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About the Book
"The Covenant of Wealth" by John Avanzini explores the concept of financial prosperity through the lens of biblical teachings. The author delves into the idea of a covenant between God and his followers, in which wealth and abundance are promised to those who faithfully adhere to certain principles. Avanzini provides practical advice and spiritual insight on how to tap into this covenant and achieve financial success.
D.L. Moody
Dwight Lyman Moody was born the sixth child of Edwin and Betsy Holton Moody in Northfield, Massachusetts on February 5, 1837. Dwightâs formal education ended after fifth grade, and he rapidly grew tired of life on the family farm. He left home at age 17 to seek employment in Boston.
After failing to secure a desirable position, he asked his uncle, Samuel Holton, for a job. Reluctantly, Uncle Samuel hired Dwight to work in his own retail shoe store. However, to keep young Moody out of mischief, employment was conditional upon his attendance at the Mt. Vernon Congregational Church.
SALVATION
At Mt. Vernon Moody became part of the Sunday school class taught by Edward Kimball. On April 21, 1855, Kimball visited the Holton Shoe Store, found Moody in a stockroom, and there spoke to him of the love of Christ. Shortly thereafter, Moody accepted the love of God and devoted his life to serving Him. The following year brought Moody to Chicago with dreams of making his fortune in the shoe business. As he achieved success in selling shoes, Moody grew interested in providing a Sunday School class for Chicago's children and the local Young Men's Christian Association.
YMCA
During the revival of 1857 and 1858, Moody became more involved at the YMCA, performing janitorial jobs for the organization and serving wherever they needed him. In 1860 when he left the business world, he continued to increase his time spent serving the organization. In the YMCAâs 1861â1862 annual report, Moody was praised for all his efforts. Although they could not pay him, the YMCA recommended he stay "employed" as city missionary.
MISSION SUNDAY SCHOOL
Meanwhile, Moody's Mission Sunday School flourished, and it was different. Moody's desire was to reach the lost youth of the city: the children with little to no education, less than ideal family situations, and poor economic circumstances. Soon the Sunday School outgrew the converted saloon used as a meeting hall. As the classes grew, associates encouraged Moody to begin his own church. Eventually, on February 28, 1864, the Illinois Street Church (now The Moody Church) opened in its own building with Moody as pastor.
CIVIL WAR
As the political landscape of the United States changed in the 1860s, Moody's connection with the YMCA proved a useful tool in his ministry. With the Civil War approaching, the Union Army mobilized volunteer soldiers across the north. Camp Douglas was established outside of Chicago, which Moody saw as a great evangelistic opportunity. Along with a few others, Moody created the Committee on Devotional Meetings to minister to the troops stationed at Camp Douglas, the 72nd Illinois Volunteer Regiment. This was just the beginning of Moody's Civil War outreach. From 1861 to 1865, he ministered on battlefields and throughout the city, state and country to thousands of soldiers, both Union and Confederate. All the while, he maintained the Mission Sunday School.
EMMA DRYER AND HER TRAINING SCHOOL FOR WOMEN
While ministering in Chicago, Moody and his wife met a woman named Emma Dryer, a successful teacher and administrator. Moody was impressed with her zeal for ministry and her educational background. He knew that women had a unique ability to evangelize to mothers and children in a way that men never could, and saw Dryer as just the person to help him encourage this group.
Moody asked Dryer to oversee a ministry specifically to train women for evangelistic outreach and missionary work. Under Dryer's leadership, the training program grew rapidly, and so did her desire for this ministry to reach men as well as women. She continued to pray that the Lord would place the idea for such a school on Moody's heart.
THE CHICAGO FIRE
On Sunday, October 8, 1871, as Moody came to the end of his sermon for the evening, the city fire bell began to ring. At first, no one thought much about it, as these city bells often rung. However, this night was differentâit was the beginning of the Great Chicago Fire. Moody's first concern was for his family, locating them and making sure they were somewhere safe. After securing his family's safety, Moody and his wife stayed on the north side of the city to help other residents. The fire finally burned out Tuesday afternoon, after consuming much of what Moody had built.
This was a poignant time in Moody's life and the fire forced him to reevaluate his ministry. It was during this time of evaluation he realized he needed to heed the Lord's call on his life. For years, he had been moving forward and then asking God to support his plans. He knew from this point on, his call was to preach the Word of God to the world.
REVIVAL ABROAD
In June 1872 Moody made his first trip to the United Kingdom. While he was there a few close contacts urged him to come back in a year. In June 1873, Moody and his family, and his good friend and musician Ira Sankey with his wife all traveled from New York to Liverpool, England. Moody and Sankey traveled throughout the UK and Ireland holding meetings, helping fuel the revival that was slowly sweeping the region. Moody's visit made a lasting impression, and inspired lay people across the region to begin children's ministries and ministry training schools for women.
Moody was revolutionary in his evangelistic approach. Despite conflicting counsel from friends and trusted contacts, he and Sankey traveled to Ireland during a time when Catholics and Protestants were constantly at odds with each other. Moody was different: he did not care what denomination a person claimed, but just wanted the message of Christ to be heard. As a result, the revival swept into Ireland, and he won praises of both Catholics and Protestants.
1875 - 1878
After two years overseas, the Moody family finally returned to the United States. They settled in Northfield, where Moody was born and raised, and he began to plan his next round of evangelistic city campaigns. From October 1875 to May 1876, Moody and three other evangelists toured through the major cities of the Midwest and Atlantic coast, preaching the message of salvation. Moody would embark on yet another city campaign before the desire to train young Christian workers would grip him again.
MOODY'S SCHOOLS
Moody was on the cutting edge of ministry, and in 1879, Moody opened the Northfield Seminary for Young Women to provide young women the opportunity to gain an education. Not long after, Moody created the Mount Hermon School for Boys with the same goal as the girls' school: to educate the poor and minorities. Moody had an amazing ability to bridge the gap between denominations, which was apparent in the diverse religious backgrounds of the school's students.
In 1886 Dryer's prayers were answered and the Chicago Evangelization Society (today, Moody Bible Institute) was founded. Moody had been focused on ministry near his home in Northfield but he came out to Chicago to help raise money for the Society, support Dryer, and see his dream become a reality. The Chicago Evangelization Society had been Moody's vision but really came to fruition because of Dryer's hard work. See History of Moody Bible Institute.
That same year, Moody assembled a large group of college students at Mount Hermon for the first "College Students' Summer School." This conference would birth the Student Volunteer Movement for Foreign Missions. By 1911 it was estimated that 5,000 student volunteers from America alone had come out of the program. Moody's vision for the mission movement grew as it spread around the world to Europe and South Africa.
LATER YEARS
Moody continued to evangelize throughout America, often preaching in major cities and at various universities. His heart was for his schools, and he spent much of his time in Northfield. Moody was a visionary who always seemed a step ahead of the status quo. From training women, to reaching out to lost children, to bridging the gap between denominations, he was unlike any other.
Moody was a man of great discernment. He had an innate ability to find capable, godly people to put into positions of leadership and bring his ideas to fruition. This enabled him to continue his evangelistic outreach while his ministries flourished. Throughout his life, Moody always found time to be with his family, making every effort to show his love and care for them.
Moody died on December 22, 1899, surrounded by his family.
No Holiness, No Heaven
No one will be in heaven who did not walk in good works on earth. In other words, and in the words of Hebrews 12:14, there is a âholiness without which no one will see the Lord.â Abbreviated, âno holiness, no heaven.â In directness, âFaith without works is deadâ (James 2:26 NASB). In confession, âFaith, thus receiving and resting on Christ and his righteousness, is the alone instrument of justification: yet is it not alone in the person justified, but is ever accompanied with all other saving graces, and is no dead faith, but works by loveâ (Westminster Confession). In commandment: âWork out [literally, produce] your own salvation with fear and tremblingâ (Philippians 2:12). âNo one will be in heaven who did not walk in good works on earth.â In illustration: âEvery branch in me that does not bear fruit he takes away . . . and the branches are gathered, thrown into the fire, and burnedâ (John 15:2, 6). In lyric, âHe leads me in paths of righteousness for his nameâs sakeâ (Psalm 23:3). In repetition: no one will be in heaven who did not walk in good works on earth. Two Familiar Heresies Now, to say this, I hasten to avoid a different heresy: no one will be in heaven based upon good works. âBy grace you have been saved through faith. And this is not your own doing; it is the gift of God, not a result of works, so that no one may boastâ (Ephesians 2:8â9). âA person is not justified by works of the lawâ (Galatians 2:16). Christâs righteousness, not ours, justifies entirely. The man, woman, or child who believes in him who justifies the ungodly shall be counted righteous before God. His blood brings us near to God, his righteousness imputed to us is needed. In other words, him, him, him â not us â so that no man may boast. Although the Christian walks into the narrow path full of good works, God prepared them for him to walk in beforehand. So here we have it: no one will be in heaven who did not walk in faith-producing good works on earth â âthe obedience of faithâ (Romans 1:5; 16:26) or âfaith working through loveâ (Galatians 5:6) â and no one in heaven will be there on the basis of his good works. One heresy says it doesnât matter if you work, run, or fight at all; the other, that your working, running, and fighting earn your place before a holy God. James calls the first the faith of demons (James 2:19). Paul calls the second the faith of the bewitched (Galatians 3:1). One error sits comfortably among evangelicals; the other among Catholics. It is the dead faith closer to home that I wish to address. Once Saved, Always Saved Dead faith (which produces no works) is not necessarily a silent faith. It often rehearses (and abuses) golden mantras such as, âOnce saved, always saved,â putting a jewel, as it were, up a pigâs snout. âNothing shall separate his true children from the love of God; the Shepherd will lose none of his sheep.â Properly understood, âOnce saved, always savedâ would stand for the amazing truth that from the vantage point of the eternal mountain of God, his children, predestined to be saved before time began, will not fall away â he will bring them home. He carved their names in the book of life; his Son has atoned for their actual sins; he seals them with his very Spirit as a down payment â the Spirit that shall surely bring his work to completion at the day of Christ Jesus. Nothing shall separate his true children from the love of God; the Shepherd will lose none of his sheep. From this, however, some draw crooked lines. Instead of deducing with Paul, âGodâs firm foundation stands, bearing this seal: âThe Lord knows those who are his,â and, âLet everyone who names the name of the Lord depart from iniquityââ (2 Timothy 2:19), some conclude that the perseverance of the saints is optional. They may imagine God putting souls on a conveyor belt to glory. âOnce saved, always savedâ â no matter how deeply compromised their lives may be. In so doing they pit the essential doctrine of justification against the blood, sweat, and toil of the essential doctrine of sanctification, judging the first to eclipse the second. We do not need holiness, it is thought, because once saved, always saved. And by âsavedâ we cannot help but conclude they include âsaved from needing to obey.â Texts that speak conditionally of inheriting eternal life (conditions God empowers his true children to meet) bewilder dead faith. They cannot stomach texts about the need to continue stable and steadfast in the faith, to endure to the end, to stand firm through trials, to put the flesh to death by the Spirit, to work out oneâs own salvation with fear and trembling, to make our calling and election sure through energetic striving (2 Peter 1:1â11). The shouts of their dead faith cry âLord, Lordâ while they disobey him with their lives. Theirs is a faith I knew too well. A faith soberly depicted by the character Talkative in Bunyanâs animated theology, The Pilgrimâs Progress. Along the Road with Talkative A man named Faithful, in Bunyanâs allegory, possessed a faith that worked, while Talkative possessed a faith that did not. They had a conversation along the way. Faithful: Are you going to the heavenly country? Talkative: I am going to that same place. Talkative believes himself headed to the Celestial City. And whatâs more, he speaks very Christianly, possessing excellent Reformed doctrine: By this [profitable talk of the Scriptures] a man may learn the necessity of the new birth; the insufficiency of our works; the need of Christâs righteousness, and so forth. Besides, by this a man may learn what it is to repent, to believe, to pray, to suffer, or the like; by this also a man may learn what are the great promises and consolations of the Gospel, to his own comfort. Further, by this a man may learn to refute false opinions; to vindicate the truth; and also to instruct the ignorant. Bunyan teaches that proper orthodoxy communicated well is not a sufficient sign in itself of living faith. Faithful, not knowing the report of Talkative, whispers to his companion, Christian, âWhat a brave companion have we got! Surely this man will make a very excellent pilgrim.â At this, Christian modestly smiles and answers plainly, This man with whom you are so taken will beguile with this tongue of his twenty of them that know him not. . . . He is best abroad; near home he is ugly enough. . . . Religion hath no place in his heart, or house, or conversation; all he hath lieth in his tongue, and his religion is to make a noise therewith. His Christianity lies only in his tongue. How does Christian know this? âI have been in his family and have observed him both at home and abroad.â The tree is known by its fruit. He is âa saint abroad, and a devil at home.â Like the Pharisees of Jesusâs day, he says much, but obeys little (Matthew 23:3). âThe new covenant promises Christians with new hearts will hate their sin and feel it to be the shame it is.â It is easy for us to imagine that God has saved us because we know right doctrine. Talkativeâs great religion of tongue proved untrue in his loves, his relationships, his life. He talks of truth he was never changed by. The grace he speaks of never trained him to say no to ungodliness and to live a godly life (Titus 2:11â14). Borrowing a phrase from C.S. Lewis, he speaks of new life like âa scholarâs parrot may talk Greek.â He repeats what he overhears without knowing the reality of it, as the parrot listening to a scholar may repeat words like charis and sĹtÄria. Christian observes what is true of many Talkatives today: âHe talks of prayer, of repentance, of faith, and of the new birth; but he knows but only to talk of them.â What a fearful place to be. Questions for Self-Examination Are you like this Talkative? I was, and God woke me from my delusion. I pray he would for others like me. Talkative, in the end, does not venture from the City of Destruction. He labels Christian and Faithful judgmental and parts from them. His words traveled beyond his faith and obedience; in the end, he was lost. He never examined himself to make sure he was in the faith and truly born again. At times, we all ask plainly, Am I born again? Christian counsels Faithful concerning Talkative, âAsk him plainly (when he has approved of it, for that he will) whether this thing be set up in his heart, house, or conversation.â Some questions Faithful and Talkative discuss are still helpful to ask today. Do you hate your sin? Not merely talk about hating it, like a hypocritical pastor who denounces the secret sin he indulges. The new covenant promises Christians with new hearts will hate their sin and feel it to be shameful: âYou shall remember your ways and all your deeds with which you have defiled yourselves, and you shall loathe yourselves for all the evils that you have committedâ (Ezekiel 20:43). Blessed are those who mourn for their sin (Matthew 5:4); God will not despise the heart broken over its sin (Psalm 51:17). Do you love God? Paul said as plain as day, âIf anyone has no love for the Lord, let him be accursedâ (1 Corinthians 16:22). Do you love him? Do you desire to know him? Do you love him above father, mother, spouse, child? Can you confess that his steadfast love is better than life? Do you hate your remaining sin because it is against him, your soulâs Treasure? Do you obey what you know? Jesus says, âIf you know these things, blessed are you if you do themâ (John 13:17). âThat servant who knew his masterâs will but did not get ready or act according to his will, will receive a severe beatingâ (Luke 12:47). We can imagine we have advanced much in religion or the love of Christ because we know more and more texts on the subject. But these texts must be believed, obeyed, loved. They must take root in us. If we truly know and love him, we will keep his commandments (John 14:15; 1 John 2:3). What do others see? Bunyan writes, âA work of grace in the soul discovers itself either to him that hath it, or to standers by.â Other Christiansâ judgments are not infallible, but they can help to reveal blind spots to us (and signs of grace) we do not see in ourselves. As the Faithfuls and Christians today keep along the narrow way with the Book in their hands and love in their hearts, they will do good in this world. They will because God is working in them to will and to work for his good pleasure, producing the fruit of the Spirit in them. They must do good, in fact, because they have a Book of promises commanding, warning, and wooing them onward to the Celestial City. No one in heaven will be there on the basis of his good works, and no one will be in heaven who did not walk in good works on earth. So, we press onward in holiness toward our heavenly home because Jesus has already made us his own. Article by Greg Morse