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About the Book
"Wealth Building 101" is a practical guide that helps readers understand the fundamentals of creating wealth and achieving financial freedom. The book covers topics such as saving, investing, budgeting, and managing debt, providing readers with actionable steps to improve their financial situation and build long-term wealth. It is a comprehensive resource for individuals looking to enhance their financial literacy and secure their financial future.
Darlene Deibler Rose
Darlene Diebler Rose: Unwavering Faith in Godâs Promises
âRemember one thing, dear: God said he would never leave us nor forsake us.â Those words were spoken on March 13, 1942, and were the last words Darlene Diebler would ever hear from her husband, Russell, as they were permanently separated in Japanese prison camps during World War II. She was a missionary in her early twenties. She did not even have a chance to say goodbye. Consider her own reflection on that heartbreaking day:
Everything had happened so fast and without the slightest warning. Russell had said, âHe will never leave us nor forsake us.â No? What about now, Lord? This was one of the times when I thought God had left me, that he had forsaken me. I was to discover, however, that when I took my eyes off the circumstances that were overwhelming me, over which I had no control, and looked up, my Lord was there, standing on the parapet of heaven looking down. Deep in my heart he whispered, âIâm here. Even when you donât see me, Iâm here. Never for a moment are you out of my sightâ (Evidence Not Seen, 46).
Obedience to Godâs Call in All Circumstances
Darlene Mae McIntosh was born on May 17, 1917. At age nine she put her trust in the Lord Jesus Christ as her light and salvation. One year later, during a revival service, she sensed Godâs calling to give her life to missions. On that night she promised Jesus, âLord, I will go anywhere with you, no matter what it costsâ (46). How could that little girl know what the Savior had planned for her in the not too distant future?
âThrough it all, Darlene was sustained by God, who never left her nor forsook her, just as he promised. He remained her light and salvation.â
Darlene married a pioneer missionary to Southeast Asia named Russell Deibler on August 18, 1937. She was only nineteen years old. He was twelve years her senior. The Deiblers eagerly returned to Russellâs pioneer missionary work in the interior of New Guinea. Darlene accompanied Russell into the jungle to establish a new mission station near a previously unevangelized, primitive tribe that had only been discovered just a few years earlier. Darlene, the first white woman any of them had ever seen, grew to deeply love the local people.
When World War II broke out in that part of the world, the Dieblers chose to stay. And when the Japanese soon took control of the area, the Deiblers were put under house arrest. Later, Japanese soldiers herded all foreigners into prisoner-of-war camps, separating the men from the women and children. During the next four years, Darlene endured separation from her husband and, eventually, widowhood.
The brutal conditions of a WWII Japanese internment camp included near-starvation, forced labor, inhumane conditions, false accusations of espionage, serious illnesses, solitary confinement, and torture. Through it all, Darlene was sustained by God, who never left her nor forsook her, just as he promised. He remained her light and salvation.
God Is Sufficient in All Circumstances
After receiving the news of her husbandâs death, Darlene was falsely accused of being a spy and taken to a maximum-security prison where she was kept in solitary confinement. Written over the door of her cell were the words in Indonesian, âThis person must die.â Frequently she was taken to an interrogation room and accused of spying. Upon her denial, her interrogators would strike her at the base of the neck or on her forehead above the nose.
There were times she thought they had broken her neck. She walked around often with two black eyes. âBloodied but unbowedâ (141), she never wept in front of her captors, but when she was back in her cell she would weep and pour out her heart to the Lord. When she finished, she would hear him whisper, âBut my child, my grace is sufficient for thee. Not was or shall be, but it is sufficientâ (141).
âWhen she finished, she would hear him whisper, âBut my child, my grace is sufficient for thee. Not was or shall be, but it is sufficient.ââ
Time and time again God showed himself to be powerful and faithful to Darlene. Once, within moments of being beheaded as a spy, she was unexpectedly taken from the maximum-security prison back to her original prison camp. The Lord again had heard her prayers, leading her to a level path against her enemies. Over and over again, Darlene could look back at her life and see how God had strengthened and sustained her
as a young bride at age nineteen.
when she headed to the jungles of New Guinea at twenty.
when placed under house arrest by the Japanese when she was twenty-five.
when she and her husband were separated into separate prison camps in 1942, never to see each other again in this life.
as she ate rats, tadpoles, dogs, runny oatmeal, and maggots, and other unimaginable foods.
through dengue fever, beriberi, malaria, cerebral malaria, dysentery, beatings, torture, attacks of rabid dogs, false charges of espionage, the promise of beheading, solitary confinement, Allied bombings, and many other inhumane abuses.
when told of the death of her beloved husband and his own tortures and sufferings.
when he brought her home to America but kept the fire of missions burning in her soul.
when he brought another missionary into her life, Gerald Rose, whom she married (1948) and returned with him to New Guinea in 1949.
as she labored on the mission field of Papua New Guinea and the Outback of Australia for over forty years, evangelizing, teaching, building landing strips, delivering babies, facing down headhunters, and loving them to Jesus.
On February 24, 2004, Darlene Diebler Rose quietly passed away and entered into the presence of the King she so deeply loved and faithfully served. She was eighty-seven years old. All throughout her life, when sharing her story, Darlene would say, âI would do it all again for my Savior.â No doubt many in New Guinea are grateful for her devotion. May we follow this great saint to the nations, for the sake of their souls and the glory of our great King Jesus.
letter to a friend engaged to a nonbeliever
Dear Kelly, I was surprised by the recent news of your engagement. While I wish I could celebrate with you without reservation, I admit I have some. My greatest concern is that your fiancĂ© does not know or love Christ. Because I love you and care about your future, I feel compelled to speak now rather than to hold my peace, knowing full well how you might receive my âpeace.â I expect that, if youâre honest, you may have your own reservations about the upcoming ceremony. I hope you will heed those reservations and reconsider. As I have watched people walk down this road, I have noticed several common ways people justify marrying a nonbeliever. I want to address them in hope that you might experience grace to trust God and his word regarding marriage. âOthers Are Doing It.â âLet me be clear: to marry an unbeliever is to sin against God (1 Corinthians 7:39).â You know my story. My wife began dating me as an unbeliever. But as much as I love her and our marriage, it was wrong for her to do so. While God was gracious to us, and brought me to a saving knowledge of Christ prior to our wedding date, let me be clear: to marry an unbeliever is to sin against God (1 Corinthians 7:39). Furthermore, the difficult path to my own conversion and then to our wedding ceremony is not one I would wish upon others. I fear youâve latched onto Godâs grace in my marriage (and others like mine) as a sort of promise for your own. God has made no such promise. While God was merciful to bring me to himself despite my wifeâs disobedience, we are the exception and not the rule â certainly not the model. I know far more stories that did not play out like ours. The Bible gives us more stories like that (Exodus 34:16; Ezra 9:1â15). Solomon says, âWhoever walks with the wise becomes wise, but the companion of fools will suffer harmâ (Proverbs 13:20). Donât let the mistakes of others serve as a justification for repeating them. âHeâs a Good Guy.â While I do think your fiancĂ© is a great guy by earthly standards, itâs his standing before God that matters most for marriage. You mentioned how important it was to you that he respected your boundaries, particularly after your last boyfriend pushed the boundaries, even while claiming to be Christian. I agree that he certainly seems to outshine your last suitor, but itâs easy to fall into the trap of lateral comparison. We must be careful about making choices today based solely on setting them next to bad choices in the past. Look for a man striving to imitate Jesus (1 Corinthians 11:1). Why did you put your faith in Jesus, and choose to follow him? Are you absolutely sure you wonât regret committing yourself until death to someone who might never  help you see or love Jesus more? If he does not share your captivation with Christ, you and he will always stand on unlevel and unsteady ground as you carry out your vows in marriage. âGive Him a Chance.â Youâve mentioned that your boyfriend is âwarming upâ to the idea of spiritual things. Youâve even thought at times he might be on the verge of conversion. Beware of your heart, which is prone to lie to you (Jeremiah 17:9), and of the butterflies in your stomach that often flutter louder than the Spirit within us. Until you are absolutely sure that he has also been born again by the same Spirit alive in you (John 3:5), heed the warning and conviction the Spirit brings (John 16:8). âIf he has no interest in the things of Christ now, what makes you think things will change after the wedding?â Donât be fooled into thinking he is simply âspiritual, but not religious.â There is no such thing as spiritual neutrality. We are always either with Jesus or against him (Matthew 12:30). Despite his warmth toward you, any attempt to have God on his own terms is an attempt to reject the true God over your life and heart. If he has no interest in the things of Christ now, what makes you think things will change after the wedding? âIâll Die Alone.â I know it can be hard to see other couples getting married, holding hands, and having kids while you remain single. Donât let this serve as a reason to try and seize marriage at the first opportunity. I wish you could see a glimpse of a future in which you remained faithful to your vows to a man who remained faithless toward your Savior. Worse than attending church alone your entire life, while your husband remained at home, is the haunting thought that the man you gave yourself to might spend eternity separated from you and God. Worse yet is the thought that he might lead you or your children down the same path (Matthew 7:13). It really is possible to be more isolated and alone within a marriage than without. Marriage is no savior. It will not ultimately save anyone from sin or loneliness or unhappiness. It cannot bear the weight of those needs and longings. While the single life is not without trials, remember you are not alone. So long as you cling to Jesus, he will be with you (Matthew 28:20). He will never leave you nor forsake you (Hebrews 13:5). Heâs also given you community in the church. Even if your hope for a husband is never fulfilled in this life, you are promised a seat at the great wedding supper of the Lamb (Revelation 19:7), and he will far surpass everything you might have experienced with an earthly husband. âI Already Said âYes.ââ I know that backing out of your engagement at this point may cost you, financially and otherwise. I know it might feel embarrassing. But it would be far better in the long run to lose some money and gain a few months of heartache than to commit the rest of your life to a marriage God does not want for you. Until you say, âI do,â it is not too late to wait. God may even redeem the situation in a surprising way for his glory if it is handled well. Would it not speak volumes about your faith if you told him you were deciding to entrust your future to God? If you were to say, âThe Lord gave, and the Lord has taken away; blessed be the name of the Lordâ (Job 1:21)? Tell him you will settle for nothing less than being married âin the Lord.â Confess your disobedience to God and the sin of misleading him. Your repentance and faith could, by Godâs mysterious grace, be the vehicle God uses to bring him to himself. âIf you truly love him, your concern for his soul should outweigh your hopes for marriage.â Even then, you must make clear to him that a future with you is not promised. Should he come to saving faith, it must be to have God, not to have a wife. Otherwise, he risks making an idol out of you and using Jesus as a means to something else. If you truly love him, your concern for his soul should outweigh your hopes for marriage. I trust that, if you are willing to listen, the Holy Spirit will lead you into the truth that gaining a husband while forsaking your soul is a trade you do not want to make (Mark 8:36). I also pray that you would eventually see any wounds I have caused you as the faithful wounds of a friend (Proverbs 27:6), and not as those of an enemy. As you seek Godâs will, hide yourself in him and his will, and wait with patience for the day he will wipe away every tear. With love and grace, Your Pastor
