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The Psychology Of Money (Timeless Lessons On Wealth, Greed And Happiness) The Psychology Of Money (Timeless Lessons On Wealth, Greed And Happiness)

The Psychology Of Money (Timeless Lessons On Wealth, Greed And Happiness) Order Printed Copy

  • Author: Morgan Housel
  • Size: 3.62MB | 255 pages
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About the Book


"The Psychology of Money" explores the complex relationship between money, wealth, greed, and happiness. Author Morgan Housel provides timeless lessons on how individuals can navigate their personal finances and make better decisions based on understanding their own psychology and behaviors. The book delves into the importance of managing emotions, avoiding common pitfalls, and prioritizing long-term financial well-being over short-term gains.

Richard Wurmbrand

Richard Wurmbrand Richard Wurmbrand (1909 – 2001) was born in 1909 in Bucharist in the country of Romania. He was the youngest of four boys born in a Jewish family. He lived with his family in Istanbul for a short time. When he was 9, his father died and the Wurmbrands returned to Romania when he was 15. He was sent to study Marxism in Moscow. When he returned, he was already a Comintern Agent. A Comintern Agent was a member of the Communist International Organisation which intended to fight: Like other Romanian Communists, he was arrested and released several times. He married Sabina Oster on 26th October 1936. Wurmbrand and his wife went to live in an isolated village high in the mountains of Romania. But, as a athiest there was no peace to be found in his heart. So one day, when his heart was in a state of turmoil he cried out: “God, if perchance you exist, it is Your duty to reveal yourself to me.” Shorthly after he prayed that prayer, he met a German carpenter in his village who gave him a bible. The carpenter and his wife had been praying earnestly that God would bring a Jew to his village, because the carpenter wanted to bring a Jew to Christ, because Jesus was a Jew. So the carpenter gave him a Bible to read. Wurmbrand said, when he opened that Bible he could not stop weeping. He had read the Bible before but it had meant nothing to him. This time when he opened the Bible he could barely read it because of the copious amount of tears that filled his eyes. Sometime later he found out the carpenter and his wife had been praying earnestly for him. Wurnbrand said that every word that he read were like flames of love burning in his heart. He realized for the first ime in his life that there was a God of love who loved him, even though he had beeen living a bad life and had nurtured a hated towards the concept of a ‘loving’ God. The Power of Intercessory Prayer But now for the first time he knew that Jesus had suffered at the cross of Calvary for his sins and he was loved and accepted of God. Richard and his wife became believers in Jesus the Messiah. All the hatred that he had formerly held toward God was washed away under the blood of Christ and Richard and his wife Sabrina were born of the Spirit. That is the power of intercessory prayer! Richard prepared himself for the ministry. He was ordained as an Anglican minister in 1938 at the start of world war 2. Both Richard and his wife were arrested several times. They were beaten and hauled before a Nazi court. They suffered under the Nazi regime throughout world war 2. But Richard said, it was only a taste of what was to come. Russian Troups Enter Romania Towards the end of world war 2, Richard Wurmbrand became a Lutheran and he pastored a Lutheran church in Romania. But, the same year, 1 million Russian troups entered and occupied the entire territory of Romania. Within a very short space of time the Communists took over Romania. The reign of terror began. Out of fear 4,000 priests, pastors & ministers became Communists overnight. They confessed their allegience and loyalty to the new Communist Government because they all feared for their survival. Romania’s Resistance Harsh persecutions of any enemies of the Communist government started with the Soviet occupation in 1945. The Soviet army behaved as an occupation force (although theoretically it was an ally against Nazi Germany), and could arrest virtually anyone at will. Shortly after Soviet occupation, ethnic Germans (who were Romanian citizens and had been living as a community in Romania for 800 years) were deported to the Donbas coal mines. Despite the King’s protest, who pointed out that this was against international law, an estimated 70,000 men and women were forced to leave their homes, starting in January 1945, before the war had even ended. They were loaded in cattle cars and put to work in the Soviet mines for up to ten years as “reparations”, where about one in five died from disease, accidents and malnutrition. Once the Communist government became more entrenched, the number of arrests increased. All strata of society were involved, but particularly targeted were the pre-war elites, such as intellectuals, clerics, teachers, former politicians (even if they had left-leaning views) and anybody who could potentially form the nucleus of anti-Communist resistance. The existing prisons were filled with political prisoners, and a new system of forced labor camps and prisons was created, modeled after the Soviet Gulag. Some of the most notorious prisons included Sighet, Gherla, Piteşti and Aiud, and forced labor camps were set up at lead mines and in the Danube Delta. Underground Church Richard and his wife knew that Christianity and Communism were totally opposed to each other. They knew that a true follower of Christ cannot compromise. So they created an “Underground Church” movement to preach the pure gospel of Christ and to reach out to the unsaved people of Romania and secondly to reach out secretly to the Russian soldiers. They secretly printed thousands of Bibles and Christian literature and distributed it to the Russian soldiers. Many of the Russian soldiers were convicted and they gave their life to Christ. So the underground church grew. But, in 1948 the Secret Police arrested Wurmbrand and he was placed in solitary confinement for 3 years. He was then transferred to a group cell for the next five years. Whilst in prison he continued to win the other prisoners to Christ. After 8 years in prison he was released and he immediately resumed his work with the undergound church. A few years later, 1959, he was arrested again and was sentenced to 25 years in prison. However, after spending 5 years in prison an organisation called the Christian Alliance negotiated with the Communist Government and they managed to secure his release for a fee of $10,000. They quickly got Richard Wurmbrand out of Romania and took him to England, then to the USA. In 1966, Richard was called to Washington DC to give his testimony before the United States Senate. He took off his shirt to show the Senate the scars and the wounds that he received whilst he served time in prison under the Communist Government in Romania. The newspapers throughout the USA, Europe and Asia carried his story all across the world. Christian leaders called him the “Voice of the Underground Church.” In 1967, with a $100 old typewriter and 500 names and addresses, Richard Wurmbrand published the first issue of THE VOICE OF THE MARTYRS newsletter. This newsletter was dedicated to communicating the testimonies and trails facing our brothers and sisters in restricted nations worldwide. Richard wrote: “The message I bring from the Underground Church is: “Don’t abandon us!” “Don’t forget us!” “Don’t write us off!” “Give us the tools we need! We will pay the price for using them!” “This is the message I have been charged to deliver to the free church.” Richard Wurmbrand and his wife travelled throughout the world to establish a network of over 30 offices. Their primary aim was to call Christians to shoulder their responsibility and to demonstrate the real substance of their faith by supporting their brothers and sisters in Christ who are being persecuted in heathen lands. The VOICE OF THE MARTYRS newsletter continues to inform, and lead to action, Christians throughout the free world of the plight of those who suffer for their faith in Jesus Christ. Throughout their network of offices around the world, the newsletter is published in over 30 different languages. To this cause, VOICE OF THE MARTYRS presses on, serving in nearly 40 countries around the world where our brothers and sisters are systematically persecuted. The writer of the Book of Hebrews brings a convicting word to the Christian church: ” Remember them that are in bonds, as bound with them; and them that suffer adversity, as being yourselves also in the body.” (Hebrews 13:3) We have a responsibility to those who suffer for their faith in Christ. Today, there is an estimated 200 million Christians in heathen nations who are suffering persecution for their faith in Christ.

The Silent Marriage-Killer

Most Christian couples would not list  shame  as one of the top struggles in their marriage. However, in almost a decade of counseling, I’ve seen very few marriages that aren’t hampered by shame on some level. It’s just not often the first thing that’s identified, but it underlies so many other common struggles, especially communication and sex. How can you know if this silent marriage-killer is present in your relationship? Consider the following self-evaluative questions: Are there topics that have become off-limits because you or your spouse get too prickly, defensive, or embarrassed? Can you share embarrassing stories or painful struggles with your spouse and expect empathy, or would you be more likely to receive further ridicule or condemnation? Do you talk openly about your failures, past and present? Is your spouse the first person you turn to for support, comfort, or celebration? And does your spouse do the same to you? When you confront sin in your spouse, do you do so with gentleness and humility as a fellow struggler, or with the posture of one who would  never sin in that way ? How comfortable are you in your sexual relationship? Do you share your emotions with your spouse and vice versa? When conflicts arise between you, are you able to resolve them, or do you seem to stall out frequently when one of you withdraws indefinitely? Do you regularly share with each other what God is teaching you through his word, church, and your personal devotional life? Do you pray together? Do you confess your sins to one another as needed, as often as sin arises? Would you prefer not to talk about sin at all, because it’s just too uncomfortable for both of you? None of us have a perfect marriage, or should expect it, but what holds us back too often is the presence of shame — the fear that I will be rejected if I am vulnerable with you. The way to fight shame, and be part of shame’s healing for one another, is to risk openness in these areas where we want to hide from one another. Help Your Spouse Heal We may have been hiding like Adam and Eve since the garden of Eden, but the hope is that God covers our shame and enables us to help cover one another’s shame. If redeemed marital intimacy is to be naked and unashamed (Genesis 2:25), the way to move towards this goal is to become part of healing shame for each other. We have the opportunity to do this in a more powerful way for our spouse than anyone else. We have the unique chance to see them at their most vulnerable, and to bestow grace and compassion instead of judgment and rejection. And the only way we can do this for one another is as we experience this grace from God to us in Jesus Christ. In Christ, we realize that on our own we stand unclothed before God — that our best attempts at righteousness, with the help of his Spirit, are like filthy rags — but that he has clothed us with the perfect righteousness of his own Son, the God-man, so that there is no condemnation nor any threat of separation from God’s love (Romans 8:1, 38–39). Name the Shame Emboldened by the gospel, and empowered by the Spirit, we then can be a reflection of this covering and healing grace for our spouse. We can begin by acknowledging (naming) the areas where shame has held us back from unashamed intimacy in our marriage. Start with yourself. Where have you unwittingly shamed your spouse? Name this, and express that you want to be a place of refuge and safety for your spouse  from  the shame instead of a contributor to it. Then with gentleness and love, speak about ways you’ve felt shame from your spouse, and offer a few practical ways that he or she could grow in becoming a safe place for you. For example, you might start with, “I have realized how much I tend to offer advice before I listen when you’re discussing a problem from work or home with me. I bet this contributes to a sense that I’m not always a safe person for you to go to when you’re struggling. I want to do better — will you help me?” You Are a Team Then, you could say something like the following to address the ways you’ve experienced shame from your spouse: “When you criticize [the meal I cooked/or my appearance/or how I haven’t been a spiritual leader in our relationship], it makes me doubt my value and your love. I know this isn’t what you mean, but it’s how my own struggle with shame twists your words. It would be great for you to help me fight against shame by refraining from such criticism and affirming your love for me. I’m well aware of the problem, and I want to do better in this area, but what will help me the most is to know that you’re praying with me and for me and that you support me through the struggle.” Remember, you and your spouse are a team. God has joined you together closer than any other human relationship will or can be, and naked and unashamed intimacy is how he created marriage to be. Through the empowering grace of Jesus Christ, we can walk towards more of this created intention of unashamed intimacy together.

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