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Author: Thomas J Stanley, William Danko
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About the Book

"The Millionaire Next Door" by Thomas J. Stanley and William Danko explores the habits and characteristics of the wealthy in America. Through extensive research, they reveal that many millionaires live quietly and frugally, without flashy displays of wealth. The book emphasizes the importance of hard work, saving, and living below your means in order to build wealth over time. It challenges common stereotypes about millionaires and offers practical advice for anyone looking to achieve financial success.

Richard Sibbes

Richard Sibbes was born in Tostock, Suffolk, four miles from Bury St. Edmunds, in 1577.[1] He is the eldest son of Paul Sibbes and Joane. His father was a wheelwright who hoped Sibbes would be in the same field of occupation. Instead of following the footsteps of his father, young Sibbes, out of love for reading, would choose books over wooden wheels.[2] Truly enough, throughout his lifetime, books were part of Sibbes’ life.[3] Proof of this interest to books is his accomplishments as a lecturer [pastor], fellow tutor, vicar, and for obtaining various degrees in his academic education. Sibbes’ legacy of his seven-volume work was collected by A. B. Grosart which was published from 1862 to 1864.[4] Sibbes’ ministries and his works spread throughout England even after his death. However, he was never married. Sibbes died on July 5, 1635, in his chambers at Gray’s Inn.[5] J. I. Packer noted that Sibbes’ left more than two million words on paper after his death.[6] Educational Background Sibbes’ started studying at St. John’s College, Cambridge when he was eighteen, in 1595. He then proceeded to finish a Bachelor of Arts in 1599. He received a fellowship grant in 1601. Sibbes continued studying, finishing a Master of Arts degree by 1602. Sibbes became a prominent preacher in Cambridge and got the endorsement to apply for a Bachelor of Divinity. After his defense and fulfilling the requirements, he earned this degree in 1610.[7] Furthermore, in almost two decades, Sibbes received his Doctor of Divinity in 1627 after returning from London for his mastership at St. Katherine.[8] Ministerial Experience and Vocation Sibbes’ conversion happened after hearing Paul Bayne’s sermon in 1603. Bayne succeeded William Perkins at St. Andrews, Cambridge.[9] During Sibbes’ stay in Cambridge, as a fellow, he handled and supervised five to six students for a tutorial.[10] Sibbes held various vocations such as being chaplain, lecturer, and got a promotion from mere fellow to senior fellowship. After being a senior dean at St. John, Sibbes became the master of St. Katherine’s College in 1626.[11] As a preacher, Sibbes received his ordination in Norwich, in 1607. He became the minister of Thurston in 1608. Later, in 1610, Sibbes accepted the offer as a lecturer of Holy Trinity Church, Cambridge until he was called to be a lecturer at Gray’s Inn, London, in 1617.[12] This lectureship lasts until his death. Even during Sibbes’ mastership at St. Katherine, he remained a lecturer at Gray’s Inn. In 1633, through the appointment of King Charles I, Sibbes became the vicar of Holy Trinity Church, Cambridge. The positions held by Sibbes were mastership at St. Katherine, a lecturer at Gray’s Inn, and vicar of Holy Trinity Church. Influence of the Heavenly Doctor Throughout Sibbes ministries, prominence followed as he influenced many Puritan ministers. Sibbes, as an influencer, is known to be the “pastor of pastors,” not just in the Church of England but even to Presbyterians and Independent Congregationalists.[13] Sibbes was responsible for John Cotton’s conversion in 1612.[14] Moreover, he persuaded John Preston’s style in preaching, transforming from witty sermons to more plain but spiritual preaching.[15] Sibbes’ book, The Bruised Reed, encouraged Richard Baxter to gain settled-conviction on his conversion.[16] Likewise, Sibbes helped Thomas Goodwin, the chief editor of most of his works, to keep away from Arminianism.[17] Sibbes’ ministry extends even to common people. Humphrey Mills, a layman, shared his testimony about Sibbes’ ministry. Mills was spiritually refreshed and brought to peace and joy after hearing Sibbes’ “sweet soul-melting Gospel-sermons.”[18] Sibbes’ encouragement did not end in the days of Puritans. Martyn Lloyd-Jones, one of the greatest preachers in the twentieth century, was grateful for Sibbes’ works. Lloyd-Jones, in his spiritual dryness, said that Sibbes’ books “quietened, soothed, comforted, encouraged, and healed [him].”[19] Sibbes was a renowned Puritan throughout Cambridge, London, and even to Amsterdam. Mainly because of his various offices plus broad networks outside the church. He remained a moderate Puritan perceiving the Church of England as the true church. Sibbes encouraged other Separatists to return and warned the moderates not to dissent. Yet many historians and scholars misinterpreted Sibbes in his theology and ministry. Thankfully, Mark Dever, in his recent work, argues contrary to many historians that Sibbes was dismissed in his ministry. Dever also concludes that Sibbes did not drift away from Calvinism, claiming that he was a thoroughly Reformed preacher and never became non-conformist, rather a moderate puritan.[20] Sibbes, through his works, are still penetrating churches and seminaries up to this day. Recently, his seven-volume set was published by The Banner of Truth Trust in 2001. The best introduction for Sibbes’ works, personally, is his The Bruised Reed and the Smoking Flax. For Michael Reeves’ opinion, Sibbes is “the best introduction to the Puritans…. Reading him is like sitting in the sunshine: he gets into your heart and warms it to Christ.”[21] References [1] Alexander B. Grosart, “Memoir of Richard Sibbes, D.D.,” in Richard Sibbes, The Works of Richard Sibbes, ed. Alexander Grosart, 7 vols. (1862-1864; reprint, Carlisle, Pennsylvania: The Banner of Truth Trust, 2001), 1:xxvii. [2] Joel Beeke, “Richard Sibbes on Entertaining the Holy Spirit,” in The Beauty and Glory of the Holy Spirit, ed. Joel Beeke and Joseph Pipa Jr. (Grand Rapids, Michigan: Reformation Heritage Books, 2012), 228. Cf. Joel Beeke and Mark Jones, A Puritan Theology: Doctrine for Life (Grand Rapids, MI: Reformation Heritage Books, 2012), chap. 36, Kindle. [3] Joel Beeke and Randall Pederson, Meet the Puritans (Grand Rapids, MI: Reformation Heritage Books, 2006), 534-5. [4] Mark Dever, “The Works of Richard Sibbes,” in You Must Read: Books that Have Shaped Our Lives (Carlisle, PA: The Banner of Truth Trust, 2015), 154. [5] Grosart, “Memoir,” in Sibbes, Works, 1:cxxxi. [6] J. I. Packer, foreword to Richard Sibbes: Puritanism and Calvinism in Late Elizabethan and Early Stuart England, by Mark E. Dever (Macon, Georgia: Mercer University Press, 2000), ix. [7] Dever, Richard Sibbes, 37-38. Bachelor of Divinity, according to Dr. Shawn Wright is equivalent with Master of Divinity today, “Lectures in English Puritanism” (The Southern Baptist Theological Seminary, Louisville, KY, Spring 2020), but the process is different. Dever noted in his work that Sibbes undergone two public preaching, one in English and another in Latin, and two defense topics chosen by the panelists. [8] Grosart, “Memoir,” in Sibbes, Works, 1:cxi. [9] Beeke and Pederson, Meet the Puritans, 534-5. [10] Dever, Richard Sibbes, 30-31. [11] Dever, 31-34, 46. [12] Beeke and Pederson, Meet the Puritans, 534-6. [13] Beeke, “Richard Sibbes on Entertaining the Holy Spirit,” 230. [14] Dever, Richard Sibbes, 40. [15] Beeke and Pederson, Meet the Puritans, 535-7. [16] Richard Baxter, The Autobiography of Richard Baxter (Bedford St., London: J.M. Dent & Sons Ltd., 1931), 7. Baxter’s father bought Sibbes’ book from a peddler and gave it to Richard Baxter. Cf. Timothy K. Beougher, Richard Baxter and Conversion: A Study of the Puritan Concept of Becoming a Christian (Scotland, UK: Christian Focus Publications, 2007), 21. [17] Dever, Richard Sibbes, 41. [18] Ronald Frost, “The Bruised Reed by Richard Sibbes (1577-1635)” in Kelly M. Kapic and Randal C. Gleason, The Devoted Life: An Invitation to the Puritan Classics (Downers Grove, IL: Intervarsity Press, 2004), 80-81. Quoting from a collection of Puritan testimonials by John Rogers, Ohel or Bethshemesh, A Tarbernacle for the Sun (London, n.p., 1653), 410. [19] D. Martyn Lloyd-Jones, Preaching and Preachers (Grand Rapids, Michigan: Zondervan Publishing House, 1972), 175. Cf. Publisher’s Foreword to The Bruised Reed, by Richard Sibbes, x. [20] Dever, Richard Sibbes, 211-8. [21] Michael Reeves, “A Short Biography of Richard Sibbes,” in Richard Sibbes, Christ it Best; or, St. Paul’s Strait (Carlisle, PA: Banner of Truth Trust, 2012), 66.

I Lay My Life in Your Hands

Down through church history, Christians have referred to the seven statements Jesus spoke from the cross as the “last words” of Christ. According to tradition, the very last of these last words, which Jesus cried out before giving himself over to death, were these: “Father, into your hands I commit my spirit” (Luke 23:46). It was a powerful, heartbreaking, poetic moment. God prayed to his God by quoting God-breathed Scripture. The Word of God died with the word of God on his lips. And it was a word of poetry, the first half of Psalm 31:5. Most of those gathered on Golgotha that dark afternoon likely knew these words well. They were nearly a lullaby, a prayer Jewish parents taught their children to pray just before giving themselves over to sleep for the night. So, in Jesus’s cry, they likely heard a dying man’s last prayer of committal before his final “falling asleep.” And, of course, it was that. But that’s not all it was. And every Jewish religious leader present would have recognized this if he were paying attention. For these men would have known this psalm of David very well. All of it. They would have known this prayer was uttered by a persecuted king of the Jews, pleading with God for rescue from his enemies. They also would have known it as a declaration of faith-fueled confidence that God would, in fact, deliver him. For when Jesus had recited the first half of Psalm 31:5, they would have been able to finish the second half from memory: “You have redeemed me, O Lord, faithful God.” What Was Jesus Thinking? The most maddening thing for the Jewish rulers had always been trying to get inside Jesus’s head. What was he thinking? Who was he making himself out to be (John 8:53)? “The Word of God died with the word of God on his lips.” Well, he had finally confirmed their suspicions at his trial: he believed himself to be Israel’s long-awaited Messiah (Matthew 26:63–64). It was true: he really did see himself as “the son of David” (Matthew 22:41–45). Now here he was, brutalized beyond recognition, quoting David with his last breath — a quote that, in context, seemed to make no sense in this moment: You are my rock and my fortress; and for your name’s sake you lead me and guide me; you take me out of the net they have hidden for me, for you are my refuge. Into your hand I commit my spirit; you have redeemed me, O Lord, faithful God. (Psalm 31:3–5) What had Jesus been thinking? This should have been a moment of utter despair for him. David had prayed, “Let me never be put to shame” (Psalm 31:1), but there Jesus was, covered in nothing but shame. David had prayed, “In your righteousness deliver me!” (Psalm 31:1) But Jesus was dying a brutal death. In what possible way could he have believed at that moment that God was his refuge? David proved to be the Lord’s anointed because God had delivered him “out of the net” of death. David committed his spirit into God’s hand, and God had been faithful to him by redeeming him. But this so-called “son of David” received no such deliverance, no such redemption. King Who Became a Reproach Yet, as they looked at that wasted body hanging on the cross, with a sign posted above it that read, “This is Jesus, the King of the Jews” (Matthew 27:37), and pondered his final words, might some of them have perceived possible foreshadows of messianic suffering in this song of David? Be gracious to me, O Lord, for I am in distress; my eye is wasted from grief; my soul and my body also. For my life is spent with sorrow, and my years with sighing; my strength fails because of my iniquity, and my bones waste away. Because of all my adversaries I have become a reproach, especially to my neighbors, and an object of dread to my acquaintances; those who see me in the street flee from me. (Psalm 31:9–11) This psalm recorded a moment when David, the most beloved king of the Jews in Israel’s history, had become a reproach. He had been accused, blamed, censured, charged. He had become an “object of dread” to all who knew him; people had wanted nothing to do with him. He had “been forgotten like one who is dead”; he had “become like a broken vessel” (Psalm 31:12). Had this at all been in Jesus’s mind as he uttered his last prayer? David, of course, hadn’t died. God delivered him and honored him. Surely he would do the same, and more, for the Messiah! After Death, Life Yet, there were those haunting words of the prophet Isaiah: “We esteemed him stricken, smitten by God, and afflicted. But he was pierced for our transgressions; he was crushed for our iniquities” (Isaiah 53:4–5). Pierced. Crushed. Indeed, It was the will of the Lord to crush him; he has put him to grief; when his soul makes an offering for guilt, he shall see his offspring; he shall prolong his days; the will of the Lord shall prosper in his hand. (Isaiah 53:10) It would have been unnerving to recall that Isaiah’s “suffering servant” is first “slaughtered” like a sacrificial lamb (Isaiah 53:7) and then afterward “prolong[s] his days.” After death, life. Not only that, but God himself commends and promises to glorify him for his sacrifice: “Behold, my servant shall act wisely; he shall be high and lifted up, and shall be exalted” (Isaiah 52:13). Had Jesus really believed, even as his life drained away, that he was the King of the Jews bearing reproach, the Suffering Servant? Was this woven into the fabric of his final cry? ‘My Times Are in Your Hand’ This self-understanding would make sense of Jesus’s physically agonizing yet spiritually peaceful resignation to the will of God as he died. Even more, it also would fit with his previous foretelling of his death and resurrection — something these leaders were quite cognizant of at that moment (Matthew 27:62–64). All this again aligned with the childlike faith and hope David had expressed in Psalm 31: I trust in you, O Lord; I say, “You are my God.” My times are in your hand; rescue me from the hand of my enemies and from my persecutors! Make your face shine on your servant; save me in your steadfast love! Oh, how abundant is your goodness, which you have stored up for those who fear you and worked for those who take refuge in you, in the sight of the children of mankind! (Psalm 31:14–16, 19) If any of the Jewish leaders (and others) had been paying careful attention to where Jesus’s words were drawn from, they would have heard more than a desperate man’s prayer before falling into deathly sleep. They also would have heard a faithful man’s expression of trust that his God held all his times in his hands, including that most terrible of times, and that his God had stored up abundant goodness for him, despite how circumstances appeared in the moment. Let Your Heart Take Courage I can only speculate what may have passed through the minds of the Jewish leaders as they heard the very last of Jesus’s last words. But I have no doubt that the words, “Father, into your hands I commit my spirit,” were pregnant with meaning from the entire psalm when the Word cried them out. “God can be acting most faithfully in the very moments when it appears he’s not being faithful at all.” Which makes Jesus’s quotation of half of Psalm 31:5 the most profound and powerful commentary on this psalm ever made. We now read it through the lens of the crucified and risen Christ. And one crucial dimension we must not miss is this: at that moment of his death, no one but Jesus perceived the faithfulness of God at work. He shows us that God can be acting most faithfully in the very moments when it appears he’s not being faithful at all. We all experience such moments when we must, like Jesus, sit in the first half of Psalm 31:5 (“Into your hand I commit my spirit”). As we sit, we can lean into the faithfulness of God to keep his word, trusting that he who holds all our times will bring to pass the second half of the verse when the time is right (“You have redeemed me, O Lord, faithful God”). We can also, with David, sing the psalm all the way to the end: Love the Lord, all you his saints! The Lord preserves the faithful but abundantly repays the one who acts in pride. Be strong, and let your heart take courage, all you who wait for the Lord! (Psalm 31:23–24) Article by Jon Bloom