GIP Library icon

The Empowered Investor The Empowered Investor

The Empowered Investor Order Printed Copy

  • Author: Cuno Puempin
  • Size: 1.19MB | 166 pages
  • |
Continue with
Google Twitter
LOG IN TO REVIEW
About the Book


"The Empowered Investor" by Cuno Puempin provides a comprehensive guide for individuals looking to take control of their financial future through investing. The book covers topics such as understanding investment risks, creating a diversified portfolio, and utilizing various investment vehicles. Puempin emphasizes the importance of education and empowerment in making informed investment decisions.

Martin Luther

Martin Luther Martin Luther was a German monk who forever changed Christianity when he nailed his '95 Theses' to a church door in 1517, sparking the Protestant Reformation. Who Was Martin Luther? Martin Luther was a German monk who began the Protestant Reformation in the 16th century, becoming one of the most influential and controversial figures in the history of Christianity. Luther called into question some of the basic tenets of Roman Catholicism, and his followers soon split from the Roman Catholic Church to begin the Protestant tradition. His actions set in motion tremendous reform within the Church. A prominent theologian, Luther’s desire for people to feel closer to God led him to translate the Bible into the language of the people, radically changing the relationship between church leaders and their followers. Early Life Luther was born on November 10, 1483, in Eisleben, Saxony, located in modern-day Germany. His parents, Hans and Margarette Luther, were of peasant lineage. However, Hans had some success as a miner and ore smelter, and in 1484 the family moved from Eisleben to nearby Mansfeld, where Hans held ore deposits. Hans Luther knew that mining was a tough business and wanted his promising son to have a better career as a lawyer. At age seven, Luther entered school in Mansfeld. Education At 14, Luther went north to Magdeburg, where he continued his studies. In 1498, he returned to Eisleben and enrolled in a school, studying grammar, rhetoric and logic. He later compared this experience to purgatory and hell. In 1501, Luther entered the University of Erfurt, where he received a degree in grammar, logic, rhetoric and metaphysics. At this time, it seemed he was on his way to becoming a lawyer. Becoming a Monk In July 1505, Luther had a life-changing experience that set him on a new course to becoming a monk. Caught in a horrific thunderstorm where he feared for his life, Luther cried out to St. Anne, the patron saint of miners, “Save me, St. Anne, and I’ll become a monk!” The storm subsided and he was saved. Most historians believe this was not a spontaneous act, but an idea already formulated in Luther’s mind. The decision to become a monk was difficult and greatly disappointed his father, but he felt he must keep a promise. Luther was also driven by fears of hell and God’s wrath, and felt that life in a monastery would help him find salvation. The first few years of monastic life were difficult for Luther, as he did not find the religious enlightenment he was seeking. A mentor told him to focus his life exclusively on Jesus Christ and this would later provide him with the guidance he sought. Disillusionment with Rome At age 27, Luther was given the opportunity to be a delegate to a Catholic church conference in Rome. He came away more disillusioned, and very discouraged by the immorality and corruption he witnessed there among the Catholic priests. Upon his return to Germany, he enrolled in the University of Wittenberg in an attempt to suppress his spiritual turmoil. He excelled in his studies and received a doctorate, becoming a professor of theology at the university (known today as Martin Luther University Halle-Wittenberg). Through his studies of scripture, Luther finally gained religious enlightenment. Beginning in 1513, while preparing lectures, Luther read the first line of Psalm 22, which Christ wailed in his cry for mercy on the cross, a cry similar to Luther’s own disillusionment with God and religion. Two years later, while preparing a lecture on Paul’s Epistle to the Romans, he read, “The just will live by faith.” He dwelled on this statement for some time. Finally, he realized the key to spiritual salvation was not to fear God or be enslaved by religious dogma but to believe that faith alone would bring salvation. This period marked a major change in his life and set in motion the Reformation. Though Luther intended these to be discussion points, the 95 Theses laid out a devastating critique of the indulgences - good works, which often involved monetary donations, that popes could grant to the people to cancel out penance for sins - as corrupting people’s faith. Luther also sent a copy to Archbishop Albert Albrecht of Mainz, calling on him to end the sale of indulgences. Aided by the printing press, copies of the 95 Theses spread throughout Germany within two weeks and throughout Europe within two months. The Church eventually moved to stop the act of defiance. In October 1518, at a meeting with Cardinal Thomas Cajetan in Augsburg, Luther was ordered to recant his 95 Theses by the authority of the pope. Luther said he would not recant unless scripture proved him wrong. He went further, stating he didn’t consider that the papacy had the authority to interpret scripture. The meeting ended in a shouting match and initiated his ultimate excommunication from the Church. Excommunication Following the publication of his 95 Theses, Luther continued to lecture and write in Wittenberg. In June and July of 1519 Luther publicly declared that the Bible did not give the pope the exclusive right to interpret scripture, which was a direct attack on the authority of the papacy. Finally, in 1520, the pope had had enough and on June 15 issued an ultimatum threatening Luther with excommunication. On December 10, 1520, Luther publicly burned the letter. In January 1521, Luther was officially excommunicated from the Roman Catholic Church. Diet of Worms In March 1521, Luther was summoned before the Diet of Worms, a general assembly of secular authorities. Again, Luther refused to recant his statements, demanding he be shown any scripture that would refute his position. There was none. On May 8, 1521, the council released the Edict of Worms, banning Luther’s writings and declaring him a “convicted heretic.” This made him a condemned and wanted man. Friends helped him hide out at the Wartburg Castle. While in seclusion, he translated the New Testament into the German language, to give ordinary people the opportunity to read God’s word. Lutheran Church Though still under threat of arrest, Luther returned to Wittenberg Castle Church, in Eisenach, in May 1522 to organize a new church, Lutheranism. He gained many followers, and the Lutheran Church also received considerable support from German princes. When a peasant revolt began in 1524, Luther denounced the peasants and sided with the rulers, whom he depended on to keep his church growing. Thousands of peasants were killed, but the Lutheran Church grew over the years. Katharina von Bora In 1525, Luther married Katharina von Bora, a former nun who had abandoned the convent and taken refuge in Wittenberg. Born into a noble family that had fallen on hard times, at the age of five Katharina was sent to a convent. She and several other reform-minded nuns decided to escape the rigors of the cloistered life, and after smuggling out a letter pleading for help from the Lutherans, Luther organized a daring plot. With the help of a fishmonger, Luther had the rebellious nuns hide in herring barrels that were secreted out of the convent after dark - an offense punishable by death. Luther ensured that all the women found employment or marriage prospects, except for the strong-willed Katharina, who refused all suitors except Luther himself. The scandalous marriage of a disgraced monk to a disgraced nun may have somewhat tarnished the reform movement, but over the next several years, the couple prospered and had six children. Katharina proved herself a more than a capable wife and ally, as she greatly increased their family's wealth by shrewdly investing in farms, orchards and a brewery. She also converted a former monastery into a dormitory and meeting center for Reformation activists. Luther later said of his marriage, "I have made the angels laugh and the devils weep." Unusual for its time, Luther in his will entrusted Katharina as his sole inheritor and guardian of their children. Anti-Semitism From 1533 to his death in 1546, Luther served as the dean of theology at University of Wittenberg. During this time he suffered from many illnesses, including arthritis, heart problems and digestive disorders. The physical pain and emotional strain of being a fugitive might have been reflected in his writings. Some works contained strident and offensive language against several segments of society, particularly Jews and, to a lesser degree, Muslims. Luther's anti-Semitism is on full display in his treatise, The Jews and Their Lies. Death Luther died following a stroke on February 18, 1546, at the age of 62 during a trip to his hometown of Eisleben. He was buried in All Saints' Church in Wittenberg, the city he had helped turn into an intellectual center. Luther's teachings and translations radically changed Christian theology. Thanks in large part to the Gutenberg press, his influence continued to grow after his death, as his message spread across Europe and around the world.

you are not that special - the glory of ordinary christianity

I had a professor in seminary who had a knack for humbling first-year students. He enjoyed showing them they weren’t special, no matter what their Sunday school teachers and home churches had told them. In fact, this professor was so effective at humbling new seminarians, he developed a reputation for it. He was provocative and polarizing. He had his detractors around campus, and beyond. To some, he seemed cocky and headstrong. But others loved him dearly. Not because he walked the fine line between arrogance and purposeful provocation, but because they themselves had been wonderfully awakened. First they had been humbled by his jabs, and it hurt. It was disorienting. But as much as it smarted at first, they came to humble themselves and receive the uncomfortable truth. The professor’s shocking words proved to be the wounds of a friend. He was right. They weren’t that special — not in the ways that seminary students (and most humans) tend to think they are. You Are (Not) Special For many of us, one of the earliest messages we heard, the constant refrain of children’s books, the chorus of our parents (and especially grandparents), and likely even the message we heard in Sunday school, was essentially  you are special . There’s an element of truth in it, of course. You are indeed special — as human, and especially as redeemed — in ways that redound to the glory of God. In relation to the animal kingdom, God made our human race special,  in his own image . Even the angels marvel at the grace we’ve received in Christ (1 Peter 1:12). And in Christ, no doubt, you are  special  to God — through being chosen before the foundation of the world, and then particularly redeemed by the sacrifice of Christ two millennia before you were born. And then you are three times special by the regenerating work of the Holy Spirit. Jesus died for his friends (John 15:13), his sheep (John 10:14–15), his bride (Ephesians 5:25). He loved the church with his special love and gave himself up for her. “God, being rich in mercy, because of the  great love  with which he loved us, even when we were dead in our trespasses, made us alive together with Christ” (Ephesians 2:4–5). In Christ, you are not just loved but greatly so. And on the human level, children are indeed special to their own parents and grandparents. We grant that. It’s in God’s good design. Also, it’s worth acknowledging that a group of self-doubting humans and saints have a difficult time believing they are special in ways that really matter. They’ve been so beaten down by life in this world – or perhaps they’ve simply found low self-esteem to be a convenient excuse for coddling sin. To be human, and alive, is amazing. To be called a child of the living God by being joined to his Son, by faith alone, is scandalous. Chosen  by God  before you even did anything good or bad! What wondrous love is this? But oh, how prone we can be, like first-year seminarians, to let such specialness go to our heads — to transpose it into ways that serve the flesh rather than the Spirit. Not That Special When sinners contemplate their own specialness, we don’t typically think about our relation to animals or angels, or what it means to be in Christ, or our particular specialness to family and friends. Rather, we often think we’re special  compared to others  — because of our qualities. Our gifts. Our achievements. Our abilities. Bells that ring to our own glory. This is where we need to hear a clear, and sometimes forceful, voice say, in love,  You are not that special . You are not an exception to the basic laws and ordinances of human society, and as a Christian, you are not an exception to the ordinary means and patterns of the Christian life. You are not a cut above the rank-and-file in the world, and especially in the church. You are not exceptional in the ways you like to tell yourself in silence. You are not special in the sense that ordinary, everyday, normal Christianity is no longer essential to you because of your qualities.  You are not that special . You don’t have a special path to heaven or a special route through the toils and snares of this world. Just consider Jesus. He is indeed the Father’s  special  Son. If anyone could plead special privilege, it would be the divine Son. And yet. And yet! He did not cling to his equality with God as a self-serving privilege or ask to be excused from the mission. He did not request a pass from poverty, suffering, or even torture. He became “obedient to the point of death, even death on a cross” (Philippians 2:6–8). Do we claim to be his disciples, yet presume ourselves to be greater than our Master? Inconvenient Specialness How might we discern whether we are appropriating  specialness  in the right places and ways? One test would be whether we tell ourselves we’re special in ways that are easy and convenient for the flesh. Do I presume I’ll get my way because I’m special? Should others follow my lead, without my earning their trust, because I’m special? Another way at it might be this: Do I love the specialness of humanity, and being Christ’s, only when it applies to me, but not when it applies to those I find most difficult to endure? Which gets at what may be one of the greatest indicators of humility: how we view the church. Not the big, universal, capital-C Church — the one that is often much easier to love. But  your  church. The local church where God has placed you. The people God has picked to appear, and reappear, and reappear again, in your real-life story. Those faces. That church. With all the warts and frustrations and inconveniences you’re increasingly aware of. When you ponder the flesh-and-blood Christians you know, and worship with weekly, and share the Table with, do you think of yourself as special  in distinction  to them? Or are you special  with  them? Really Belong to His Body Local churches are wonderfully humbling collectives. And one of the chief ways God roughs up our souls, and keeps them in shape, and prepares them to welcome his humbling hand when it descends — and often brings the very conflicts that are his humbling work — is through really belonging to a particular, imperfect local body of fellow believers. Really belong. Really join. As a fellow sheep. (Pastors too. Humble ones think of themselves first and foremost as sheep, not shepherds. They rejoice not that the demons are subject to them in great acts of ministry, but that their names are written in heaven, Luke 10:20.) Among other blessings, one gift that the messy, often difficult life of the local church offers us, if we will let it, is the regular reminder that we’re not that special, not in whatever twisted ways we like to tell ourselves. We are indeed special to God  with these people , but not in comparison with them. And what the down-to-earth life of the local church reminds us is how good it can be to be normal, and to remember, for our good, that no Christian is exempt from normal Christianity: from repentance, from trust in Christ alone for forgiveness, from the moment-by-moment help of his Spirit, from saturating our lives in the word of God, from daily availing ourselves of his ear in prayer, and from genuinely belonging to his body in a local church. Good to Be Normal Brothers and sisters, let’s rehearse for ourselves, as much as we need it, that we are indeed special, and at the same time not  that  special, not in ways convenient to our flesh. And let’s celebrate that together with Jesus’s church, we are indeed special. You are special —  you  plural. Jesus loved the church and gave himself up for her. He laid down his life for this sheep. Through faith in Jesus, we are joined to him, and not alone. And in him we also are joined to his people, his bride, his flock. He has loved  us  (plural) with his special, electing, and effective love. We glory in this specialness, and die to sin’s temptation to think of ourselves as special in ways that swell our hearts with conceit.

Feedback
Suggestionsuggestion box
x