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Financial Breakthrough Financial Breakthrough

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  • Author: John Avanzini
  • Size: 712KB | 28 pages
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About the Book


"Financial Breakthrough" by John Avanzini is a practical guide to achieving financial freedom through biblical principles and practical steps. The book emphasizes the importance of faith, stewardship, and generosity in building wealth and achieving financial success. Avanzini provides actionable advice and strategies for managing money, budgeting wisely, and investing strategically to overcome financial challenges and achieve prosperity.

John and Betty Stam

John and Betty Stam The year 1934. Americans John and Betty Stam were serving as missionaries in China. One morning Betty was bathing her three-month-old daughter Helen Priscilla Stam when Tsingteh's city magistrate appeared. Communist forces were near, he warned, and urged the Stams to flee. So John Stam went out to investigate the situation for himself. He received conflicting reports. Taking no chances, he arranged for Betty and the baby to be escorted away to safety if need be. But before the Stams could make their break, the Communists were inside the city. By little-known paths, they had streamed over the mountains behind government troops. Now gun shots sounded in the streets as looting began. The enemy beat on the Stams' own gate. A faithful cook and maid at the mission station had stayed behind. The Stams knelt with them in prayer. But the invaders were pounding at the door. John opened it and spoke courteously to the four leaders who entered, asking them if they were hungry. Betty brought them tea and cakes. The courtesy meant nothing. They demanded all the money the Stams had, and John handed it over. As the men bound him, he pleaded for the safety of his wife and child. The Communists left Betty and Helen behind as they led John off to their headquarters. Before long, they reappeared, demanding mother and child. The maid and cook pleaded to be allowed to accompany Betty. "No," barked the captors, and threatened to shoot. "It is better for you to stay here," Betty whispered. "If anything happens to us, look after the baby." [When we consecrate ourselves to God, we think we are making a great sacrifice, and doing lots for Him, when really we are only letting go some little, bitsie trinkets we have been grabbing, and when our hands are empty, He fills them full of His treasures. --Betty Stam] Betty was led to her husband's side. Little Helen needed some things and John was allowed to return home under guard to fetch them. But everything had been stolen. That night John was allowed to write a letter to mission authorities. "My wife, baby and myself are today in the hands of the Communists in the city of Tsingteh. Their demand is twenty thousand dollars for our release. . . . We were too late. The Lord bless and guide you. As for us, may God be glorified, whether by life or by death." Prisoners in the local jail were released to make room for the Stams. Frightened by rifle fire, the baby cried out. One of the Reds said, "Let's kill the baby. It is in our way." A bystander asked, "Why kill her? What harm has she done?" "Are you a Christian?" shouted one of the guards. The man said he was not; he was one of the prisoners just released. "Will you die for this foreign baby?" they asked. As Betty hugged Helen to her chest, the man was hacked to pieces before her eyes. Terror in the Streets The next morning their captors led the Stams toward Miaosheo, twelve miles distant. John carried little Helen, but Betty, who was not physically strong, owing to a youthful bout with inflammatory rheumatitis was allowed to ride a horse part of the way. Terror reigned in the streets of Miaosheo. Under guard, the foreign family was hustled into the postmaster's shop. "Where are you going?" asked the postmaster, who recognized them from their previous visits to his town. "We do not know where they are going, but we are going to heaven," answered John. He left a letter with the postmaster. "I tried to persuade them to let my wife and baby go back from Tsingteh with a letter to you, but they would not let her. . . ." That night the three were held in the house of a wealthy man who had fled. They were guarded by soldiers. John was tied to a post all that cold night, but Betty was allowed enough freedom to tend the baby. As it turned out, she did more than that. Execution The next morning the young couple were led through town without the baby. Their hands were tightly bound, and they were stripped of their outer garments as if they were common criminals. John walked barefoot. He had given his socks to Betty. The soldiers jeered and called the town’s folk to come see the execution. The terrified people obeyed. On the way to the execution, a medicine-seller, considered a lukewarm Christian at best, stepped from the crowd and pleaded for the lives of the two foreigners. The Reds angrily ordered him back. The man would not be stilled. His house was searched, a Bible and hymnbook found, and he, too was dragged away to die as a hated Christian. John pleaded for the man’s life. The Red leader sharply ordered him to kneel. As John was speaking softly, the Red leader swung his sword through the missionary’s throat so that his head was severed from his body. Betty did not scream. She quivered and fell bound beside her husband’s body. As she knelt there, the same sword ended her life with a single blow. Betty Betty Scott was born in the United States but reared in China as the daughter of missionaries. She came to the United States and attended Wilson College in Pennsylvania. Betty prepared to follow in her parents’ footsteps and work in China or wherever else the Lord directed her. But China it proved to be. At a prayer meeting for China, she met John Stam and a friendship developed that ripened into love. Painfully they recognized that marriage was not yet possible. “The China Inland Mission has appealed for men, single men, to work in sections where it would be impossible to take a woman until more settled work has commenced,” wrote John. He committed the matter to the Lord, whose work, he felt, must come before any human affection. At any rate, Betty would be leaving for China before him, to work in an entirely different region, and so they must be separated anyhow. As a matter of fact, John had not yet even been accepted by the China Inland Mission whereas Betty had. They parted after a long tender day, sharing their faith, picnicking, talking, and praying. Betty sailed while John continued his studies. On July 1, 1932, John, too, was accepted for service in China. Now at least he could head toward the same continent as Betty. He sailed for Shanghai. Meanwhile, Betty found her plans thwarted. A senior missionary had been captured by the Communists in the region where she was to have worked. The mission directors decided to keep her in a temporary station, and later ill-health brought her to Shanghai. Thus without any choice on her part, she was in Shanghai when John landed in China. Immediately they became engaged and a year later were married, long before they expected it. In October, 1934 Helen Priscilla was born to them. What would become of her now that her parents John and Betty were dead? In the Hills For two days, local Christians huddled in hiding in the hills around Miaosheo. Among them was a Chinese evangelist named Mr. Lo. Through informants, he learned that the Communists had captured two foreigners. At first he did not realize that these were John and Betty Stam, with whom he had worked, but as he received more details, he put two and two together. As soon as government troops entered the valley and it was safe to venture forth, Mr. Lo hurried to town. His questions met with silence. Everyone was fearful that spies might report anyone who said too much. An old woman whispered to Pastor Lo that there was a baby left behind. She nodded in the direction of the house where John and Betty had been chained their last night on earth. Pastor Lo hurried to the site and found room after room trashed by the bandits. Then he heard a muffled cry. Tucked by her mother in a little sleeping bag, Helen was warm and alive, although hungry after her two day fast. The kindly pastor took the child in his arms and carried her to his wife. With the help of a local Christian family, he wrapped the bodies that still lay upon the hillside and placed them into coffins. To the crowd that gathered he explained that the missionaries had only come to tell them how they might find forgiveness of sin in Christ. Leaving others to bury the dead, he hurried home. Somehow Helen had to be gotten to safety. Pastor Lo's own son, a boy of four, was desperately ill -- semi-conscious after days of exposure. Pastor Lo had to find a way to carry the children a hundred miles through mountains infested by bandits and Communists. Brave men were found willing to help bear the children to safety, but there was no money to pay them for their efforts. Lo had been robbed of everything he had. From Beyond the Grave But from beyond the grave, Betty provided. Tucked in Helen's sleeping bag were a change of clothes and some diapers. Pinned between these articles of clothing were two five dollar bills. It made the difference. Placing the children in rice baskets slung from the two ends of a bamboo pole, the group departed quietly, taking turns carrying the precious cargo over their shoulders. Mrs. Lo was able to find Chinese mothers along the way to nurse Helen. On foot, they came safely through their perils. Lo's own boy recovered consciousness suddenly and sat up, singing a hymn. Eight days after the Stams fell into Communist hands, another missionary in a nearby city heard a rap at his door. He opened it and a Chinese woman, stained with travel, entered the house, bearing a bundle in her arms. "This is all we have left," she said brokenly. The missionary took the bundle and turned back the blanket to uncover the sleeping face of Helen Priscilla Stam. Many kind hands had labored to preserve the infant girl, but none kinder than Betty who had spared no effort for her baby even as she herself faced degradation and death. Kathleen White has written an excellent and very readable biography John and Betty Stam, available from Bethany House Publishers (1988). She reports that Betty's alma mater, Wilson College in Pennsylvania, took over baby Helen's support and covered the costs of her college education. She added: "Helen is living in this country (USA) with her husband and family but does not wish her identity and whereabouts to be made known." Resources: Huizenga, Lee S. John and Betty Stam; Martyrs. Zondervan, 1935. Pollock, John. Victims of the Long March and Other Stories. Waco, Texas.: Word Publishing, 1970. Taylor, Mrs. Howard. The Triumph of John and Betty Stam. China Inland Mission, 1935.

Finding Financial Freedom

The smartest thing we can do financially is to make God’s kingdom and His righteousness our top priority. Since true financial freedom is based largely on the condition of our heart and attitude, we must consciously embrace truth not fear, contentment not greed, humility not pride, gratitude not resentment, righteousness not deceit, generosity not selfishness. The following suggestions are financial strategies that have helped many people. Look at the list, pray over it, and apply what will benefit you and your family with the goal of changing bad habits, reducing stress, and gaining financial freedom. Make a Plan Everything starts with a plan. After you do that, you’re ready to move forward with it. Set specific goals, short-term and long-term. Write them down and refer to them regularly. This will give clarity. Create a budget. This brings freedom. Seek accountability. This will provide encouragement. Give regularly. This will break the grip of selfishness. Eliminate personal debt. This will set you free. Fund an emergency account, save, invest. This will help you have margin. Change your withholding if you get tax refunds. This will boost cash flow. Celebrate milestones with gratitude. This will keep you motivated. Reduce Expenses You can take action now to reduce your expenses. Here are several actions. Keep track of all expenses for at least 30 days to learn your spending habits. Use extra money (tax refunds, raises, gifts) wisely. Become frugal. Live like you’re poor. Buy only what you need. Cancel cable and subscriptions. Limit or drop TV and social media. Find free entertainment. Read more books — use the library. Eat out only for special occasions. Recruit a couple or family to join you on this journey. Challenge yourself to eat the pantry. The smartest thing we can do financially is to make God’s kingdom and His righteousness our top priority. Chuck Bentley in Finding Financial Freedom This Year Go on a “Spending Fast.” Use cash when possible to limit credit card debt. Change your lifestyle. Move, drive cheaper cars, and so on. Reduce utility costs. Avoid “window shopping.” Assess your friendships. Plan ahead for holidays. Grocery shop with a list. Cook large meals, freeze leftovers, and take meals from home to work Say no to impulse purchases. Use coupons or buy what is on sale. Shop consignment or thrift shops. Drop gym memberships. Make coffee at home. Skip soft drinks and bottled water. Find a mobile discount plan. Trade skills with a friend (cooking, yard care, haircuts, and so on). Avoid financing cars and loans. Don’t gamble. Increase Income By taking just a few deliberate actions, you can increase your income. Work hard and ask for a raise. Improve your job skills. Obtain certifications and online training. Take on a part-time job. Sell what you don’t need. Think outside the box. Find creative solutions to problems. Improve Your Health Your health impacts your finances in several ways, including the cost of insurance, your ability to work, your energy level, your ability to sleep, and your state of mind. Sleep a minimum of seven hours. God designed you to function best when rested. Drink more water, much more than you think you need. Eat healthily. Grow food if you can. Exercise daily and spend time in nature. Sunshine is an essential part of your health. Eliminate stress and guard your mental health. Limit prescription drug use. Research natural remedies. Plan for the Future By taking just a few deliberate actions, you can increase your income. Organize your finances and emergency information. Gather documents to prepare taxes. Make a will and plan burial options. Carry adequate insurance: life, health, car, home, or rental. Plan education costs for children. Begin funding retirement accounts. Diversify your investments. Principles and best practices are of no value if we only know them intellectually. Knowing and doing is the key to experiencing God’s promises. Living accordingly will help you to thrive.

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