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About the Book
"The Total Money Makeover" by Dave Ramsey is a step-by-step guide to achieving financial freedom and living debt-free. Ramsey outlines a plan for taking control of your finances through eliminating debt, saving for emergencies, investing wisely, and living within your means. The book offers practical advice and tools to help readers create a solid financial foundation and build wealth over time.
Hannah More
Beyond any doubt, Hannah More was the most influential female member of the Society for Effecting the Abolition of the African Slave Trade. She was educated at Bristol, an important slave-trading town, and began to publish her writing in the 1760s, while she was still a teenager. Her first play, The Inflexible Captive, was staged at Bath in 1775. Later in the 1770s, and for much of the 1780s, she spent time in London and made the acquaintance of many important political and society figures, including Samuel Johnson, Edmund Burke, and Elizabeth Montagu. Her play Percy was produced by David Garrick in 1777, and Fatal Falsehood was staged in 1779, but she came to regard the theatre as morally wrong, especially after the death of her mentors; Garrick and Johnson. She turned to religious writing, beginning with her Sacred Dramas in 1782. In 1784-5, she 'discovered' Ann Yearsley, the so-called 'poetical milkmaid of Bristol', whose poems More helped to publish, although the two later fell out.
In the 1780s, More widened her circle to include religious and philanthropic figures, including John Newton, Beilby Porteus and William Wilberforce. In the summer of 1786, she spent time with Sir Charles and Lady Margaret Middleton at the their home in Teston in Kent. Among their guests were the local vicar James Ramsay and a young Thomas Clarkson, both of whom were central to the early abolition campaign. More and Clarkson met again in Bristol in 1787, while he was on his fact-finding mission to the city, but they did not become close. However, in the same year More met Wilberforce, and their friendship was to become a deep and lasting one. More contributed much to the running of the newly-founded Abolition Society including, in February 1788, her publication of Slavery, a Poem which has been recognised as one of the more important slavery poems of the abolition period. Her relationship with members of the society, especially Wilberforce, was close. For example, she spent the summer of 1789 holidaying with Wilberforce in the Peak District - planning for the abolition campaign, at that time at its height, formed a great deal of their conversation.
By the mid-1790s, More had become closely involved with the 'Clapham Sect' of evangelical Christians, many of whom were involved in the abolition campaign. The group centred on Henry Thornton's home in Clapham and included Wilberforce, James Stephen, and Zachary Macaulay, among others. Throughout the 1790s, she wrote a number of religious tracts, known as the Cheap Repository Tracts, that eventually led to the formation of the Religious Tracts Society. Several of the Tracts oppose slavery and the slave trade, in particular, the poem The Sorrows of Yamba; or, The Negro Woman's Lamentation, which appeared in November 1795 and which was co-authored with Eaglesfield Smith. However, the tracts have also been noted for their encouragement of social quietism in an age of revolution. She continued to oppose slavery throughout her life, but at the time of the Abolition Bill of 1807, her health did not permit her to take as active a role in the movement as she had done in the late 1780s, although she maintained a correspondence with Wilberforce and others. In her later life, she dedicated much time to religious writing. Nevertheless, her most popular work was a novel, Coelebs in Search of a Wife, which appeared in two volumes in 1809 (and which ran to nine editions in 1809 alone). In the 1820s she grew gradually less well, and decreased - but did not entirely halt - the amount of writing she produced. On her death in 1833, she left more than £30,000 to charities and religious societies (equivalent to about £2,000,000 or $3,000,000 in 2004).
© Brycchan Carey 2004
The Hill We All Must Die On
The doctrine of penal substitution is under attack today — and that’s an understatement. From voices outside of evangelical theology to those within, the historic Reformation view of the cross is claimed to be a “modern” invention from the cultural West. Others criticize the doctrine as sanctioning violence, privileging divine retributive justice over God’s love, condoning a form of divine child abuse, reducing Scripture’s polychrome presentation of the cross to a lifeless monochrome, being too “legal” in orientation, and so on. All of these charges are not new. All of them have been argued since the end of the 16th century, and all of them are false. Yet such charges reflect the corrosive effects of false ideas on theology and a failure to account for how the Bible, on its own terms, interprets the cross. Given the limitations of this article, I cannot fully respond to these charges. Instead, I will briefly state four truths that unpack the biblical-theological rationale of penal substitution. In so doing, my goal is to explain why penal substitution should be embraced as God’s good news for sinners. Four Questions to Get Right It is only in viewing Christ as our penal substitute that we truly understand the depth of God’s holy love for us, the horrendous nature of our sin before God, and the glory of our substitute — Jesus Christ our Lord — whose obedient life and penal death achieved our right standing before God and the full forgiveness of our sins. Let us now turn to these truths that are crucial to affirm and that lead us to glory in our Lord Jesus Christ as our penal substitute. 1. Who Is God? First, we must get right who God is as our triune Creator-Covenant Lord. Mark it well: debates over the nature of the atonement are first and foremost doctrine of God debates. If our view of God is sub-biblical, we will never get the cross right. From the opening verses of Scripture, God is presented as eternal, a se (life from himself), holy love, righteous, and good — the triune God who is complete in himself and who needs nothing from us (Genesis 1–2; Psalm 50:12–14; Isaiah 6:1–3; Acts 17:24–25; Revelation 4:8–11). One crucial implication of this description is that God, in his very nature, is the moral standard of the universe. This is why we must not think of God’s law as something external to him that he may relax at will. Instead, the triune God of Scripture is the law; his will and nature determine what is right and wrong. This view of God is often forgotten in today’s discussion of the atonement. Following the “New Perspective on Paul,” some argue that God’s justice/righteousness is only “God’s covenant faithfulness,” that is, God remaining true to his promises. No doubt this is true. However, what this view fails to see is that “righteousness-justice-holiness” is first tied to God’s nature as God. That is why, in light of sin, God, who is the law, cannot overlook our sin. God’s holy justice demands that he not only punish all sin, but also, if he graciously chooses to justify the ungodly (Romans 4:5), he must do so by fully satisfying his own righteous, holy moral demand. Thus, given our sin and God’s gracious choice to redeem us, the question that emerges across redemptive history is this: How will God demonstrate his holy justice and covenant love and remain true to himself? The answer is only found in the Father’s gift of his Son, Jesus’s obedient life and substitutionary death, that results in our justification before God in Christ (Romans 3:21–26). 2. Who Is Man? Second, we must get right who humans are as God’s image-sons created to be in covenant relationship with God. Specifically, we must grasp who Adam is, not only as a historic person, but also as the covenant representative/head of the human race (Romans 5:12–21; 1 Corinthians 15:21–22). Why is this significant? Because in creation, our triune Creator-Covenant God sets the conditions of the covenant and rightly demands from Adam (and all of us) total trust, love, and obedience — a truth reflected in God’s first command. But the flip side is also true: If there is covenant disobedience, given who God is, there is also his holy judgment against our sin that results in the penalty of physical and spiritual death (Genesis 2:15–17; cf. Romans 6:23). 3. How Can God Justify Sinners? Third, we must get right the serious problem of our sin before God. Sadly, Adam did not love God with full covenant devotion. Instead, he disobeyed God, thus bringing sin, death, and God’s curse into the world. In the Bible’s storyline, Adam’s sin changes everything! From Genesis 3 forward, “in Adam,” the entire human race becomes guilty, corrupted, condemned, and under the judicial sentence of death (Genesis 3; Romans 5:12–21; Ephesians 2:1–3). If God is going to redeem, which he has graciously promised to do (Genesis 3:15), how is he going to do it? Remember, given who God is in all of his moral perfection, and given that he is the standard of holy justice who will not deny himself, how will God declare sinners justified before him apart from the full satisfaction of his moral demand? God must punish sin and execute perfect justice because he is holy, just, and good. He cannot overlook our sin nor relax the demands of his justice, and in truth, thankfully so! But to justify us, our sin must be fully atoned. How, then, can God punish our sin, satisfy his own righteous demand, and justify sinners? Add to this point: To undo, reverse, and pay for Adam’s sin, we need someone who will come from the human race and identify with us (Genesis 3:15), render our required covenantal obedience, and pay the penalty for our sin. We need someone who will become our covenant representative and substitute, and by his obedient life and penal death secure our justification before God. And wonder of wonders, Scripture gloriously announces that there is one man — and only one — who can do this for us, namely our Lord Jesus Christ (Hebrews 2:5–18). 4. Who Is Jesus? Fourth, we must get right who Jesus is, what he does for us, and that he alone can redeem, reconcile, and justify us before God. Who is the Jesus of the Bible? In short, he is God the Son incarnate, the second person of the triune Godhead. He is no abused child or some third-party individual who stands independent of God. We cannot think of his atoning work apart from thinking of the entire triune God accomplishing our salvation. Furthermore, as the eternal Son, eternally loved of his Father and the Spirit, in God’s plan, he voluntarily took on the role of becoming our Redeemer. And in his incarnation, he identified with us in order to represent us before God (Hebrews 5:1). In his obedient human life, Jesus, as the Mediator of the new covenant, obeyed for us as our legal covenant representative. In his obedient death, Jesus, as the divine Son, satisfied his own righteous demand against us by bearing the penalty of our sin as our substitute (Romans 5:18–19; Philippians 2:6–11; Hebrews 5:1–10). And in doing all of this, the Father’s love was revealed in Jesus’s penal substitution because of who Jesus is as the Son incarnate, the Last Adam, and the only Mediator of God’s people (Romans 5:8–11). Don’t Get Bored with the Gospel The truth of the matter is this: penal substitution is not a view to be replaced by something “better” or dismissed as a relic of the past. There is no greater news than this: Christ Jesus, as the divine Son incarnate, perfectly meets our need before God by his obedient life and substitutionary death. In Christ the triune love of God is gloriously revealed because in Christ we receive the gift of righteousness which is now ours by faith in him. In union with his people, Christ, as our new covenant head, obeys in our place, dies our death, and satisfies divine justice, which is evidenced in his glorious resurrection. As a result, by faith alone, in Christ alone, his righteousness is ours — now and forever (Romans 8:1; 2 Corinthians 5:21; Galatians 3:13). By faith-union in Christ, we stand complete: justified before God by the forgiveness of our sins and clothed in his righteousness (Romans 4:1–8; 5:1–2). Following the Bible’s teaching on this matter, may we learn anew to say with Paul, “For I decided to know nothing . . . except Jesus Christ and him crucified” (1 Corinthians 2:2). “Thanks be to God for his inexpressible gift!” (2 Corinthians 9:15). Article by Stephen Wellum