearly like to help me are powerless to do so; while those who could, will not. And in a very few years at most it will be too late. What I have gone through the last seven years is so reacting on my physical and mental constitution, that ere long I shall be incapacitated even if doors should be opened unto me. However, I can see nothing else than to attempt to seek grace to bow to the Lord's sovereign pleasure, and say, 'Not my will, but thine be done.'"[17] In 1936, the Pinks moved to Hove, on the south coast near Brighton. After the death of his father in 1933, Pink received enough of the estate to allow him and his wife to live very simply without financial concerns; and between 1936 until his death in 1952, Pink devoted himself completely to Studies in the Scriptures. Vera believed her husband's almost unrelenting work schedule unhealthy, and she remarkably succeeded in having him take up stamp collecting as a hobby.[18] In 1940, Hove became a regular target of German air raids, and the Pinks moved to Stornoway, Isle of Lewis, Outer Hebrides, Scotland, where they remained for the rest of his life. The island was a bastion of Calvinism, but church services were held mostly in Scots Gaelic, and visitors were not especially welcomed in any case.[19] Pink governed his time in study and writing with "military precision." To a friend he wrote that he went out to shop and get exercise for an hour, six days a week, but that otherwise he never left his study except when working in a small garden. While in Hove, he even published a note in Studies advising subscribers that "it is not convenient for us to receive any visitors, and respectfully ask readers who may visit these parts to kindly refrain from calling upon us, but please note that we are always glad to hear from Christian friends."[20] Rather than attend church, on Sunday mornings, Pink spent time ministering to readers by letter.[21] In 1951 Vera became aware that Pink was failing. He lost weight and was in pain but refused to take any medicine that might dull his mind and hinder him from completing his work. He died on 15 July 1952. His last words were "The Scriptures explain themselves." Pink left enough written material to allow publication of Studies until December 1953.[22] Vera Pink survived her husband by ten years and after his death made new friends and mingled more freely with others.[23] Influence It is alleged that Pink's personality made it difficult for him to have a successful pastoral ministry. He has been criticized for being too individualistic and of too critical a temperament, lacking the benefit of thorough theological discussions with other men of similar gifts. One young pastor, Rev. Robert Harbach who corresponded with Pink for years remembered a very different Pink, who possessed a "pastor's heart." Pink's correspondence with Harbach (until Pink's failing health ended their correspondence in 1949) was warm, heartfelt and fatherly. Early in their correspondence, Pink wrote "I want you to feel perfectly free to call on me for any help I may be able to render you. I am in touch with a number of young pastors, and I deem it part of my work, and a privilege, to offer what advice I can."[24] Pink's acclaimed contemporary D. Martyn Lloyd-Jones received spiritual benefit from reading Pink and recommended him to others. To one young minister, he said, "Don't waste your time reading Barth and Brunner. You will get nothing from them to aid you with preaching. Read Pink."[25] But Lloyd-Jones also said, "If I had behaved as Pink did, I would have achieved nothing. Nothing at all... I had to be very patient and take a very long-term look at things. Otherwise I would have been dismissed and whole thing would have been finished."[26] Furthermore, without the assistance and companionship of his wife, who dedicated herself completely to him and his work, Pink would have (as he freely admitted) "been overwhelmed" and probably would have achieved little even in writing.[27] Theologically Pink was rejected during his lifetime because of his opposition to Arminianism; but after his death, there was a major shift of evangelical opinion towards Calvinistic theology. By 1982, Baker Book House had published 22 of Pink's books and sold 350,000 total copies. Nevertheless, it was Pink's Sovereignty of God that did "more than any other in redirecting the thinking of a younger generation." After Banner of Truth Trust republished it in 1961—modifying it to remove Pink's alleged hyper-Calvinism—the book sold 177,000 copies by 2004.[28] References 7. "NEW LIGHT ON THE EARLY MINISTRY OF A. W. PINK (PART 2)". The Arthur W. Pink Archive. Retrieved 27 June 2020. 13. Murray argues that Pink left the first of these two groups because he was not Calvinistic enough for them because he asserted belief in the "free offer of the gospel and in human responsibility to receive the gospel.", 77-123; R. P. Belcher, "Pink, Arthur Walkington," Timothy Larson, ed., Biographical Dictionary of Evangelicals (Downers Grove, IL: IVP, 2003), 529. Ronald Hanko argues that "Pink never taught that God loves everyone or desires to save everyone, or promises salvation to everyone in the gospel, as the Banner does." Ronald Hanko, "The Forgotten Pink," British Reformed Journal No. 17 (Jan-March 1997), 4. 23. Murray, 283. She was remembered by one of these friends as "an elegant and gracious lady with a radiant expression and a loving and lively interest in people." 28. Murray, 314–15. The Banner of Truth Trust edition has been criticized for omitting nearly half the original work, including three entire chapters. Hanko, "The Forgotten Pink."

my times are in your hand - learning to trust the speed of god

Did you know your head ages faster than your feet? Scientists have confirmed this, proving again that Albert Einstein was spot-on in his theories of relativity: the speed of time is relative to a particular frame of reference. For us terrestrials, that frame of reference is earth’s gravitational force. The higher up from the earth something is, the weaker the gravitational pull and the faster time moves. An implication of this is that we frequently put our trust in a frame of reference on time different from the one we experience. For instance, the Global Positioning System (GPS) we rely on to accurately and safely guide us as we pilot our cars, ships, planes, and spaceships only works because it’s programmed, based on Einstein’s theories of relativity, to compensate for the distance between earth and space. Without those formulas, our computers and smartphones would soon get disastrously out of sync with the GPS satellites, which orbit in a different time. Stick with me; I am going somewhere with this. How we experience time depends on our frame of reference. And our particular frame of reference is not always the one we should trust. In fact, sometimes it’s critically important that we trust another framing more than our own. One Day with the Lord For Christians, this concept is nothing new. Over three millennia ago, Moses wrote, A thousand years in your sight are but as yesterday when it is past, or as a watch in the night. (Psalm 90:4) And some two millennia ago, Peter wrote, Do not overlook this one fact, beloved, that with the Lord one day is as a thousand years, and a thousand years as one day. (2 Peter 3:8) In other words, time in God’s eyes moves at different speeds from time in our ours. And in the life of faith, it’s critically important that we learn to rely on God’s timing more than our own — to learn to trust the speed of God. How Long, O Lord? Learning to trust God’s timing is not easy, to say the least. This is partly due to our sin and unbelief. But it’s also because trusting a frame of reference different from ours is, by definition, counterintuitive. Since we can’t calculate God’s time, his timing often doesn’t make sense to us. That’s why after Peter described one God-day as being like a thousand years for us, he went on to say, “The Lord is not slow . . . as some count slowness” (2 Peter 3:9). The “some” he referred to were “scoffers” who mocked Christians’ hope in the return of Christ (2 Peter 3:3–4). But the truth is that all of us fit into the “some” category at times. I don’t mean as scoffers, but as children of God painfully perplexed by our heavenly Father’s apparent slowness. We cry out, “How long, O Lord?” (Psalm 13:1), wondering when he will finally fulfill some promise to which we’re clinging. So, Peter exhorts us, the “beloved” of God, not to “overlook” the fact that God-time is not man-time; therefore, God “is not slow” as man counts slowness (2 Peter 3:8–9) — as  I  sometimes count slowness. Indeed, he is not. God Is Not Slow Someone who has created such a thing as light speed, and who knows what’s happening in every part of a universe spanning some 93 billion light-years across, is clearly not slow. “It’s critically important that we learn to rely on God’s timing more than our own.” It’s also clear, however, that such a being as God operates on a very different timeline than we do — if  timeline  is even the right word. For God is not constrained by time. He is the Father of time (Genesis 1:1; Colossians 1:16). He is “the Ancient of Days” (Daniel 7:9), existing “from everlasting to everlasting” (Psalm 90:2). God is not  in time ; time is  in God  (Acts 17:28; Colossians 1:17). The “thousand years” of Psalm 90:4 and 2 Peter 3:8 is just a metaphor, using a timeframe we can somewhat comprehend to communicate a reality we can’t. So, when the speed of God seems slow to us, or when his timing doesn’t make sense, we must “not overlook this one fact”: God-time is different from man-time. God-time is relative to his purposes, which is his frame of reference. And God, according to his wise purposes, makes everything beautiful in its time — the time he purposefully chooses for it. Time for Everything Everything beautiful in its time . I get that from Ecclesiastes 3:11: [God] has made everything beautiful in its time. Also, he has put eternity into man’s heart, yet so that he cannot find out what God has done from the beginning to the end. This verse captures like no other both the mysterious nature of our experience of time, and the pointers God has placed within our frame of reference to help us trust the wisdom of his timing. In designing us with eternity in our hearts, the “eternal God” made us to know him (Deuteronomy 33:27). But in limiting the scope of our perspective and comprehension, he also made us to fundamentally trust him and not ourselves (Proverbs 3:5–6). This is how he means for us to know him: I am God, and there is no other; I am God, and there is none like me, declaring the end from the beginning and from ancient times things not yet done, saying, “My counsel shall stand, and I will accomplish all my purpose.” (Isaiah 46:9–10) He is “the everlasting God” (Isaiah 40:28), “who works all things,” including all time everywhere, “according to the counsel of his will” (Ephesians 1:11). One clear way he reveals the wisdom of his purposes is how he has created, in our frame of reference, “a time for every matter under heaven” (Ecclesiastes 3:1): a time to be born, and a time to die; a time to plant, and a time to pluck up what is planted; a time to kill, and a time to heal; a time to break down, and a time to build up; a time to weep, and a time to laugh; a time to mourn, and a time to dance. (Ecclesiastes 3:2–4) God “made everything beautiful in its time.” The Hebrew word translated “beautiful” means  appropriate ,  fitting ,  right . God’s “invisible attributes” can be “clearly perceived” in the created order we observe and experience (Romans 1:20). They reveal the wisdom of his purposes — a wisdom far beyond ours. And God intends them to teach us that his “beautiful” timing can be trusted, even when we don’t understand it. In the Fullness of Time God did not merely leave us to deduce his character and wisdom from nature. For “when the fullness of time had come, God sent forth his Son” (Galatians 4:4). In Jesus, the Creator of all stepped into terrestrial time, into our frame of reference (John 1:2). In fully human form, he “dwelt among us,” directly revealing the divine attributes with a “glory as of the only Son from the Father, full of grace and truth” (John 1:14). “Time in God’s eyes moves at different speeds than time in our ours.” While here, he performed many signs and wonders and proclaimed, “The time is fulfilled, and the kingdom of God is at hand; repent and believe in the gospel” (Mark 1:14–15). As he did so, he displayed the marvelous wisdom of the timing of God, often in ways that surprised and confused his followers (John 4:1–42; 11:1–44). Then, when his time had come (John 12:23), Jesus obeyed his Father to the point of death on a cross, “offer[ing] for all time a single sacrifice for sins.” And then he was raised from the dead and “sat down at the right hand of God, waiting from that time until his enemies should be made a footstool for his feet” (Hebrews 10:12–14). As his followers, we also wait. We wait for the Father to “send the Christ appointed for [us], Jesus, whom heaven must receive until the time for restoring all the things about which God spoke by the mouth of his holy prophets long ago” (Acts 3:20–21). Trust the Speed of God As we wait, two thousand years later (or two God-days), we help each other remember, The Lord is not slow to fulfill his promise as some count slowness, but is patient toward [us], not wishing that any should perish, but that all should reach repentance. (2 Peter 3:9) Yes, we must frequently help each other remember: God-time moves at different speeds than ours. God works all things, at all times, in all places, in all dimensions, after the counsel of his will to accomplish all his purpose. God has a purposeful time for everything, and he makes everything beautiful in its time. However God chooses to use our times, it’s critically important that we learn to trust his timing over the relative and unreliable earthbound perspective that shapes our expectations. Our times, like all times, are in God’s hand (Psalm 31:15). This is what it means to live by faith in relation to time. In choosing to trust the speed of God, we humble ourselves under his mighty, time-holding hand. According to 1 Peter 5:6–7, the amazing reward of choosing to embrace such joyful, peaceful, childlike trust in God is that he will exalt us at the proper time.

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