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"The Financial Peace Planner" by Dave Ramsey is a comprehensive guide to achieving financial stability and peace of mind. Ramsey outlines a step-by-step plan to get out of debt, build savings, and invest wisely. The book provides practical advice on budgeting, cutting expenses, and setting achievable financial goals. Ramsey emphasizes the importance of living below your means, avoiding debt, and taking control of your financial future. Overall, "The Financial Peace Planner" is a valuable resource for anyone looking to improve their financial situation and achieve long-term financial security.

Rich Mullins

Rich Mullins Born Richard Wayne Mullins on October 21, 1955, in Richmond, IN; died on September 19, 1997, in La Salle County, IL; son of John and Neva Mullins. Education: Attended Friends University, Wichita, KS, late 1980s. The talents of Contemporary Christian singer/songwriter Rich Mullins and his work with the group Zion were first noticed by Christian music superstar Amy Grant. The inclusion of his song "Sing Your Praise to the Lord" on Grant's Age to Age album in 1982 soon lead to deals with Reunion Records and the start of a successful career as a songwriter and singer. With nearly ten albums and numerous Contemporary Christian hit songs to his credit, Mullins's career was cut short by an automobile accident that took his life on September 19, 1997, in Illinois. Raised near Richmond, Indiana, Mullins began writing songs in his head as he drove a tractor over the fields of his family's farm. He taught himself to play the piano at age four and soon mastered a number of other instruments as well, including the guitar and hammered dulcimer. Long before his birth, however, factors over which he had no control were beginning to shape the world in which he would grow up. In Rich Mullins: An Arrow Pointing to Heaven by James Bryan Smith, the singer tells of some family history and how it came to affect his life: "My dad grew up back and forth between Kentucky and Virginia because his father was a coal miner. And when my dad was 14 my grandpa came home and told my grandma to load up the truck 'cause they were gonna move.... And my grandpa said, 'Well, Rose, we're going to Detroit.' And she said, 'Why in the world are we going to Detroit?' And he said, 'Because I don't want my boys to grow up to be coal miners.' And so they got as far as Indiana and ran out of gas--and that's how I got here." As a boy, Mullins was known as Wayne, his middle name. Although he went by Richard when he went off to college and shortened that to Rich when he launched his music career, he preferred to be known as Wayne by his family. Mullins was particularly close to his mother, Neva, who was raised a Quaker. He admits, however, to having been somewhat embarrassed by his father, who was raised in the heart of Appalachia, "which is a very polite way to say that he was a hillbilly," Mullins told Smith. Mullins said that it was not until he was nearing the end of high school that he began to understand the true meaning of the biblical injunction to "honor thy father and mother." In Smith's book Mullins is quoted: "[I]f you cannot honor your father and mother, then you can't honor anybody. Until you come to terms with your heritage, you'll never be at peace with yourself. That was a real breakthrough moment for me. So, what I needed to do was come to understand the Appalachian life, so that I could know more about my father, who had been a stranger to me all my life." In 1974, after finishing high school, Mullins attended Cincinnati Bible College in Ohio, working as a youth minister in a local church. A couple of years into college, he formed a band of his own. The band only stayed together for about a year, and during that time it performed Christian music at schools and colleges throughout the Cincinnati area. In the late 1970s Mullins left college to work with Zion Ministries and perform with their band, aptly named Zion. In the summer of 1981 a copy of an album recorded by Zion--made up mostly of songs written by Mullins--found its way to Christian singer Amy Grant. The up-and-coming Grant and her managers were impressed by Mullins's "Sing Your Praise to the Lord" and decided to include it on Grant's next album, Age to Age, released in 1982. Mike Blanton, an adviser to Grant and founder of Reunion Records, signed Mullins to his first publishing deal as well as his first artist deal. Mullins's first album for Reunion, self-titled, was released in 1986 and includes such songs as "Place to Stand," "Elijah," and "Few Good Men." He followed that in 1987 with Pictures in the Sky, which includes "When You Love," "Be with You," and "Verge of a Miracle." Winds of Heaven, Stuff of Earth, Mullins's third album for Reunion, was released in 1989 and features "Awesome God," "Other Side of the World," and "If I Stand." Also hitting music stores in 1989 was Never Picture Perfect, which includes the singles "I Will Sing," "While the Nations Rage," and "First Family." In 1988 Mullins moved to Wichita, Kansas, to study music education at Friends University, a nondenominational Christian institution. While studying at Friends, he continued to record and perform whenever he could. In 1991 and 1992, he released two volumes of a compilation entitled World As Best As I Remember It. After completing his studies at Friends, Mullins joined a Compassion International mission to the vast Navajo Reservation in Arizona to teach music to the local children and spread the Christian gospel to whomever he could reach. As part of his work in the Navajo Nation, he formed a music club for some of the younger residents. In May of 1995, he moved to the Navajo Nation, settling into a trailer adjacent to the reservation. He lived there with fellow musician Mitch McVicker, and the two were involved in a project to collect musical instruments for the children of the reservation. Throughout his career, Mullins has been nominated a total of 12 times for Dove Awards, presented each year to the best in Contemporary Christian music. He never received the award, but close friend Doris Howard told Release magazine that he probably didn't mind. "Nashville didn't own Rich, but then, he cared nothing for the things of this world." On September 19, 1997, the Jeep in which Mullins and McVicker were traveling from Chicago to Wichita overturned on Interstate 39 in La Salle County, Illinois. Both men were thrown onto the road from their vehicle. A tractor trailer following close behind swerved to miss the Jeep but instead hit Rich, killing him instantly. McVicker, though injured critically, recovered. Rich Mullins's Career Joined Christian group Zion, late 1970s; released self-titled album for Reunion Records, 1986; recorded total of nine albums of Christian music for Reunion, 1986-96; wrote several Contemporary Christian hits, including "Awesome God" and "Sing Your Praise to the Lord"; studied music education, devoted time to relief efforts among Navajo Indians of the Southwest, mid-1990s.

the lost giant among giants: lessons from harold john ockenga

In September of 1966, John Piper was a junior at Wheaton College, studying for a career in medicine. In those days, Wheaton began its fall semesters with “Spiritual Emphasis Week.” Piper could not attend the sessions in person because he was sick with mononucleosis and was quarantined in the health center. However, a local radio station carried the sermons, so he listened while in quarantine. The preacher that week was Harold John Ockenga. Listening to Ockenga’s sermons changed Piper’s trajectory. He has referred to his time in quarantine as some of the “most crucial” weeks of his life. Why? Because this is when he sensed a strong call and desire to the ministry of the word. Piper remembers Ockenga’s preaching as the primary instrument God used that week to birth a sense of “calling” to preach — a calling still undimmed. By the end of that week, Piper’s heart was exploding with a desire to “handle the word of God the way [Ockenga] was handling it.” Soon after, Piper switched from pre-med. After graduating from Wheaton College, he went on to study at Fuller Theological Seminary, the school cofounded by Ockenga. Piper is not the only prominent evangelical leader to have been greatly influenced by Harold Ockenga’s ministry. The famous evangelist Billy Graham once said, “I never met a man among evangelicals who could compare to the mighty intellect and spiritual development of Harold John Ockenga” ( Awakening the Evangelical Mind , 66). Ockenga pastored in Boston for more than thirty years. He wrote a dozen books and countless articles. He was the driving force behind the resurgence of evangelical scholarship in the mid-twentieth century, he cofounded two seminaries (Fuller and Gordon-Conwell), and he was a close friend and mentor to several prominent evangelical leaders, including Graham and theologian Carl F.H. Henry. Harold Ockenga may not be a household name today, but it would not be a stretch to put Ockenga among the most influential pastors of the twentieth century. Early Life and Formation Ockenga was born in 1905 in Chicago. From a young age, he demonstrated a sharp mind, great oratory, and natural leadership skills. He professed faith at age 11 but had a life-transforming moment toward the ministry at a conference at age 17. Ockenga had originally planned to attend the University of Chicago to pursue law, but this conference experience led him toward theological studies at Taylor University in Indiana. While at Taylor, he joined the traveling ministry team, which gave him the opportunity to preach more than four hundred times before graduating. It proved to be valuable experience. After graduating from Taylor in 1927, Ockenga attended Princeton Theological Seminary to study under great scholars such as R.D. Wilson, Cornelius Van Til, and J. Gresham Machen. When Ockenga enrolled at Princeton, the institution was in the middle of a controversy that had been going on for nearly a decade between Modernists and Fundamentalists. The Modernists embraced an ideology with roots in the Enlightenment and the liberal theologians of the 1800s. Many questioned the veracity of Scripture, claiming that Christians ought to revise doctrine in the light of modern science. The Fundamentalists, in contrast, were committed to Christian orthodoxy, the authority and infallibility of the Bible, the divinity of Christ, and the priority of evangelism. The battle raged at Princeton throughout the 1920s. Of all the older theological schools and seminaries, Princeton was the only one that still taught orthodoxy. Unfortunately, the Modernists eventually gained control. Ockenga had a front-row seat to a watershed moment in American Christian history. This crucible experience shaped him. In 1929, Machen and a group of scholars left Princeton to launch Westminster Theological Seminary in Philadelphia. Ockenga left Princeton to attend the upstart Westminster and became Machen’s foremost protégé. After graduating from Westminster, Ockenga briefly pastored in New Jersey before moving to Pittsburgh to serve as an assistant pastor for several years. While there, he earned his PhD from the University of Pittsburgh and met his wife, Audrey. Preaching at Park Street Church Ockenga became the pastor of the historic Park Street Church in 1936. Dr. A.Z. Conrad, the former pastor at Park Street, had been a prominent preacher with a successful radio ministry. These were big shoes for Ockenga to fill, but he was up to the task. Biographer Harold Lindsell commented that, immediately upon arriving at Park Street Church, Ockenga established himself as a “preacher’s preacher” ( Park Street Prophet , 75). Ockenga continued, and even expanded, Conrad’s radio programming. People from all over New England and even parts of Canada tuned in regularly to hear Ockenga’s powerful expository sermons. His popularity grew as Park Street Church grew — in both numbers and influence. By the mid-1940s, the church had more than two thousand members, supported a horde of missionaries, and had become the most influential church in the region. Ockenga’s ministry was dynamic. He was a faithful and brilliant Bible expositor who engaged in theology, cultural commentary, church history, philosophy, and pulpit evangelism. He was unafraid to publicly rebuke false doctrines and to denounce political ideologies that he believed would impede human flourishing. When describing Ockenga’s preaching, author Owen Strachan says Ockenga preached “that old-style Calvinism; he expounded the glories of aesthetic culture; [and] he threw down the political gauntlet” ( Awakening the Evangelical Mind , 63). Ockenga was, as Lindsell stated, “one of the finest preachers and staunchest defenders of the faith this country has ever known” ( Park Street Prophet , 11). Birth of Neo-Evangelicalism By the time Ockenga had entered pastoral ministry in the 1930s, most denominational institutions, seminaries, and publishing houses across America were dominated by theological liberals — greatly impeding the propagation of genuine gospel work. Evangelicalism seemed under duress. But in the 1940s, a new brand of evangelicalism was born — a brand that would intentionally engage the academy, that would seek to influence the most influential institutions of culture, and that would cooperate across denominational lines for gospel work. This new brand of evangelicalism — later called “neo-evangelicalism” — was first primarily promoted through the formation of the National Association of Evangelicals (NAE) in 1942. At the gathering where the NAE was formed, Ockenga lamented, “Evangelical Christianity has suffered nothing but a series of defeats for decades.” But Ockenga believed that they could “affect the whole future course of evangelical Christianity in America” if they were willing to rethink their approach to culture and ministry. Ockenga began the charge by serving as the NAE’s first president for three years. He was neo-evangelicalism’s most ardent proponent. He crisscrossed the country, promoting and facilitating dozens of initiatives. Strachan writes, “No figure did more than Ockenga to run, establish, and invigorate the premier institutions of the movement” ( Awakening the Evangelical Mind , 23) Theological Scholarship Matters What are some takeaways from Ockenga’s ministry for us today? One of the greatest lessons we learn from Ockenga is that evangelical intellectualism and quality theological training matter deeply. Theologian Al Mohler has written that Ockenga, along with fellow evangelical leader Carl Henry, diagnosed the “conservative Protestant intellectual withdrawal” from the “intellectual life of the nation” as being the primary reason for the collapse of conservative Protestantism in America ( Awakening the Evangelical Mind , 14). Evangelicals lost their influence as they retreated from the academic spheres. Ockenga’s first academic initiative was the creation of Boston School of the Bible, which offered classes for laypeople in church history, doctrine, evangelism, missions, and apologetics. The school drew hundreds of students from around the region, including many students from liberal churches. While this looked to many to be a success, it didn’t quite accomplish what Ockenga really wanted — to train church leaders and would-be scholars to engage the institutions of cultural influence. Both Ockenga and Henry believed that Christianity was faltering culturally, not because of a “lack of evangelistic fervor,” as Mohler says, but because of “the absence of intellectual vigor.” This inspired Ockenga to pioneer and host the Plymouth Scholars’ Conferences. These conferences, held every other year, were designed as places where evangelicals could engage with trends and thoughts from the world of academia for the advancement of evangelical scholarship. These conferences were the forerunners of the Evangelical Theological Society, established in 1949. Ockenga also promoted evangelical scholarship by teaming up with radio evangelist Charles Fuller to launch Fuller Theological Seminary in California. Ockenga served as the school’s first president remotely while still pastoring in Boston. The final formal academic initiative of Ockenga’s life came after he retired from pastoring in 1969. Ockenga became the president of Gordon College and Divinity School. He led Gordon’s Divinity School to merge with Conwell School of Theology to form a new seminary. Ockenga spent a decade as the president of Gordon-Conwell. Friendships Matter Another lesson we learn from the life of Harold Ockenga is the importance of friendships in ministry. Whether it’s Calvin and Bucer, Whitefield and Edwards, or even Jonathan and David from the Old Testament, we realize that friendships matter. Ockenga’s friendships with Carl Henry and Billy Graham served as the foundation for many projects. In 1950, Ockenga invited Graham to speak at a youth rally. This event sparked a revival in Boston and a series of subsequent revivals in New England. This amplified Graham’s influence throughout the region. It also solidified a friendship between Ockenga and Graham that would last a lifetime. Ockenga would later serve as one of the directors for the Billy Graham Evangelistic Association and was one of Graham’s closest confidants. Over the course of their lives, Graham and Ockenga, along with Henry, worked together on various ministry initiatives. One of the most notable is  Christianity Today . Ockenga served as a contributor, editor, and chairman of the board for the publication for 25 years. Another significant ministry that resulted from Ockenga and Graham’s friendship was the formation of the World Evangelical Fellowship. Both men were passionate about missions. The World Evangelical Fellowship allowed indigenous groups in 21 countries around the globe to cooperate in missions in order to accomplish what Ockenga labeled the “task that had too long been left undone” ( The Surprising Work of God , 217). Investing in the Next Generation Last, Ockenga modeled how to leave a lasting legacy. He believed a commitment to mentoring the next generation was essential. Pastor Larry Osborne has written about the importance of investing in “young eagles” — that is, the leaders of the next generation of the church. Ockenga modeled this beautifully. One author observed a time when Ockenga (in his mid-forties) was at an event with an entourage of young men in their twenties and early thirties. He was frequently flanked by young men he was guiding. Due to Ockenga’s presence in Boston, he was well-placed to befriend and mentor many brilliant young minds. Men like Edward Carnell, Wayne Grudem, Kenneth Kantzer, George Eldon Ladd, John Gerstner, Samuel Schultz, Merrill Tenney, Roger Nicole, Gleason Archer, and J. Harold Greenlee were all profoundly influenced by Ockenga while they lived in Boston. These men would go on to become respected evangelical scholars, theologians, and leaders. Giant Among Giants Ockenga’s preaching, leadership, scholarship, and entrepreneurship were outstanding. Few evangelical leaders in the twentieth century were influential as Ockenga. Yet in his final moments on earth, we observe this influential preacher’s humility. When Ockenga was dying of cancer, the elders from Park Street Church came to visit him. One of them said, “Just think of all the things that God has done through you. He allowed you to minister to millions of people, be president of Fuller Theological Seminary and Gordon-Conwell Theological Seminary, be one of the founders of the NAE and the whole evangelical movement, and be one of the people who helped give Billy Graham his start” ( Surprising Work , 224). Ockenga didn’t seem impressed with his own resume. Then another elder quietly said, “Well, Harold, I suggest that when you see the Master, just say, ‘God, be merciful to me a sinner.’” Tears flowed down Ockenga’s cheeks. Harold John Ockenga, the man some called the Park Street Prophet, died on February 8, 1985. At the funeral, Billy Graham honored him with these words: “He was a giant among giants. Nobody outside of my family influenced me more than he did. I never made a major decision without first calling and asking his advice and counsel.”

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