About the Book
"The Money Answer Book" by Dave Ramsey provides practical and straightforward advice on managing personal finances, including saving money, investing wisely, and getting out of debt. The book covers a wide range of financial topics and offers practical tips and strategies for achieving financial security and success.
Katharina Luther
Katharina von Bora (l. 1499-1552, also known as Katherine Luther) was a former nun who married Martin Luther (l. 1483-1546) in 1525. She, along with some fellow nuns, escaped their convent with Luther's help in 1523 in response to his reform movement. Katharina is recognized as the stabilizing force in Luther's life, enabling his later works.
Almost nothing is known of her life prior to 1523, and the details of her married life come mostly from Luther's letters. She was the undisputed administer of their home and finances, tending to all the necessary practical matters and allowing Luther the time and space to write, preach, and lecture. In addition to her domestic duties, she also bore Luther six children, ran their farm, supervised servants, operated a successful brewery, and assisted Luther in developing his Church. Her marriage to Luther – a former nun to a former priest – set the paradigm followed by many others and established the model of an ecclesiastical marriage.
After Luther's death, she was forced to leave Wittenberg during the Schmalkaldic War (1546-1547) and fled to Magdeburg. Upon her return, she found her lands destroyed and struggled to make a living until 1552 when she left for the city of Torgau. She died there on 20 December 1552. She is celebrated annually on 20 December by some, though not all, Lutheran denominations, though all recognize her contributions to the Protestant Reformation.
Katharina von Bora is thought to have been born on 29 January 1499, though her birth date is not recorded. Her parents were untitled lesser nobility, but who they were is debated. Based on different documentation, they were either Johan von Bora (also given as Jan von Bora) and his wife Margarete of Lippendorf or Hans von Bora and his wife Anna von Haugwitz of Hirschfeld. When her mother died c. 1504, her father remarried and sent Katharina to the cloister of Saint Clemens in Brehna to be taken under care and raised as a nun.
Sending one's daughter off to a convent was an option taken by many parents who either had too many girls and not enough resources to provide dowries for them all or who wanted to provide them with security and education, or both. A young girl like Katharina would have been admitted as an oblate, studied to become a novice, and then would take the vows to become a full nun sometime around the age of 20. Many women, of any age, chose the monastic life for themselves, however, preferring it to the uncertainty of married life and the dangers of childbirth. Scholars Frances and Joseph Gies comment:
For upper-class women, the convent filled several basic needs. It provided an alternative to marriage by receiving girls whose families were unable to find them husbands. It provided an outlet for nonconformists, women who did not wish to marry because they felt a religious vocation, because marriage was repugnant, or because they saw in the convent a mode of life in which they could perform and perhaps distinguish themselves. (64)
Convents were also used by the upper class to protect their daughters from political rivals who might try to abduct them and, conversely, to hold powerful or potentially powerful women who had already been abducted, but for many women, the daily life of medieval nuns was freely chosen. In Katharina's case, the decision was made for her. She was educated by the nuns at Brehna until she was around ten years old when she moved to the convent of Marienthorn in Nimbschen, where a maternal aunt was in residency.
Katharina would have had to submit to the authority of the abbess who ran the convent and live the monastic life obediently, which included daily routines of prayers, services, tending gardens, domestic chores, and, in some cases, illuminating manuscripts or preparing prayer books. Nuns were also expected to learn needlework so as to embroider the vestments of priests and, in most cases, perform outreach incentives in the community and tend the sick. Nuns could come and go from the convent, but their interactions with the outside world were strictly monitored.
Based on later evidence from her married life, Katharina became adept at this time in nursing, administration, agriculture, domestic chores, and beer brewing, as she showed exceptional skill in all these areas, and more, shortly after her marriage to Luther. After Martin Luther's 95 Theses had been translated into German and published in 1518, news of his conflict with the Church would have reached Nimbschen in 1518 or 1519 at the latest. The conflict escalated throughout 1520, culminating in Luther's burning of the papal bull in December and his excommunication in January 1521.
Katharina's Escape
After Luther's appearance at the Diet of Worms in April 1521, where he defied papal authority and defended his works criticizing Church policy and practice, his popularity – and notoriety – grew. He was already a well-known figure prior to Worms, and the Church and civil authorities, recognizing him as a threat to the status quo, declared him an outlaw and heretic through the Edict of Worms in May 1521. Luther's regional sovereign, Frederick III (the Wise, l. 1463-1525) secured him in his castle at Wartburg, where Luther continued to write and translated the New Testament into German.
Among his many criticisms of church policy was monastic life, which he claimed was unnatural and unbiblical. These views may have circulated around Marienthorn prior to 1521 but certainly would have afterwards, even if the abbess had tried to silence them. Exactly how Katharina first learned of Luther's criticisms is unknown, but she had embraced them by 1523 when she wrote him directly asking for his help. She and a few other nuns of Marienthorn (the number of them is given at either eight or twelve) wished to leave the convent and required his assistance. This was no small matter since abducting a nun or helping her leave the monastic life was a criminal offense. Scholar Gwen Seabourne comments:
The gates of the convent allowed movement in both directions, and both church and secular authorities had an interest in keeping them under surveillance. Royal concern was with disorderly conduct and security of convents at a time when they might be used to house royal or noble women and also to confine the daughters of dangerous opponents. A statute of 1285 made removal of nuns from their convents an offense which might result in a prison sentence, compensation to the convent, and a payment to the king. The offense was that of the person removing the nun, rather than the nun herself, so liability was incurred whether or not the nun consented to her removal. (2)
This statute could only be enforced by the authorities of the region in which the offense took place, however, and if one could remove the nun to another principality, which chose not to enforce it, punishment could be avoided. Luther arranged to have a well-respected merchant, Leonard Kopp, help free the nuns in the region under Duke George and bring them to Wittenberg, which was controlled by Frederick III. Kopp regularly delivered herring to the convent, and on the Eve of the Resurrection (Easter Eve) 1523, Kopp made his delivery and then hid the nuns in his wagon and rode out through the gates. Scholar Roland H. Bainton, who maintains the number of the nuns was twelve, writes:
Three returned to their own homes. The remaining nine arrived in Wittenberg. A student reported to a friend, "A wagonload of vestal virgins has just come to town, all more eager for marriage than for life. God grant them husbands lest worse befall." Luther felt responsible to find for them all homes, husbands, or positions of some sort. An obvious solution was that he should dispose of one case by marrying himself. (293)
As Luther had hoped, Frederick III did nothing about the statute of 1285, and the newly arrived nuns were free to marry or return to their families. Luther first tried to place them back with their parents, but this did not work as the families refused to be implicated in a crime, and further, many simply could not afford to support a daughter, much less one who had renounced her vows and would be difficult to find a husband for.
Marriage
After exhausting the option of returning the women to their former homes, Luther set about finding them husbands himself. Scholar Lyndal Roper observes:
Luther needed to settle the women in respectable marriages as soon as possible to avoid malicious gossip, and thus found himself in the unexpected position of marriage broker. As a result, the situation forced him to think about female desire…It may have been that the subject came to mind because he was beginning to be tempted himself. (264)
By 1525, Luther had found respectable matches or positions for all of the nuns except Katharina, who was first placed as a servant in the home of the clerk Philipp Reichenback and then of the artist Lucas Cranach the Elder. Luther arranged at least two matches for her, neither of which worked out, and heard from his friend Nikolaus von Amsdorf that she had said she would marry only Amsdorf or Luther, but preferred Luther.
Luther, although he had advocated for the marriage of former priests and nuns, did not consider it an option for himself as he had been condemned as a heretic and an outlaw in 1521, knew there was always the chance he could be arrested and executed, and did not want to inflict that loss on a wife. There was also the concern, voiced by his friend Philip Melanchthon (l. 1497-1560) and others that marriage would detract from his public image as a selfless champion of the faith and possibly derail the reform movement.
Still, some of his friends, like Amsdorf, suggested he marry Katharina to resolve her problem and also make a statement for the new faith on the respectability of a marriage between two former ecclesiastics of the Church. Luther, Amsdorf suggested, should practice what he preached and show others by example how a marriage could work. Bainton notes:
[Luther] did not respond seriously to the suggestion until he went home to visit his parents. What he related, probably as a huge joke, was taken by his father as a realistic proposal. His desire was that his son should pass on the name. The suggestion began to commend itself to Luther for quite another reason. If he was to be burned at the stake within a year, he was hardly the person to start a family. But by marriage he could at once give a status to Katherine and a testimony to his faith. In May 1525 he intimated that he would marry Katie before he died. (294)
Katharina von Bora and Martin Luther were married on 13 June 1525 in a small ceremony and held a larger celebration on 27 June. They were given the former Augustinian dormitory (the so-called Black Cloister) as a home by John, Elector of Saxony, brother of Frederick III. The Black Cloister was a large building surrounded by fertile land, which the Luthers immediately opened to anyone in need of lodging, a policy that would remain in effect for the next 20 years.
Daily Life, Children, & Table Talk
Luther gave three reasons for his marriage: "to please his father, to spite the pope and the Devil, and to seal his witness before martyrdom" (Bainton, 295). At first, he gave no indication that he actually cared for Katharina herself, but soon after their marriage, he declared "I would not exchange Katie for France or for Venice, because God has given her to me" (Bainton, 294). Luther's affection for his wife is evident in his letters in which he praises her as a treasure, as "Doctor Luther," "The Lady of Zulsdorf" (their farm), "My Lord Katie," and "My Katie". Katharina's affection is evident in how she cared for her husband, even though he presented a number of challenges.
Bainton comments:
Marriage brought new financial responsibilities because neither of them started with a cent. Katherine's mother died when she was a baby. Her father consigned her to a convent and married again. He did nothing for her now. Luther had only his books and his clothes. He was not entitled to the revenues of the cloister, since he had abandoned the cowl. He took never a penny from his books and his university stipend was not enough for matrimony. In 1526 he installed a lathe and learned woodworking that in case of need he might be able to support his family. But one may doubt whether he ever took this thought seriously. He was minded to give himself exclusively to the service of the Word and he trusted that the heavenly Father would provide.
His faith in God's providence placed Katharina in the role of provider and sustainer of the household, which would eventually include their six children – Hans, Elizabeth (who died young), Magdalena (who died at age 13), Martin, Paul, and Margarete – four orphans they took in from Katharina's side of the family, and assorted others seeking temporary or long-term shelter. Additionally, there were Luther's friends, students, and admirers, who came to hear him speak around the dinner table and had to be provided with food and drink. Student boarders provided steady income, but at various times, there were as many as 25 people in the home who needed to be fed.
Katharina tended a small farm, cultivated an orchard, created a fishpond for fresh catches, maintained a yard of hens and ducks, and kept cows and pigs, which she slaughtered and dressed herself. She also brewed her own beer, said to be of high quality, which she sold and also used for the household. Further, she took great care of Luther's health which was never robust. Bainton writes:
He suffered at one time or another from gout, insomnia, catarrh, hemorrhoids, constipation, stone, dizziness, and ringing in the ears. Katie was a master of herbs, poultices, and massage. Her son Paul, who became a doctor, said his mother was half one. (299)
She supported her husband completely and was treated by him as an equal, always present at the gatherings which came to be known as Table Talk, during which Luther would hold forth on various issues after dinner and plenty of his wife's beer. Those in attendance would write down anything he said and later edited and published their collected pieces totaling 6,596 entries. Katharina told Luther at the time he should charge them for taking down his words, but he would not allow it. As usual, she complied with his wishes and continued her support, allowing him the intellectual and financial freedom to pursue his work.
Throughout their marriage, Katharina was keenly aware of her husband's importance, but he was equally aware of how her support enabled him to pursue his work. His opponents regularly mocked and insulted Katherina personally and their marriage generally in pamphlets which Luther responded to with far greater wit and insight in defending her. Their happy marriage served as a model and inspiration for many others of the time and afterwards.
Conclusion
Luther died of a stroke on 18 February 1546, and Katharina, in a letter to her brother's wife, Christina von Bora, vented her grief over the loss, saying she could not eat or drink or sleep. Her loss was compounded by financial problems. Luther had left everything to her in his will but had not executed it properly, and she was denied her inheritance. While she was appealing to the authorities to rectify this, the Schmalkaldic War erupted between Luther's followers and the Catholic forces under Charles V, Holy Roman Emperor.
She fled to Magdeburg until the conflict ended with a Lutheran defeat in 1547 and then returned to Wittenberg, only to find the Black Cloister destroyed, her lands torn up, and all the animals gone. She was able to sustain herself there through the generosity of John Frederick I, Elector of Saxony, son of John the Elector who had given the Luthers the cloister when they married. In 1552, the plague reached Wittenberg, and Katharina left for Torgau, where she hoped to find better fortune and safety. She fell from her wagon outside the city's gates, breaking her hip, and then contracted an unknown disease which she died from on 20 December, aged 53.
She was buried in the cemetery of Saint Mary's Church in Torgau and was largely forgotten afterwards as attention continued to be lavished on her husband. Scholarly studies of Katharina Luther in her own right only began in earnest in the 20th century and have been hampered by the scarcity of primary sources concerning her. Even so, her reputation has grown in the past 100 years as she has come to be better recognized. Torgau now hosts the museum dedicated to her as well as preserving the house she died in. Beginning in 2011, Torgau instituted an annual award for outstanding female achievement in social causes in Katharina's name, and she is celebrated as a strong woman of conviction and the emotional and practical support that allowed Marin Luther to fully develop his vision.
Where Does God Want Me to Work
How do I find God’s will for my life? It’s always a pressing question on the college campus, and especially in our day of unprecedented options. Like never before, in an anomaly in world history, students loosened from their community of origin, “going off” to college, now make decisions about their future with minimal influence or limitation from their adolescent context. “God wants to take you by the heart, not twist you by the arm.” Before asking, “Where is God calling me?” we would do well to first ponder, “Where has God already called me?” — not that your current callings won’t change or take a fresh direction in this formative season of life, but for a Christian, our objective calling from God always precedes our consciousness of it. If it is from him, he initiates. He makes the first move. This is true of our calling to salvation, and also true of any “vocational” assignment he gives us in the world. Consider Three Factors For the college student or young adult who may feel like a free agent — considering options and determining for yourself (and often by yourself) which direction to take — it’s important to acknowledge you are already moving in a direction, not standing still. You already have divine callings — as a Christian, as a church member, as a son or daughter, as a brother or sister, as a friend. And from within the matrix of those ongoing, already-active callings, you now seek God’s guidance for where to go from here. Given, then, that you are already embedded in a context, with concrete callings, how should you go about discerning God’s direction after graduation? Or how do you find God’s will for your work-life? Christians will want to keep three important factors in view. 1. What Kind of Work Do I Desire? First, we recognize, contrary to the suspicions that may linger in our unbelief, God is the happy God (1 Timothy 1:11), not a cosmic killjoy. In his Son, by his Spirit, he wants to shape and form our hearts to desire the work to which he’s calling us and, in some good sense, in this fallen world, actually enjoy the work. Sanctified, Spirit-given desire is not a liability, but an asset, to finding God’s will. The New Testament is clear that God means for pastors to aspire to the work of the pastoral ministry. And we can assume, as a starting point, that God wants the same for his children working outside the church. “Desire is a vital factor to consider, but in and of itself this doesn’t amount to a calling.” In 1 Peter 5:2, we find this remarkably good news about how God’s heart for our good and enduring joy stands behind his leading us vocationally. The text is about the pastoral calling, but we can see in it the God who calls us into any carefully appointed station. God wants pastors who labor “not under compulsion, but willingly, as God would have you.” How remarkable is it that working from aspiration and delight, not obligation and duty, would be “as God would have you.” This is the kind of God we have — the desiring (not dutiful) God, who wants workers who are desiring (not dutiful) workers. He wants his people, like their pastors, to do their work “with joy and not with groaning, for that would be of no advantage” to those whom they serve (Hebrews 13:17). So also, when the apostle Paul addresses the qualifications of pastors, he first mentions aspiration. “The saying is trustworthy: If anyone aspires to the office of overseer, he desires a noble task” (1 Timothy 3:1). God wants workers who want to do the work, not workers who do it simply out of a sense of duty. Behold your God, whose pattern is to take you by the heart, not twist you by the arm. Desire, though, does not make a calling on its own. It’s a common mistake to presume that seeming God-given desire is, on its own, a “calling.” Aspiration is a vital factor to consider, but in and of itself this doesn’t amount to a calling. Two additional factors remain in the affirmation of others and the God-given opportunity. 2. Do Others Affirm This Direction? The second question to ask, then, after the subjective one of desire, is the more objective one of ability. Have I seen evidence, small as it may be at first, that I can meet the needs of others by working in this field? And, even more important than my own self-assessment, do others who love me, and seem to be honest with me, confirm this direction? Do they think I’d be a good fit for the kind of work I’m desiring? Here the subjective desires of our hearts meet the concrete, real-world, objective needs of others. Our vocational labors in this world, whether in Christian ministry or not, are not for existential release or our own private satisfaction, but for meeting the actual needs of others. “You may feel called, and others may affirm you, but you are not yet fully called until God opens a door.” Our desires have their part to play, but our true “calling” is not mainly shaped by our internal heart. It is shaped by the world outside of us. We so often hear “follow your heart” and “don’t settle for anything less than your dreams” in society, and even in the church. What’s most important, contrary to what the prevailing cultural word may be, is not bringing the desires of your heart to bear on the world, but letting the real-life needs of others shape your heart. In seeking God’s will for us vocationally, we look for where our developing aspirations match up with our developing abilities to meet the actual needs of others. Over time, we seek to cultivate a kind of dialogue (with ourselves and with others) between what we desire to do and what we find ourselves good at doing for the benefit of others. Delight in certain kinds of labor typically grows as others affirm our efforts, and we see them receiving genuine help. 3. What Doors Has God Opened? Finally, and perhaps the most overlooked and forgotten factor in the discussions on calling, is the actual God-given, real-world open door. You may feel called, and others may affirm your abilities, but you are not yet fully called until God opens a door. Here we glory in the truth of God’s providence, not just hypothetically but tangibly. The real world in which we live, and various options as they are presented to us, are not random or coincidental. God rules over all things — from him, through him, to him (Romans 11:36). And so as real-life options (job offers) are presented that fulfill an aspiration in us, and are confirmed by the company of others, we can take these as confirmation of God’s “calling.” Not that such a calling will never change. But for now, when your own personal sense of God’s leading, and good perspective and guidance from others, align with a real-world opportunity in the form of an actual job offer in front of you, you have a calling from God. “It is finally God, not man who provides the job offer.” And we can say this calling is from him because God himself, in his hand of providence, has done the decisive work. He started the process by planting in us righteous desires to help others; and he affirmed the direction through our lived-out abilities and the affirmation of friends. Now, he confirms that sense of calling by swinging open the right door at the right time. It is finally God, not man who provides the job offer. God not only makes overseers (Acts 20:28) and gives pastors (Ephesians 4:11–12) and sends out laborers into his global harvest (Matthew 9:37–38) and sends preachers (Romans 10:15) and sets wise managers over his household (Luke 12:42), but he makes dentists and plumbers. In his common kindness, he gives school teachers and entrepreneurs and social workers for the just and unjust. He sends executives and service workers. He gives you to the world in the service of others. Article by David Mathis