About the Book
"The Money Answer Book" by Dave Ramsey provides practical and straightforward advice on managing personal finances, including saving money, investing wisely, and getting out of debt. The book covers a wide range of financial topics and offers practical tips and strategies for achieving financial security and success.
David Livingstone
"[I am] serving Christ when shooting a buffalo for my men or taking an observation, [even if some] will consider it not sufficiently or even at all missionary."
With four theatrical words, "Dr. Livingstone, I presume?"—words journalist Henry Morton Stanley rehearsed in advance—David Livingstone became immortal. Stanley stayed with Livingstone for five months and then went off to England to write his bestseller, How I Found Livingstone. Livingstone, in the meantime, got lost again—in a swamp literally up to his neck. Within a year and a half, he died in a mud hut, kneeling beside his cot in prayer.
Berlin Congress spurs African independent churches
The whole civilized world wept. They gave him a 21-gun salute and a hero's funeral among the saints in Westminster Abbey. "Brought by faithful hands over land and sea," his tombstone reads, "David Livingstone: missionary, traveler, philanthropist. For 30 years his life was spent in an unwearied effort to evangelize the native races, to explore the undiscovered secrets, and to abolish the slave trade." He was Mother Teresa, Neil Armstrong, and Abraham Lincoln rolled into one.
Highway man
At age 25, after a childhood spent working 14 hours a day in a cotton mill, followed by learning in class and on his own, Livingstone was captivated by an appeal for medical missionaries to China. As he trained, however, the door to China was slammed shut by the Opium War. Within six months, he met Robert Moffat, a veteran missionary of southern Africa, who enchanted him with tales of his remote station, glowing in the morning sun with "the smoke of a thousand villages where no missionary had been before."
For ten years, Livingstone tried to be a conventional missionary in southern Africa. He opened a string of stations in "the regions beyond," where he settled down to station life, teaching school and superintending the garden. After four years of bachelor life, he married his "boss's" daughter, Mary Moffat.
From the beginning, Livingstone showed signs of restlessness. After his only convert decided to return to polygamy, Livingstone felt more called than ever to explore. During his first term in South Africa, Livingstone made some of the most prodigious—and most dangerous—explorations of the nineteenth century. His object was to open a "Missionary Road"—"God's Highway," he also called it—1,500 miles north into the interior to bring "Christianity and civilization" to unreached peoples.
Explorer for Christ
On these early journeys, Livingstone's interpersonal quirks were already apparent. He had the singular inability to get along with other Westerners. He fought with missionaries, fellow explorers, assistants, and (later) his brother Charles. He held grudges for years. He had the temperament of a book-reading loner, emotionally inarticulate except when he exploded with Scottish rage. He held little patience for the attitudes of missionaries with "miserably contracted minds" who had absorbed "the colonial mentality" regarding the natives. When Livingstone spoke out against racial intolerance, white Afrikaners tried to drive him out, burning his station and stealing his animals.
He also had problems with the London Missionary Society, who felt that his explorations were distracting him from his missionary work. Throughout his life, however, Livingstone always thought of himself as primarily a missionary, "not a dumpy sort of person with a Bible under his arms, [but someone] serving Christ when shooting a buffalo for my men or taking an observation, [even if some] will consider it not sufficiently or even at all missionary."
Though alienated from the whites, the natives loved his common touch, his rough paternalism, and his curiosity. They also thought he might protect them or supply them with guns. More than most Europeans, Livingstone talked to them with respect, Scottish laird to African chief. Some explorers took as many as 150 porters when they traveled; Livingstone traveled with 30 or fewer.
On an epic, three-year trip from the Atlantic Ocean to the Indian Ocean (reputedly the first by a European) Livingstone was introduced to the 1,700-mile-long Zambezi. The river was also home to Victoria Falls, Livingstone's most awe-inspiring discovery. The scene was "so lovely," he later wrote, that it "must have been gazed upon by angels in their flight."
Despite its beauty, the Zambezi was a river of human misery. It linked the Portuguese colonies of Angola and Mozambique, the main suppliers of slaves for Brazil, who in turn sold to Cuba and the United States. Though Livingstone was partially driven by a desire to create a British colony, his primary ambition was to expose the slave trade and cut it off at the source. The strongest weapon in this task, he believed, was Christian commercial civilization. He hoped to replace the "inefficient" slave economy with a capitalist economy: buying and selling goods instead of people.
The ill-fated Zambezi expedition
After a brief heroic return to England, Livingstone returned to Africa, this time to navigate 1,000 miles up the Zambezi in a brass-and-mahogany steamboat to establish a mission near Victoria Falls. The boat was state-of-the-art technology but proved too frail for the expedition. It leaked horribly after repeatedly running aground on sandbars.
Livingstone pushed his men beyond human endurance. When they reached a 30-foot waterfall, he waved his hand, as if to wish it away, and said, "That's not supposed to be there." His wife, who had just given birth to her sixth child, died in 1862 beside the river, only one of several lives claimed on the voyage. Two years later, the British government, which had no interest in "forcing steamers up cataracts," recalled Livingstone and his mission party.
A year later, he was on his way back to Africa again, this time leading an expedition sponsored by the Royal Geographical Society and wealthy friends. "I would not consent to go simply as a geographer," he emphasized, but as biographer Tim Jeal wrote, "It would be hard to judge whether the search for the Nile's source or his desire to expose the slave trade was his dominant motive." The source of the Nile was the great geographical puzzle of the day. But more important to Livingstone was the possibility of proving that the Bible was true by tracing the African roots of Judaism and Christianity.
For two years he simply disappeared, without a letter or scrap of information. He reported later that he had been so ill he could not even lift a pen, but he was able to read the Bible straight through four times. Livingstone's disappearance fascinated the public as much as Amelia Earhart's a few generations later.
When American journalist Henry Stanley found Livingstone, the news exploded in England and America. Papers carried special editions devoted to the famous meeting. In August 1872, in precarious health, Livingstone shook Stanley's hand and set out on his final journey.
When Livingstone had arrived in Africa in 1841, it was as exotic as outer space, called the "Dark Continent" and the "White Man's Graveyard." although the Portuguese, Dutch, and English were pushing into the interior, African maps had blank unexplored areas—no roads, no countries, no landmarks. Livingstone helped redraw the maps, exploring what are now a dozen countries, including South Africa, Rwanda, Angola, and the Republic of the Congo (formerly Zaire). And he made the West aware of the continuing evil of African slavery, which led to its being eventually outlawed.
Will I Trust God
Had you been there that very moment, watching from a distance, you wouldn’t have observed anything dramatic. I’m talking about the moment Abraham (still called Abram at the time) stepped out of his tent and gazed into the heavens, looking at the stars. You may have heard him muttering something or other, perhaps at some point raising his hands or bowing to the ground. These gestures wouldn’t have seemed out of character to you because everyone knew Abram was a deeply pious man. And being tired, since it was the middle of the night and all, you probably would have left Abram to whatever he was doing and headed to bed. You would not have known that this was a defining moment in Abram’s life. You certainly wouldn’t have guessed this was a defining moment in world history that would impact billions of people. Because it would have seemed so undramatic. But that’s the way moments like these — moments that powerfully direct and shape the arc of history — often appear at first. And in this case, what made the world-changing minutes of stargazing so quietly monumental was that this old man, in the deep recesses of his heart, believed God. Pushed Nearly Beyond Belief To understand the profundity of this defining moment, however, we need to see how this old man’s belief had been pushed to the very brink. It all began in Genesis 12, where God delivered to Abram a promise that would have been incredible on its own, quite apart from the fact that Abram, at age 75, and Sarai, at age 66, as yet had no children: Now the Lord said to Abram, “Go from your country and your kindred and your father’s house to the land that I will show you. And I will make of you a great nation, and I will bless you and make your name great, so that you will be a blessing. I will bless those who bless you, and him who dishonors you I will curse, and in you all the families of the earth shall be blessed.” (Genesis 12:1–3) So, “by faith Abraham obeyed,” packing up his household and setting out, though “not knowing where he was going” (Hebrews 11:8). And when he and his small tribe arrived at Shechem, God spoke to him again and said, “To your offspring I will give this land” (Genesis 12:7). Time passed. God’s blessing rested on Abram and his tribe, which included his nephew Lot’s household, and their combined possessions and herds grew larger — so large, in fact, that Abram and Lot had to separate into two tribes. Still, Abram had no offspring — the key to the fulfillment of the Lord’s greatest promise to him. Nonetheless, the Lord once again affirmed his promise (Genesis 13:14–16). More time passed. God continued to prosper whatever Abram did. And once again, the Lord appeared to him and said, Fear not, Abram, I am your shield; your reward shall be very great. (Genesis 15:1) But for Abram, now in his eighties, and Sarai in her seventies, there was still the same glaring problem. Amid all the abundant blessing of prosperity God had showered on him, there was one conspicuous, crucial place of poverty: Abram still had no offspring. Desperate Prayer of a Man of Faith It was at this point that Abram could not contain his anguished perplexity over the ongoing void at the core of God’s promises, and it poured out in a desperate prayer: “O Lord God, what will you give me, for I continue childless, and the heir of my house is Eliezer of Damascus?” And Abram said, “Behold, you have given me no offspring, and a member of my household will be my heir.” (Genesis 15:2–3) The apostle Paul later wrote, “No unbelief made [Abram] waver concerning the promise of God, but he grew strong in his faith as he gave glory to God, fully convinced that God was able to do what he had promised” (Romans 4:20–21). But in this prayer, do we overhear Abram’s faith wavering? No. What we’re hearing is not unbelief, but sincere perplexity. And there’s a difference. Abram’s perplexity is similar to the young virgin Mary’s perplexity when Gabriel tells her that she will “conceive in [her] womb and bear a son.” She responds, “How will this be, since I am a virgin?” (Luke 1:30, 34). It’s a reasonable question; virgins don’t get pregnant. Abram’s question is also reasonable with regard to nature; barren women past childbearing years do not get pregnant. God was not offended or dishonored by Mary’s or Abraham’s sincere perplexity, which is why he responds to both with gracious kindness. And God’s answers are also reasonable, even if his reasonableness often extends far beyond the limits of human reason (“Is anything too hard for the Lord?” Genesis 18:14). So, in answer to Abram’s sincerely desperate prayer, God graciously invites him to step outside. Starry, Starry Night God says to Abram, “Look toward heaven, and number the stars, if you are able to number them.” Then he said to him, “So shall your offspring be.” (Genesis 15:5) Here, suddenly, is a defining moment for Abram. God’s answer doesn’t include how Abram is going to obtain descendants. All God does is reaffirm, and even expand the scope of, what he has already promised. In other words, “I’m going to give you more offspring than you can count or even imagine. Do you believe me?” And old Abram, with an old wife and a childless tent, looking up into the night sky so full of stars that in some places they looked like clouds of light, with the word of the Lord ringing in his mind, realizes that whatever God is doing is about something much bigger than he has yet grasped, and so he resolves to trust “that God [is] able to do what he [has] promised” (Romans 4:21). [Abram] believed the Lord, and he counted it to him as righteousness. (Genesis 15:6) “The world would never be the same because of that moment on that starry, starry night.” No one, not even Abram, could have seen just how history-shaping, how destiny-determining, this moment was, when a man was justified — counted righteous — in the eyes of God simply because he believed God. Because a man believed God’s promises over his own perceptions. Because a man trusted God and did not lean on his own understanding (Proverbs 3:5). The world would never be the same after that moment on that starry, starry night. Joy Beyond Belief I’m not saying it was smooth faith-sailing from then on for the man God renamed Abraham, “the father of a multitude of nations” (Genesis 17:5). It wasn’t. The Hagar and Ishmael event, as well as others, were still in the future. Isaac, the first of the promised offspring, wouldn’t be born for another fifteen years or so. And God had another defining moment in store for Abraham on the slopes of Mount Moriah. The path of faith is a rugged one, and almost always more demanding than we expect. But after that night, Abraham did not waver in his belief that God would, somehow, do what he had promised. And God did. He made both Abraham and Sarah, and all who knew them, laugh for joy — “joy inexpressible and full of glory” (1 Peter 1:8) — when Isaac was finally born. For that’s where the rugged path of faith, the hard way that leads to life (Matthew 7:14), ultimately leads: to “fullness of joy and . . . pleasures forevermore” (Psalm 16:11). “The path of faith is a rugged one, and almost always more demanding than we expect.” God leads most of his children, who are Abraham’s children because they share Abraham’s faith (Romans 4:16), to defining moments of faith, moments when our faith is pushed nearly to a point beyond belief, or so it seems to us. These moments may not appear dramatic to others. But to us, in the deep recesses of our hearts, everything is on the line. And at these moments, everything comes down to a simple but profound, and perhaps anguishing, question: Will I trust God? What usually isn’t apparent to us is how significant the moment is for an untold number of others. For it is often true that in “obtaining [as] the outcome of [our] faith, the salvation of [our] souls” (1 Peter 1:9), what also results in the years and centuries that follow is the salvation of others — so many, perhaps, that they would boggle our minds if we could see them. When you believe God, he counts it to you as righteousness, as full acceptance from God himself. And when you believe God, it leads to the Isaac-laughter of inexpressible joy as you at last see God do for you what he has promised. And when you believe God, you will share inexpressible joy with a host of others who, because you believed, will be laughing in joy with you. Article by Jon Bloom
