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"The Financial Peace Planner" by Dave Ramsey is a comprehensive guide to achieving financial stability and peace of mind. Ramsey outlines a step-by-step plan to get out of debt, build savings, and invest wisely. The book provides practical advice on budgeting, cutting expenses, and setting achievable financial goals. Ramsey emphasizes the importance of living below your means, avoiding debt, and taking control of your financial future. Overall, "The Financial Peace Planner" is a valuable resource for anyone looking to improve their financial situation and achieve long-term financial security.

A. A. Allen

A. A. Allen Born in Sulphur Rock, Arkansas, in 1911, he grew up with an alcoholic father and an unfaithful mother who lived with a series of men. “By the time I was twenty-one,” recalled Allen, “I was a nervous wreck. I couldn’t get a cigarette to my lip with one hand. . . . I was a confirmed drunkard.” (Lexie Allen, God’s Man of Faith and Power, p57, 1954). Two years later he served a jail sentence for stealing corn in the midst of the depression and thought of himself as “an ex-jailbird drifting aimlessly through life.” It was at this point that Allen was converted in a “tongues speaking” Methodist church in 1934 He met his wife, Lexie in Colorado and she became a powerful influence in shaping him for his future ministry. Licensed by the Assemblies of God as a minister in 1936 began an effective evangelistic ministry at a small church in Colorado. After a two year pastorate he spent four-and-a-half years during World War II, as a full-time revivalist. He was the worship leader, musician and preacher but low finances and mediocre results took their toll on this father of four children. He left the itinerant ministry in 1947 when he was offered the security of a pastorate in a stable Assemblies of God church in Corpus Christi, Texas. Soon after moving to Texas he heard news of the revival and read a copy of ‘The Voice of Healing’ magazine which he found incredulous and labelled the revivalists “fanatics.” However, in 1949, he attended an Oral Roberts campaign in Dallas where he was enthralled by Roberts’ power over the audience and left convinced that the revival was from God Back in Texas, when his church board refused to sponsor a radio program, he resigned and began conducting revivals again with the hope that he too might develop a major healing ministry. In, He sent his first report to The Voice of Healing in May 1950, from Oakland, California, “Many say this is the greatest Revival in the history of Oakland” in what was to become typical AAA style. He said, “Although I do not claim to possess the gift of healing, hundreds are being miraculously healed in this meeting of every known disease. I do not claim to possess a single gift of the Spirit nor to have the power to impart any gift to others, yet in this meeting, as well as in other recent meetings, all the gifts of the Spirit are being received and exercised night after night. (The Voice of Healing May 1950) Observing the burgeoning ministry of others he noticed that the evangelists who were drawing the largest crowds were doing so under canvas. In the summer of 1951 joined the ranks of the tent ministries giving a down payment and commitment to pay off the remaining amount as the ministry grew – and it did. He established his headquarters in Dallas and in 1953 launched the Allen Revival Hour on radio. He conducted overseas campaigns in Cuba and Mexico regularly, and by1955 was broadcasting on seventeen Latin American radio stations as well as eighteen American ones. Allen’s sanguine personality expressed itself in his enthusiastic reports, unparalleled showmanship and startling miraculous claims. He was a persuasive preacher, with a compelling presence and unusual empathy and rapport with the common people. He preached an old-time Pentecostal message with consummate skill. His message of holiness resonated in the hearts of those reared in austere Pentecostalism. His stage presence and theatrical approach endeared him to the economically deprived working class and also to black communities. Ever the showman he made religion enjoyable and church-going fun. But, above all, it was the power of God which attracted the huge audiences over the years. Thousands were converted in the midst of dramatic public healings and deliverances from evil spirits. Nothing was ‘done in a corner’ but all was employed to support the message that Jesus was alive and interested in the needs of ordinary people. A. A. Allen considered himself the most persecuted preacher in the world. The Assemblies of God were not happy with his apparently questionable, or at least exaggerated, claims. His readiness to publicly counter-attack his accusers brought a continual stream of criticism and alienation from mainline Pentecostals. But the accusation that he drank abusively was the straw that broke the camel’s back. In the fall 1955, he was arrested for drunken driving while conducting a revival in Knoxville, Tennessee. The local press took the opportunity to attack and expose Allen and the beleaguered minister forfeited his bail rather than stand trial on the charge. Whatever the truth was Allen called the incident an “unprecedented persecution” aimed at ruining his ministry. As always he employed even the worst accusations to reinforce his claims that his commitment to God’s work in God’s way was truly from heaven, despite the fact that the Devil continually tried to destroy his ministry. His Miracle Magazine published his defense: Allen declares that all this is but a trick of the devil to try to kill his ministry and his influence among his friends at a time when God has granted him greater miracles in his ministry than ever before. . . . If ministers pay the price of real MIRACLES today, they will meet with greater persecution than ever before. The only way to escape such persecution is to fold up and quit! But we are going on! Will you go on with us? (Miracle Magazine October, 1955) Gordon Lindsay felt that the Voice of Healing had to take “a strong stand on ethics.” Allen resigned from the group, pre-empting their imminent dismissal. He immediately began publishing his own magazine, and, although he affected a cordial relationship with his former colleagues in the Voice of Healing, feelings remained strained. In some ways independence suited Allen. His daughter recalled: The Knoxville event also led to Allen’s separation from the Assemblies of God. It was suggested that he “withdraw from the public ministry until the matter at Knoxville be settled.” Allen’s response was to surrender his credentials as “a withdrawal from public ministry at this time would ruin my ministry, for it would have the appearance of an admission of guilt.” By the mid-1950’s many of the more moderate ministers tried to continue to work with the Pentecostal denominations – or at least to remain friendly – but Allen repeatedly attacked organized religion and urged Pentecostal ministers to establish independent churches which would be free to support the revival. He charged that the Sunday school had replaced the altar in the Pentecostal churches and that few church members were filled with the Holy Ghost: “Revivals are almost a thing of the past. Many pastors, and even evangelists, declare they will never try another one. They say it doesn’t work. They are holding “Sunday School Conventions,” “Teacher Training Courses,” and social gatherings. With few exceptions the churches today are leaning more and more toward dependence upon organizational strength, and natural ability, and denominational “methods.” They no longer expect to get their increase through the old fashioned revival altar bench, or through the miracle working power of God, but rather through the Sunday School.” In fall 1956, Allen announced the formation of the Miracle Revival Fellowship, an alternative fellowship intended to license independent ministers and to support missions. Theologically, the fellowship welcomed all who accepted “the concept that Christ is the only essential doctrine.” Allen urged laymen as well as ministers to join his fellowship, through his “Every Member an Exhorter plan.” Although Allen announced that “MRF is not interested in dividing churches,” he also disclosed that “the purpose of this corporation shall be to encourage the establishing and the maintenance of independent local, sovereign, indigenous, autonomous churches.” The fellowship listed more than 500 ministers in its “first ordination Interestingly, as other ministries were struggling and the revival was waning, Allen’s charisma and ministry skills coupled with well-staged revivals and an amazingly gifted team, enabled him to re-establish his ministry and rebuild a substantial and effective work. Miracle Magazine was resounding success. At the end of a year’s publication in 1956, it had a paid subscription of about 200,000,and, according to Mrs. Allen, was “the fastest growing subscription magazine in the world today.” In 1957, Allen began conducting the International Miracle Revival Training Camp, an embryonic ministerial training centre. In 1958, he was given land in Arizona where he began building a permanent headquarters and training centre. At the height of the 1958 crisis in the revival, Allen announced a five-pronged program for his ministry: tent revivals, the Allen Revival Hour radio broadcast, an overseas mission program, the Miracle Valley Training Centre, and a “great number of dynamic books and faith inspiring tracts” published by the ministry. In 1958, Allen purchased Jack Coe’s old tent and proudly announced that he was moving into the “largest tent in the world.” His old-time revivalism, up-beat gospel music and anointed entertainers continued to attract the masses. Allan died at the Jack Tar Hotel in San Francisco, California on June 11, 1970 at the age of 59. Some claim that Allen died an alcoholic because the coroner’s report concluded Allen died from liver failure brought on by acute alcoholism. Others know that he had battled with excruciating pain from severe arthritis in his knees, for over a year. It is true that Allen had undergone surgery on one of his knees and in June of 1970, was considering surgery on the other knee. They believe that the Coroner’s Report of “fatty infiltration of the liver” was a result of the few times he used alcohol in his last days to alleviate the excruciating pain of his arthritis. Whatever is true of his death the life of A. A. Allen was one of extraordinary commitment to Jesus Christ which brought victory over the enemy of mankind. A. A. Allen was a true survivor. Even though the revival was declining in the late 1950’s and 1960’s his commitment to old-time faith-healing campaigns ensured the continuing testimony of signs and wonders to the next generation. He may have had his personal ‘quirks and foibles’ but the testimony of thousands of the blessing they received, the enduring love for God that resulted and the demonstration of the power of the Gospel are good reasons to give God thanks for such an amazing life!

take time to be unproductive - how busyness can waste a life

Søren Kierkegaard, a nineteenth-century Danish theologian and social critic, once wrote in his journal, “The result of busyness is that an individual is very seldom permitted to form a heart.” We sense in our souls he is right. Unrelenting busyness — running here and there, late and in haste, always with more to do than we have time for — stifles the life of the heart. Yet I fear that many in the church, especially those of us in various forms of leadership, often pursue that very busyness. We occasionally warn others about burnout and stress, but we are constantly in motion, endlessly feeling harassed by all that clamors to be done and feeling guilty for projects we haven’t completed. And we frequently pass that stress on to others, in subtle but destructive ways — we are busy, so we can act like everyone else should be busy. If they are not, we can treat them as lazy or negligent. But is our problem primarily that we are not more productive, or is it that we have allowed unrealistic expectations to distort our vision of faithfulness? While it’s very likely that we could become better organized and more efficient, pursuing those efforts may feed and hide the true problem rather than helping it. What if the heart of our trouble is not time management, but something else? What if the goal of Christian life isn’t merely to get more done? And if that’s true, why do many of us feel a need to fill every moment either with items we can check off a to-do list or with mindless distraction? Binge-watching television and hours spent on social media may be more symptoms than causes of our problems, signs of a deeper malady. What if God doesn’t expect us to be productive every moment? What if growing comfortable with slowness, with quiet, with not filling every moment can help reconnect us to God, others, and even with our own humanity? That’s at least worth thinking about. Unexamined Expectations While it was Ben Franklin, and not the apostle Paul, who observed that “time is money,” we Americans have baptized that sentiment — not to derive financial benefit from every moment, but because somehow we have the idea that every minute should yield positive measurable results. Don’t just sit around; do something! Of course, diligence, a good work ethic, and innovation typically do make life better for ourselves and others. Sometimes, however, a genuine good can become a horrible master, and when productivity and efficiency become our highest goals, our world and our lives suffer. That’s because God’s highest value is not productivity and efficiency, but love (Matthew 22:37–39; 1 Corinthians 16:14). This sounds too abstract, so let’s turn to more direct questions about our own lives. What do you think  God  expects of you in any given day? If you are like me, this question can reveal some painful disconnects in our perception of God and the faithful life. I recently spoke with a pastor in the Midwest who told me that, when he was in college, he got so excited about the idea that he should “make every minute count” and “redeem the time” that he and his friends mapped out how they could live on four hours of sleep a night; this way, they could “do so much more for Christ.” Twenty years later, this once strong and zealous servant of Christ was physically, emotionally, psychologically, and relationally broken. His faith, his family, and his ministry were all on the brink of collapse. He certainly wouldn’t trace all of his problems to his early zeal and oversized projects, but he does see how that pattern distorted his life, increasing his expectations not just for how much he should do in a day, but for how much he should accomplish in his life. We may easily dismiss his crazy idea of four hours of sleep per night, but my guess is many of us are living with similar assumptions, and it is hurting us. One sign that unhealthy expectations are running our lives is a constant background frustration in our souls, hiding behind our smiling faces. We are exhausted by the kids, by the church, by the spouse, by the endless demands. We have no margin in life, so when someone says the wrong thing, or a child doesn’t move fast enough, or a neighbor needs help, this anger tries to burst through our kindness. People are keeping us from doing what we need to do! Efficiency and productivity have replaced love as our highest value. Gift of Slow Maybe in order not to waste our lives, you and I need to learn the benefit of “wasting” some time. Let me explain. What we think of as boredom or unproductive time can be a great gift. In the spaces opened by moments of slowness, if we don’t immediately fill them with more tasks or distractions, surprising things often happen: our bodies breathe and relax a bit, our imaginations open up, and our hearts can consider all manner of ideas. We have space to evaluate how we spoke to a colleague that morning or notice a young parent struggling with a child. Only by slowing down, and not immediately filling the space, do we start to sense God’s presence and the complexities of the world — including both its beauties and problems, our wonder and fears. We miss the world when we are constantly busy. Thus Kierkegaard’s insight: the result of busyness is that we are seldom able to form a heart. Compassion, thoughtfulness, repentance, hope, and love all grow in the soil of reflection. And healthy reflection rarely occurs when we don’t slow down. “Compassion, thoughtfulness, repentance, hope, and love all grow in the soil of reflection.” Busyness also stunts our growth. Creativity and wisdom require our internal freedom to reflect, wrestle, and sit with challenges. There is a reason that walks and showers are often places of great insight: the distractions are minimal, so the mind and heart can wonder. Such periods of slowness also enrich our communion with God if we take time for mental, emotional, and even physical engagement that the overly busy life excludes. Life improves if we carve out extended times for solitude and silence. These practices have historically been used and recommended by Christians who saw that busyness made it harder to be present with God and with others. These times of silence and solitude can be difficult, especially at first. But until we grow in our ability to be alone with God — and alone with ourselves — we will have difficulty recognizing the Spirit’s presence in our day. Forming Our Hearts Another reason we like to be busy is that we often don’t like ourselves. Slowing down and creating space for quiet often faces us with matters we prefer to ignore, whether painful memories from our past, undesirable traits in our personality, or actions we wish we hadn’t taken. Busyness can be a way to avoid confronting our sin. It can also be our way of avoiding the wish that we were someone else, or had a different set of abilities or background or temperament. Busyness that enables avoidance can stunt our growth. Busyness makes self-knowledge very difficult. “We miss the world when we are constantly busy.” Rather than being honest with God and ourselves about our hurts, sins, motivations, and disappointments, we dull our sensitivity with busyness. It takes courage to let moments remain unoccupied, but when we are willing to enter open spaces with an open heart, God can bring serious healing and growth. We also gain more courage to enter such spaces when we live in a community of faith that is safe and loving, where others don’t panic or shut down in the face of our pain and shortcomings. When others are comfortable with quiet, mystery, and unfinished work, secure enough in Christ to endure messy situations, that also frees us to face this season in which God is still bringing to completion that which he began (Philippians 1:6): God is comfortable with process, too. We learn to avoid endless busyness when embracing slowness becomes not merely a personal value, but that of our community. Learning to go slower and maybe even “waste” more time together opens up fresh spaces to grow in our awareness of God’s presence and work. We start to become people who can, in the slowness, pray without ceasing (1 Thessalonians 5:17), often without realizing that is what’s happening. Slowing down — not filling every moment with distractions, dropping the compulsion to squeeze productivity out of every moment — allows us to hear God and others. It gives our imagination and creativity oxygen to breathe, and we start to develop a heart. It opens up the path of love. So go ahead, “waste” some time, because this may keep you from wasting your life.

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