Others like broke millennial Features >>
How God Taught Me About Prosperity
God's Master Key To Prosperity
Overcoming The Spirit Of Poverty
Debt-Free Living (Eliminating Debt In A New Economy)
Building Wealth One House At A Time
The Wealth And Poverty Of Nations - Why Some Are So Rich And Some So Poor
The Road To Wealth
The Empowered Investor
Financial Dominion
Money Thou Art Loosed
About the Book
"Broke Millennial" by Erin Lowry is a practical guide aimed at helping young adults take control of their finances and navigate their way to financial independence. Lowry explores topics such as budgeting, saving, investing, and dealing with debt in a relatable and straightforward manner. The book offers actionable advice and tips to help millennials achieve financial success and build a solid foundation for their future.
J.I. Packer
J. I. Packer comes from humble origin.
Packer claims to have been born into a lower middle class family. The family lived in the central part of Gloucester, a cathedral city in the southwest of England. Packer's parents made it clear that any advanced education would depend on scholarships. Packer received the scholarships that enabled him to be educated at Oxford University.
Packer endured a life-changing accident at the age of seven.
On September 19, 1933, a schoolyard bully chased Packer onto the busy London Road, where he was hit by a bread van and knocked to the ground. He sustained a serious head injury and has had a noticeable dent in the side of his skull ever since. Packer has taken a range of disappointments in life in stride, and he says regarding his childhood accident that "it was part of life."
Packer was converted two weeks after arriving at Oxford University as a student.
Packer was raised in a nominally rather than genuinely Christian family and church. When he entered Oxford University, he thought of himself as a Christian because he had defended Christianity in intellectual debate at school. While attending an evangelistic service sponsored by the campus InterVarsity group, he realized that he was not a true Christian. By God's grace, he left the service as a believing and saved Christian.
Packer served a three-year tenure as a parish minister in a suburb of Birmingham.
Because Packer's primary career has been as a teacher, author, and speaker, most people think of him as an academician only. But Packer also had a brief career as an Anglican minister. Almost immediately after his conversion, Packer began a process leading to ordination in the Church of England. As he was finishing his Oxford dissertation on Richard Baxter, he began a three-year parish ministry as an Anglican curate in suburban Birmingham.
Packer's first book sold 20,000 copies in its first year and has never been out of print since then.
An address that Packer gave to a student group in London in 1957 caught the attention of an Inter-Varsity editor, who requested that Packer turn the address into a pamphlet. Instead, Packer worked on the material for eighteen months and handed over a book-length manuscript to the editor. The book was entitled Fundamentalism and the Word of God.
Packer has published so much that it is impossible to compile a bibliography of his writings.
In both his speaking and writing, Packer has followed a policy of entering virtually every door that has opened before him. The list of his publications defies tabulation, partly because of the large number of items, partly because the range of genres is so broad that it is hard to know what constitutes a publication as opposed to a privately printed document, partly because Packer has often published the same book in both the U. S. and Britain under different titles, and partly because many of his writings have been republished, sometimes with new titles.
Packer is an unsung hero as well as a famous man.
The fame of Packer is well attested. Typing his name into a search engine yields a fluctuating number of results day-by-day, but we can at least say that the number is well over half a million. Despite his celebrity status, however, Packer has been indefatigable in giving himself to people and projects in ways that are invisible to the public. No audience is too small for Packer, and such venues as speaking to teenagers in a living room have been a standard feature of his life.
Packer believes that the most important project of his life is a book that does not even carry his name—the English Standard Version of the Bible (for which Packer served as general editor). That verdict comes from a man whose book Knowing God ranks fifth in a list of "books that have shaped evangelicals."
Packer has been equally at home in the Anglican world and the nonconformist evangelical world.
Among Anglicans, Packer has been an "iconic figure" who embodies the essence of Anglicanism. This is relatively unknown to "free church" evangelicals because Packer has moved with equal ease in both worlds and has been more influential in the nonconformist world (especially the Calvinistic wing).
Packer has been a controversialist virtually his entire public life.
Packer has said that he has "always wanted peace, and like Richard Baxter I've been involved in trouble, trouble, trouble, all the way." The "trouble" that Packer references is public controversy and attacks on him. In private conversation Packer confided to me that he has been a controversialist by necessity, not by preference.
In 1991, Packer wrote an article discussing how he wishes to be remembered, and regarding his lifetime of entering controversy for the sake of truth he said that it is something that needs to be done but tends to be "barren . . . for the soul."
Packer has made his mark by being a faithful steward.
J. I. Packer has achieved fame and been serviceable to Christ's kingdom through a very simple formula: he has done the task before him and left the outcome to God. To use a metaphor that Voltaire was inspired to place at the end of his book Candide, Packer has cultivated his garden instead of engaging in grand designs.
When I spent two days with Packer in the Crossway offices in June of 2014, he repeatedly told me that he has never cultivated a following. How, then, did he make it onto Time magazine's list of 25 most influential evangelicals? His published writings have been the main vehicle for spreading his name and influence. Packer has never held a prestigious academic post and has never filled a high-visibility pulpit on a permanent basis. We can truly say regarding his fame and influence that God did it.
The Blissful and Trivial Life - How Entertainment Deprives a Soul
When we, as a society, stopped reading and started watching, we began thinking and talking less — at least with the same substance or effectiveness. That was the bright red flag Neil Postman began waving in the sixties, captured for future generations in his classic work, Amusing Ourselves to Death. The book was published in 1985, the year before I was born. With the introduction of the television, Postman observed, entertainment did not merely become a bigger and bigger part of our lives — it became our lives. And everything else in our lives — news, politics, education, even religion — was increasingly forced to perform on its stage. Suddenly, everything had to be entertaining. Newspapers gave way to “the nightly news”; classroom lessons made their way to Sesame Street; worship services transformed into televised concerts with TED talks. “The television slowly taught us that nothing was worth our time unless it was entertaining.” The television slowly taught us that nothing was worth our time unless it was entertaining. And anything entertaining, almost by definition, requires less of us — less thinking, less study, less work. Entertainment, after all, isn’t meant to be taken seriously. But when everything is entertainment, doesn’t that mean little, if anything, can be taken seriously? For those who take the glory of God seriously, and our joy in him seriously, that becomes a very serious question. What Will Ruin Society? Postman warned about this devolution long before others noticed what was happening. He writes, [George] Orwell warns that we will be overcome by an externally imposed oppression. But in [Aldous] Huxley’s vision, no Big Brother is required to deprive people of their autonomy, maturity, and history. As he saw it, people will come to love their oppression, to adore the technologies that undo their capacities to think. What Orwell feared were those who would ban books. What Huxley feared was that there would be no reason to ban a book, for there would be no one who wanted to read one. . . . In short, Orwell feared that what we hate will ruin us. Huxley feared that what we love will ruin us. This book is about the possibility that Huxley, not Orwell, was right. (Amusing Ourselves to Death, xix) When he wrote those words, television had only been around for thirty years (invented much earlier, but not common in households until the fifties). The internet would not become publicly available until the 90s. Social media didn’t come along for another fifteen years (and really didn’t become widespread until the iPhone in 2007, several years after Postman died). If Postman was right about the early years of television, how much more today — a day when we no longer have to schedule time to sit and watch our favorite shows, but carry our entertainment with us literally everywhere we go? If entertainment could control our lives from a small box in the living room, how much more so when it’s nearly surgically attached to us on our phones? Postman, I believe, was more correct than even he realized — and the implications are not just social or cultural, but spiritual. Irrelevance Binds Us What makes television such a terror to the collective mind of a culture? Postman begins by arguing that the “medium is the metaphor.” Meaning, any given medium — whether text, television, or social media — doesn’t only distribute content, but unavoidably shapes the content. How we consume, he argues, is as important as what we consume. Mediums determine how we take in information. For instance, over time typography (despite its own limitations) generally taught us to follow arguments, test conclusions, and expose contradiction. Television, by contrast, consistently does away with arguments, strips away context, and darts from one image to the next. Television, however, not only teaches us a new way to process information, but it also floods us with information and from far beyond our everyday lives. The telegraph, of course, had begun doing this with words long before the television, but notice what was happening then, even with the telegraph: In the information world created by telegraphy, everything became everyone’s business. For the first time, we were sent information which answered no question we had asked, and which, in any case, did not permit the right of reply. We may say then that the contribution of the telegraph to public discourse was to dignify irrelevance and amplify impotence. (68–69) For the most part, the kind of information that would interest people in both Los Angeles and Minneapolis, would need to be nonessential to life in either place (irrelevance), and all the more so with news from around the globe. Stories had to transcend ordinary life in a real place (part of the appeal for people looking to escape the malaise of ordinary life). And, for the most part, the information had to be the kind of information neither could do anything about (impotence). Postman asks a pointed question of all our media consumption: “How often does it occur that information provided you on morning radio or television, or in the morning newspaper, causes you to alter your plans for the day, or to take some action you would not otherwise have taken, or provides insight into some problem you are required to solve?” (68). Television only made the irrelevance that much more accessible and that much more appealing (actual images and videos of celebrities doing everyday activities as opposed to the short descriptions the telegraph could produce). And how much more is this the case through social media? We know more and more about our favorite athletes, actors, and musicians and yet often less and less about our neighbors and the places where we might actually make a difference. Worth a Thousand Images But isn’t a picture worth a thousand words? In 1921, the marketer Fred Bernard famously said so, promoting the use of images for advertising on the side of streetcars. He was probably right as far as streetcars go. If you want to make a memorable impression on someone in a couple seconds, by all means use a picture — but is this effective communication or just effective marketing? Maybe it’s more accurate to say a picture is worth a thousand more sales, or clicks, or likes. Even then, though, can a picture really convey what a consumer needs to know about a new phone, or clothing line, or dish soap? For serious shoppers, haven’t we learned that one coherent sentence of honest description might be worth a thousand pictures? Postman saw that as images overtake words as the dominant form of communication in a society, communication invariably suffers. “I will try to demonstrate that as typography move to the periphery of our culture and television takes to place at the center, the seriousness, clarity and, above all, value of public discourse dangerously declines” (29). We descend into “a vast triviality,” he says. We get sillier. As he attempts to summarize his warning to the ever-entertained, he says, “Our Ministry of Culture is Huxleyan, not Orwellian. It does everything possible to encourage us to watch continuously. But what we watch is a medium which presented information in a form that renders it simplistic, nonsubstantive, nonhistorical, and noncontextual; That is to say, information packaged as entertainment. In America, we are never denied the opportunity to amuse ourselves” (141). In the Beginning Was the Word According to Neil Postman, America (and much of the modern world) has laid our collective minds on the altar of entertainment. But why should followers of Christ care about television (or websites or social media)? Should we spend much time worrying about how much we watch and how little we read? Yes, because the fullest Christian life is firmly anchored in words and sentences and paragraphs. When God revealed himself to his chosen people, of all the infinite ways he could have done so, he chose to unveil himself with words. “Long ago, at many times and in many ways, God spoke to our fathers by the prophets, but in these last days he has spoken to us by his Son” (Hebrews 1:1–2). God didn’t build a gallery or start a YouTube channel, he wrote a Book (2 Timothy 3:16). “In the beginning was the Word. . . . And the Word became flesh and dwelt among us, and we have seen his glory, glory as of the only Son from the Father, full of grace and truth” (John 1:1, 14). From the beginning, God has put the Word, his Son, at the center of reality, and, in doing so, he has given words unusual power and importance in anticipating, explaining, and celebrating him. Yes, the heavens are declaring the glory of God (Psalm 19:1). Yes, his eternal power and divine nature have been seen, from the beginning, in the things that have been made (Romans 1:20). But “faith comes from hearing, and hearing through the word of Christ” (Romans 10:17). For now, faith looks “not to the things that are seen but to the things that are unseen. For the things that are seen are transient, but the things that are unseen are eternal” (2 Corinthians 4:18). And we look to the unseen through words. We may see God in mountains and oceans and galaxies, but we only know him savingly through sentences. He wrote the story that way. Serious Joy in Silly Days If the way we’re using entertainment erodes our ability to reflect, reason, and savor truth, it erodes our ability to know and enjoy Jesus. “Blessed is the man . . . [whose] delight is in the law of the Lord, and on his law he meditates day and night” (Psalm 1:1–2). If we lose the ability to think, we lose the ability to meditate. And if we lose the ability to meditate, we lose our path to meaningful happiness. The life of the mind, and heart, is a pivotal battleground in the pursuit of real and abundant life. “The life of the mind is a pivotal battleground in the pursuit of real and abundant life.” The medium is not the enemy — television and YouTube and Instagram are not the enemy. But if Postman was right, the medium can be wielded by our world, our flesh, and our enemy when we soak up entertainment and ignore the consequences. What, if any, of your entertainment habits need to be curbed or redirected for the sake of your soul? What are ways you are seeking to cultivate the spiritual gift of your mind — slower Bible study or memorization, reading substantive books, meaningful conversation with friends, more time in unhurried reflection and meditation? As we learn to guard and nurture our minds as our God-given pathways to God, the kinds of mindless entertainment that are undoing millions today will be far less appealing and far less dangerous. And we will find pleasures deeper, and far more enduring, than what we see on our screens. Article by Marshall Segal Staff writer, desiringGod.org