Your Money Or Your Life: 9 Steps To Transforming Your Relationship With Money And Achieving Financial Independence Order Printed Copy
- Author: Vicki Robin
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About the Book
"Your Money Or Your Life" outlines a nine-step program to help readers transform their relationship with money and achieve financial independence. The book emphasizes the importance of aligning your spending with your values, tracking your expenses, and creating a plan to reach financial goals. It encourages readers to cultivate a mindset of frugality and conscious consumption in order to gain control over their finances and live a more fulfilling life.
Isaac Watts
"Joy to the world, the Lord is come / Let earth receive her King / Let every heart, prepare him room / And heaven and nature sing."
In his later years, Isaac Watts once complained about hymn singing in church: "To see the dull indifference, the negligent and thoughtless air that sits upon the faces of a whole assembly, while the psalm is upon their lips, might even tempt a charitable observer to suspect the fervency of their inward religion."
He had been bemoaning such since his late teens. His father, tired of his complaints, challenged him to write something better. The following week, the adolescent Isaac presented his first hymn to the church, "Behold the Glories of the Lamb," which received an enthusiastic response. The career of the "Father of English Hymnody" had begun.
Head of a genius
At Isaac's birth in 1674, his father was in prison for his Nonconformist sympathies (that is, he would not embrace the established Church of England). His father was eventually freed (and fathered seven more children), but Isaac respected his courage and remembered his mother's tales of nursing her children on the jail steps.
Young Isaac showed genius early. He was learning Latin by age 4, Greek at 9, French (which he took up to converse with his refugee neighbors) at 11, and Hebrew at 13. Several wealthy townspeople offered to pay for his university education at Oxford or Cambridge, which would have led him into Anglican ministry. Isaac refused and at 16 went to London to study at a leading Nonconformist academy. Upon graduation, he spent five years as a private tutor.
His illness and unsightly appearance took its toll on his personal life. His five-foot, pale, skinny frame was topped by a disproportionately oversized head. Almost every portrait of him depicts him in a large gown with large folds—an apparent attempt by the artists to disguise his homeliness. This was probably the reason for Elizabeth Singer's rejection of his marriage proposal. As one biographer noted, "Though she loved the jewel, she could not admire the casket [case] which contained it."
Though German Lutherans had been singing hymns for 100 years, John Calvin had urged his followers to sing only metrical psalms; English Protestants had followed Calvin's lead.
Watts's 1707 publication of Hymns and Spiritual Songs technically wasn't a collection of hymns or metrical psalms, but it was a collection of consequence. In fact, it contained what would become some of the most popular English hymns of all time, such as "When I Survey the Wondrous Cross."
Watts didn't reject metrical psalms; he simply wanted to see them more impassioned. "They ought to be translated in such a manner as we have reason to believe David would have composed them if he had lived in our day," he wrote. Psalms of David Imitated in the Language of the New Testament followed in 1719.
Many of his English colleagues couldn't recognize these translations. How could "Joy to the World" really be Psalm 98? Or "Jesus Shall Reign Where'er the Sun" be Psalm 72>, or "O God Our Help in Ages Past" be Psalm 90?
Watts was unapologetic, arguing that he deliberately omitted several psalms and large parts of others, keeping portions "as might easily and naturally be accommodated to the various occasions of Christian life, or at least might afford us some beautiful allusions to Christian affairs." Furthermore, where the psalmist fought with personal enemies, Watts turned the biblical invective against spiritual adversaries: sin, Satan, and temptation. Finally, he said, "Where the flights of his faith and love are sublime, I have often sunk the expressions within the reach of an ordinary Christian."
Such looseness brought criticism. "Christian congregations have shut out divinely inspired psalms and taken in Watts's flights of fancy," protested one detractor. Others dubbed the new songs "Watts's whims."
But after church splits, pastor firings, and other arguments, Watts's paraphrases won out. "He was the first who taught the Dissenters to write and speak like other men, by showing them that elegance might consist with piety," wrote the famed lexicographer (and Watts's contemporary) Samuel Johnson.
More than a poet, however, Watts was also a scholar of wide reputation, especially in his later years. He wrote nearly 30 theological treatises; essays on psychology, astronomy, and philosophy; three volumes of sermons; the first children's hymnal; and a textbook on logic that served as a standard work on the subject for generations.
But his poetry remains his lasting legacy and earned him acclaim on both sides of the Atlantic. Benjamin Franklin published his hymnal, Cotton Mather maintained a long correspondence, and John Wesley acknowledged him as a genius—though Watts maintained that Charles Wesley's "Wrestling Jacob" was worth all of his own hymns.
Today Is Just in Time
His circumstances were a nightmare. Not only did he live in the land of whoredom, standing on the brink of national judgment, but his job seemed more like a sick joke than a divine commission. Go marry a prostitute and get her pregnant, God told Hosea, because I have a message to send my sinful people (Hosea 1:2). No prophet of Israel received convenient instructions, but this was about as rough as it ever got. Not to mention, all this drama — this real-life theater — was for a faithless people. Israel had it good from God, until they coopted his blessing to serve Baal, doubling down their opulence, partying hard, and forgetting all about the One who had called them out of slavery. The relationship between ancient Israel’s sin and their forgetfulness is not ironic. If sin makes people stupid (and it does), spiritual adultery makes us oblivious: She did not know that it was I who gave her the grain, the wine, and the oil, and who lavished on her silver and gold, which they used for Baal. . . . [Israel] went after her lovers and forget me, declares the Lord. (Hosea 2:8; 4:6, 10–12) They were filled, and their heart was lifted up; therefore they forgot me. (Hosea 13:6) I took them up by their arms, but they did not know that I healed them. (Hosea 11:3) Grace on the Edge Now the time had come to reap God’s wrath — hence the prophetic work of Hosea. “I will punish them for their ways and repay them for their deeds” (Hosea 4:9). The charges had piled up. Judgment was breathing down their necks. Any day now, we’d be saying if we were there, and things are about to blow. Wholesale captivity is right around the corner, and before that, an invading Assyrian army. But then there’s a call to repentance. The context is so pervasively negative, commentators have debated whether it’s serious or sarcasm. Come, let us return to the Lᴏʀᴅ; for he has torn us, that he may heal us; he has struck us down, and he will bind us up. After two days he will revive us; on the third day he will raise us up, that we may live before him. Let us know; let us press on to know the Lᴏʀᴅ; his going out is sure as the dawn; he will come to us as the showers, as the spring rains that water the earth. (Hosea 6:1–3) Hosea is for real. He means it. This book is laced with surprising words of grace; even in the midst of accusation, mercy is busting at the seams (Hosea 2:14–23; 3:1–5; 10:12; 11:1–12; 12:9; 14:1–9). In the rubble of Israel’s wickedness, in the aftermath of their apostasy, the plea still goes forth: Let us know him; Let us press on to know the Lord. Mighty in His Mercy It is a plea for us as much as for them. Know the Lord, Hosea says. Even in their mess, even in their shambled condition, when the icky-ness of their past sin is corroding the present, Hosea holds out the invitation: Today, would you turn? Will you press on to know him now? There is a theological fact to grasp here — or perhaps more, a divine emotion to feel. Just when all we can imagine is stern, hard, cold; there is warmth, eyes of hope, hands held forth. God is not like us, after all. Maybe one shot and we’re done. Maybe a few more here and there, depending on our mood, differing measures of grace, or various personalities. But not with God. How can I give you up, O Ephraim? How can I hand you over, O Israel? . . . My heart recoils within me; my compassion grows warm and tender. I will not execute my burning anger; I will not again destroy Ephraim; for I am God and not a man, the Holy One in your midst, and I will not come in wrath. (Hosea 11:8–9) As he told Moses so many years before, God tells us again: he is holy by his mercy — and it is always available to his people if they would but turn and trust him. Turning Today Which means, no matter what your yesterday looked like, the invitation is open still. Today is just in time. Like Puddleglum told Eustace and Jill, after they had muffled their obedience, while they were clearly frustrated, feeling like idiots, assuming they’d ruined everything, “Aslan’s instructions always work: there are no exceptions. But how to do it now — that’s another matter” (Silver Chair, 121). Stop for a moment, and think. It does not matter what happened yesterday, or last year, or that one time back then. What matters is this moment, now, when the mercy of God in Jesus is extended to you. All is not calloused. Remember, Jesus died in your place and took the wrath that belongs to you, if you would but trust him. As sure as the sun comes up, as sure as it rains, God has promised mercy to his people when they repent (1 John 1:9; 2 Chronicles 7:14). God’s mercy is always available to his people if they would but turn and trust him. Whatever wreck your life might be, however nightmarish your circumstances seem, Jesus is ready to embrace you. His righteousness is ready to clothe you. The mighty wave of his mercy is growing higher and higher, soon to crash over your soul, if you would just turn, if you would but seek him. Would you? Even in the midst of your mess, would you turn to him? Let us know; let us press on to know the Lord. Article by Jonathan Parnell Pastor, Minneapolis, Minnesota