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Debt-Free Living (Eliminating Debt In A New Economy) Debt-Free Living (Eliminating Debt In A New Economy)

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  • Author: Larry Burkett
  • Size: 3.07MB | 211 pages
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About the Book


"Debt-Free Living" by Larry Burkett provides practical advice on how to eliminate debt and achieve financial freedom in an ever-changing economy. Burkett outlines strategies for budgeting, saving, and living within one's means to overcome debt and build a stable financial future. The book emphasizes the importance of discipline, planning, and faith in achieving debt-free living.

Cornelius Van Til

Cornelius Van Til Cornelius Van Til (May 3, 1895 – April 17, 1987) was a Dutch-American reformed philosopher and theologian, who is credited as being the originator of modern presuppositional apologetics. Biography Van Til (born Kornelis van Til in Grootegast, Netherlands) was the sixth son of Ite van Til, a dairy farmer, and his wife Klasina van der Veen. At the age of ten, he moved with his family to Highland, Indiana. He was the first of his family to receive a higher education. In 1914 he attended Calvin Preparatory School, graduated from Calvin College, and attended one year at Calvin Theological Seminary, where he studied under Louis Berkhof, but he transferred to Princeton Theological Seminary and later graduated with his PhD from Princeton University. He began teaching at Princeton Seminary, but shortly went with the conservative group that founded Westminster Theological Seminary, where he taught for forty-three years. He taught apologetics and systematic theology there until his retirement in 1972 and continued to teach occasionally until 1979. He was also a minister in the Christian Reformed Church in North America and in the Orthodox Presbyterian Church from the 1930s until his death in 1987, and in that denomination, he was embroiled in a bitter dispute with Gordon Clark over God's incomprehensibility known as the Clark–Van Til Controversy. Work Van Til drew upon the works of Dutch Calvinist philosophers such as D. H. Th. Vollenhoven, Herman Dooyeweerd, and Hendrik G. Stoker and theologians such as Herman Bavinck and Abraham Kuyper to devise a novel Reformed approach to Christian apologetics, one that opposed the traditional methodology of reasoning on the supposition that there is a neutral middle-ground, upon which the non-Christian and the Christian can agree. His contribution to the Neo-Calvinist approach of Dooyeweerd, Stoker and others, was to insist that the "ground motive" of a Christian philosophy must be derived from the historical terms of the Christian faith. In particular, he argued that the Trinity is of indispensable and insuperable value to a Christian philosophy. In Van Til: The Theologian, John Frame, a sympathetic critic of Van Til, claims that Van Til's contributions to Christian thought are comparable in magnitude to those of Immanuel Kant in non-Christian philosophy. He indicates that Van Til identified the disciplines of systematic theology and apologetics, seeing the former as a positive statement of the Christian faith and the latter as a defense of that statement – "a difference in emphasis rather than of subject matter." Frame summarizes Van Til's legacy as one of new applications of traditional doctrines: Unoriginal as his doctrinal formulations may be, his use of those formulations – his application of them – is often quite remarkable. The sovereignty of God becomes an epistemological, as well as a religious and metaphysical principle. The Trinity becomes the answer to the philosophical problem of the one and the many. Common grace becomes the key to a Christian philosophy of history. These new applications of familiar doctrines inevitably increase [Christians'] understanding of the doctrines themselves, for [they] come thereby to a new appreciation of what these doctrines demand of [them]. Similarly, Van Til's application of the doctrines of total depravity and the ultimate authority of God led to his reforming of the discipline of apologetics. Specifically, he denied neutrality on the basis of the total depravity of man and the invasive effects of sin on man's reasoning ability and he insisted that the Bible, which he viewed as a divinely inspired book, be trusted preeminently because he believed the Christian's ultimate commitment must rest on the ultimate authority of God. As Frame says elsewhere, "the foundation of Van Til's system and its most persuasive principle" is a rejection of autonomy since "Christian thinking, like all of the Christian life, is subject to God's lordship". However, it is this very feature that has caused some Christian apologists to reject Van Til's approach. For instance, D. R. Trethewie describes Van Til's system as nothing more than "a priori dogmatic transcendental irrationalism, which he has attempted to give a Christian name to." Kuyper–Warfield synthesis It is claimed that Fideism describes the view of fellow Dutchman Abraham Kuyper, whom Van Til claimed as a major inspiration. Van Til is seen as taking the side of Kuyper against his alma mater, Princeton Seminary, and particularly against Princeton professor B. B. Warfield. But Van Til described his approach to apologetics as a synthesis of these two approaches: "I have tried to use elements both of Kuyper's and of Warfield's thinking." Greg Bahnsen, a student of Van Til and one of his most prominent defenders and expositors, wrote that "A person who can explain the ways in which Van Til agreed and disagreed with both Warfield and Kuyper, is a person who understands presuppositional apologetics." With Kuyper, Van Til believed that the Christian and the non-Christian have different ultimate standards, presuppositions that color the interpretation of every fact in every area of life. But with Warfield, he believed that a rational proof for Christianity is possible: "Positively Hodge and Warfield were quite right in stressing the fact that Christianity meets every legitimate demand of reason. Surely Christianity is not irrational. To be sure, it must be accepted on faith, but surely it must not be taken on blind faith. Christianity is capable of rational defense." And like Warfield, Van Til believed that the Holy Spirit will use arguments against unbelief as a means to convert non-believers. Van Til sought a third way from Kuyper and Warfield. His answer to the question "How do you argue with someone who has different presuppositions?" is the transcendental argument, an argument that seeks to prove that certain presuppositions are necessary for the possibility of rationality. The Christian and non-Christian have different presuppositions, but, according to Van Til, only the Christian's presuppositions allow for the possibility of human rationality or intelligible experience. By rejecting an absolutely rational God that determines whatsoever comes to pass and presupposing that some non-rational force ultimately determines the nature of the universe, the non-Christian cannot account for rationality. Van Til claims that non-Christian presuppositions reduce to absurdity and are self-defeating. Thus, non-Christians can reason, but they are being inconsistent with their presuppositions when they do so. The unbeliever's ability to reason is based on the fact that, despite what he believes, he is God's creature living in God's world. Hence, Van Til arrives at his famous assertion that there is no neutral common ground between Christians and non-Christians because their presuppositions, their ultimate principles of interpretation, are different; but because non-Christians act and think inconsistently with regard to their presuppositions, common ground can be found. The task of the Christian apologist is to point out the difference in ultimate principles, and then show why the non-Christian's reduce to absurdity. Transcendental argument The substance of Van Til's transcendental argument is that the doctrine of the ontological Trinity, which is concerned with the reciprocal relationships of the persons of the Godhead to each other without reference to God's relationship with creation, is the aspect of God's character that is necessary for the possibility of rationality. R. J. Rushdoony writes, "The whole body of Van Til's writings is given to the development of this concept of the ontological Trinity and its philosophical implications." The ontological Trinity is important to Van Til because he can relate it to the philosophical concept of the "concrete universal" and the problem of the One and the many. For Van Til, the ontological Trinity means that God's unity and diversity are equally basic. This is in contrast with non-Christian philosophy in which unity and diversity are seen as ultimately separate from each other: The whole problem of knowledge has constantly been that of bringing the one and the many together. When man looks about him and within him, he sees that there is a great variety of facts. The question that comes up at once is whether there is any unity in this variety, whether there is one principle in accordance with which all these many things appear and occur. All non-Christian thought, if it has utilized the idea of a supra-mundane existence at all, has used this supra-mundane existence as furnishing only the unity or the a priori aspect of knowledge, while it has maintained that the a posteriori aspect of knowledge is something that is furnished by the universe. Pure unity with no particularity is a blank, and pure particularity with no unity is chaos. Frame says that a blank and chaos are "meaningless in themselves and impossible to relate to one another. As such, unbelieving worldviews always reduce to unintelligible nonsense. This is, essentially, Van Til's critique of secular philosophy (and its influence on Christian philosophy)." Karl Barth Van Til was also a strident opponent of the theology of Karl Barth, and his opposition led to the rejection of Barth's theology by many in the Calvinist community. Despite Barth's assertions that he sought to base his theology solely on the 'Word of God', Van Til believed that Barth's thought was syncretic in nature and fundamentally flawed because, according to Van Til, it assumed a Kantian epistemology, which Van Til argued was necessarily irrational and anti-Biblical. Influence Many recent theologians have been influenced by Van Til's thought, including John Frame, Greg Bahnsen, Rousas John Rushdoony, Francis Schaeffer, as well as many of the current faculty members of Westminster Theological Seminary, Reformed Theological Seminary, and other Calvinist seminaries. He was also the personal mentor of K. Scott Oliphint late in life.

Walk the War Before You - What It Means to Live by the Spirit

Walk by the Spirit, and you will not gratify the desires of the flesh. For the desires of the flesh are against the Spirit, and the desires of the Spirit are against the flesh, for these are opposed to each other, to keep you from doing the things you want to do. –Galatians 5:16–17 In seminary, this passage reshaped my vision of the Christian life. At one level, the passage is simple. It contains an exhortation (“walk by the Spirit”), a promise (“and you will not gratify the desires of the flesh”), and an explanation or rationale (the conflict described in verse 17). But as we meditate on this passage, we discover that it also offers a threefold vision for the Christian life as a whole. Acknowledge the War Within First, Paul insists that the starting point for the Christian life is recognizing the war between the flesh and the Spirit. I say “starting point” because of the logic of verses 16 and 17. In seminary, I was taught that one way to clarify the logic of a passage like this is to read the verses in reverse order while keeping the logical relationship intact. In other words, turn an “A, because B” argument into a “B, therefore A” argument. “I eat, because I am hungry” becomes “I am hungry, therefore I eat.” When we do that, the passage looks like this: (Verse 17) The desires of the flesh are against the Spirit, and the desires of the Spirit are against the flesh, for these are opposed to each other, to keep you from doing the things you want to do. (Verse 16) Therefore (that’s the logical connection) walk by the Spirit, and you will certainly not gratify the desires of the flesh. As Christians, we wake up every day in the midst of a war. Fleshly desires pull us in one direction; the desires of the Spirit pull us in the other. The status quo is a frustrated stalemate in which we are kept from doing what we want to do. Spiritual desires frustrate fleshly desires, and fleshly desires frustrate spiritual desires. Starting with this recognition means we can be realistic about the difficulty of the war. The frustration we feel in the face of the passions of the flesh is real, and Paul encourages us to be honest about it. That’s where we begin as Christians. Staggering Promise of Not But according to Paul, we don’t have to stay there, because, second, we have a new destination. We don’t have to surrender. We can live a life in which we absolutely don’t gratify the desires of the flesh. This is a staggering promise. The “not” in verse 16 is intensified in the original Greek; it’s what’s called an emphatic negation. Paul essentially says, “If you walk by the Spirit, you will absolutely and certainly not gratify the desires of the flesh.” Now, it’s important to be clear about what Paul is and isn’t promising. He’s not saying that our fleshly desires disappear altogether. Instead, he promises that we will not gratify or complete those desires. In other words, the desires may still be present and still at war with our spiritual desires, but now, as we walk by the Spirit, we won’t indulge them. The basic idea is that all desires have a direction, a destination, a trajectory. They incline us towards some perceived good, some object that we believe will satisfy. In short, desires want to take us somewhere. Where Do Desires Lead? In Galatians 5, the desires of the flesh lead to the works of the flesh: “sexual immorality, impurity, sensuality, idolatry, sorcery, enmity, strife, jealousy, fits of anger, rivalries, dissensions, divisions, envy, drunkenness, orgies, and things like these.” Paul is clear that those who practice such things — by habitually gratifying those desires — will not inherit God’s kingdom. On the other hand, the desires of the Spirit lead to the fruit of the Spirit: “love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, self-control.” So again, desires, whether of the Spirit or the flesh, have a destination, and when that destination is reached, the desire has been gratified. The itch has been scratched. Notice, however, the critical assumption Paul makes: the presence of the fleshly desire doesn’t mean that we have to indulge it. It’s possible to resist where our desires want to take us. For Paul, walking by the Spirit doesn’t remove all fleshly tendencies and inclinations in this life. Instead, it interrupts them. It redirects them and reorders them so that they no longer dishonor God or harm people. It’s important to be clear on this point so that we don’t erect impossible and unrealistic expectations for the Christian life. In this life, the desires may still rise up, but according to Paul, they don’t have to master us. They don’t have to rule us. We don’t have to gratify or indulge them. We don’t have to scratch. We can be free. But only if we walk by the Spirit. Essential Bridge Walking by the Spirit is the third element in this vision of the Christian life, and the bridge between our present struggle and the future victory. It’s the path that gets us from frustration to freedom. Which means that the pressing question for us is this: What exactly does it mean to “walk by the Spirit”? The image is clear enough. Walking is a form of movement. It’s neither standing still nor running. It’s steady movement, in a particular direction, under a particular power (in this case, the Spirit). Galatians 5:24–25 sheds further light on the image: And those who belong to Christ Jesus have crucified the flesh with its passions and desires. If we live by the Spirit, let us also keep in step with the Spirit. “Walk by the Spirit” corresponds to “keep in step with the Spirit.” It’s as though the Spirit sets the pace and we keep up. There’s a rhythm to our walking. Like a drummer, the Spirit lays down the beat, and we march along. This basic idea appears in various forms throughout Paul’s letters: Walk rightly with the truth of the gospel (Galatians 2:13). Walk by the Spirit (Galatians 5:16). Be led by the Spirit (Galatians 5:18). Keep in step with the Spirit (Galatians 5:26). Walk in a manner worthy of the calling to which you have been called (Ephesians 4:1). Walk in a manner worthy of the Lord (Colossians 1:10). “Walking by the Spirit is the bridge between our present struggle and the future victory.” Other phrases that appear throughout the New Testament include walking in love, walking in the light, walking as children of the light, walking according to Paul’s example, and walking in the truth. In all of these examples, the idea is the same: there is a conduct, a “walking,” that accords with the gospel, the Spirit, and the truth. There is a way of life that fits the gospel. Before We Can Walk Walking by the Spirit flows from something more fundamental, though, and this is crucial. Before we can keep in step with the Spirit, we must first “live by the Spirit.” That is, we must possess life by the Spirit. The life in question is resurrection life. We possess it because we belong to Jesus and have crucified the flesh with its passions and desires. It’s what Paul elsewhere describes as “being made alive with Christ” (Ephesians 2:4). This is conversion, when God raises us from spiritual death by grace through faith in Christ. He elaborates on this reality in the great gospel passage of Galatians 2:19–20: I have been crucified with Christ. It is no longer I who live, but Christ who lives in me. And the life I now live in the flesh I live by faith in the Son of God, who loved me and gave himself for me. “The Spirit is the animating power in our lives, shaping our daily decisions as we wake up in spiritual war.” Crucified with Christ so that the flesh has been killed. Raised with Christ so that he lives on our behalf and we possess life by his Spirit. This is the good news which so transformed Paul and is able to transform us. So, then, walking by the Spirit refers to our daily conduct, rooted in our union with Christ in his death and resurrection and empowered by the Spirit who redirects our desires to godly fruitfulness. The Spirit is the animating power in our lives, shaping our daily decisions as we wake up in the midst of the spiritual war. Paul’s call is for us to daily take up arms in the battle, to encourage and gratify our spiritual desires, and to keep in step with the Spirit because we belong to Jesus. Article by Joe Rigney Teacher, desiringGod.org

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