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About the Book


"Start Late, Finish Rich" by David Bach is a financial guidebook aimed at individuals who have not focused on their financial futures and are worried about retirement. The book provides practical advice on how to catch up on retirement savings, eliminate debt, invest wisely, and create a plan for achieving financial security. Bach emphasizes the importance of taking small, consistent steps to build wealth over time, even if you are starting later in life.

Virginia Prodan

Virginia Prodan Virginia Prodan is a sought-after International Speaker – Author at Tyndale – International Human Rights Attorney – an Allied Attorney with the Alliance Defending Freedom. President of Virginia Prodan Ministries – www.virginiaprodan.com Virginia Prodan graduated from Bucharest Law School in Romania with a Juris Doctor (JD) degree and from S.M.U. Law School in Dallas, TX with a Juris Doctor (JD) degree and a Master of Laws (LL.M International ) degree. Virginia had literally faced her assassin and has lived to tell about it. You will be inspired by her confidence and courage in the Lord and her desire to share God’s love with anyone. She had shared it with the man who was hired to kill her. She is passionate about speaking and mentoring others who want to stand up to their giants and create a courageous, purpose-filled, and abundant life. As a young attorney under Nicolae Ceausescu’s brutal communist regime, Virginia had spent her entire life searching for the truth. When she finally found it in the pages of the most forbidden book in all of Romania, Virginia accepted the divine call to defend fellow followers of Christ against unjust persecution in an otherwise ungodly land. For this act of treason, she was kidnapped, beaten, tortured, placed under house arrest, and came within seconds of being executed under the orders of Ceausescu himself. How Virginia not only managed to defeat her enemies time and again, but helped expose the appalling secret that would lead to the demise of Ceausescu’s evil empire is one of the most extraordinary stories ever told. Virginia Prodan’s compelling story of courage in the face of intimidation and even death on behalf of others is a testament to her unwavering faith in a God who delivers. Exiled from Romania since 1988, Virginia frequently shares her story as the keynote speaker in large public forums—including public and private schools and universities—and has been featured prominently in media reports. She was the focus of a full-length documentary and has been interviewed by Fox News, Heritage Foundation, BBC Radio, CBN, LifeWay – Chat with Priscilla, The NITE line, The Daily Signal, WFAA-TV Channel 8, Dallas Morning News, Point of View, Heritage Action for America, Glenn Beck, KCBI 90.9, Point of View, and Family Life – Dr. Jim Dobson. Virginia is a sought-after international speaker. As the key note speaker, Virginia has spoken to large audiences and for special events at Family Research Council, Washington, DC; Christian Legal Fellowship, Vancouver, Canada; Summit Ministries, Colorado Springs; Georgetown University, etc. Virginia has also published articles in the Christian Post; the Christian Science Monitor; Focus on the Family – Citizen Magazine; Christianity Today; The Daily Signal; American Thinker, etc. Virginia inspires! Virginia currently resides in Dallas, TX, where she enjoys practicing law, writing, attending the opera and the symphony, and traveling for pleasure. She has two daughters, Anca and Andreea, and a son, Emanuel. She also enjoys her numerous speaking engagements, where she continues to inspire and impact lives with her incredible true-life story.

who is the fairest in the land - lessons for young men on attraction

Some single men miss wonderful women because they’re fixated on all the wrong things. Whether suffering from worldly ideals or an inflated sense of self, somehow all of the Christian women they meet are never quite their “type.” This is not all men, to be sure, but it is some men. I was once one of them. I wrote before on the possibility that the woman some men hold out for does not actually exist. Some responded, wanting to lay aside their search for the full-time Christian, part-time model — who is nothing less than exotic, enchanting, ethereal — and come to appreciate the imperishable beauty of the existent, born-again daughters of God around them. These men wanted to know  how . How do you begin to change the eye’s definition of beauty or shape the heart’s attractions? They wanted to break free from the pit of unrealistic expectations. They no longer desired to keep as many doors open as possible, and wanted to lay aside their fear of “forsaking all others.” They desired deliverance from that subtly dangerous question: “Who is the fairest in the land?” The following counsel, by no means exhaustive, may offer helpful steps in the right direction. 1. Live for Something Higher Than Her Men should not spend more energy looking for the perfect spouse than they do on becoming a godly future husband. If they have no garden to tend, why would they need a helper? If a man has no vision for his life, why would he invite a woman to sit idly next to him on a bus traveling nowhere? At different seasons of my life I lived as though marriage was my mission. With nothing higher to put my hands to, I could sculpt many romantic fantasies. Godly men, however, invite women into a mission bigger than the relationship itself; they seek a helpmate to adventure with in service of Christ. This need not mean a clean and tidy ten-year plan, but it is nothing less than knowing the Lord Jesus Christ, following him, and desiring to win souls and advance his glory in our spheres of influence. And living for Christ always entails putting to death our lust (Colossians 3:5). A man who consistently indulges in pornography and gives himself to sexual fantasy endangers his soul and anyone close to him. He also inevitably develops expectations shaped not by God and his word, but by the collage of digitally-enhanced images swimming around in his head. His “type” will gravitate more and more towards lust than beauty, more toward the physically distorted than the spiritually attractive. His “love” will devour for its own gratification rather than sacrifice for a bride and children in the name of Christ. If you want to be attracted to the true and imperishable beauty in godly women, live for the glory of Christ and give up the fleshly drug that fills the mind with prostitutes (Psalm 101:3). God places emphasis on a woman’s godliness far above her physical appearance. He cherishes the beauty that does not fade or wrinkle. And so can you, if you are his son. Instead of only inquiring about a woman’s spiritual character after we are attracted physically, intentionally search out the inner beauty in the Christian women around you, ask God for help to love what he loves, and then see if they do not become more and more attractive to you. 2. Anticipate the Loveliness in Possession Men who sit in the restaurant looking meticulously through the menu, for hours and hours, drinking the free water but never ordering, do not know the pleasure of God’s covenant meal. They do not eat from the table of marital love. Perpetual daters have never savored the rare sweetness of these words: “I am my beloved’s and my beloved is mine” (Song of Solomon 6:3). They pass, like I once did, on the three-course meal of possessing, belonging, and enjoying a creature fit for them within the safety of commitment. Solomon addresses his bride saying, “O most beautiful among women” (Song of Solomon 1:8). As a single man, I often wondered if I would ever be able to truthfully say that to my wife.  Surely, I will eventually meet another more physically beautiful.  Time catches up to us all, even the most beautiful faces.  Surely he flirted with flattery , I thought, when he said, “You are altogether beautiful, my love; there is no flaw in you” (Song of Solomon 4:7). No flaw? Of course there was. She herself bid him not to gaze at her imperfections from the very beginning (Song of Solomon 1:6). I was ignorant of how covenant enhances the beauty of the beautiful, how her being  his  made her fairer than any other, how covenant changes the lover himself, even as his beloved ages. He spoke to her, “ My  dove,  my  perfect one, is the only one” (Song of Solomon 6:9). She wasn’t someone else’s; she was his and he was hers (Song of Solomon 1:8; 1 Corinthians 7:4). What did he care for flowers on other hillsides, flowers he could not hold or enjoy, while this one, unlike any other flower God ever made or gave, now grew on  his  hill? “Who is this who looks down like the dawn, beautiful as the moon, bright as the sun, awesome as an army with banners?” (Song of Solomon 6:10).  His  wife. His wife, as should be the case with all men, was the most beautiful woman in the world  to him , for she was his. And he was hers. If God gives us a wife, she is our one lily among the brambles (Song of Solomon 2:2). She is the one we walk with, talk with, laugh with, cry with, make memories with. She is our lover, our companion, our crown. There is no other. And this love ages well. Even when we can no longer walk, we can still rejoice in the wife of our youth, “a lovely deer, a graceful doe” (Proverbs 5:19). Others may not look at her weathered skin, grey hair, and changed body as the fairest in the land, but we still do. We have changed with her. After years of setting our hearts on her, our one, our ideals conform to who she is, to the woman God’s grace has made her. And on that day, I am credibly told, we delight in a beauty whose physical allure is merely a petal. 3. Ask Instead “Can I Love Her?” A paradigm-shifting question for young men to ask is not whether they already love the girl they see, but can they love her — until death do you part. Tim Keller writes, “Wedding vows are not a declaration of present love but a mutually binding promise of future love” ( Meaning of Marriage , 79). I admit this is baffling to today’s conceptions of dating and romance. It is old advice given by many others, including the Puritans. Puritan love . . . was not so much the cause as it was the product of marriage. It was the chief duty of husband and wife toward each other, but it did not necessarily form a sufficient reason for marriage. . . . The advice was not that couples should not marry unless they  love  each other but that they should not marry unless they  can  love each other. (Edmund Morgan,  The Puritan Family , 54) Love can be the product of marriage, not just the cause of it. I knew enough about my wife to know that I could love her (largely, because I knew God did). We did not have years of history together. We married after only knowing each other for nine months, half of which was spent continents apart, but I knew the quality of woman she was and everyone in her life corroborated that beauty. After following Christ, it was the best decision of my life. Once you and your wife have answered the question of  can  with “I do,” the question for husbands becomes: “Will you  continue  to love her?” And by God’s grace, our answer will most certainly be, “Yes, with all my heart.” This is something you can resolve and pledge. That’s what wedding vows are. In Love with a Shadow In the Lord of the Rings,  The Return of the King , the warrior-king Aragorn says of a girl who fell in love with him, or rather the ideal picture of him as king, In me she loves only a shadow and a thought: a hope of glory and great deeds, and lands far. . . . Men, do not fall in love with thoughts and shadows, of great romance, mighty deeds, and lands far away, all while unthinkingly passing over future queens of heaven and earth. Retain standards that God calls you to have, and question the rest. Make war on rebel lusts. Consider the beauty a covenant bestows. Begin asking, “ Can  I love her?” And above all, get serious about living for Christ.

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