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About the Book
"Start Late, Finish Rich" by David Bach is a financial guidebook aimed at individuals who have not focused on their financial futures and are worried about retirement. The book provides practical advice on how to catch up on retirement savings, eliminate debt, invest wisely, and create a plan for achieving financial security. Bach emphasizes the importance of taking small, consistent steps to build wealth over time, even if you are starting later in life.
Henry Martyn
Martyn was born in Truro, England, where his father worked as head clerk of a merchant house. After attending Truro Grammar School, he proceeded to Cambridge to read mathematics. Influenced by his younger sister, and by Charles Simeon, he soon professed evangelical faith. He graduated (as Senior Wrangler) in 1801, also earning the Smithâs Prize. In 1802 he became a fellow of St. Johnâs. Admiration for David Brainerd persuaded him to abandon legal ambitions for missionary service.
A curacy with Simeon at Holy Trinity Church, Cambridge, followed. Changed personal circumstances made missionary service impossible for him, so instead, he accepted a chaplainâs commission with the East India Company. During the 305-day voyage to Calcutta, he studied Urdu and Bengali. Until he was posted inland, he assisted the Serampore Baptists in Bible translation work. He was chaplain from 1806 to 1809 at Dinapore and from 1809 to 1810 at Cawnpore. In both places, his refusal to regard Indians as inferior and his respect for India culture annoyed and alienated many of his peers. Encouraged by fellow evangelicals, he took as his main task Bible translation. With the assistance of munshis (translators), he produced Urdu, Arabic, and Persian versions of Scripture, thus focusing on Muslim languages. Confessing that ignorance of Islam handicapped his ability to communicate the gospel, he also âread everything [he] could pick up about Mohammadans.â
Late in 1810, suffering from consumption, Martyn took a leave of absence to travel through Iran, to test his Persian translation, and to benefit from a drier climate. He hoped eventually to return to England to persuade a childhood sweetheart, who had refused an earlier request, to marry him. In Iran, he thoroughly revised his Persian translation of the New Testament, which, with the help of Sir Gore Ouseley (1779-1844), was presented to the shah. Reluctantly, Martyn also agreed to exchange tracts with the Muslim ulema (religious scholars), later published as his Controversial Tracts on Christianity and Mohammedanism (1824). Martyn died at Tocat at age 31, cared for and buried by Armenians, whose ancient church he had long admired. Martynâs ecumenical openness, his desire to implant the gospel in Indian culture, and his concern for spiritual exchange with Muslims have often been obscured by his reluctant use of polemic. Nevertheless, his legacy inspired later missionaries, such as Thomas Valpy French and Temple Gairdner toward a more irenic approach to Muslims and to Islam.
Clinton Bennett, âMartyn, Henry,â in Biographical Dictionary of Christian Missions, ed. Gerald H. Anderson (New York: Macmillan Reference USA, 1998), 438-39.
This article is reprinted from Biographical Dictionary of Christian Missions, Macmillan Reference USA, copyright © 1998 Gerald H. Anderson, by permission of Macmillan Reference USA, New York, NY. All rights reserved.
slain in the shadow of the almighty
He who dwells in the shelter of the Most High will abide in the shadow of the Almighty . I will say to the Lord, âMy refuge and my fortress, my God, in whom I trust.â (Psalm 91:1â2) On January 8, 1956, Jim Elliot, Nate Saint, Ed McCully, Peter Flemming, and Roger Youderian were speared to death on a sandbar called âPalm Beachâ in the Curaray River of Ecuador. They were trying to reach the Huaorani Indians for the first time in history with the gospel of Jesus Christ. Elisabeth Elliot memorialized the story in her book Shadow of the Almighty . That title comes from Psalm 91:1: âHe who dwells in the shelter of the Most High will abide in the shadow of the Almighty .â Not an Accident This is where Jim Elliot was slain â in the shadow of the Almighty. Elisabeth had not forgotten the heartbreaking facts when she chose that title two years after her husbandâs death. When he was killed, they had been married three years and had a ten-month-old daughter. âGodâs refuge for his people is not from suffering and death, but final and ultimate defeat.â The title was not a slip â not any more than the death of the five missionaries was a slip. But the world saw it differently. Around the world, the death of these young men was called a tragic nightmare. Elisabeth believed the world was missing something. She wrote, âThe world did not recognize the truth of the second clause in Jim Elliotâs credo: âHe is no fool who gives what he cannot keep to gain what he cannot lose .ââ She called her book Shadow of the Almighty  because she was utterly convinced that the refuge of the people of God is not a refuge from suffering and death, but a refuge from final and ultimate defeat. âWhoever would save his life will lose it, but whoever loses his life for my sake will save itâ (Luke 9:24) â because the Lord is God Almighty . God did not exercise his omnipotence to deliver Jesus from the cross. Nor will he exercise it to deliver you and me from tribulation. âIf they persecuted me, they will also persecute youâ (John 15:20). If we have the faith and single-mindedness and courage of those five missionaries, we might find ourselves saying with the apostle Paul, âFor your sake we are being killed all the day long; we are regarded as sheep to be slaughtered.â No, in all these things we are more than conquerors through him who loved us. For I am sure that neither death nor life, nor angels nor rulers, nor things present nor things to come, nor powers, nor height nor depth, nor anything else in all creation, will be able to separate us from the love of God in Christ Jesus our Lord. (Romans 8:36â39) Security in His Strength Has it ever hit home to you what it means to say, âMy God, who loves me and gave himself for me, is almighty â? It means that if you take your place âin the shadow of the Almighty,â you will be protected by omnipotence. There is infinite and unending security in the almightiness of God â no matter what happens in this life. âThere is infinite, unending security in the almightiness of God â no matter what happens in this life.â The omnipotence of God means eternal, unshakable refuge in the everlasting glory of God, no matter what happens on this earth. And that confidence is the power of radical obedience to the call of God â even the call to die. Is there anything more freeing, more thrilling, or more strengthening than the truth that God Almighty  is your refuge â all day, every day, in all the ordinary and extraordinary experiences of life? Nothing but what he ordains for your good befalls you. God Intervened Research into the circumstances surrounding the martyrdom of the five missionaries has revealed the hand of God in unexpected ways. In the September 1996 issue of Christianity Today , Steve Saint, son of Nate Saint, who was martyred along with Elliott, McCully, Flemming, and Youderian, wrote an article about new discoveries made about the tribal intrigue behind the slayings. He wrote one of the most amazing sentences on the sovereignty of the Almighty that I have ever read â especially coming from the son of a slain missionary: As [the killers] described their recollections, it occurred to me how incredibly unlikely it was that the Palm Beach killing took place at all; it is an anomaly that I cannot explain outside of divine intervention . (italics added) In other words, there is only one explanation for why these five young men died and left a legacy that has inspired thousands. God intervened. This is the kind of sovereignty we mean when we say, âNothing but what he ordains for your good befalls you.â âIn the darkest moments of our pain, God is hiding his weapons behind enemy lines.â Which also means that no one, absolutely no one, can frustrate the designs of God to fulfill his missionary plans for the nations. In the darkest moments of our pain, God is hiding his weapons behind enemy lines. Everything that happens in history will serve this purpose as expressed in Psalm 86:9, All the nations you have made shall come and worship before you, O Lord, and shall glorify your name. If we believed this, if we really let this truth of Godâs omnipotence get hold of us â that we live perfectly secure in the shadow of the Almighty  â what a difference it would make in our personal lives and in our families and churches. How humble and powerful we would become for the saving purposes of God.