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"The Financial Peace Planner" by Dave Ramsey is a comprehensive guide to achieving financial stability and peace of mind. Ramsey outlines a step-by-step plan to get out of debt, build savings, and invest wisely. The book provides practical advice on budgeting, cutting expenses, and setting achievable financial goals. Ramsey emphasizes the importance of living below your means, avoiding debt, and taking control of your financial future. Overall, "The Financial Peace Planner" is a valuable resource for anyone looking to improve their financial situation and achieve long-term financial security.

Fanny Crosby

Fanny Crosby "Oh, what a happy soul I am, / although I cannot see! / I am resolved that in this world / Contented I will be." Francis Jane Crosby wrote more than 9,000 hymns, some of which are among the most popular in every Christian denomination. She wrote so many that she was forced to use pen names lest the hymnals be filled with her name above all others. And, for most people, the most remarkable thing about her was that she had done so in spite of her blindness. "I think it is a great pity that the Master did not give you sight when he showered so many other gifts upon you," remarked one well-meaning preacher. Fanny Crosby responded at once, as she had heard such comments before. "Do you know that if at birth I had been able to make one petition, it would have been that I was born blind?" said the poet, who had been able to see only for her first six weeks of life. "Because when I get to heaven, the first face that shall ever gladden my sight will be that of my Savior." Blinded by a quack Born in Putnam County, New York, Crosby became ill within two months. Unfortunately, the family doctor was away, and another man—pretending to be a certified doctor—treated her by prescribing hot mustard poultices to be applied to her eyes. Her illness eventually relented, but the treatment left her blind. When the doctor was revealed to be a quack, he disappeared. A few months later, Crosby's father died. Her mother was forced to find work as a maid to support the family, and Fanny was mostly raised by her Christian grandmother. Her love of poetry began early—her first verse, written at age 8, echoed her lifelong refusal to feel sorry for herself: Oh, what a happy soul I am, although I cannot see! I am resolved that in this world Contented I will be. How many blessings I enjoy That other people don't, To weep and sigh because I'm blind I cannot, and I won't! While she enjoyed her poetry, she zealously memorized the Bible. Memorizing five chapters a week, even as a child she could recite the Pentateuch, the Gospels, Proverbs, the Song of Solomon, and many psalms chapter and verse. Her mother's hard work paid off. Shortly before her fifteenth birthday, Crosby was sent to the recently founded New York Institute for the Blind, which would be her home for 23 years: 12 as a student, 11 as a teacher. She initially indulged in her own poetry and was called upon to pen verses for various occasions. In time the principal asked her to avoid such "distractions" in favor of her general instruction. "We have no right to be vain in the presence of the Owner and Creator of all things," he said. It was the work of a traveling phrenologist (one who studies the shape and irregularities of the skull for insights into character and mental capacity) that changed the school's mind and again ignited her passion. Though his study is now the ridicule of science, the phrenologist's words were to prove prophetic: "Here is a poetess. Give her every possible encouragement. Read the best books to her and teach her the finest that is in poetry. You will hear from this young lady some day." Poetry for presidents It didn't take long. By age 23 Crosby was addressing Congress and making friendships with presidents. In fact, she knew all the chief executives of her lifetime, especially Grover Cleveland, who served as secretary for the Institute for the Blind before his election. Another member of the institute, former pupil Alexander van Alstine, married Crosby in 1858. Considered one of New York's best organists, he wrote the music to many of Crosby's hymns. Crosby herself put music to only a few of hers, though she played harp, piano, guitar, and other instruments. More often, musicians came to her for lyrics. For example, one day musician William Doane dropped by her home for a surprise visit, begging her to put some words to a tune he had recently written and which he was to perform at an upcoming Sunday School convention. The only problem was that his train to the convention was leaving in 35 minutes. He sat at the piano and played the tune. "Your music says, 'Safe in the Arms of Jesus,'" Crosby said, scribbling out the hymn's words immediately. "Read it on the train and hurry. You don't want to be late!" The hymn became one of Crosby's most famous. Though she was under contract to submit three hymns a week to her publisher and often wrote six or seven a day (for a dollar or two each), many became incredibly popular. When Dwight Moody and Ira Sankey began to use them in their crusades, they received even more attention. Among them are "Blessed Assurance," "All the Way My Savior Leads Me," "To God Be the Glory," "Pass Me Not, O Gentle Savior," "Safe in the Arms of Jesus," "Rescue the Perishing," and "Jesus Keep Me Near the Cross." She could write very complex hymns and compose music with a more classical structure (she could even improvise it), but she preferred to write simple, sentimental verses that could be used for evangelism. She continued to write her poetry up to her death, a month shy of her ninety-fifth birthday. "You will reach the river brink, some sweet day, bye and bye," was her last stanza.

Comparison Is a Key to Godliness

Too often, I’ve bought the lie. The one the Western world shouts (and the one our sinful ears itch to hear): “Never compare, just be you. Contentment is only found within yourself.” The lie is especially sweet because it allows us to hide our lack of spiritual fruit. It’s tempting to dismiss our need for personal sanctification when we’re preoccupied with the comfort of self-confidence. Even when those lies don’t seduce us, we can still make the mistake of believing that repentance of sinful comparison — the kind that puffs up or beats down — means rejecting all comparison. But we don’t need to fear or avoid comparison, because it is often the means by which God helps us grow. Godly comparison isn’t about keeping up with someone else’s standard, or replicating another’s life, or hustling until we feel better about ourselves. It’s not about running harder on the treadmill of self-improvement, futilely seeking self-worth in our next accomplishment. Godly comparison isn’t ultimately about us. It’s about celebrating and learning from God’s grace at work in others so that we might better love and glorify God. God Compares for Our Good In Genesis, God compared two brothers who brought him an offering. He had regard for Abel’s offering and rejected Cain’s. When Cain responded in anger, revealing the hardness of his heart, God graciously appealed for him to “do well” and beware the lurking beast of sin. In love, he wanted Cain to follow in the righteous footsteps of his brother, who gave the very best of his flock out of devotion to God. Instead of learning from Abel, Cain killed him (Genesis 4:1–8). But, you may say, that was before Jesus! We do not earn his love with offerings. Through faith, we’re clothed in his righteousness. We are saved by grace alone, through faith alone, in Christ alone. Yes, but saving faith in Christ does not produce complacency in character. Jesus told his disciples to follow the examples of others. While sitting in a synagogue, he called them and directed their attention to a poor widow as she placed two copper coins into the offering basket. Contrasting her giving with the wealthy, he declared that she had given more. Though poor, she had given everything she had, demonstrating that her ultimate treasure was God himself (Mark 12:41–44). Jesus also taught us by comparing two sisters. As Martha busied herself with preparations and grumbled to Jesus over Mary’s lack of help, he responded that Mary had chosen better by remaining at his feet. His tender correction wasn’t meant to burden this weary woman with heavy expectations, but to demonstrate what Mary already knew to be true — it’s better to treasure Jesus than to merely toil for him (Luke 10:38–42). When God makes comparisons, it’s not so that we’ll be crushed or condemned, but so that more of our hearts will be captured by him. Comparing for Our Godliness We’ve been saved into one body: the church. This body is made up of many members, each with a distinct function (Romans 12:4–5). God’s glory is too vast and magnificent for a family of cookie-cutter Christians. He intends for all of us — with our different personalities and talents, backgrounds and stories, strengths and weaknesses — to display glimpses of his infinite goodness to the world. Our differences, of every kind, underline his worth in ways sameness cannot. However, while God hasn’t called us to sameness, he has called us all to holiness. As all the parts of our body move in the same direction when we walk, the church in all its diversity moves together toward Christ. One way God helps us become holy is by surrounding us with Christians who imitate him in ways that we don’t yet. These differences are a part of God’s gracious plan to conform us into the image of his Son. He has always intended for us to be sharpened by one another’s examples. That’s why Paul unashamedly told the Corinthian church to be imitators of him as he was of Christ (1 Corinthians 11:1). It’s why Paul instructed Titus to be a model of good works (Titus 2:7) and Timothy to set an example in speech, conduct, love, faith, and purity (1 Timothy 4:12). It’s why Paul spread the word of the Macedonian church’s generosity amidst their affliction (2 Corinthians 8). The body won’t grow in holiness unless there’s godly, humble, and hope-filled comparison and imitation. Our altars of autonomy must be overthrown. Just as Cain should have learned from Abel, just as Martha had to learn from Mary, just as the Corinthian church learned from the Macedonians, we need to learn from one another. How Should We Compare? As we compare, it’s helpful to focus on principles more than particulars. For example, I struggle to practice biblical hospitality, so I look to those who excel — imitating them as they imitate Christ. In doing this, I remind myself there’s freedom to extend hospitality in different ways. My mother-in-law invites people without nearby relatives to holiday gatherings. My siblings and friends have brought foster children into their families. My friend from small group recently had a Mormon missionary over to discuss faith. Rather than feeling daunted by their examples, God is helping me celebrate and learn from them. How might the Christ living in and through them live in and through my hospitality? Rather than ignoring or making excuses for my weakness, I am stirred to grow, obey, and even enjoy hospitality. In areas where we’re stronger, we should still humbly position ourselves to learn from others. I’m far more gifted in mercy than in hospitality, and love using my time and resources to care for those in need. Yet I still need to grow. I want the depth of compassion my friend Brenda has for prostitutes where we live. I want my brother’s heart for the addicted, and his boldness to declare the gospel to those in hopeless situations. The Spirit frees us to boldly and expectantly compare. Who stirs you to treasure Christ more? Who possesses godliness you lack? Who lives passionately for the mission? Consider their examples and identify ways in which you want to imitate them. The same God at work in their strengths will be faithful to slowly refine and transform your weaknesses. Article by Amy DiMarcangelo

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