Debt-Free Living (Eliminating Debt In A New Economy) Order Printed Copy

Author: Larry Burkett
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About the Book

"Debt-Free Living" by Larry Burkett provides practical advice on how to eliminate debt and achieve financial freedom in an ever-changing economy. Burkett outlines strategies for budgeting, saving, and living within one's means to overcome debt and build a stable financial future. The book emphasizes the importance of discipline, planning, and faith in achieving debt-free living.

D.L. Moody

Dwight Lyman Moody was born the sixth child of Edwin and Betsy Holton Moody in Northfield, Massachusetts on February 5, 1837. Dwight’s formal education ended after fifth grade, and he rapidly grew tired of life on the family farm. He left home at age 17 to seek employment in Boston. After failing to secure a desirable position, he asked his uncle, Samuel Holton, for a job. Reluctantly, Uncle Samuel hired Dwight to work in his own retail shoe store. However, to keep young Moody out of mischief, employment was conditional upon his attendance at the Mt. Vernon Congregational Church. SALVATION At Mt. Vernon Moody became part of the Sunday school class taught by Edward Kimball. On April 21, 1855, Kimball visited the Holton Shoe Store, found Moody in a stockroom, and there spoke to him of the love of Christ. Shortly thereafter, Moody accepted the love of God and devoted his life to serving Him. The following year brought Moody to Chicago with dreams of making his fortune in the shoe business. As he achieved success in selling shoes, Moody grew interested in providing a Sunday School class for Chicago's children and the local Young Men's Christian Association. YMCA During the revival of 1857 and 1858, Moody became more involved at the YMCA, performing janitorial jobs for the organization and serving wherever they needed him. In 1860 when he left the business world, he continued to increase his time spent serving the organization. In the YMCA’s 1861–1862 annual report, Moody was praised for all his efforts. Although they could not pay him, the YMCA recommended he stay "employed" as city missionary. MISSION SUNDAY SCHOOL Meanwhile, Moody's Mission Sunday School flourished, and it was different. Moody's desire was to reach the lost youth of the city: the children with little to no education, less than ideal family situations, and poor economic circumstances. Soon the Sunday School outgrew the converted saloon used as a meeting hall. As the classes grew, associates encouraged Moody to begin his own church. Eventually, on February 28, 1864, the Illinois Street Church (now The Moody Church) opened in its own building with Moody as pastor. CIVIL WAR As the political landscape of the United States changed in the 1860s, Moody's connection with the YMCA proved a useful tool in his ministry. With the Civil War approaching, the Union Army mobilized volunteer soldiers across the north. Camp Douglas was established outside of Chicago, which Moody saw as a great evangelistic opportunity. Along with a few others, Moody created the Committee on Devotional Meetings to minister to the troops stationed at Camp Douglas, the 72nd Illinois Volunteer Regiment. This was just the beginning of Moody's Civil War outreach. From 1861 to 1865, he ministered on battlefields and throughout the city, state and country to thousands of soldiers, both Union and Confederate. All the while, he maintained the Mission Sunday School. EMMA DRYER AND HER TRAINING SCHOOL FOR WOMEN While ministering in Chicago, Moody and his wife met a woman named Emma Dryer, a successful teacher and administrator. Moody was impressed with her zeal for ministry and her educational background. He knew that women had a unique ability to evangelize to mothers and children in a way that men never could, and saw Dryer as just the person to help him encourage this group. Moody asked Dryer to oversee a ministry specifically to train women for evangelistic outreach and missionary work. Under Dryer's leadership, the training program grew rapidly, and so did her desire for this ministry to reach men as well as women. She continued to pray that the Lord would place the idea for such a school on Moody's heart. THE CHICAGO FIRE On Sunday, October 8, 1871, as Moody came to the end of his sermon for the evening, the city fire bell began to ring. At first, no one thought much about it, as these city bells often rung. However, this night was different—it was the beginning of the Great Chicago Fire. Moody's first concern was for his family, locating them and making sure they were somewhere safe. After securing his family's safety, Moody and his wife stayed on the north side of the city to help other residents. The fire finally burned out Tuesday afternoon, after consuming much of what Moody had built. This was a poignant time in Moody's life and the fire forced him to reevaluate his ministry. It was during this time of evaluation he realized he needed to heed the Lord's call on his life. For years, he had been moving forward and then asking God to support his plans. He knew from this point on, his call was to preach the Word of God to the world. REVIVAL ABROAD In June 1872 Moody made his first trip to the United Kingdom. While he was there a few close contacts urged him to come back in a year. In June 1873, Moody and his family, and his good friend and musician Ira Sankey with his wife all traveled from New York to Liverpool, England. Moody and Sankey traveled throughout the UK and Ireland holding meetings, helping fuel the revival that was slowly sweeping the region. Moody's visit made a lasting impression, and inspired lay people across the region to begin children's ministries and ministry training schools for women. Moody was revolutionary in his evangelistic approach. Despite conflicting counsel from friends and trusted contacts, he and Sankey traveled to Ireland during a time when Catholics and Protestants were constantly at odds with each other. Moody was different: he did not care what denomination a person claimed, but just wanted the message of Christ to be heard. As a result, the revival swept into Ireland, and he won praises of both Catholics and Protestants. 1875 - 1878 After two years overseas, the Moody family finally returned to the United States. They settled in Northfield, where Moody was born and raised, and he began to plan his next round of evangelistic city campaigns. From October 1875 to May 1876, Moody and three other evangelists toured through the major cities of the Midwest and Atlantic coast, preaching the message of salvation. Moody would embark on yet another city campaign before the desire to train young Christian workers would grip him again. MOODY'S SCHOOLS Moody was on the cutting edge of ministry, and in 1879, Moody opened the Northfield Seminary for Young Women to provide young women the opportunity to gain an education. Not long after, Moody created the Mount Hermon School for Boys with the same goal as the girls' school: to educate the poor and minorities. Moody had an amazing ability to bridge the gap between denominations, which was apparent in the diverse religious backgrounds of the school's students. In 1886 Dryer's prayers were answered and the Chicago Evangelization Society (today, Moody Bible Institute) was founded. Moody had been focused on ministry near his home in Northfield but he came out to Chicago to help raise money for the Society, support Dryer, and see his dream become a reality. The Chicago Evangelization Society had been Moody's vision but really came to fruition because of Dryer's hard work. See History of Moody Bible Institute. That same year, Moody assembled a large group of college students at Mount Hermon for the first "College Students' Summer School." This conference would birth the Student Volunteer Movement for Foreign Missions. By 1911 it was estimated that 5,000 student volunteers from America alone had come out of the program. Moody's vision for the mission movement grew as it spread around the world to Europe and South Africa. LATER YEARS Moody continued to evangelize throughout America, often preaching in major cities and at various universities. His heart was for his schools, and he spent much of his time in Northfield. Moody was a visionary who always seemed a step ahead of the status quo. From training women, to reaching out to lost children, to bridging the gap between denominations, he was unlike any other. Moody was a man of great discernment. He had an innate ability to find capable, godly people to put into positions of leadership and bring his ideas to fruition. This enabled him to continue his evangelistic outreach while his ministries flourished. Throughout his life, Moody always found time to be with his family, making every effort to show his love and care for them. Moody died on December 22, 1899, surrounded by his family.

you are not that special - the glory of ordinary christianity

I had a professor in seminary who had a knack for humbling first-year students. He enjoyed showing them they weren’t special, no matter what their Sunday school teachers and home churches had told them. In fact, this professor was so effective at humbling new seminarians, he developed a reputation for it. He was provocative and polarizing. He had his detractors around campus, and beyond. To some, he seemed cocky and headstrong. But others loved him dearly. Not because he walked the fine line between arrogance and purposeful provocation, but because they themselves had been wonderfully awakened. First they had been humbled by his jabs, and it hurt. It was disorienting. But as much as it smarted at first, they came to humble themselves and receive the uncomfortable truth. The professor’s shocking words proved to be the wounds of a friend. He was right. They weren’t that special — not in the ways that seminary students (and most humans) tend to think they are. You Are (Not) Special For many of us, one of the earliest messages we heard, the constant refrain of children’s books, the chorus of our parents (and especially grandparents), and likely even the message we heard in Sunday school, was essentially you are special . There’s an element of truth in it, of course. You are indeed special — as human, and especially as redeemed — in ways that redound to the glory of God. In relation to the animal kingdom, God made our human race special, in his own image . Even the angels marvel at the grace we’ve received in Christ (1 Peter 1:12). And in Christ, no doubt, you are special to God — through being chosen before the foundation of the world, and then particularly redeemed by the sacrifice of Christ two millennia before you were born. And then you are three times special by the regenerating work of the Holy Spirit. Jesus died for his friends (John 15:13), his sheep (John 10:14–15), his bride (Ephesians 5:25). He loved the church with his special love and gave himself up for her. “God, being rich in mercy, because of the great love with which he loved us, even when we were dead in our trespasses, made us alive together with Christ” (Ephesians 2:4–5). In Christ, you are not just loved but greatly so. And on the human level, children are indeed special to their own parents and grandparents. We grant that. It’s in God’s good design. Also, it’s worth acknowledging that a group of self-doubting humans and saints have a difficult time believing they are special in ways that really matter. They’ve been so beaten down by life in this world – or perhaps they’ve simply found low self-esteem to be a convenient excuse for coddling sin. To be human, and alive, is amazing. To be called a child of the living God by being joined to his Son, by faith alone, is scandalous. Chosen by God before you even did anything good or bad! What wondrous love is this? But oh, how prone we can be, like first-year seminarians, to let such specialness go to our heads — to transpose it into ways that serve the flesh rather than the Spirit. Not That Special When sinners contemplate their own specialness, we don’t typically think about our relation to animals or angels, or what it means to be in Christ, or our particular specialness to family and friends. Rather, we often think we’re special compared to others — because of our qualities. Our gifts. Our achievements. Our abilities. Bells that ring to our own glory. This is where we need to hear a clear, and sometimes forceful, voice say, in love, You are not that special . You are not an exception to the basic laws and ordinances of human society, and as a Christian, you are not an exception to the ordinary means and patterns of the Christian life. You are not a cut above the rank-and-file in the world, and especially in the church. You are not exceptional in the ways you like to tell yourself in silence. You are not special in the sense that ordinary, everyday, normal Christianity is no longer essential to you because of your qualities. You are not that special . You don’t have a special path to heaven or a special route through the toils and snares of this world. Just consider Jesus. He is indeed the Father’s special Son. If anyone could plead special privilege, it would be the divine Son. And yet. And yet! He did not cling to his equality with God as a self-serving privilege or ask to be excused from the mission. He did not request a pass from poverty, suffering, or even torture. He became “obedient to the point of death, even death on a cross” (Philippians 2:6–8). Do we claim to be his disciples, yet presume ourselves to be greater than our Master? Inconvenient Specialness How might we discern whether we are appropriating specialness in the right places and ways? One test would be whether we tell ourselves we’re special in ways that are easy and convenient for the flesh. Do I presume I’ll get my way because I’m special? Should others follow my lead, without my earning their trust, because I’m special? Another way at it might be this: Do I love the specialness of humanity, and being Christ’s, only when it applies to me, but not when it applies to those I find most difficult to endure? Which gets at what may be one of the greatest indicators of humility: how we view the church. Not the big, universal, capital-C Church — the one that is often much easier to love. But your church. The local church where God has placed you. The people God has picked to appear, and reappear, and reappear again, in your real-life story. Those faces. That church. With all the warts and frustrations and inconveniences you’re increasingly aware of. When you ponder the flesh-and-blood Christians you know, and worship with weekly, and share the Table with, do you think of yourself as special in distinction to them? Or are you special with them? Really Belong to His Body Local churches are wonderfully humbling collectives. And one of the chief ways God roughs up our souls, and keeps them in shape, and prepares them to welcome his humbling hand when it descends — and often brings the very conflicts that are his humbling work — is through really belonging to a particular, imperfect local body of fellow believers. Really belong. Really join. As a fellow sheep. (Pastors too. Humble ones think of themselves first and foremost as sheep, not shepherds. They rejoice not that the demons are subject to them in great acts of ministry, but that their names are written in heaven, Luke 10:20.) Among other blessings, one gift that the messy, often difficult life of the local church offers us, if we will let it, is the regular reminder that we’re not that special, not in whatever twisted ways we like to tell ourselves. We are indeed special to God with these people , but not in comparison with them. And what the down-to-earth life of the local church reminds us is how good it can be to be normal, and to remember, for our good, that no Christian is exempt from normal Christianity: from repentance, from trust in Christ alone for forgiveness, from the moment-by-moment help of his Spirit, from saturating our lives in the word of God, from daily availing ourselves of his ear in prayer, and from genuinely belonging to his body in a local church. Good to Be Normal Brothers and sisters, let’s rehearse for ourselves, as much as we need it, that we are indeed special, and at the same time not that special, not in ways convenient to our flesh. And let’s celebrate that together with Jesus’s church, we are indeed special. You are special — you plural. Jesus loved the church and gave himself up for her. He laid down his life for this sheep. Through faith in Jesus, we are joined to him, and not alone. And in him we also are joined to his people, his bride, his flock. He has loved us (plural) with his special, electing, and effective love. We glory in this specialness, and die to sin’s temptation to think of ourselves as special in ways that swell our hearts with conceit.