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"The Sins of the Mouth" by Creflo Dollar explores the power of our words and how they can impact our lives and relationships. The book delves into the importance of speaking positively, the consequences of negative words, and offers practical advice on how to harness the power of our speech for good. It emphasizes the need to guard our tongues and use our words to build others up rather than tearing them down.

Oswald Chambers

Oswald Chambers Oswald Chambers (24 July 1874 – 15 November 1917) was an early twentieth-century Scottish Baptist and Holiness Movement evangelist and teacher, best known for the devotional My Utmost for His Highest. Family And Education Born to devout parents in Aberdeen, Scotland, Chambers moved with his family in 1876 to Stoke-on-Trent when his father, Clarence Chambers, became Home Missions evangelist for the North Staffordshire Baptist Association, then to Perth, Scotland when his father returned to the pastorate, and finally to London in 1889, when Clarence was appointed Traveling Secretary of the Baptist Total Abstinence Association. At 16, Oswald Chambers was baptized and became a member of Rye Lane Baptist Chapel[3] Even as a teenager, Chambers was noted for his deep spirituality, and he participated in the evangelization of poor occupants of local lodging houses. At the same time, Chambers also demonstrated gifts in both music and art. From 1893 to 1895, Chambers studied at the National Art Training School, now the Royal College of Art and was offered a scholarship for further study, which he declined. For the next two years he continued his study of art at the University of Edinburgh while being greatly influenced by the preaching of Alexander Whyte, pastor of Free St. George’s Church. While at Edinburgh, he felt called to ministry, and he left for Dunoon College, a small theological training school near Glasgow, founded by the Rev. Duncan MacGregor. Chambers was soon teaching classes at the school and took over much of the administration when MacGregor was injured in 1898. Ministry In 1911 Chambers founded and was principal of the Bible Training College in Clapham Common, Greater London, in an “embarrassingly elegant” property that had been purchased by the Pentecostal League of Prayer. Chambers accommodated not only students of every age, education, and class but also anyone in need, believing he ought to “give to everyone who asks.” “No one was ever turned away from the door and whatever the person asked for, whether money, a winter overcoat, or a meal, was given.” Between 1911 and 1915, 106 resident students attended the Bible Training College, and by July 1915, forty were serving as missionaries. In 1915, a year after the outbreak of World War I, Chambers suspended the operation of the school and was accepted as a Young Men’s Christian Association (YMCA) chaplain. He was assigned to Zeitoun, Cairo, Egypt, where he ministered to Australian and New Zealand troops, who later participated in the Battle of Gallipoli. Chambers raised the spiritual tone of a center intended by both the military and the YMCA to be simply an institution of social service providing wholesome alternatives to the brothels of Cairo. Death Married to Gertrude (Biddy) Hobbs, Oswald Chambers was stricken with appendicitis on 17 October 1917 but resisted going to a hospital on the grounds that the beds would be needed by men wounded in the long-expected Third Battle of Gaza. On 29 October, a surgeon performed an emergency appendectomy, but Chambers died 15 November 1917 from a pulmonary hemorrhage. He was buried in Cairo with full military honors. The last six years of his life were spent as principal of the Bible Training College in London, and as a chaplain to British Commonwealth troops in Egypt during World War l. After his death, the books which bear his name were compiled by his wife from her own verbatim shorthand notes of his talks.

4 Simple Steps to a New Financial Beginning

The start of a new year is a terrific time to begin your journey toward financial security and investing success by making it a priority to pay off credit cards, car loans, and other short-term debts. That’s right, the first financial fitness test you need to pass is the "debt" test. Webster’s says that debt is anything you’re "bound to pay or perform; the state of owing something." Using that definition, very few Americans are free of debt. Why is getting debt-free the first step toward a sound investing strategy? Because it’s unwise to take on the risks that come with investing unless you have staying power. That means you don’t want to be in a position where circumstances unrelated to your investment strategy force you to sell your holdings and use the money elsewhere, such as for interest and debt payments. Also, for Christians, debts are moral as well as legal obligations and they must be honorably met no matter the circumstances. The late Dr. D. James Kennedy once gave a sermon in which he read a poem called "The Land of Beginning Again." He then presented Christ as the King of the Land of Beginning Again. All of us have experienced our share of errors, failures, and missed opportunities. We all have things that we would do differently if given a second chance. What wonderful news that, in Christ, the slate is wiped clean and we do have the opportunity of beginning again. In a similar fashion, many who have become weighed down by debt wish they could get free. They have learned that the satisfaction that comes with spending is brief indeed compared to the pressure of making monthly payments which often go on for years. For some, it seems hopeless. You may sometimes feel this way yourself. If so, take heart! You can make significant strides this year. It will require planning, discipline, sacrifice, and singleness of purpose, and there are some excellent books that can help: • Check out Mary Hunt's website DebtProofLiving.com, which also links to her very helpful blog, "Money Rules, Debt Stinks." Through her website and books, Mary has become the queen of frugal living. Her advice is practical and witty. That’s why we use her articles regularly in SMI. • Free and Clear: God’s Road Map to Debt-Free Living by Howard Dayton is a compassionate guide for those struggling with debt. Dayton’s Compass1.org website offers this and many other helpful resources. • Dave Ramsey has made a big splash helping listeners to his radio program get debt-free. His Financial Peace Revisited is worth a look. A friend of mine likes to say that the most powerful force in the universe (humanly speaking, of course) is singleness of purpose. Individuals or groups, no matter how determined, disciplined, or talented, will never realize their potential for growth and accomplishment without singleness of purpose. Their time, money, and energies must be focused on common goals. One thing that successful people seem to have in common is an emphasis on — perhaps that’s putting it too lightly, make that an obsession about — setting goals. Without singleness of purpose and specific goals, we can become like the person Scripture describes as double-minded. "That man should not think he will receive anything from the Lord; he is a double-minded man, unstable in all he does" (James 1:7-8). So let me encourage you to engage in a meaningful goal-setting exercise as you work to get debt-free. Here are some suggestions for effective goal-setting in any area of life; adapt them to your financial situation. Set goals that are consistent with God’s Word. Many successful people have accomplished much, yet remain unhappy. Having singleness of purpose toward the wrong goals only leads to wrong results. Examine your motivations, as well as your actions, in the light of God’s wisdom. Ask God for His guidance. This is not the same as having scripturally sound goals. This has more to do with having the wisdom needed to set the right personal priorities. God promises to guide us if we’re willing to submit to Him (Prov. 3:5-6). It’s not: "Show me Your will, Lord, so I can decide if I’m willing." Rather, it’s: "Before You even reveal Your will to me, Lord, the answer is yes." If married, set your goals together. If two people have become "one flesh," it’s critical that they have a singleness of purpose in their commitment toward common goals. Few areas will so quickly affect a couple’s relationship as a financial plan that limits their spending freedom because it brings mutually conflicting goals into the open. If you can’t reach a meeting of the minds on what your priorities should be, perhaps the marriage relationship itself needs some work. Put your goals in writing, signing your name and date. This helps cement in your thinking that you really have made a firm commitment of your will to achieving your goals. It is also helpful to have your goals posted where you will see them daily as additional motivation to stay the course when the inevitable temptations to compromise arise. Austin Pryor

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