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"The Psychology of Money" by Morgan Housel explores the complex relationship between our emotions, behaviors, and financial decision-making. Through insightful anecdotes and research-backed analysis, the author delves into the factors that influence our money mindset and offers practical advice on how to achieve long-term financial success.

J.I. Packer

J.I. Packer J. I. Packer comes from humble origin. Packer claims to have been born into a lower middle class family. The family lived in the central part of Gloucester, a cathedral city in the southwest of England. Packer's parents made it clear that any advanced education would depend on scholarships. Packer received the scholarships that enabled him to be educated at Oxford University. Packer endured a life-changing accident at the age of seven. On September 19, 1933, a schoolyard bully chased Packer onto the busy London Road, where he was hit by a bread van and knocked to the ground. He sustained a serious head injury and has had a noticeable dent in the side of his skull ever since. Packer has taken a range of disappointments in life in stride, and he says regarding his childhood accident that "it was part of life." Packer was converted two weeks after arriving at Oxford University as a student. Packer was raised in a nominally rather than genuinely Christian family and church. When he entered Oxford University, he thought of himself as a Christian because he had defended Christianity in intellectual debate at school. While attending an evangelistic service sponsored by the campus InterVarsity group, he realized that he was not a true Christian. By God's grace, he left the service as a believing and saved Christian. Packer served a three-year tenure as a parish minister in a suburb of Birmingham. Because Packer's primary career has been as a teacher, author, and speaker, most people think of him as an academician only. But Packer also had a brief career as an Anglican minister. Almost immediately after his conversion, Packer began a process leading to ordination in the Church of England. As he was finishing his Oxford dissertation on Richard Baxter, he began a three-year parish ministry as an Anglican curate in suburban Birmingham. Packer's first book sold 20,000 copies in its first year and has never been out of print since then. An address that Packer gave to a student group in London in 1957 caught the attention of an Inter-Varsity editor, who requested that Packer turn the address into a pamphlet. Instead, Packer worked on the material for eighteen months and handed over a book-length manuscript to the editor. The book was entitled Fundamentalism and the Word of God. Packer has published so much that it is impossible to compile a bibliography of his writings. In both his speaking and writing, Packer has followed a policy of entering virtually every door that has opened before him. The list of his publications defies tabulation, partly because of the large number of items, partly because the range of genres is so broad that it is hard to know what constitutes a publication as opposed to a privately printed document, partly because Packer has often published the same book in both the U. S. and Britain under different titles, and partly because many of his writings have been republished, sometimes with new titles. Packer is an unsung hero as well as a famous man. The fame of Packer is well attested. Typing his name into a search engine yields a fluctuating number of results day-by-day, but we can at least say that the number is well over half a million. Despite his celebrity status, however, Packer has been indefatigable in giving himself to people and projects in ways that are invisible to the public. No audience is too small for Packer, and such venues as speaking to teenagers in a living room have been a standard feature of his life. Packer believes that the most important project of his life is a book that does not even carry his name—the English Standard Version of the Bible (for which Packer served as general editor). That verdict comes from a man whose book Knowing God ranks fifth in a list of "books that have shaped evangelicals." Packer has been equally at home in the Anglican world and the nonconformist evangelical world. Among Anglicans, Packer has been an "iconic figure" who embodies the essence of Anglicanism. This is relatively unknown to "free church" evangelicals because Packer has moved with equal ease in both worlds and has been more influential in the nonconformist world (especially the Calvinistic wing). Packer has been a controversialist virtually his entire public life. Packer has said that he has "always wanted peace, and like Richard Baxter I've been involved in trouble, trouble, trouble, all the way." The "trouble" that Packer references is public controversy and attacks on him. In private conversation Packer confided to me that he has been a controversialist by necessity, not by preference. In 1991, Packer wrote an article discussing how he wishes to be remembered, and regarding his lifetime of entering controversy for the sake of truth he said that it is something that needs to be done but tends to be "barren . . . for the soul." Packer has made his mark by being a faithful steward. J. I. Packer has achieved fame and been serviceable to Christ's kingdom through a very simple formula: he has done the task before him and left the outcome to God. To use a metaphor that Voltaire was inspired to place at the end of his book Candide, Packer has cultivated his garden instead of engaging in grand designs. When I spent two days with Packer in the Crossway offices in June of 2014, he repeatedly told me that he has never cultivated a following. How, then, did he make it onto Time magazine's list of 25 most influential evangelicals? His published writings have been the main vehicle for spreading his name and influence. Packer has never held a prestigious academic post and has never filled a high-visibility pulpit on a permanent basis. We can truly say regarding his fame and influence that God did it.

How to Start a Conversation About Jesus

A friend of mine likes to say, “The best gospel presentation is the one given.” That’s true. And convicting. Many good books, sermons, and seminars can help us prepare to share our faith. But none of these resources can do for us what we often find the hardest thing to do: just start the conversation. We often feel helpless when it comes to our friends and their eternities. We justify the self-centeredness that ignores our neighbors. We subtly, maybe even subconsciously, question the truths that would loose our tongues and break other peoples’ chains — all in favor of maintaining a more comfortable silence. If we’re brutally honest with ourselves, we’re content to avoid our fears, accept our obstacles, and nurture our self-centeredness. So, we tell ourselves that someone else will share the gospel; or that the potential awkwardness, rejection, or persecution are not worth it; or that God is not likely to save those people anyway. God help us. “When we focus on what’s really real, then evangelism becomes utterly exciting.” Thankfully, he does help us! We need God’s help to lift our eyes and see we are surrounded by dead people who desperately need us to preach the gospel and live out the life of Christ in their midst. When we focus on what’s really real — the facts that God exists, his wrath against sin is coming, his gospel is the only way to eternal joy, souls are precious and perishing, and the lost sheep will hear their Shepherd’s voice — then evangelism becomes utterly exciting. Your Forever Neighbor Evangelism will not happen forever. It is a means to one great end. Human beings — every single one of us in history — are created in God’s image for eternal purposes and one immense goal: to bring glory to God. When we read C.S. Lewis’s words about the eternal significance and destiny of our neighbors, we get a sense of the weightiness and joy that come from sharing the gospel: It is a serious thing to live in a society of possible gods and goddesses, to remember that the dullest and most uninteresting person you talk to may one day be a creature which, if you saw it now, you would be strongly tempted to worship, or else a horror and a corruption such as you now meet, if at all, only in a nightmare. (The Weight of Glory, 45–46) History, and everyone in it, is going somewhere. That means that, while no two conversations, no two train rides, no two lunch breaks, and no two walks at the park are the same, they are all filled with infinite potential. And time is literally running out. Like the wind, we do not know where the Spirit might blow on our ordinary days (John 3:8) — and that is exciting. Vertically-challenged Zacchaeus climbed a tree because he felt he needed to see Jesus for some reason (Luke 19:1–8); the Ethiopian eunuch was “randomly” pondering Isaiah 53 during his commute (Acts 8:26–40); Sergius Paulus, a highly educated official, asked Paul to bring him God’s word (Acts 13:7–8); and a Roman jailer was set free after he begged Paul to tell him what he must do to be saved (Acts 16:25–34). How would these people call on him in whom they have not believed unless someone tells them (Romans 10:14)? Could it be that the Spirit is already at work in the lives of the people around us in ways we haven’t noticed yet? Embrace the Awkwardness If we want to take advantage of opportunities to share our faith, we have to learn to embrace the so-called awkwardness. In some cultures, it is deemed awkward to raise the issue of spiritual matters in conversation. But take heart: in whatever culture you live, God has already raised the issue. If he has raised your soul from the dead, the conversation has begun. “No two conversations are the same, but they are all filled with infinite potential.” You sit next to your coworker as the aroma of Christ to God among those who are being saved and among those who are perishing. You stand among other travelers in the queue as a sojourner whose citizenship is in heaven. You interact with people in this age of intolerance and virtue signaling as one who is humble and contrite in spirit, and who trembles at God’s word alone. You supervise children at the park as one who has been born again to a living hope. You drink water with your hiking club as one whose heart overflows with rivers of living water. You lay on a bed in the hospital as the recipient of a spiritual heart transplant — your stony, dead heart for a living heart of flesh. Your family members watch you live out a thousand deaths to self (and eventually death itself) as a new creation in Christ. If our chief concerns are about avoiding awkwardness, it would be more awkward not to talk about eternal things. You and I never know those who have been, who are, and who will soon be wrestling with these weighty spiritual issues, waiting for someone to bring them God’s word. Believe that God is both willing and able to give you what you need in order that you might joyfully spread the word about his Son in any and every cultural scenario — however seemingly awkward it may feel at first. Everyday Examples God governs the cosmos in such a way that your everyday life shines the light of the gospel in all the strategic places and relationships in which he places you. “The earth is the Lord’s” (Psalm 24:1), and Jesus is with you as you go and make disciples in his world (Matthew 28:18–20). A coworker of mine has a practice of sharing what she read that morning in her Bible with the people she encounters as she goes about her day. This is intentional on her part, but I also think she can’t help herself — she simply overflows. Another coworker pays for her lattes and chocolate croissants at the cafe she frequents, sits down at a table, and then, when the server brings out her order, explains that she is about to pray for her meal and asks, “What can I pray for you?” “How was your weekend?” is a question that another friend asks at work every week. And when the person returns the question, they talk about the sermon they heard at church. Another friend asks people to listen to her Scripture memory recitation for the day to help double-check her memory (and spread the word!). Talking about the word that is our very lives (Deuteronomy 32:47) is, naturally, something the Spirit leads word-dependent, word-filled people to do. The Most Effective Place to Start Perhaps you are praying that God would open for you a door for the word, so that you can “declare the mystery of Christ” (Colossians 4:3). And you unashamedly believe the gospel is indeed God’s power for salvation to everyone who believes (Romans 1:16). But you’re still not sure where to start when God puts someone in your path. “‘Hello’ is a small word, but it says to someone, ‘I see you.’” My friend led a training session about how to share the Christian faith. In one especially valuable lesson, the group has some volunteers don a traditional outfit of someone from a different cultural background. They acknowledge how it might feel intimidating to talk with people who look different, eat different foods, speak different languages, and believe different things. But beyond all of the potential hurdles, there is one thing you could say to start a conversation (and friendship) with anyone from anywhere. Across the globe, this is the most effective thing you can say in order to start a conversation: Hello. In whatever language you speak, your hello could initiate the first conversation among many that God uses to draw someone to himself. Maybe the first conversation becomes the conversation. “Hello” is a small word, but it says to someone, “I see you.” And that means something to everyone, no matter where they’re from in the world. For hello to pass over your vocal cords, it requires only a mustard seed of faith in our great God. In addition to your faithful prayers that God would open a door for his word, the gospel, also ask him to give you everything you need to greet people in his name and be a blessing to whomever he puts in your path. Article by Gloria Furman

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