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About the Book
"The Last Great Wealth Transfer" by Morris Cerullo discusses the concept of transferring wealth from the wicked to the righteous, drawing on biblical teachings to guide readers on how to position themselves to receive this transfer. Cerullo emphasizes the importance of faith, generosity, and obedience to God's principles in achieving financial prosperity and abundance. The book offers practical advice and spiritual insights to help readers align themselves with divine wealth transfer.
Warren Wiersbe
Dr. Warren Wiersbe once described Heaven as ânot only a destination, but also a motivation. When you and I are truly motivated by the promise of eternity with God in heaven, it makes a difference in our lives.â
For Wiersbe, the promise of eternity became the motivation for his long ministry as a pastor, author, and radio speaker. Beloved for his biblical insight and practical teaching, he was called âone of the greatest Bible expositors of our generationâ by the late Billy Graham.
Warren W. Wiersbe died on May 2, 2019, in Lincoln, Nebraska, just a few weeks shy of his 90th birthday.
âHe was a longtime, cherished friend of Moody Bible Institute, a faithful servant of the Word, and a pastor to younger pastors like me,â said Dr. Mark Jobe, president of Moody Bible Institute. âWe are lifting up pastor Wiersbeâs family in prayer at this time and rejoicing in the blessed hope that believers share together.â
Wiersbe grew up in East Chicago, Indiana, a town known for its steel mills and hard-working blue-collar families. In his autobiography, he connected some of his earliest childhood memories to Moody Bible Institute; his home church pastor was a 1937 graduate, Dr. William H. Taylor. After volunteering to usher at a 1945 Youth for Christ rally, Wiersbe found himself listening with rapt attention to Billy Grahamâs sermon, and responded with a personal prayer of dedication.
In a precocious turn of events, the young Wiersbe was already a published author, having written a book of card tricks for the L. L. Ireland Magic Co. of Chicago. He quickly learned to liven up Sunday school lessons with magic tricks as object lessons (ânot the cards!â he would say). After his high school graduation in 1947 (he was valedictorian), he spent a year at Indiana University before transferring to Northern Baptist Seminary in Chicago, where he earned a bachelor of theology degree. His future wife, Betty, worked in the school library, and Wiersbe was a frequent visitor.
While in seminary he became pastor of Central Baptist Church in East Chicago, serving until 1957. During those years he became a popular YFC speaker, which led to a full-time position with Youth for Christ International in Wheaton. He published his first article for Moody Monthly magazine in 1956, about Bible study methods, and seemed to outline his ongoing writing philosophy. âThis is more of a personal testimony,â he said, âbecause I want to share these blessings with you, rather than write some scholarly essay, which I am sure I could not do anyway.â
At a 1957 YFC convention in Winona Lake, Indiana, Wiersbe preached a sermon that was broadcast live over WMBI, his first connection to Moody Radio. âI wish every preacher could have at least six monthsâ experience as a radio preacher,â he said later (because they would preach shorter).
While working with Youth for Christ, Wiersbe got a call from Pete Gunther at Moody Publishers, asking about possible book projects. First came Byways of Blessing (1961), an adult devotional; then two more books in 1962, A Guidebook for Teens and Teens Triumphant. He would eventually publish 14 titles with Moody, including William Culbertson: A Man of God (1974), Live Like a King (1976), The Annotated Pilgrimâs Progress (1980), and Ministering to the Mourning (2006), written with his son, David Wiersbe.
In 1961, D. B. Eastep invited Wiersbe to join the staff of Calvary Baptist Church in Covington, Kentucky. forming a succession plan that was hastened by Eastepâs sudden death in 1962. Warren and Betty Wiersbe remained at the church for 10 years, until they were surprised by a phone call from The Moody Church. The pastor, Dr. George Sweeting, had just resigned to become president of Moody Bible Institute. Would Wiersbe fill the pulpit, and pray about becoming a candidate?
He was already well known to the Chicago churchâand to the MBI community. He continued to write for Moody Monthly and had just started a new column, âInsights for the Pastor.â The monthly feature continued to run during the years Wiersbe served at The Moody Church. Wiersbe would become one of the magazineâs most prolific writersâ200 articles during a 40-year span. Meanwhile he also started work on the BE series of exegetical commentaries, books that soon found a place on the shelf of every evangelical pastor.
His ministry to pastors continued as he spoke at Moody Founderâs Week, Pastorsâ Conference, and numerous campus events. He also inherited George Sweetingâs role as host of the popular Songs in the Night radio broadcast, produced by Moody Radioâs Bob Neff and distributed on Moodyâs growing network of radio stations.
Later in life he would move to Lincoln, Nebraska, where he served as host of the Back to the Bible radio broadcast. He also taught courses on preaching at Trinity Evangelical Divinity School and Grand Rapids Baptist Seminary. He kept writing, eventually publishing more than 150 books and losing track of how many (âI canât remember them all, and I didnât save copies of everything,â he said.)
Throughout his ministry, Warren Wiersbe described himself as a bridge builder, a reference to his homiletical method of moving âfrom the world of the Bible to the world of today so that we could get to the other side of glory in Jesus.â As explained by his grandson, Dan Jacobson, âHis preferred tools were words, his blueprints were the Scriptures, and his workspace was a self-assembled library.â
Several of Wiersbeâs extended family are Moody alums, including a son, David Wiersbe â76; grandson Dan Jacobsen â09 and his wife, Kristin (Shirk) Jacobsen â09; and great-nephew Ryan Smith, a current student.
During his long ministry and writing career, Warren Wiersbe covered pretty much every topic, including the inevitability of death. These words from Ministering to the Mourning offer a fitting tribute to his own ministry:
We who are in Christ know that if He returns before our time comes to die, we shall be privileged to follow Him home. Godâs people are always encouraged by that blessed hope. Yet we must still live each day soberly, realizing that we are mortal and that death may come to us at any time. We pray, âTeach us to number our days aright, that we may gain a heart of wisdomâ (Psalm 90:12).
Dressed in His Righteousness Alone
Iâll never forget meeting up with a mentor of mine at Starbucks shortly after becoming a Christian. We regularly met there to read and study the Bible. One day, a person walked by and was elated to find Christians. But during our conversation, my mentor began asking some pretty forthright questions, and I couldnât quite understand why. âDo you believe that a person is justified by faith alone?â he said. The stranger hesitantly responded, âNo, I believe that a person is justified by faith and works.â My mentor graciously but strongly insisted, âThen you donât have a biblical view of justification.â A lot of back-and-forths followed, but because I was a recent convert, I found it immensely difficult to understand what was going on. I barely understood what the term justification meant! Eventually, I discovered the importance of this vital doctrine. Martin Luther and other Reformers considered the doctrine of justification by faith alone the article on which the church stands or falls. It is at the core of the gospel, and the church needs to embrace it as such. What Is Justification? So then, what is justification? This is a crucial starting point. How one defines justification will determine not only how one thinks and believes but also how one lives. Roman Catholic dogma, for example, defines justification as synonymous with sanctification,1 and the result is detrimental. Oneâs standing on the final day is determined by the growth of Christâs righteousness, which is imparted to a person through baptism and increases through participation in the sacraments.2 In a word, justification is essentially a clean slate that one needs to maintain to enjoy a favorable verdict at the final judgment. Diametrically opposed stands the Reformed understanding of justification, which is carefully, succinctly, and biblically defined in the answer to question 33 of the Westminster Shorter Catechism: Justification is an act of Godâs free grace, wherein he pardons all our sins, and accepts us as righteous in his sight, only for the righteousness of Christ imputed to us, and received by faith alone.3 Notice that justification is an act, not a work or process.4 It is not a hopeful destination. It is Godâs gracious, once-for-all verdict â his declaration of a person to be righteous in Christ, and therefore fully accepted by God. The Greek words for justification and righteousness, along with their cognates,5 belong to the legal sphere.6 Consider, for example, Romans 8:31â34: What then shall we say to these things? If God is for us, who can be against us? He who did not spare his own Son but gave him up for us all, how will he not also with him graciously give us all things? Who shall bring any charge against Godâs elect? It is God who justifies [Greek ho dikaiĆn]. Who is to condemn? Justification language belongs to the courtroom; it is forensic. Accusations are met with Godâs justifying verdict spoken over his elect (see also Romans 5:16â19) â a spoken word that melts the hardened hearts of sinners. Whose Righteousness? God, the holy, just, and perfect Judge, finds sinners not guilty and declares them righteous. How? On the basis of the person and work of Jesus Christ â by forgiving our sins on account of the substitutionary death of Christ in our place (Romans 3:21â26) and imputing or reckoning Christâs righteousness to us (Romans 4:1â9; Philippians 3:9; 2 Corinthians 5:21). What is this righteousness? His perfect obedience to God, rendered in his life and death, often referred to as the active and passive obedience of Christ. He perfectly fulfilled the law (Galatians 4:4â5; Romans 8:1â4) and also died under the curse of the law (Galatians 3:13), in love for his people (Galatians 2:20). Nevertheless, death could not keep its prey, and so Christ tore the bars away and arose a victor from the dark domain.7 Jesusâs resurrection was not only proof that his sacrifice satisfied Godâs wrath; it was also his own justification or public vindication (1 Timothy 3:16; cf. Romans 4:25). On Resurrection Sunday, God declared the verdict of righteous over his Son, and through union with him, we too receive that unchangeable righteous standing (2 Corinthians 5:21). How Do We Receive It? What is necessary to receive this righteous standing? Faith, works, or a combination of both? The answer is faith alone. Paul makes this clear in Galatians 2:16: âWe know that a person is not justified by works of the law but through faith in Jesus Christ, so we also have believed in Christ Jesus, in order to be justified by faith in Christ and not by works of the law, because by works of the law no one will be justified.â Justification is not a both-and matter. Itâs either by faith or by works. Paul fleshes this out in Romans 10:3â4. He speaks of his Jewish kinsmen as those who are âignorant of the righteousness of God,â are âseeking to establish their own [righteousness],â and thereby do ânot submit to Godâs righteousness.â Then he provides this explanation: âFor Christ is the end of the law for righteousness to everyone who believes.â We submit to Christâs righteousness by faith. Just breaths later, in Romans 10:9â10, Paul writes, âIf you confess with your mouth that Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved. For with the heart one believes and is justified, and with the mouth one confesses and is saved.â No wonder Paul, in the very next chapter, helpfully explains that âif it is by grace [that we are chosen, saved, and presumably justified (see Romans 10:10)], it is no longer on the basis of works; otherwise grace would no longer be graceâ (Romans 11:6). âJustification is not a both-and matter. Itâs either by faith or by works.â A biblically Reformed understanding of justification by faith alone is indeed comforting to the sinner. âHow can I be righteous before a holy God?â is an appropriate question to ask for those outside of Christ. The only acceptable answer is found in Christ. He is the basis of our justification, and he can be received only by the empty hands of faith. And this doctrine is at the core of the gospel. More to the Gospel than Justification? In loving and declaring the doctrine of justification by faith alone, some can begin to think that justification is the gospel. But that is not true. Simply saying, âJesus died for my sins so that I can receive Christâs righteousnessâ does not capture the entire gospel.8 Paul doesnât stop there when he lays out the gospel in 1 Corinthians 15:1â4. Jesus also was buried and rose from the dead. In fact, the resurrection of Christ plays a crucial role in our justification (as weâve seen in Romans 4:25; see also Romans 1:3â4; 1 Corinthians 15:20â23, 42â49; 1 Timothy 3:16).9 The gospel also includes Jesusâs ascension, enthronement as Lord, and outpouring of the Holy Spirit (Romans 1:3â4; Acts 1:11; 2:1â21; 2:32â33). We therefore should not say that justification is the gospel. And yet, neither should we welcome the persistent emphasis of those who downplay justification, whether by minimizing it to a âsubsidiary craterâ in Paulâs theology10 or, even more drastically, by insisting that âour justification by faith is not part of the gospel.â11 In the end, justification is not the gospel, but it is undeniably at its center.12 If you exclude justification from the gospel, then the gospel ceases to be âgood news.â Solely by Faith? The Reformed tradition has consistently promoted a threefold definition of faith: (1) knowledge of the content of the gospel that we believe (Latin notitia), (2) intellectual assent to the gospel of Christ (assensus), and (3) trust in the person and work of Christ on our behalf (fiducia). Recently some have taken aim at the third part of that definition (trust).13 They argue that faith is not primarily âinteriorâ or âemotionalâ but âexteriorâ and âembodied.â In other words, faith is active rather than passive, and it should be seen rather than felt. So they prefer slogans such as âjustification by allegiance alone,â since allegiance underscores the active nature of faith. Those who argue for this definition of faith make a major mistake. Since they redefine faith as a more active response, they argue that Paulâs either-or of justification is actually a both-and â both faith and works. To be clear here, they do not think a person can be justified by works that stem from self-righteous efforts. They believe Romans 3:20, that âby works of the law no human being will be justified in his sight.â However, they underline the phrase âworks of the lawâ and say, âPaul was not against Spirit-wrought good works contributing to a personâs justification.â âChrist is the basis of our justification, and he can be received only by the empty hands of faith.â At this point, you may be feeling the way I did in the conversation at Starbucks, not really understanding the fine distinctions. But this is significant. To say that Paul wasnât against good works with respect to justification, you have to make a drastic move theologically. You have to reject the distinction between justification and sanctification. What do I mean by that? Put simply, justification and sanctification are inseparable yet distinct, like the heat and light of a fire.14 You cannot have one without the other; at the same time, you can distinguish one from the other.15 Good works, as Paul commends them, are done in our sanctification, but they cannot contribute to our justification. If they do, justification is no longer by faith alone. Is Christâs Righteousness Imputed? After the conversation with the stranger at Starbucks, I asked my mentor, âWhat does imputation mean?â The word was thrown around during our discussion but never really defined. Imputation means that the righteousness of Christ â his active and passive obedience â is counted or reckoned to believers. Christâs righteousness is imputed, counted, reckoned to you when you are united to Christ by faith (1 Corinthians 1:30; 6:11; 2 Corinthians 5:21; Philippians 3:9). As Calvin said, âWe do not . . . contemplate [Christ] outside ourselves from afar in order that this righteousness may be imputed to us but because we put on Christ and are engrafted into his body â in short, because he deigns to make us one with him. For this reason, we glory that we have fellowship of righteousness with him.â16 When we talk about receiving righteousness, union with Christ is essential. Imputed righteousness is distinct from infused righteousness. In the Roman Catholic view, Christ merited righteousness for us, and that righteousness is then infused into believers at baptism. Itâs as if Christâs seed of righteousness should be planted into your heart. It becomes your own. And it is up to you, in dependence on the Spirit and the sacraments, to water it and grow in personal righteousness. By contrast, the imputation view intentionally uses the words count or reckon, as Scripture does (Romans 4:1â8; 5:12â19; Galatians 3:6).17 In justification, Christâs righteousness does not become ours as some sort of personal possession. It is counted or reckoned as ours. Why? Because we do not perform the acts of justifying righteousness. Christ, as our substitute, lived the perfect life we couldnât and died the death we deserved. The righteousness of Christ must therefore primarily and exclusively belong to him.18 It is therefore an alien righteousness â it comes from outside of us. And it is graciously imputed, counted, or reckoned to those who have no inherent righteousness whatsoever (Romans 3:9, 23; Ephesians 2:1â3). We are indeed âdressed in his righteousness alone, faultless to stand before the throne.â19 For nothing else avails before God. Jesus Receives Sinners Listening to the conversation my mentor had with that fellow at Starbucks was intimidating and a bit over my head. I heard many terms and distinctions that didnât seem, at the time, to make much of a difference in the Christian life. But the more questions I asked, the more I learned that the doctrine of justification by faith alone is not only theologically essential but thoroughly practical. Just think of Christians who question their salvation as they struggle with sin. In those times, they easily can turn inward. âHave I done enough to please God?â âPerhaps if I serve more at church, he will accept me.â âI need to stop sinning in order to be accepted by him.â They may never say these words out loud. After all, they wouldnât want anyone to think they were weak in faith â or even worse, an unbeliever. But their knee-jerk reaction to turn inward reveals a deeper underlying issue. They need to turn outward toward the objective realities of the gospel. They need to trust in Christ Jesus, their righteousness (1 Corinthians 1:30). They need to rest â not only in mind and mouth, but in heart and life â in the âword of surest consolation; word all sorrow to relieve, word of pardon, peace, salvation! . . . âJesus sinners doth receive.ââ20 Catechism of the Catholic Church: âJustification is not only the remission of sins, but also the sanctification and renewal of the interior manâ (1989); âThe Holy Spirit is the master of the interior life. By giving birth to the âinner man,â justification entails the sanctification of his whole beingâ (1995). â© See the Council of Trent, âDecree Concerning Justification,â §7. â© I have slightly updated the language to make the answer easier to read. â© The Westminster divines reserved that language for sanctification: âSanctification is the work of Godâs free grace, whereby we are renewed in the whole man after the image of God, and are enabled more and more to die unto sin, and live unto righteousnessâ (Westminster Shorter Catechism 35). â© See the words dikaioĆ, âI justifyâ; dikaiĆsunÄ, ârighteousnessâ; dikaios, âjust, rightâ; dikaiĆsis, âjustification, vindication, aquittalâ; and dikaiĆma, ârighteous requirement.â â© As recently argued by James B. Prothro, Both Judge and Justifier: Biblical Legal Language and the Act of Justifying in Paul, WUNT 2.461 (TĂŒbingen: Mohr Siebeck, 2018), though for a criticism of other statements he makes, see my forthcoming review of his book in the Westminster Theological Journal. â© Trinity Hymnal #206, âLow in the Grave He Lay â Christ Arose.â â© That is one reason, after all, why the church disciples new believers: to increase their understanding of the gospel of Christ. â© See also Richard Gaffin, Resurrection and Redemption: A Study in Paulâs Soteriology (Phillipsburg, NJ: P&R, 1987). â© Albert Schweitzer, The Mysticism of Paul the Apostle (Baltimore, MD: Johns Hopkins University Press, 1998), 225. â© Matthew W. Bates, Gospel Allegiance: What Faith in Jesus Misses for Salvation in Christ (Grand Rapids, MI: Brazos Press, 2019), 37. See also Salvation by Allegiance Alone: Rethinking Faith, Works, and the Gospel of Jesus the King (Grand Rapids, MI: Baker Academic, 2017). â© I am currently in the process of writing a review article of Matthew Batesâs work in the Westminster Theological Journal, which will contain more in-depth critical interaction with his arguments. â© See Bates, Salvation by Allegiance Alone, 92. He qualifies this in Gospel Allegiance, 64: âIâm not arguing that faith simply means allegiance without remainder. Nor am I denying that pistis primarily means âfaith/faithfulnessâ or âtrust/trustworthiness.ââ But then he adds a telling caveat: âTrust in or faithfulness toward a leader that endures through trials over the course of time is probably best termed âloyaltyâ or âallegiance.ââ â© John Calvin make this comparison in Institutes 3.11.6. â© I find it telling that Matthew Bates denies the categorical distinction between justification and sanctification because it cannot be found in Scripture (Allegiance, 185â86), and yet, after reading Scripture and laying out his view, he promotes a strikingly similar distinction (see 127, 191â92, 196, and 206). Both justification and sanctification occur in union with Christ (1 Corinthians 1:30; 6:11). But at the same time, you can distinguish one from the other throughout Scripture âby good and necessary consequenceâ (Westminster Confession of Faith 1.6). See also the Westminster Larger Catechism 77 for a very helpful analysis of the inseparable yet distinct nature of justification and sanctification. â© Institutes 3.2.10; my italics. â© For helpful works on imputation and criticisms raised against it, see Brian Vickers, Jesusâ Blood and Righteousness: Paulâs Theology of Imputation (Wheaton, IL: Crossway, 2006); John Piper, Counted Righteous in Christ: Should We Abandon the Imputation of Christâs Righteousness? (Wheaton, IL: Crossway, 2002); Ben C. Dunson, âDo Bible Words Have Bible Meaning? Distinguishing between Imputation as Word and Doctrine,â WTJ 75 (2013): 239â60; Thomas Schreiner, Faith Alone: The Doctrine of Justification (Grand Rapids: Zondervan, 2015). â© James Buchanan, The Doctrine of Justification: An Outline of Its History in the Church; and of Its Exposition from Scripture (Edinburgh: T&T Clark, 1867), 326. â© Trinity Hymnal #459, âMy Hope is Built on Nothing Less.â â© Trinity Hymnal #394, âJesus Sinners Doth Receive.â â© Article by David Briones Professor, Westminster Theological Seminary