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"The Financial Peace Planner" by Dave Ramsey is a comprehensive guide to achieving financial stability and peace of mind. Ramsey outlines a step-by-step plan to get out of debt, build savings, and invest wisely. The book provides practical advice on budgeting, cutting expenses, and setting achievable financial goals. Ramsey emphasizes the importance of living below your means, avoiding debt, and taking control of your financial future. Overall, "The Financial Peace Planner" is a valuable resource for anyone looking to improve their financial situation and achieve long-term financial security.

John Alexander Dowie

John Alexander Dowie By John Alexander Dowie (1847 – 1907) I sat in my study in the parsonage of the Congregational Church at Newtown, a suburb of the beautiful city of Sydney, Australia. My heart was very heavy, for I had visited the sick and dying beds of more than thirty of my flock, and I had cast the dust to its kindred dust into more than forty graves within a few weeks. Where, oh where, was He Who used to heal His suffering children? No prayer for healing seemed to reach His ear, and yet I knew His hand had not been shortened. Still it did not save from death even those for whom there was so much in life to live for God and others. Strong men, fathers, good citizens, and more than all, true Christians sickened with a putrid fever, suffered nameless agonies, passed into delirium, sometimes with convulsions, and then died. Oh, what aching voids were left in many a widowed or orphaned heart. There were many homes where, one by one, the little children, the youths and the maidens lay stricken, and after a hard struggle with the foul disease, they too, lay cold and dead. It seemed sometimes as if I could almost hear the triumphant mockery of evil ringing in my ear whilst I spoke to the bereaved ones the words of Christian hope and consolation. Disease, the foul offspring of its father, Satan, and its mother Sin, was defiling and destroying the earthly temples of God’s children and there was no deliverance. There I sat with sorrow-bowed head for my afflicted people, until the bitter tears came to relieve my burning heart. Then I prayed for some message, and oh, how I longed to hear some words from Him Who wept and sorrowed for the suffering long ago, a Man of Sorrows and Sympathies. The words of the Holy Ghost inspired In Acts 10:38, stood before me all radiant with light, revealing Satan as the Defiler, and Christ as the Healer. My tears were wiped away, my heart strong, I saw the way of healing, and the door thereto was opened wide, so I said, “God help me now to preach the Word to all the dying around, and tell them how Satan still defiles, and Jesus still delivers, for He is just the same today.” A loud ring and several raps at the outer door, a rush of feet, and there at my door stood two panting messengers who said, “Oh, come at once, Mary is dying; come and pray. “With just a feeling as a shepherd has who hears that his sheep are being torn from the fold by a cruel wolf, I rushed from my house, ran without my hat down the street, and entered the room of the dying maiden. There she lay groaning and grinding her clenched teeth in the agony of the conflict with the destroyer. The white froth, mingled with her blood, oozing from her pale and distorted mouth. I looked at her and then my anger burned. “Oh,” I thought, “for some sharp sword of heavenly temper keen to slay this cruel foe who is strangling that lovely maiden like an invisible serpent, tightening his deadly coils for a final victory.” In a strange way, It came to pass; I found the sword I needed was in my hands, and in my hand I hold it still and never will I lay It down. The doctor, a good Christian man, was quietly walking up and down the room, sharing the mother’s pain and grief. Presently he stood at my side and said, “Sir, are not God’s ways mysterious?” Instantly the sword was flashed in my hand, the Spirit’s sword, the Word of God. “God’s way?!” I said, pointing to the scene of conflict, “How dare you call that God’s way of bringing His children home from earth to Heaven? No sir, that is the devil’s work and it is time we called on Him Who came to destroy the work of the devil, to slay that deadly foul destroyer, and to save this child. Can you pray, Doctor, can you pray the prayer of faith that saves the sick?” At once, offended at my words, my friend was changed, and saying,” You are too much excited, sir, it is best to say ‘God’s will be done,’” and he left the room. Excited?! The word was quite inadequate for I was almost frenzied with divinely imparted anger and hatred of that foul destroyer, disease, which was doing Satan’s will. “It is not so,” I exclaimed, “no will of God sends such cruelty, and I shall never say ‘God’s will be done’ to Satan’s works, which God’s own Son came to destroy, and this is one of them.” Oh, how the Word of God was burning in my heart: “Jesus of Nazareth went about doing good, and healing all that were oppressed of the devil; for God was with Him.” And was not God with me? And was not Jesus there and all His promises true? I felt that it was even so, and turning to the mother I inquired,” Why did you send for me?” To which she answered, “Do pray, oh pray for her that God may raise her up.” So we prayed. What did I say? It may be that I cannot recall the words without mistake, but words are in themselves of small importance. The prayer of faith may be a voiceless prayer, a simple heartfelt look of confidence into the face of Christ. At such moment, words are few, but they mean much, for God is looking at the heart. Still, I can remember much of that prayer unto this day, and asking God to aid, I will attempt to recall it. I cried, “Our Father, help! and Holy Spirit, teach me how to pray. Plead Thou for us, oh, Jesus, Savior, Healer, Friend, our Advocate with God the Father. Hear and heal, Eternal One! From all disease and death, deliver this sweet child of yours. I rest upon the Word. We claim the promise now. The Word is true, ‘I am the Lord that heals thee.’ Then heal her now. The Word is true, ‘I am the Lord, I change not.’ Unchanging God, then prove Yourself the healer now. The Word is true. ‘These signs shall follow them that believe in My Name, they shall lay hands on the sick, and they shall recover.’ And I believe and I lay hands in Jesus’ Name on her and claim this promise now. Your Word is true. ‘The prayer of faith shall save the sick. Trusting in You alone. I cry. Oh, save her now, for Jesus’ sake. Amen!” Then, the maid lay in sleep so deep and sweet that the mother asked in a low whisper, “Is she dead?” “No,” I answered, in a whisper lower still. “Mary will live; the fever is gone. She is perfectly well and sleeping as an infant sleeps.” I was smoothing the long dark hair from her now peaceful brow, and feeling the steady pulsation of her heart and cool moist hands. I saw that Christ had heard, and that once more, as long ago in Peter’s house, “He touched her and the fever left her.” Turning to the nurse, I said, “Get me at once, please, a cup of cocoa and several slices of bread and butter.” Beside the sleeping maid we sat quietly and almost silently until the nurse returned, and then I bent over her and snapping my fingers called, “Mary!” Instantly she woke, smiled and said, “Oh, sir, when did you come? I have slept so long;” then stretching her arms out to meet her mother’s embrace, she said, “Mother, I feel so well.” “And hungry, too?” I asked, pouring some of the cocoa in a saucer and offering it to her when cooled by my breath. “Yes, hungry too,” she answered with a little laugh, and drank and ate again, and yet again until all was gone. In a few minutes, she fell asleep, breathing easily and softly. Quietly thanking God. We left her bed and went to the next room where her brother and sister also lay sick of the same fever. With these two, we prayed and they were healed too. The following day all three were well and in a week or so they brought me a little letter and a gift of gold, two sleeve links with my monogram, which I wore for many years. As I went away from the home where Christ as the Healer had been victorious, I could not but have somewhat in my heart of the triumphant song that rang through Heaven, and yet I was not a little amazed at my own strange doings, and still more at my discovery that He is just the same today. Excerpt from the Sermons of John Alexander Dowie Champions of Faith by Gordon Lindsay

His Delight Is Not in Your Strength

We discover where we really find our strength not when we feel strong, but when we feel weak. Exhaustion and frustration have a way of blowing away the fog, revealing what’s really happening inside of us: Have we been leaning on God for all that we need, or have we made his help, his strength, his guidance a kind of last resort? Many of us are more self-reliant than we would admit, and self-reliance is far more dangerous than it sounds. The widespread delusion, especially among more secular people, is that I can do anything, if I am willing to work hard. I am stronger than I think, strong enough to do anything I want to do in the world. The reality, however, is that the vast majority of us are weaker than we realize — and yet love to think ourselves strong. And that false sense of strength not only intensifies our arrogance and our ineffectiveness, but it also offends our God. His delight is not in the strength of the horse, nor his pleasure in the legs of a man, but the Lord takes pleasure in those who fear him, in those who hope in his steadfast love. (Psalm 147:10–11) Our delight is often in the strength of our legs — our work ethic, our perseverance, our cleverness, our strategies. And that temptation touches every part of life — at work, in ministry, at home — because every part of life in a fallen world requires strength. But God is not pleased by all that we can do — unless we do all that we do in his strength, and not our own. Rejoice in All He Can Do One way to combat a sinful sense of self-sufficiency is to meditate on all that only God can do — all that he can do, that we cannot. Psalm 147 models how to expose and unravel the lies of pride with the strength and authority of God. The psalm says that God alone places each cloud in the sky (Psalm 147:8). He chooses when, where, and how much rain will fall, and he tends every millimeter of every blade of grass. God alone crafts every snowflake that falls, fashions every inch of frost, and decides just how cold it will be (Psalm 147:16–17). Every aspect of our winters is scripted and conducted by him, including precisely when they end (Psalm 147:18). God alone feeds the elephants, the sharks, the squirrels, and even the ants (Psalm 147:9). When newborn birds whimper in hunger, he hears each faint cry. God alone can count every star in the universe (Psalm 147:4) — and not only count them, but decide their number and give them each a name. God alone heals the wounds of the brokenhearted (Psalm 147:3). Very few are ever tempted to think we ourselves could bring rain, make snow, or count the stars, but we might be tempted to think we could heal a broken heart. We might imagine we could compensate for someone’s loss, or talk someone out of despair, or save someone’s marriage. But Psalm 147 says that God is the healing one. God alone makes peace (Psalm 147:14). We cannot achieve real peace — in families or friendships, in a church or a nation — unless God quiets the conflict and awakens harmony. If we think we can achieve peace without God, we have not understood peace, or God. “Great is our Lord, and abundant in power; his understanding is beyond measure” (Psalm 147:5). Our power is small and often failing, but his power is abundant and never exhausted. Our understanding is extremely limited and often flawed, but his understanding is universal and inscrutable. Why would we ever rely on ourselves? Embrace How Little You Can Do Yet we do rely on ourselves. We slip into habits of living, and working, and serving that don’t require him, and sometimes that barely even acknowledge him. Jeremiah’s warning is as sobering in our day as it was in his: “Thus says the Lord: ‘Cursed is the man who trusts in man and makes flesh his strength, whose heart turns away from the Lord’” (Jeremiah 17:5). The man who deep down trusts in himself cannot help but slowly walk away from God. We fight sinful self-sufficiency by glorying in all that God can do, and we fight by learning to embrace just how little we can do apart from him. Jesus says to his disciples, “I am the vine; you are the branches. Whoever abides in me and I in him, he it is that bears much fruit, for apart from me you can do nothing” (John 15:5). Many of us can recite the phrase, and still quietly suspect that he’s really exaggerating. We know we can do something on our own. And if we won’t admit it, our prayer lives betray us. The humble are strong precisely because they know how weak they truly are — and how strong God will be for them. They sing, “My flesh and my heart may fail, but God is the strength of my heart and my portion forever” (Psalm 73:26). They exhort one another, “Finally, be strong in the Lord and in the strength of his might” (Ephesians 6:10). They serve “by the strength that God supplies — in order that in everything God may be glorified through Jesus Christ” (1 Peter 4:11). The humble have experienced what Isaiah promised: “He gives power to the faint, and to him who has no might he increases strength. . . . They who wait for the Lord shall renew their strength; they shall mount up with wings like eagles; they shall run and not be weary; they shall walk and not faint” (Isaiah 40:29–31). By embracing their weakness, they found vast reservoirs of strength, strength enough to run and even fly. Weakness Welcomes Strength The apostle Paul knew how weak he was and where to find true strength. When he pleaded with God to remove the thorn that plagued him, God said, “My grace is sufficient for you, for my power is made perfect in weakness” (2 Corinthians 12:9). Why would God, in infinite, fatherly love for Paul, not spare him the pain and inconvenience of this weakness? Because our weakness welcomes the gracious strength and intervention of God. Weakness welcomes grace. When we feel strong, we are not prone to rely on the grace and strength of God. We often begin to experience, and even enjoy, the delusion that we are strong. We forget God, and our need for him. But when we feel our weakness, we more fully experience reality — and we remember our tremendous, continual need for him. The intensity of our thorns unearths the depths of his grace and mercy. Without them, we would only play in the wading pools of grace, instead of exploring the endless storehouses God fills and keeps for us. As Paul says earlier in the same letter, “We have this treasure in jars of clay, to show that the surpassing power belongs to God and not to us” (2 Corinthians 4:7). If you look strong in your own strength, very few will wonder how you are so strong. But if people watch you walk through intense or persistent weakness and adversity, with strength and faith and even joy, then God will look unmistakably strong in you. So, to the extent that you are weak, to that extent will you magnify the awesome height of his power and love. We Have Done Nothing We often learn to rely on our own strength because we want the recognition and respect of others. We want to be known as strong, not utterly weak; as independent, not deeply dependent; as self-sufficient, not uncomfortably needy. We want to be the achievers and creators, the healers and the heroes. But as J.I. Packer says, If we think of ourselves or others as achievers, creators, reformers, innovators, movers and shakers, healers, educators, benefactors of society in any way at all, we are at the deepest level kidding ourselves. We have nothing and have never had anything that we have not received, nor have we done anything good apart from God who did it through us. (Praying, 147) The happiest, strongest, most meaningfully productive people have embraced, and even rejoiced, in that reality: We have done nothing good apart from God who did it through us. “Blessed are those whose strength is in you, in whose heart are the highways to Zion” (Psalm 84:5). They have been liberated from self-sufficiency, and now run, work, create, and serve in the happy fields of their utter dependence on God. Article by Marshall Segal

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