About the Book
"Christian Finance For Teens" by Cindy Kersey provides a comprehensive guide for teenagers on managing money, budgeting, saving, and investing from a Christian perspective. The book offers practical tips and advice on building a strong financial foundation while honoring God with one's finances.
Francis Schaeffer
Francis Schaeffer was a pioneer in the field of apologetics and the development of a Christian response to the anti-supernaturalism which dominated western thought in the 20th century. He worked out a biblical and evangelical philosophy which proved to be a challenging alternative to emptiness and despair which characterised secular Europe at that time. Schaeffer also understood that the cultural shift was especially reflected in the arts and was able to help a number of us who were trying to develop a Christian approach to creativity in these influential areas of life. Here, Ray Evans, of Grace Community Church, Bedford, provides us with a brief overview of Schaeffer's contribution to Christian thought and action.
Francis Schaeffer became one of the most influential Christian leaders of the twentieth century. He came from a humble working-class background in Philadelphia, studied under Gresham Machen at Westminster Seminary for a while, was the pastor of some small churches in the USA, and then spent most of his life in Europe, to which he had come at the end of World War 2 as a missionary. Never seeking 'fame' or 'a name', God used him to help his church at a time when she faced, and still faces, the massive challenges brought about wherever western culture and 'worldview' have spread.
Married to Edith, and blessed with four children of their own, the Schaeffers settled in total obscurity in Switzerland. Initially they lived at Champéry, but the Roman Catholic officials of that canton requested they leave and they moved to what became their home for many years, the tiny village of Huémoz in the canton of Vaud. The thrilling story of how God opened the way for them to move there and start the distinctive ministry called 'L'Abri' (French for 'Shelter') is told in a book of that name. It is a 'must read' book!
They were determined to demonstrate several things in the ministry of L'Abri. First there was to be a true outworking of trust and dependence on God in all circumstances - a demonstration that the unseen supernatural world really exists. So, for example, they committed themselves to prayer, asking that God would send the individuals to them that would find their ministry helpful, and that God would provide all necessary resources of money, housing personnel and so on. They saw, and the work continues to see, real and powerful answers because, as he would often say, 'God is there'. Francis' book 'True Spirituality' (again another superbly helpful book) was born out of the desire to show what really living a Christian life looks like when we 'moment by moment rely on the ministry of the Holy Spirit, who is given to us because of the finished work of Christ on the cross'.
Then they wanted to demonstrate that Christianity has true and reasonable answers to the questions of the human heart. He, Edith and the growing family of children (which in time included sons-in-law such as the author Ranald Macaulay) found themselves inundated with young people that 'God sent'; people with dark confusion in their minds and deep hurts and problems in their souls.
Too often Schaeffer was written off because others caricatured him as 'an intellectual' and not 'earthed' in real life. Perhaps this was because some of his earliest books that were released to the general public ('The God Who is There', 'Escape from Reason', and 'He is There and He is not Silent') grappled with the 'big ideas' that hugely affect modern Western life. These ideas were not couched in conventional religious terms, or they were ideas that most pastors would avoid. Yet young people in large numbers found someone who could talk their language and could demonstrate that the Bible had answers that made sense, and which met our deepest spiritual needs.
He wrote several books and preached many messages (these are still available through the L'Abri tape ministry), that are great examples of Biblical exposition. One of my favourites is 'Joshua and the Flow of Biblical History' which gives a flavour of what it must have been like to sit under his clear thinking mind and pastorally warm heart. The answers that he showed the Bible gives have stood several generations of evangelical Christians in good stead as they in turn seek to help modern people understand the gospel and feel its power.
The Schaeffers also wanted to show that Christianity is not 'dehumanising' but makes us what we should be - 'whole' people in true 'community' with one another. This community life will never be perfect (he used to say "If it's perfection or nothing, it will always be nothing in this life"), but there can be real and substantial 'healing' - in our innermost being, in our relationships with one another, with the wider world, and with the environment. L'Abri and each local church/community of Christians should be like a 'pilot plant' which shows what life could be like when the primary relationship - that with our Maker - is restored on the basis of 'the finished work of Christ plus nothing'. Too often the church has ended up being nothing more than a conventional institution where religiosity, and not vibrant Christianity, is dominant. His was a clarion call to true reformation and genuine spirituality.
Later in life, Schaeffer turned in his speaking and writing to some of the big moral challenges of our age. Years before others woke up to the problems, he could see where dominant secularism was taking whole cultures: to the devaluing of human life both at its beginning and at its end; to a proud and defiant declaration of 'autonomy' in our sexuality; to a creeping compromise in the church about God's authoritative and trustworthy revelation (what he called 'true truth' [true in all that it affirms about history and science and not just in the 'spiritual ideas']); and to a general malaise in the population as a whole where the majority would settle for 'personal peace and affluence'.
He predicted that most would put up with any amount of moral change and evil as long as it was 'Not In My Back Yard' and as long as there was ongoing material prosperity to keep filling the dull ache of the soul. The 'Christian base' which for so long had informed Western thinking and public life would become only a folk memory as secularism gradually became dominant. The ruling elites, who are in place in all areas of the culture - politics and the bureaucracy of the modern state, the judiciary, the universities, the arts and media - have their thinking and action informed by a 'worldview' where the God of the Bible and our Lord and Saviour are relegated to 'personal prejudice only'. He is not allowed to influence anything significant according to this outlook. Indeed that 'tolerance of a belief in God' can soon become an antipathy to any mention of his claims on us, and that can get enshrined in public law and attitudes. All this sounds familiar now doesn't it, but it was almost unthinkable when he spoke about it in the 60s and 70s.
Tragically we are now living with many of the consequences he so powerfully preached and wrote about. Though some of his writings now feel a bit dated (he used lots of contemporary illustrations to show his main points were anchored in 'real life'), many of them are still enormously helpful. They are biblical, sane, wise and insightful. They are passionate, heartfelt and godly. They are full of lament at sin, and sorrow at 'lostness'; they are deeply imbued with love for God and Christ, and tender towards needy people. They are still a timely and necessary cry we should listen to. Too many others who have written on similar 'cultural analysis themes' lack Schaeffer's all round spiritual credibility. In a short life where one cannot hope to 'read everything' that Francis and Edith have written would repay the one who takes the trouble to delve into them handsomely.
God greatly blessed this 'man and wife team', and they have put many of us in their debt as they shared those blessings in a life of gracious Christian self-giving. May you go on to prove that in your experience too as you learn from these faithful servants of their risen Lord.
From Grace Maggazine,
the mouth of a godly man
What if men in the church are more immature and less equipped because we’ve been expecting too little of them? What if we have simply failed to call them to more than sexual purity online and basic spiritual disciplines? I want to be a part of raising up men who, instead of merely avoiding this or that sin, become a force for good — better, a force for God . And I want to be that kind of man, the kind of man my son should imitate. When the apostle Paul wrote to a younger man, casting vision for what he might become in Christ, he charged him, “Let no one despise you for your youth, but set the believers an example in speech, in conduct, in love, in faith, in purity” (1 Timothy 4:12). In a previous article, I began recovering this simple but challenging framework as a paradigm for becoming a man of God. In this article, I want to narrow in on speech . What does it mean, more practically, to set an example in what a man says (or doesn’t say)? What about our words  sets us apart from other men? Words really do matter. Jesus himself says, “I tell you, on the day of judgment people will give account for every careless word they speak, for by your words you will be justified, and by your words you will be condemned” (Matthew 12:36–37). Every careless word . Men of God learn to trade careless words for thoughtful ones. While many today speak, text, and tweet whatever they think or feel without a second thought, these men weigh the serious weight of what they say. They speak as if God is listening, because he is. And they know that what they say  reveals who they are  (Luke 6:45). They tremble over the consequences of sentences. They work to make their words a deeper and fuller well of grace. Seven Lessons for What We Say Wanting to set an example with our speech, what kind  of example should we set? What does a man of God sound like in the wild? The letters of Paul say a great deal about what we say, distilled below into seven lessons (a list that is by no means comprehensive). Before we get into the seven, though, one verse in particular might serve as a worthy banner over the rest: Let your speech always be gracious, seasoned with salt, so that you may know how you ought to answer each person. (Colossians 4:6) If we want to set a good example in our speech, we should strive for our words to be a grace  to others. Do our words consistently and effectively minister the grace of God to those who hear? Do they lead them to see and savor more of God? “Let no corrupting talk come out of your mouths,” Paul says elsewhere, “but only such as is good for building up, as fits the occasion, that it may give grace to those who hear ” (Ephesians 4:29). To fill out that graciousness, though, Paul gives us a number of specific principles for guarding our mouths and serving others in all we say. 1. Tell the truth about God. The first and most important lesson for our speech, especially in the context of Paul’s two letters to Timothy, is that we speak what is true about God and his word. The clear and immediate context of 1 Timothy 4:12 is teaching : Command and teach these things . Let no one despise you for your youth, but set the believers an example in speech, in conduct, in love, in faith, in purity. Until I come, devote yourself to the public reading of Scripture, to exhortation, to teaching . (1 Timothy 4:11–13; see also Titus 2:7) Paul was writing to a young pastor, but this is not a word only for pastors (or aspiring pastors). Every man of God should aspire to know and teach what is true about God. What you believe and say about God is one of the most important things about you. Men who speak well in the world are men who first listen well to God in his word. “Men who speak well in the world are men who first listen well to God in his word.” Strive to know him as thoroughly and deeply as you can — to meditate on his law day and night (Psalm 1:1–2) — and to bear a faithful witness to others of who he really is. Day after day, arm yourself with “the sword of the Spirit, which is the word of God” (Ephesians 6:17). Prepare yourself to “make a defense to anyone who asks you for a reason for the hope that is in you” (1 Peter 3:15). And then boldly tell others what God has revealed to you. 2. Tell the truth about everything. Telling the truth about God, however, ultimately means telling the truth about everything . Christian men are honest men — men of unquestionable integrity. That emphatically does not  mean they are always right, but they are manifestly committed to being true . Having put away falsehood, let each one of you speak the truth with his neighbor, for we are members one of another. (Ephesians 4:25; see also Colossians 3:9) Men of God do not fabricate or repeat lies, and they do not hide or obscure the truth. They take responsibility and accept the consequences, even when it costs them much. And being honest will cost us much. Typically, we lie to protect or serve ourselves (even if it’s serving ourselves by making someone else happy). Godly men know that honesty, however painful and costly in the moment, honors Christ and loves others. They know that peace and pleasure built on deceit are really treachery. They also know, and have tasted personally, the durable peace and pleasure of Spirit-filled integrity. 3. Build others up with your words. One thread in Paul’s letters proves to be an especially useful test for our speech: Do I use my words to build others up?  The apostle writes, Speaking the truth in love , we are to grow up in every way into him who is the head, into Christ, from whom the whole body, joined and held together by every joint with which it is equipped, when each part is working properly, makes the body grow so that it builds itself up in love . (Ephesians 4:15–16; see also 4:12) As you think about your conversations over the last week, do you see a pattern of building other believers up? Consider not just the absence of tearing others down — anger, cynicism, gossip, impatience, slander, and so on — but the presence of encouragement. And not just nice compliments, but real encouragement  — words that build others’ faith and joy in God (Philippians 1:25). Building is hard work, and so building  language is not always comfortable or easy to hear, but it is always constructive and hopeful. So, “strive to excel in building up the church” (1 Corinthians 14:12), especially in what you say. 4. Avoid all foolishness and filthiness. If we do not make a habit of building others up with our words, we may fall into tearing them down — discouraging, wounding, even corrupting them. Again, Ephesians 4:29: “ Let no corrupting talk come out of your mouths , but only such as is good for building up, as fits the occasion, that it may give grace to those who hear.” Some words build up, and others corrupt. So what kind of language corrupts? Paul gives the same charge in greater detail in Colossians 3:8: “Now you must put them all away: anger, wrath, malice, slander, and obscene talk from your mouth.” And in Ephesians 5:4: “Let there be no filthiness nor foolish talk nor crude joking, which are out of place.” Social media is overrun — like that overgrown, weed-infested yard down the street — with these word sins. If we live online long enough, our senses will be dulled and corruption will begin to feel normal, acceptable, even justified. It is not normal, and it does not please God. Setting a godly example in speech often begins with refusing to indulge these temptations — to cut out words that gratify our flesh at the expense of someone else. 5. Be unusually thankful. Setting an example begins with emptying our speech of corruption, and the best way to force corruption out is to fill our speech with something else. “Let there be no filthiness nor foolish talk nor crude joking, which are out of place, but instead let there be thanksgiving ” (Ephesians 5:4). Do you want your words to radiate grace? Thank God often, and out loud, for everything. Make sure that everyone in your life knows that everything you have is a gift of God (James 1:17). Strive to be unusually, stubbornly, even a little socially awkwardly thankful  (Colossians 2:7). How often do you meet someone who sounds like this? “Be filled with the Spirit, addressing one another in psalms and hymns and spiritual songs, singing and making melody to the Lord with your heart, giving thanks always and for everything to God the Father in the name of our Lord Jesus Christ” (Ephesians 5:18–20). How often have you tried to discipline your own mouth into grace-giving, joy-stirring streams like these? How much more often, like me, have you fallen out of thanksgiving into grumbling? “Sometimes faithfulness sounds like silence.” “Do all things without grumbling or disputing,” Paul says elsewhere, “that you may be blameless and innocent, children of God without blemish in the midst of a crooked and twisted generation, among whom you shine as lights in the world ” (Philippians 2:14–15). This light shines in what we say (or don’t). Ask God to make you radiantly thankful. 6. Correct with gentleness. Men of God committed to building others up do not always affirm and applaud. They know that building requires vigilance and regular correction, that mistakes along the way can have devastating consequences later on. So, as we build the church, we can’t afford to allow sins, errors, and blind spots to go unchecked and unconfronted. To honor God in our speech, men of God must  correct one another. And it is just as important how  we correct one another. “Brothers, if anyone is caught in any transgression, you who are spiritual should restore him in a spirit of gentleness ” (Galatians 6:1). “The Lord’s servant . . . [corrects] his opponents with gentleness ” (2 Timothy 2:24–25). He could use his strength, like many other men, to be forceful, harsh, even brutal, but he chooses, instead, to be gentle — even when he has been sinned against. Instead of using his strength to overpower others, he uses his strength to restrain himself in love. He still confronts sin, but he does so with surprising patience and kindness. He knows that “a gentle tongue is a tree of life” (Proverbs 15:4). Part of pursuing godliness in speech and correcting with gentleness is being committed to making peace. “I appeal to you, brothers, by the name of our Lord Jesus Christ, that all of you agree, and that there be no divisions among you, but that you be united in the same mind and the same judgment” (1 Corinthians 1:10; see also Titus 3:2). “Blessed are the peacemakers,” Jesus promises, “for they shall be called sons of God” (Matthew 5:9). In the midst of correction and conflict, even when we have to say a hard word, we should be fighting for peace — not a cheap or superficial peace, but a deep, healthy, enduring peace in the Lord. 7. Leave behind boasting in self. Another dominant thread in the apostle’s letters seems to be all the more relevant today: Those captured by grace leave behind all boasting in self. “God chose what is low and despised in the world . . . so that no human being might boast in the presence of God” (1 Corinthians 1:28–29). Men of God are known for building others up, and for being surprisingly quiet about their own abilities, achievements, and ministry. Good men don’t go around reminding people of how good they are. They live by the proverb, “Let another praise you, and not your own mouth” (Proverbs 27:2). Again, in our day, social media factors in significantly here. A social media profile gives us an opportunity to present ourselves however we want. And painfully few of us, when given the choice, show the world who we really are. We choose to highlight what we think makes us look good. We selectively post and comment based on what reflects well on us. In that way, social media easily becomes an education in self-boasting. We learn, through trial and error (and lots and lots of scrolling), what will win affirmation ( like ) and admiration ( follow ). “Let the one who boasts, boast in the Lord” (1 Corinthians 1:31; 2 Corinthians 10:17). Humble, faithful, joy-filled speech boasts less and less in self and more and more in God. Lord, Guard Our Mouths One lesson weaves in and out of the points above that’s worth calling out on its own. Godly men not only know what to say at certain times and in certain situations, but they also know when to say less, or nothing at all. Sometimes faithfulness sounds like silence. As Paul’s fellow apostle James writes, “Know this, my beloved brothers: let every person be quick to hear, slow to speak , slow to anger” (James 1:19). Men who speak well are consistently slow to speak, especially in situations where most people would rush to say something. What makes a wise man slow to speak? He knows the amazing power of his words, for better or for worse. “How great a forest is set ablaze by such a small fire! And the tongue is a fire, a world of unrighteousness” (James 3:5–6). The wise feel the palpable danger in what they might say. They know how subtly sin creeps in and sets everything (and everyone) on fire. “When words are many, transgression is not lacking, but whoever restrains his lips is prudent” (Proverbs 10:19). Prudence makes friends with self-control, patience, and wise silence. Slowness to speak, however, does not make our speech godly. Yes, we resist saying too much too soon, but we also fill our mouths with words of grace — with honesty, with encouragement, with thankfulness, with whatever will build others up. We set a positive, proactive, gracious example, always asking God to watch over all we say. Set a guard, O Lord, over my mouth;      keep watch over the door of my lips! (Psalm 141:3)