The Financial Peace Planner Order Printed Copy

Author: Dave Ramsey
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About the Book

"The Financial Peace Planner" by Dave Ramsey is a comprehensive guide to achieving financial stability and peace of mind. Ramsey outlines a step-by-step plan to get out of debt, build savings, and invest wisely. The book provides practical advice on budgeting, cutting expenses, and setting achievable financial goals. Ramsey emphasizes the importance of living below your means, avoiding debt, and taking control of your financial future. Overall, "The Financial Peace Planner" is a valuable resource for anyone looking to improve their financial situation and achieve long-term financial security.

Billy Graham

Billy Graham (born November 7, 1918, Charlotte, North Carolina, U.S.—died February 21, 2018, Montreat, North Carolina), American evangelist whose large-scale preaching missions, known as crusades, and friendship with numerous U.S. presidents brought him to international prominence. Conversion and early career The son of a prosperous dairy farmer, Billy Graham grew up in rural North Carolina. In 1934, while attending a revival meeting led by the evangelist Mordecai Ham, he underwent a religious experience and professed his “decision for Christ.” In 1936 he left his father’s dairy farm to attend Bob Jones College (now Bob Jones University), then located in Cleveland, Tennessee, but stayed for only a semester because of the extreme fundamentalism of the institution. He transferred to Florida Bible Institute (now Trinity College), near Tampa, graduated in 1940, and was ordained a minister by the Southern Baptist Convention. Convinced that his education was deficient, however, Graham enrolled at Wheaton College in Illinois. While at Wheaton, he met and married (1943) Ruth Bell, daughter of L. Nelson Bell, a missionary to China. By the time Graham graduated from Wheaton in 1943, he had developed the preaching style for which he would become famous—a simple, direct message of sin and salvation that he delivered energetically and without condescension. “Sincerity,” he observed many years later, “is the biggest part of selling anything, including the Christian plan of salvation.” After a brief and undistinguished stint as pastor of Western Springs Baptist Church in the western suburbs of Chicago, Graham decided to become an itinerant evangelist. He joined the staff of a new organization called Youth for Christ in 1945 and in 1947 served as president of Northwestern Bible College in Minneapolis, Minnesota. Evangelism Graham’s emergence as an evangelist came at a propitious moment for 20th-century Protestants. Protestantism in the United States was deeply divided as a result of controversies in the 1920s between fundamentalism and modernism (a movement that applied scholarly methods of textual and historical criticism to the study of the Bible). The public image of fundamentalists was damaged by the Scopes Trial of 1925, which concerned the teaching of Charles Darwin’s theory of evolution in public schools in Tennessee; in his writings about the trial, the journalist and social critic H.L. Mencken successfully portrayed all fundamentalists as uneducated country bumpkins. In response to these controversies, most fundamentalists withdrew from the established Protestant denominations, which they regarded as hopelessly liberal, and retreated from the larger society, which they viewed as both corrupt and corrupting. Although Graham remained theologically conservative, he refused to be sectarian like other fundamentalists. Seeking to dissociate himself from the image of the stodgy fundamentalist preacher, he seized on the opportunity presented by new media technologies, especially radio and television, to spread the message of the gospel. In the late 1940s Graham’s fellow evangelist in Youth for Christ, Charles Templeton, challenged Graham to attend seminary with him so that both preachers could shore up their theological knowledge. Graham considered the possibility at length, but in 1949, while on a spiritual retreat in the San Bernardino Mountains of southern California, he decided to set aside his intellectual doubts about Christianity and simply “preach the gospel.” After his retreat, Graham began preaching in Los Angeles, where his crusade brought him national attention. He acquired this new fame in no small measure because newspaper magnate William Randolph Hearst, impressed with the young evangelist’s preaching and anticommunist rhetoric, instructed his papers to “puff Graham.” The huge circus tent in which Graham preached, as well as his own self-promotion, lured thousands of curious visitors—including Hollywood movie stars and gangsters—to what the press dubbed the “canvas cathedral” at the corner of Washington and Hill streets. From Los Angeles, Graham undertook evangelistic crusades around the country and the world, eventually earning international renown. Despite his successes, Graham faced criticism from both liberals and conservatives. In New York City in 1954 he was received warmly by students at Union Theological Seminary, a bastion of liberal Protestantism; nevertheless, the theologian Reinhold Niebuhr, a professor at Union and one of the leading Protestant thinkers of the 20th century, had little patience for Graham’s simplistic preaching. On the other end of the theological spectrum, fundamentalists such as Bob Jones, Jr., Carl McIntire, and Jack Wyrtzen never forgave Graham for cooperating with the Ministerial Alliance, which included mainline Protestant clergy, in the planning and execution of Graham’s storied 16-week crusade at Madison Square Garden in New York in 1957. Such cooperation, however, was part of Graham’s deliberate strategy to distance himself from the starchy conservatism and separatism of American fundamentalists. His entire career, in fact, was marked by an irenic spirit. Graham, by his own account, enjoyed close relationships with several American presidents, from Dwight Eisenhower to George W. Bush. (Although Graham met with Harry Truman in the Oval Office, the president was not impressed with him.) Despite claiming to be apolitical, Graham became politically close to Richard Nixon, whom he had befriended when Nixon was Eisenhower’s vice president. During the 1960 presidential campaign, in which Nixon was the Republican nominee, Graham met in Montreaux, Switzerland, with Norman Vincent Peale and other Protestant leaders to devise a strategy to derail the campaign of John F. Kennedy, the Democratic nominee, in order to secure Nixon’s election and prevent a Roman Catholic from becoming president. Although Graham later mended relations with Kennedy, Nixon remained his favourite politician; indeed, Graham all but endorsed Nixon’s reelection effort in 1972 against George McGovern. As Nixon’s presidency unraveled amid charges of criminal misconduct in the Watergate scandal, Graham reviewed transcripts of Oval Office tape recordings subpoenaed by Watergate investigators and professed to be physically sickened by his friend’s use of foul language. Legacy of Billy Graham Graham’s popular appeal was the result of his extraordinary charisma, his forceful preaching, and his simple, homespun message: anyone who repents of sins and accepts Jesus Christ will be saved. Behind that message, however, stood a sophisticated organization, the Billy Graham Evangelistic Association, incorporated in 1950, which performed extensive advance work in the form of favourable media coverage, cooperation with political leaders, and coordination with local churches and provided a follow-up program for new converts. The organization also distributed a radio program, Hour of Decision, a syndicated newspaper column, “My Answer,” and a magazine, Decision. Although Graham pioneered the use of television for religious purposes, he always shied away from the label “televangelist.” During the 1980s, when other television preachers were embroiled in sensational scandals, Graham remained above the fray, and throughout a career that spanned more than half a century few people questioned his integrity. In 1996 Graham and his wife received the Congressional Gold Medal of Honor, the highest civilian award bestowed by the United States, and in 2001 he was made an Honorary Knight Commander of the Order of the British Empire (KBE). Graham concluded his public career with a crusade in Queens, New York, in June 2005. Graham claimed to have preached in person to more people than anyone else in history, an assertion that few would challenge. His evangelical crusades around the world, his television appearances and radio broadcasts, his friendships with presidents, and his unofficial role as spokesman for America’s evangelicals made him one of the most recognized religious figures of the 20th century.

God Wrote a Book

We actually have the words of God. This is almost too good to be true. And yet how often are we so accustomed to this reality — one of the greatest wonders in all the universe — that it barely moves us to handle the Bible with care (and awe), or at least to access his words with the frequency they deserve? Familiarity can breed contempt, or at least neglect. While scarcity drives demand, abundance can lead to apathy. For many of us, we have multiple Bibles on our shelves, in multiple translations. We have copies on our computers and phones. We have access to the very words of God like never before — yet how often do we appreciate, and marvel at, the wonder of what we have? Wonder of Having One of the greatest facts in all of history is that God gave us a Book. He gave us a Book! He has spoken. He has revealed himself to us through prophets and apostles, and appointed that they write down his words and that they be preserved. We have his words! We can hear in our souls the very voice of God himself by his Spirit through his Book. “No word of God is a dead word.” Think of all God went to, and what patience, to make his self-revelation accessible to us here in the twenty-first century. Long ago, at many times, and in many ways, God spoke through the prophets (Hebrews 1:1). Then, in the fullness of time, he sent his own Son, his own self, in full humanity, as his revealed Word par excellence, in the person of Christ, represented to us by his authoritative, apostolic spokesmen in the new covenant. For centuries, God’s word was copied by hand, and preserved with the utmost diligence and care. Then, for the last 500 years of the printing press, God’s word has gone far and wide like never before. Men and women gave their lives, upsetting the apple carts of man-made religion, to translate the words of God into the heart language of their people. And now, in the digital revolution, access to God’s own words has exploded exponentially again, and yet — and yet — in such abundance, do we marvel at what we have? And do we, as individuals and as churches, make the most of what infinite riches we have in such access to the Scriptures? His Words, Our Great Reward The psalmists were in awe of what they had. In particular, Psalms 19 and 119 pay tribute to the wonder of having God’s words. For instance: The law of the Lord is perfect, reviving the soul; the testimony of the Lord is sure, making wise the simple; the precepts of the Lord are right, rejoicing the heart; the commandment of the Lord is pure, enlightening the eyes; the fear of the Lord is clean, enduring forever; the rules of the Lord are true, and righteous altogether. More to be desired are they than gold, even much fine gold; sweeter also than honey and drippings of the honeycomb. Moreover, by them is your servant warned; in keeping them there is great reward. (Psalm 19:7–11) “We come to his word, like holy hedonists, stalking joy.” God is honored when we approach his words as those that revive the soul and rejoice the heart, as those that are more to be desired than gold and sweeter than honey. The summary and culmination of Psalm 19’s unashamed tribute to God’s words is this: great reward. He means for us to experience his words as “my delight” (Psalm 1:2; 119:16, 24), as “the joy of my heart” (Psalm 119:111), as “the delight of my heart” (Jeremiah 15:16), as kindling for the fires of our joy. Not only has God spoken in this Book we call the Bible, but he is speaking. Writing about Psalm 95 in particular (and applicable to all the Scriptures), Hebrews says “the word of God is living and active, sharper than any two-edged sword, piercing to the division of soul and of spirit, of joints and of marrow, and discerning the thoughts and intentions of the heart” (Hebrews 4:12). No word of God is a dead word. Even Hebrews — the New Testament letter plainest on the old covenant being “obsolete” in its demands upon new-covenant Christians (Hebrews 8:13) — professes that old-covenant revelation, while no longer binding, is indeed “living and active.” “Is not my word like fire,” God declares through Jeremiah, “and like a hammer that breaks the rock in pieces?” (Jeremiah 23:29). From cover to cover, Genesis to Revelation, God has captured for his church his objective, “external word” (as Luther called it) which he speaks (present tense) to his people through the subjective, internal power of his Spirit dwelling in us. We hear God’s voice in his word by his Spirit. And so, Hebrews exhorts us, “See that you do not refuse him who is speaking” (Hebrews 12:25). Wonder of Handling So then, how will we who marvel at having God’s living and active words not also fall to the floor in amazement that he invites us — even more, he insists — that we handle his word. It is no private message to Timothy, but to the whole church reading over his shoulder, when Paul writes, Do your best to present yourself to God as one approved, a worker who has no need to be ashamed, rightly handling the word of truth. (2 Timothy 2:15) The charge lands first on Timothy, as Paul’s delegate in Ephesus, and then on pastors (both then and today) who formally and publicly “handle the word” for the feeding and forming of the church. But the summons to rightly handle the word of truth (both in the gospel word and in the written Scriptures) is a mantle for the whole church to gladly bear. In the midst of a world of destructive words, God calls his church to first receive (have) and then respond to (handle) his words. As human words of death fly around us from all sides — in the air, on the page, on our screens — he gives us his own life-giving words to steady our souls and the souls of others. As the world quarrels about words, “which does no good, but only ruins the hearers” (2 Timothy 2:14) and coughs up “irreverent babble” that leads “people into more and more ungodliness” and spreads like gangrene (2 Timothy 2:16–17), God gives us an oasis in the gift of his words (2 Timothy 2:15). We receive them for free, but that doesn’t mean we take them lightly or expend little energy to handle them well. Make Every Effort God, through Paul, says “do your best” — literally, be zealous, be eager, make every effort — “to present yourself to God as one approved.” We orient Godward first and foremost in our handling of his word, then only secondarily to others. Which will make us “a worker who has no need to be ashamed.” Being a worker requires work, labor, the exertion of effort, the expending of energy, the investment of time, the patience of lifelong learning. To do so without cutting corners (“unashamed”) or mishandling the task. And in particular, for building others up, not tearing others down. For showing others the feast, not showing ourselves to have been right. “God gives us his own life-giving words to steady our souls and the souls of others.” “Rightly handling” — guiding along a straight path — harkens to the vision Paul casts in 2 Corinthians of his own straightforwardness with God’s word. Paul was not coy about hard truths. He was not evasive. He was not a verbal gymnast, gyrating around humanly offensive divine oracles. Rather, he was frank, honest, candid, sincere. “We are not, like so many, peddlers of God’s word,” he declares, “but as men of sincerity, as commissioned by God, in the sight of God we speak in Christ” (2 Corinthians 2:17). He has more to say about such sincerity: We have renounced disgraceful, underhanded ways. We refuse to practice cunning or to tamper with God’s word, but by the open statement of the truth we would commend ourselves to everyone’s conscience in the sight of God. (2 Corinthians 4:2) Listening Like Hedonists But rightly handling God’s word doesn’t just mean we’re convinced of its truthfulness and handle it as such. Rightly handling doesn’t only include rigorous careful analysis and forthright unapologetic candor. Rightly handling includes the psalmists’ intense spiritual sensibilities. To see in and through God’s words his “great reward,” and knowing him to be a rewarder of those who seek him (Hebrews 11:6). In other words, we come to his word like holy hedonists, stalking joy. Worldly hedonists pursue the pleasures of sin; they don’t wait on them to arrive. And so do Christian Hedonists. We don’t wait around for holy pleasures. We don’t passively engage God himself through his own words. We stalk. We pursue. We read actively, and study, and meditate. When we are persuaded that God himself is indeed the greatest reward, is there any better avenue to pursue than his own words? At Desiring God, we don’t aim or pretend to be unique. However flippantly or earnestly others handle God’s words, we mean to receive them with the utter seriousness and joyful awe they deserve — he deserves. God wrote a Book. And gave it to us. Let’s give ourselves to this wonder, and marvel that we get to handle his words. Article by David Mathis