Everyday Millionaire Order Printed Copy

Author: Chris Hogan
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About the Book

"Everyday Millionaire" by Chris Hogan is a book that reveals the common habits and traits of everyday people who have achieved millionaire status. Hogan explores the principles of hard work, determination, and goal-setting that have helped ordinary individuals build wealth and financial security. The book provides practical advice and actionable steps for anyone looking to improve their financial situation and work towards becoming a millionaire.

J.C. Ryle

John Charles Ryle (May 10, 1816 - June 10, 1900) was an evangelical Anglican clergyman and first Bishop of Liverpool. He was renowned for his powerful preaching and extensive tracts. Biography Ryle was born on May 10th, 1816 at Park House, Macclesfield, the eldest son of John Ryle MP and Susannah Ryle. His family had made their money in the silk mills of the Industrial Revolution, and were prominent members of Cheshire society. Accordingly, Ryle was educated at Eton College and then Christ Church, Oxford, where he took a congratulatory First in Greats, and a Blue in cricket. Conversion and ordination Ryle's family were nominal Anglicans, and until his time as an undergraduate Ryle had a similar attitude to Christianity. However, as he was due to sit his final examinations, he became seriously ill with a chest infection, and was confined to his bed. During this time he began to pray and seriously read the Scriptures. However his conversion occurred when he attended an unknown church, and arriving late, he heard the reading Ephesians 2:8-9. The force of these words hit his heart, and from that point on he was assured of his salvation. After leaving Oxford, he returned to Macclesfield to assist his father in business and with the assumption that he would inherit the estate. However in June 1841 Ryle Senior was bankrupted, and the family was left ruined, and forced to leave Macclesfield. With his future now in tatters, Ryle was forced to look for a profession to sustain himself, and as a last resort, he offered himself for ministry in the Church of England. He was duly accepted and ordained in December 1841 by Bishop C.R. Summner of Winchester. Parish ministry Ryle's first charge was as curate of the hamlet of Exbury in Hampshire, an area of a rough but sparse agricultural population, and riddled with disease. After a difficult two years, he became unwell, and was forced to spend several months recuperating. In November 1843 he moved to become the rector of St Thomas', Winchester, where he made a reputation for himself as an energetic and thorough pastor. Over a period of six months the congregation grew to well over six hundred communicants, and the church was forced to consider alternative accommodation. However Ryle was offered the living of Helmingham, Suffolk, and it was to here that he moved in 1844, where he stayed until 1861. With a congregation of some two hundred, it was here that Ryle began to read widely amongst the Reformed theologians, and produce the writings that would make him famous. It was at Helmingham that he began his series of "Expository Thoughts on the Gospels", and started his tract-writing. Though his time at Helmingham was extremely fruitful, Ryle quarreled with the squire John Tollemache, and by 1861 he felt the need to move on. His final parish incumbency was Stradbroke, also in Suffolk, and it was from here that Ryle became nationally famed for his firm preaching and staunch defense of evangelical principles, both from the study and the platform. He wrote several well-known books, mainly based on his tracts and sermons, and often addressing issues of contemporary relevance for the Church from a Biblical standpoint. Of these, perhaps the most enduring are "Holiness" and "Practical Religion", both still in print. Episcopate Ryle's uncompromising evangelicalism in the face of increasing liberal and Tractarian opposition gained him many admirers, and he was fast becoming one of the leading lights of the evangelical party. He was originally recommended for the post of Dean of Salisbury, but before he was appointed the out-going Conservative Prime Minister Benjamin Disraeli offered him the position of Bishop of the newly-created Diocese of Liverpool. Ryle moved to Liverpool in 1880, and would stay until 1900. Despite his previous ministry experience having been almost exclusively exercised within a rural context, his plain speech and distinctive principles made him a favorite amongst Liverpool's largely working-class population. He proved an active bishop, encouraging the building of more churches and missions to reach out to the growing urban communities, and generally seeking to develop the new diocese as best he could. In common with many late Victorian bishops, Ryle was increasingly forced to deal with the tensions caused by the developing Anglo-Catholic wing of the Church of England. Of particular note is the so-called "Bell Cox Case" of 1885. Bell Cox was vicar of St. Margaret's, and a committed Ritualist. His Catholic practices soon came to the attention of several prominent evangelicals in the city, and one of them, James Hakes of the Liverpool Church Association, brought a private prosecution against Bell Cox under the Public Worship and Regulation Act of Despite Ryle's entreaties, Bell Cox refused to moderate his behavior, and thus the case proceeded to the Chancery Court of York, where Bell Cox was found guilty of contempt of court, and imprisoned for seventeen days. Ryle's behavior in particular was criticized for his failure to exercise his legal episcopal veto over the prosecution, and his apparent willingness to allow one of his clergy to be imprisoned over matters of worship. However, an examination of letters written by Ryle from the time suggest that Ryle was by no means a supporter of such practice, yet felt it wrong to come between the law and the defendant, particularly in the case of a private prosecution. In his speech to the Liverpool Diocesan conference the same year he openly declared the imprisonment of clergy over such matters as "barbarous", hardly a note of support. Ryle's tenure as bishop in general is remarkable for his efforts to build churches and mission halls to reach the rapidly expanding urban areas of Liverpool. Though subsequent biographers have criticised this policy, owing to figures which suggest a general decline in church attendance,[[ Link title]] it perhaps says most about Ryle's heart as an evangelist; a desire for all to hear and respond to the Gospel. Ryle served as Bishop until March 1900, where in his eighty-fourth year, a stroke and a general decline in health forced him to retire, despite his desire to die "in harness." He retired to Lowestoft, Suffolk, however passed away on 10th June 1900. He was interred in All Saint's, Childwall, next to his third wife, Henrietta. Bio. Taken from Theopedia

Can Anyone Really Be “Blameless”

When you read the Psalms, do you identify with the psalmist when he claims blamelessness and uprightness and integrity and righteousness? Blamelessness Blessed are those whose way is blameless! (Psalm 119:1) I was blameless before him, and I kept myself from my guilt. (Psalm 18:23) I shall be blameless, and innocent of great transgression. (Psalm 19:13) Uprightness My shield is with God, who saves the upright in heart. (Psalm 7:10) The upright shall behold his face. (Psalm 11:7) Let all the upright in heart exult! (Psalm 64:10) Integrity Judge me, O Lord, according to the integrity that is in me. (Psalm 7:8) Vindicate me, O Lord, for I have walked in my integrity. (Psalm 26:1) You have upheld me because of my integrity. (Psalm 41:12) Righteousness The Lord upholds the righteous. (Psalm 37:17) He will never permit the righteous to be moved. (Psalm 55:22) The Lord loves the righteous. (Psalm 146:8) Are you among the righteous, the upright, the blameless, and those who walk in integrity? If you are a Christian, you should answer Yes. Imputed Righteousness: Foundation, Not Summation I do not say this simply because in Christ we are counted righteous. The psalmist is not talking only about imputed righteousness. The justification of the ungodly on the basis of Christ alone by faith alone is a precious and magnificent truth. And, to be sure, it was already true for the psalmists in the Old Testament, because Christ’s death counted for them in the mind of God before it happened in history. That’s the point of Romans 3:25. “The psalmists were justified by faith alone. But their faith worked through love.” When Paul wanted to support his teaching about the “justification of the ungodly,” he quoted Psalm 32. God justifies the ungodly . . . just as David also speaks of the blessing of the one to whom God counts righteousness apart from works: “Blessed are those whose lawless deeds are forgiven, and whose sins are covered; blessed is the man against whom the Lord will not count his sin.” (Romans 4:5–8) But this imputed righteousness, based on Christ alone, is not the sum of what the psalmists refer to when they speak of their blamelessness and uprightness and integrity and righteousness. Forgiveness and imputation are the foundation, but not the summation of Christian righteousness. Justifying Faith Leads to Integrity and Uprightness That is true in the New Testament and the Old. The faith that unites us to Christ and his perfect uprightness is real only if it also produces new attitudes and behaviors in us. Here’s the way Paul put it: “In Christ Jesus neither circumcision nor uncircumcision counts for anything, but only faith working through love” (Galatians 5:6). The faith that links us to Christ for justification also leads to sanctification. That was true in the Old Testament as well. The psalmists were justified by faith alone. But their faith “worked through love.” It produced blamelessness and uprightness and integrity and righteousness. This was a work of the sanctifying Spirit of God. They knew it was God’s work not their own: Create in me a clean heart, O God, and renew a right spirit within me. Cast me not away from your presence, and take not your Holy Spirit from me. Restore to me the joy of your salvation, and uphold me with a willing spirit. (Psalm 51:10–12) The same dynamics of justification and sanctification at work in the godly psalmists are at work in Christians today, even though we have the privilege of knowing so much more about how the Lord purchased all this by his blood, and how it is working out in the power of the risen Christ. Psalmists Are Not Legalists Therefore, it is a mistake to read the Psalms and somehow think that these writers were legalists or egomaniacs or naïve when they referred to their blamelessness and uprightness and integrity and righteousness. Along with the psalmists, Christians must be blameless, upright, righteous persons of integrity. Example of Psalm 25 “He is not perfect. He is not without sin. He is not proud. He is the beneficiary of mighty mercy.” Consider Psalm 25 as an example of what this looks like. It is a beautiful psalm of deep humility and longing for God. Four times in these 22 verses David acknowledges his sin. His confession and his sense of need for grace is not just mentioned at the beginning of the psalm and then left behind as he moves on in triumph. Remember not the sins of my youth or my transgressions. (Psalm 25:7) Good and upright is the Lord; therefore he instructs sinners in the way. (Psalm 25:8) For your name’s sake, O Lord, pardon my guilt, for it is great. (Psalm 25:11) Consider my affliction and my trouble, and forgive all my sins. (Psalm 25:18) Since his sins are a constant reality to him, so is the mercy and love and grace and goodness of God. Remember your mercy, O Lord, and your steadfast love. (Psalm 25:6) According to your steadfast love remember me, for the sake of your goodness, O Lord! (Psalm 25:7) All the paths of the Lord are steadfast love. (Psalm 25:10) Turn to me and be gracious to me. (Psalm 25:16) David knew that if his guilt was to be pardoned, it would not be on the basis of his own virtue, but on the basis of God’s allegiance to his own name: “For your name’s sake, O Lord, pardon my guilt, for it is great” (Psalm 25:11). Sinner’s Response to God How then does David describe his response to God? Answer: trusting, waiting, humility, covenant keeping, fearing the Lord, and taking refuge in him. My God, in you I trust. (Psalm 25:2) For you I wait all the day long. (Psalm 25:5, 21) He leads the humble in what is right, and teaches the humble his way. (Psalm 25:9) All the paths of the Lord are steadfast love and faithfulness, for those who keep his covenant. (Psalm 25:10) Who is the man who fears the Lord? Him will he instruct in the way that he should choose. (Psalm 25:12, 14) Let me not be put to shame, for I take refuge in you. (Psalm 25:20) Most of us are thrilled with this kind of Psalm. It acknowledges sin. It ascribes mercy and grace to God. The psalmist trusts in that mercy and holds fast to the forgiving God. Integrity and Uprightness Preserve Me But then comes verse 21: “May integrity and uprightness preserve me, for I wait for you” (Psalm 25:21). What I am arguing is that his appeal to his own integrity and uprightness is not a lapse in humble, faith-filled godliness. I am arguing that this is a proper claim of the godly in every age. This is not pride. This is not self-reliance. This is not legalism. This is not salvation-by-works. This is a godly man, trusting the mercy of God, knowing his sins are forgiven, walking in the power of God’s sanctifying Spirit. He is a man of integrity and uprightness. He is not perfect. He is not without sin. He is not proud. He is the beneficiary of mighty mercy — transforming mercy. It was “for God’s name’s sake” that his great guilt was pardoned (Psalm 25:11). And it is “for God’s name’s sake” that he walks in integrity and uprightness. As Psalm 23:3 says, “He leads me in paths of righteousness for his name’s sake.” Don’t Stumble over Integrity “The faith that unites us to Christ’s perfect uprightness is real only if it produces new attitudes and behaviors.” We do not need to stumble over these protests of integrity in the Psalms. In both Old and New Testament times, God justifies the ungodly, sanctifies the faithful, and rewards their new Spirit-wrought righteousness. It is not legalism or works-righteousness to say with the psalmist, “You have upheld me because of my integrity” (Psalm 41:12). It is not pride or self-sufficiency to say, “The Lord has rewarded me according to my righteousness, according to the cleanness of my hands in his sight” (Psalm 18:23–24). The New Testament is just as strong that “doing good” in the power of God’s Spirit, from a heart of faith, will be rewarded with eternal life and all the varied benefits that belong to our varied faithfulness. The one who sows to his own flesh will from the flesh reap corruption, but the one who sows to the Spirit will from the Spirit reap eternal life. And let us not grow weary of doing good, for in due season we will reap, if we do not give up. (Galatians 6:8–9) Whatever good anyone does, this he will receive back from the Lord. (Ephesians 6:8) The one who receives a righteous person because he is a righteous person will receive a righteous person’s reward. (Matthew 10:41) Love your enemies, and do good, and lend, expecting nothing in return, and your reward will be great. (Luke 6:35) We must all appear before the judgment seat of Christ, so that each one may receive what is due for what he has done in the body, whether good or evil. (2 Corinthians 5:10) Whatever you do, work heartily, as for the Lord and not for men, knowing that from the Lord you will receive the inheritance as your reward. (Colossians 3:23–24) Trust in the Lord, and Do Good Therefore, when you read in the Psalms that the psalmists offer up their blamelessness and uprightness and integrity and righteousness to God, don’t over-spiritualize it. Don’t treat it as perfectionism. Don’t think of it as legalism. Don’t demean it as a defective part of the “old covenant.” Take it for what it is: a godly man, who knows he is a sinner, pardoned for God’s name’s sake, justified by grace, trusting God’s mercy, depending on God’s Spirit, taking refuge in God’s protection, delighting in God’s beauty, keeping God’s covenant, and therefore walking in integrity and honesty and uprightness. When viewed in this way, the Psalms become precious beyond measure as they help us “trust in the Lord, and do good” (Psalm 37:3). Article by John Piper Founder & Teacher, desiringGod.org