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- Author: Perry Stone
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About the Book
"Financial Security in the Last Days" by Perry Stone explores biblical principles and practical advice for navigating economic challenges and uncertainties in the end times. The book offers insights into how to maintain financial stability, make wise investments, and prepare for an uncertain future, while also emphasizing the importance of faith and trust in God's provision.
William Bradford
It has been a matter of some observation, that although Yorkshire be one of the largest shires in Englandâ yet, for all the fires of martyrdom which were kindled in the days of Queen Mary, it afforded no more fuel than one poor Leaf; namely, John Leaf, an apprentice, who suffered for the doctrine of the Reformation at the same time and stake with the famous John Bradford. But when the reign of Queen Elizabeth would not admit the Reformation of worship to proceed unto those degrees, which were proposed and pursued by no small number of the faithful in those days, Yorkshire was not the least of the shires in England that afforded suffering witnesses thereunto. The Churches there gathered were quickly molested with such a raging persecution, that if the spirit of separation in them did carry them unto a further extreme than it should have done, one blamable cause thereof will be found in the extremity of that persecution. Their troubles made that cold country too hot for them, so that they were under a necessity to seek a retreat in the Low Countries; and yet the watchful malice and fury of their adversaries rendered it almost impossible for them to find what they sought. For them to leave their native soil, their lands and their friends, and go into a strange place, where they must hear foreign language, and live meanly and hardly, and in other imployments than that of husbandry, wherein they had been educated, these must needs have been such discouragements as could have been conquered by none, save those who "sought first the kingdom of God, and the righteousness thereof." But that which would have made these discouragements the more unconquerable unto an ordinary faith, was the terrible zeal of their enemies to guard all ports, and search all ships, that none of them should be carried off. I will not relate the sad things of this kind then seen and felt by this people of God; but only exemplify those trials with one short story. Divers of this people having hired a Dutchman, then lying at Hull, to carry them over to Holland, he promised faithfully to take them in between Grimsly and Hull; but they coming to the place a day or two too soon, the appearance of such a multitude alarmed the officers of the town adjoining, who came with a great body of soldiers to seize upon them. Now it happened that one boat full of men had been carried aboard, while the women were yet in a bark that lay aground in a creek at low water. The Dutchman perceiving the storm that was thus beginning ashore, swore by the sacrament that he would stay no longer for any of them; and so taking the advantage of a fair wind then blowing, he put out to sea for Zealand. The women thus left near Grimsly-common, bereaved of their husbands, who had been hurried from them, and forsaken of their neighbors, of whom none durst in this fright stay with them, were a very rueful spectacle; some crying for fear, some shaking for cold, all dragged by troops of armed and angry men from one Justice to another, till not knowing what to do with them, they even dismissed them to shift as well as they could for themselves. But by their singular afflictions, and by their Christian behaviors, the cause for which they exposed themselves did gain considerably. In the meantime, the men at sea found reason to be glad that their families were not with them, for they were surprised with an horrible tempest, which held them for fourteen days together, in seven whereof they saw not sun, moon or star, but were driven upon the coast of Norway. The mariners often despaired of life, and once with doleful shrieks gave over all, as thinking the vessel was foundered: but the vessel rose again, and when the mariners with sunk hearts often cried out, "We sink! we sink!" the passengers, without such distraction of mind, even while the water was running into their mouths and ears, would cheerfully shout, "Yet, Lord, thou canst save! Yet, Lord, thou canst save!" And the Lord accordingly brought them at last safe unto their desired haven: and not long after helped their distressed relations thither after them, where indeed they found upon almost all accounts a new world, but a world in which they found that they must live like strangers and pilgrims.
Among those devout people was our William Bradford, who was born Anno 1588, in an obscure village called Ansterfield, where the people were as unacquainted with the bible, as the Jews do seem to have been with part of it in the days of Josiahâ a most ignorant and licentious people, and like unto their priest. Here, and in some other places, he had a comfortable inheritance left him of his honest parents, who died while he was yet a child, and cast him on the education, first of his grand parents, and then of his uncles, who devoted him, like his ancestors, unto the affairs of husbandry. Soon a long sickness kept him, as he would afterwards thankfully say, from the vanities of youth, and made him the fitter for what he was afterwards to undergo. When he was about a dozen years old, the reading of the Scriptures began to cause great impressions upon him; and those impressions were much assisted and improved, when he came to enjoy Mr. Richard Cliftonâs illuminating ministry, not far from his abode; he was then also further befriended, by being brought into the company and fellowship of such as were then called professors; though the young man that brought him into it did after become a profane and wicked apostate. Nor could the wrath of his uncles, nor the scoff of his neighbors, now turned upon him, as one of the Puritans, divert him from his pious inclinations.
At last, beholding how fearfully the evangelical and apostolical church-form, wherein the churches of the primitive times were cast by the good spirit of God, had been deformed by the apostasy of the succeeding times; and what little progress the Reformation had yet made in many parts of Christendom towards its recovery, he set himself by reading, by discourse, by prayer, to learn whether it was not his duty to withdraw from the communion of the parish-assemblies, and engage with some society of the faithful, that should keep close unto the written word of God, as the rule of their worship. And after many distresses of mind concerning it, he took up a very deliberate and understanding resolution of doing so; which resolution he cheerfully prosecuted, although the provoked rage of his friends tried all the ways imaginable to reclaim him from it, unto all whom his answer was :
Were I like to endanger my life, or consume my estate by any ungodly courses, your counsels to me were very seasonable; but you know that I have been diligent and provident in my calling, and not only desirous to augment what I have, but also to enjoy it in your company; to part from which will be as great a cross as can befall me. Nevertheless, to keep a good conscience, and walk in such a way as God has prescribed in his Word, is a thing which I must prefer before you all, and above life itself. Wherefore, since âtis for a good cause that I am like to suffer the disasters which you lay before me, you have no cause to be either angry with me, or sorry for me; yea, I am not only willing to part with every thing that is dear to me in this world for this cause, but I am also thankful that God has given me an heart to do, and will accept me so to suffer for him. Some lamented him, some derided him, all dissuaded him: nevertheless, the more they did it, the more fixed he was in his purpose to seek the ordinances of the gospel, where they should be dispensed with most of the commanded purity; and the sudden deaths of the chief relations which thus lay at him, quickly after convinced him what a folly it had been to have quitted his profession, in expectation of any satisfaction from them. So to Holland he attempted a removal.
Having with a great company of Christians hired a ship to transport them for Holland, the master perfidiously betrayed them into the hands of those persecutors, who rifled and ransacked their goods, and clapped their persons into prison at Boston, where they lay for a month together. But Mr. Bradford being a young man of about eighteen, was dismissed sooner than the rest, so that within a while he had opportunity with some others to get over to Zealand, through perils, both by land and sea not inconsiderable; where he was not long ashore ere a viper seized on his hand - that is, an officer - who carried him unto the magistrates, unto whom an envious passenger had accused him as having fled out of England. When the magistrates understood the true cause of his coming thither, they were well satisfied with him; and so he repaired joyfully unto his brethren at Amsterdam, where the difficulties to which he afterwards stopped in learning and serving of a Frenchman at the working of silks, were abundantly compensated by the delight wherewith he sat under the shadow of our Lord, in his purely dispenses ordinances. At the end of two years, he did, being of age to do it, convert his estate in England into money; but setting up for himself, he found some of his designs by the providence of God frowned upon, which he judged a correction bestowed by God upon him for certain decays of internal piety, whereinto he had fallen; the consumption of his estate he thought came to prevent a consumption in his virtue. But after he had resided in Holland about half a score years, he was one of those who bore a part in that hazardous and generous enterprise of removing into New-England, with part of the English church at Leyden, where, at their first landing, his dearest consort accidentally falling overboard, was drowned in the harbor; and the rest of his days were spent in the services, and the temptations, of that American wilderness.
Here was Mr. Bradford, in the year 1621, unanimously chosen the governor of the plantation: the difficulties whereof were such, that if he had not been a person of more than ordinary piety, wisdom and courage, he must have sunk under them. He had, with a laudable industry, been laying up a treasure of experiences, and he had now occasion to use it: indeed, nothing but an experienced man could have been suitable to the necessities of the people. The potent nations of the Indians, into whose country they were come, would have cut them off, if the blessing of God upon his conduct had not quelled them; and if his prudence, justice and moderation had not overruled them, they had been ruined by their own distempers. One specimen of his demeanor is to this day particularly spoken of. A company of young fellows that were newly arrived, were very unwilling to comply with the governorâs order for working abroad on the public account; and therefore on Christmas-day, when he had called upon them, they excused themselves, with a pretense that it was against their conscience to work such a day. The governor gave them no answer, only that he would spare them till they were better informed; but by and by he found them all at play in the street, sporting themselves with various diversions; whereupon commanding the instruments of their games to be taken from them, he effectually gave them to understand, "That it was against his conscience that they should play whilst others were at work: and that if they had any devotion to the day, they should show it at home in the exercises of religion, and not in the streets with pastime and frolics;" and this gentle reproof put a final stop to all such disorders for the future.
For two years together after the beginning of the colony, whereof he was now governor, the poor people had a great experiment of "manâs not living by bread alone;" for when they were left all together without one morsel of bread for many months one after another, still the good providence of God relieved them, and supplied them, and this for the most part out of the sea. In this low condition of affairs, there was no little exercise for the prudence and patience of the governor, who cheerfully bore his part in all: and, that industry might not flag, he quickly set himself to settle propriety among the new-planters; foreseeing that while the whole country labored upon a common stock, the husbandry and business of the plantation could not flourish, as Plato and others long since dreamed that it would, if a community were established. Certainly, if the spirit which dwelt in the old puritans, had not inspired these new planters, they had sunk under the burden of these difficulties; but our Bradford had a double portion of that spirit.
The plantation was quickly thrown into a storm that almost overwhelmed it, by the unhappy actions of a minister sent over from England by the adventurers concerned for the plantation; but by the blessing of heaven on the conduct of the governor, they weathered out that storm. Only the adventurers hereupon breaking to pieces, threw up all their concernments with the infant-colony; whereof they gave this as one reason, "That the planters dissembled with his Majesty and their friends in their petition, wherein they declared for a church-discipline, agreeing with the French and others of the reforming churches in Europe." Whereas âtwas nor urged, that they had admitted into their communion a person who at his admission utterly renounced the Churches of England (which person, by the way, was that very man who had made the complaints against them) and therefore, though they denied the name of Brownists, yet they were the same. In answer hereunto, the very words written by the governor were these : Whereas you tax us with dissembling about the French discipline, you do us wrong, for we both hold and practice the discipline of the French and other Reformed Churches (as they have published the same in the Harmony of
Confessions) according to our means, in effect and substance. But whereas you would tie us up to the French discipline in ever circumstance, you derogate from the liberty we have in Christ Jesus. The Apostle Paul would have none to follow him in any thing, but wherein he follows Christ; much less ought any Christian or church in the world to do it. The French may err, we may err, and other churches may err, and doubtless do in many circumstances. That honor therefore belongs only to the infallible Word of God, and pure Testament of Christ, to be propounded and followed as the only rule and pattern for direction herein to all churches and Christians. And it is too great arrogancy for any man or church to think that he or they have so sounded the Word of God unto the bottom, as precisely to set down the churchâs discipline without error in substance or circumstance, that no other without blame may digress or differ in any thing from the same. And it is not difficult to show that the Reformed Churches differ in many circumstances among themselves. By which words it appears how far he was free from that rigid spirit of separation, which broke to pieces the Separatists themselves in the Low Countries, unto the great scandal of the reforming churches. He was indeed a person of a well-tempered spirit, or else it had been scarce possible for him to have kept the affairs of Plymouth in so good a temper for thirty-seven years together; in every one of which he was chosen their governor, except the three years wherein Mr. Winslow, and the two years wherein Mr. prince, at the choice of the people, took a turn with him.
The leader of a people in a wilderness had need be a Moses; and if a Moses had not led the people of Plymouth Colony, when this worthy person was their governor, the people had never with so much unanimity and importunity still called him to led them. Among many instances thereof, let this one piece of self-denial be told for a memorial of him, wheresoever this History shall be considered : The Patent of the Colony was taken in his name, running in these terms : "To William Bradford, his heirs, associates, and assigns." But when the number of the freemen was much increased, and many new townships erected, the General Court there desired of Mr. Bradford, that he would make a surrender of the same into their hands, which he willingly and presently assented unto, and confirmed it according to their desire by his hand and seal, reserving no more for himself than was his proportion, with others, by agreement. But as he found the providence of Heaven many ways recompensing his many acts of self-denial, so he gave this testimony to the faithfulness of the divine promises : "That he had forsaken friends, houses and lands for the sake of the gospel, and the Lord gave them him again." Here he prospered in his estate; and besides a worthy son which he had by a former wife, he had also two sons and a daughter by another, whom he married in his land.
He was a person for study as well as action; and hence, notwithstanding the difficulties through which he passed in his youth, he attained unto a notable skill in languages: the Dutch tongue was become almost as vernacular to him as the English; the French tongue he could also manage; the Latin and the Greek he had mastered; but the Hebrew he most of all studied, "Because," he said, "he would see with his own eyes the ancient oracles of God in their native beauty." He was also well skilled in History, in Antiquity, and in Philosophy; and for Theology he became so versed in it, that he was an irrefragable disputant against the errors, especially those of Anabaptism, which with trouble he saw rising in his colony; wherefore he wrote some significant things for the confutation of those errors. But the crown of all was his holy, prayerful, watchful, and fruitful walk with God, wherein he was very exemplary.
At length he fell into an indisposition of body, which rendered him unhealthy for a whole winter; and as the spring advanced, his health yet more declined; yet he felt himself not what he counted sick, till one day; in the night after which, the God of heaven so filled his mind with ineffable consolations, that he seemed little short of Paul, rapt up unto the unutterable entertainments of Paradise. The next morning he told his friends, "That the good Spirit of God had given him a pledge of his happiness in another world, and the first-fruits of his eternal glory;" and on the day following he died, may 9, 1657, in the 69th year of his age - lamented by all the colonies of New-England, as a common blessing and father to them all.
O mihi si Similis Contingat Clausula Vitae!
(O, that lifeâs end may be as sweet to me.)
Platoâs brief description of a governor, is all that I will now leave as his character, in the EPITAPH
N o m e m x T r o j o z d g s l a x a n j r w p i n h x
(A shepherd-guardian of his human fold)
Men are but flocks : Bradford beheld their need.
And long did them at once both rule and feed.
The Year My World Fell Apart
Twenty-five years ago, my world fell apart. I had just turned 39, was happily married with five kids, and served as the associate pastor of a growing two-year-old church plant. My health was good, I enjoyed an active life, and ministry opportunities abounded. Everything looked good from the outside. But on the inside, it was a different story. Starting in January of 1994, fear, hopelessness, depression, detachment, anxiety, and emptiness became my daily companions. All my life, I had taken pride in my ability to think clearly, but suddenly, thoughts began racing through my mind that I couldnât stop. Panic attacks came regularly. I imagined I would be dead within months. And then there were the physical effects. Most days, I found it hard to catch my breath. My arms itched incessantly, and no amount of scratching relieved the sensation. When it didnât seem like a 200-pound weight pressed against my chest, I often felt an eerie hollowness. My face buzzed. I was light-headed. I spent many nights pacing and trying to pray. âThis Doesnât Happen to Pastorsâ Other than the normal pressures of a church planting pastor, there were no obvious reasons why I seemed to be going crazy. In an effort to rule out potential causes, I made an appointment with my doctor for a complete checkup. The results came back. I was âfine.â Nothing had prepared me for what I was going through. My internal accusations that âthis doesnât happen to pastorsâ only made me more frantic. I looked fruitlessly for something that would give me victory over whatever it was I was battling. Scripture. Prayer. Worship music. A retreat. A vacation. Even a trip to Canada during the âToronto blessing.â Nothing helped. Early on, I thought about seeing a counselor, maybe even a psychiatrist. I was aware of occasions when people with hormonal imbalances, an inability to sleep, or traumatic personal histories benefited from medical intervention. I wondered if drugs might help me get back on my feet to deal with what I was experiencing. I also identified with various labels I had read about. Nervous breakdown. Burnout. Anxiety disorder. Depression. Whatever was going on was affecting me emotionally, physically, mentally, and spiritually. The symptoms were too numerous and intense to think this was only a âsinâ problem. But no label I assigned to my condition identified root causes. If what I was experiencing originated in my own heart (as it seemed), I wanted to explore that first. I wanted to press in to the gospel to see what I might be missing. The next two and a half years were the hardest of my life. But knowing what I learned from them, they were, without a doubt, the best years. Many people, most significantly my wife, Julie, were invaluable means of grace during that time. I hope to be a means of grace to you or others you might know who have been through something similar to what Iâve been describing. These are a few of the lessons God taught me during that time. We Might Not Be Hopeless Enough About a year into my dark season, I told my good friend, Gary, that I felt dead inside. Life didnât make sense. I felt completely hopeless. Garyâs response was one Iâll never forget and have passed on to countless people, âI donât think youâre hopeless enough. If you were completely hopeless, youâd stop trusting in what you can do and trust in what Jesus has already done for you on the cross.â Our problem isnât that we have no hope. We just hope in things that arenât God. Our own abilities. A preferred outcome. Our reputation. Financial security. You fill in the blank. And when the idols weâve hoped in donât deliver as promised, we panic. We despair. We lash out. We go numb. Thatâs why the psalmists speak of hoping in the Lord and his word at least twenty-five times, and why David tells us to âhope in the Lord from this time forth and forevermoreâ (Psalm 131:3). Itâs easy and common to hope in something other than God. Blessed Are Those Who Know Their Need For most of my life up until that point, my heart aggressively served the idols of credit and control. Those idols revealed a selfish ambition that desired not only peopleâs approval but their applause, even their adoration. I wanted to receive the praise only God deserves. When I couldnât get everyone to think I was as great as I thought I was, or when I realized the world didnât bow to my desires, my idols punished me: mentally, emotionally, and physically. I thought I was a victim. I thought depression was âcoming on meâ from âout there.â Actually, I was the one producing it, through my own fears, unbelief, and false worship. I was forsaking my only hope of steadfast love (Jonah 2:8). Over time I came to see God was guiding the whole process in order to turn my heart to him. He wanted to wean me from my self-centered idolatry so I could find the greater joy of pursuing his glory instead of mine. Benefits We Donât Think We Need In the first year of my trial, I was often unaffected by normal spiritual disciplines like reading Scripture, gathering with the church on Sundays, and prayer. The promises of the Bible seemed like empty platitudes, meant for those who were doing well. In reality, I didnât see the depths of my need clearly enough. A friend introduced me to John Owenâs Sin and Temptation  and God used it to show me how deceived my heart could be. Rather than wondering why I felt so hopeless and fearful, I started to own those feelings as the effect of functionally seeing myself as my own savior. Apart from Jesus, I was completely hopeless and had every reason to fear. But Jesus died on the cross to save hopeless and fearful people. And I was one of them. That thought process, repeated a thousand times, pointed me again and again to the Savior I needed more than I had ever realized. Feelings Are Unreliable Proofs The Psalms teach us that a relationship with God involves our emotions. Godâs presence brings joy, Godâs promises bring comfort, Godâs provision brings satisfaction (Psalm 16:11; 119:50; 145:16). But I was trying to root my faith in my experiences rather than in Godâs word. I was looking to sustained peace as evidence that the Bible was true, and found myself chasing experiences rather than Jesus. When I was unaffected by the gospel, I began to see that other desires were at work in my heart. Selfish ambition. Self-atonement. Works-righteousness. A love of ease. Feelings tell me something is happening in my soul, but they donât necessarily tell me why I feel (or donât feel) a certain way. We discover that through patiently and consistently trusting and pursuing God (Proverbs 2:1â5). When I insist on finding relief from my emotional distress before I believe God, Iâm living by sight, not by faith. Self-Focus Wonât Ultimately Defeat Self-Sins In March of 1995, I went on a personal retreat. After 24 hours, I determined my problem was that I had been depending too much on my own righteousness and needed to trust in the righteousness of Christ. When I got home, I committed myself to a rigid discipline of Scripture memorization. Julie told me I came back more bound up than when I had left. One reason my dark season lasted so long was my belief that both the problem and solution ended in me. It was my lack of faith, my legalism, my poor choices. I needed to memorize more Scripture, do more, do less, do nothing, do everything. Over time, God graciously showed me that putting sin to death involves me but doesnât depend on me. Godâs grace comes to humble, needy people, never to those who think they deserve or can earn it. Robert Murray MâCheyneâs counsel is still wise: âFor every look at self, take ten looks at Christ!â His perfect life, substitutionary sacrifice, and glorious resurrection are a never-ending stream of delight, hope, and transformation (2 Corinthians 3:18). Take Every Temptation to Christ Maturity isnât freedom from temptation, but responding to temptation more often with what God has said and done for us in Christ. I often thought I was backsliding when the temptations of anxiety, fear, hopelessness, and depression reappeared (or even increased). In those moments, I was tempted to think what I had been doing and believing âdidnât work.â But John Owen observed, âYour state is not at all to be measured by the opposition that sin makes to you, but by the opposition you make to it.â In my discouragement, I was tempted to run to something other than Godâs word and the gospel as my refuge. I started to doubt that hearing the Bible preached on Sundays could do any good. But Godâs promises remain true no matter how many times we forget or neglect them. Jesus will always be the only Savior who died for my sins to bear my punishment and reconcile me to God (1 Peter 3:18). In him I am truly forgiven, justified, adopted, and eternally secure in Godâs love and care. As I continued to confess my inadequacy with phrases like, âYou are God, and I am not,â I saw more clearly how God alone will always be my rock, steadfast love, fortress, stronghold, deliverer, and refuge (Psalm 144:1â2). Traveling Through the Valley The lessons I learned during those years have shaped my walk with God to this day. I still battle many of the same sins I fought twenty-five years ago, but I fight with greater clarity and trust in the one who has won the war. Temptations are less frequent and less intense. Iâve been able to point others who have been going through similar seasons to the life-transforming hope we have in the gospel. Removing difficulties, problems, and trials isnât the only way God shows he is good. Instead of superficial solutions, Jesus actually delivers us from our false hopes of ultimate salvation, satisfaction, and comfort. We want relief from the pain â God wants to make us like his Son. We want a change in our circumstances â God wants a change in our hearts. A crucified and risen Savior proves once and for all heâs actually able to bring that change about. Iâve learned that the goal of the battle against emotional turmoil isnât simply emotional peace. The goal is to know Christ. That realization led me to pray at one point, âIf being like this for the rest of my life means that I will know you better, then leave me like this.â Thankfully, God didnât leave me like I was. He gave me a deeper trust in the care of my heavenly Father, a more passionate love for Jesus and the gospel, and a greater awareness of his Spiritâs presence. I know better now what Paul meant when he said, âTo live is Christ, and to die is gainâ (Philippians 1:21). Which is why I thank God that, in his abundant mercy, he caused my world to fall apart twenty-five years ago.