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About the Book


"The Gift of Discerning of Spirits" by Norvel Hayes explores the spiritual gift of discernment, which allows believers to distinguish between various spiritual influences. The book offers practical guidance on how to recognize and respond to different spiritual forces, empowering readers to walk in greater discernment and wisdom in their daily lives. Hayes emphasizes the importance of cultivating this gift to navigate spiritual battles and protect oneself from deception.

Fanny Crosby

Fanny Crosby "Oh, what a happy soul I am, / although I cannot see! / I am resolved that in this world / Contented I will be." Francis Jane Crosby wrote more than 9,000 hymns, some of which are among the most popular in every Christian denomination. She wrote so many that she was forced to use pen names lest the hymnals be filled with her name above all others. And, for most people, the most remarkable thing about her was that she had done so in spite of her blindness. "I think it is a great pity that the Master did not give you sight when he showered so many other gifts upon you," remarked one well-meaning preacher. Fanny Crosby responded at once, as she had heard such comments before. "Do you know that if at birth I had been able to make one petition, it would have been that I was born blind?" said the poet, who had been able to see only for her first six weeks of life. "Because when I get to heaven, the first face that shall ever gladden my sight will be that of my Savior." Blinded by a quack Born in Putnam County, New York, Crosby became ill within two months. Unfortunately, the family doctor was away, and another man—pretending to be a certified doctor—treated her by prescribing hot mustard poultices to be applied to her eyes. Her illness eventually relented, but the treatment left her blind. When the doctor was revealed to be a quack, he disappeared. A few months later, Crosby's father died. Her mother was forced to find work as a maid to support the family, and Fanny was mostly raised by her Christian grandmother. Her love of poetry began early—her first verse, written at age 8, echoed her lifelong refusal to feel sorry for herself: Oh, what a happy soul I am, although I cannot see! I am resolved that in this world Contented I will be. How many blessings I enjoy That other people don't, To weep and sigh because I'm blind I cannot, and I won't! While she enjoyed her poetry, she zealously memorized the Bible. Memorizing five chapters a week, even as a child she could recite the Pentateuch, the Gospels, Proverbs, the Song of Solomon, and many psalms chapter and verse. Her mother's hard work paid off. Shortly before her fifteenth birthday, Crosby was sent to the recently founded New York Institute for the Blind, which would be her home for 23 years: 12 as a student, 11 as a teacher. She initially indulged in her own poetry and was called upon to pen verses for various occasions. In time the principal asked her to avoid such "distractions" in favor of her general instruction. "We have no right to be vain in the presence of the Owner and Creator of all things," he said. It was the work of a traveling phrenologist (one who studies the shape and irregularities of the skull for insights into character and mental capacity) that changed the school's mind and again ignited her passion. Though his study is now the ridicule of science, the phrenologist's words were to prove prophetic: "Here is a poetess. Give her every possible encouragement. Read the best books to her and teach her the finest that is in poetry. You will hear from this young lady some day." Poetry for presidents It didn't take long. By age 23 Crosby was addressing Congress and making friendships with presidents. In fact, she knew all the chief executives of her lifetime, especially Grover Cleveland, who served as secretary for the Institute for the Blind before his election. Another member of the institute, former pupil Alexander van Alstine, married Crosby in 1858. Considered one of New York's best organists, he wrote the music to many of Crosby's hymns. Crosby herself put music to only a few of hers, though she played harp, piano, guitar, and other instruments. More often, musicians came to her for lyrics. For example, one day musician William Doane dropped by her home for a surprise visit, begging her to put some words to a tune he had recently written and which he was to perform at an upcoming Sunday School convention. The only problem was that his train to the convention was leaving in 35 minutes. He sat at the piano and played the tune. "Your music says, 'Safe in the Arms of Jesus,'" Crosby said, scribbling out the hymn's words immediately. "Read it on the train and hurry. You don't want to be late!" The hymn became one of Crosby's most famous. Though she was under contract to submit three hymns a week to her publisher and often wrote six or seven a day (for a dollar or two each), many became incredibly popular. When Dwight Moody and Ira Sankey began to use them in their crusades, they received even more attention. Among them are "Blessed Assurance," "All the Way My Savior Leads Me," "To God Be the Glory," "Pass Me Not, O Gentle Savior," "Safe in the Arms of Jesus," "Rescue the Perishing," and "Jesus Keep Me Near the Cross." She could write very complex hymns and compose music with a more classical structure (she could even improvise it), but she preferred to write simple, sentimental verses that could be used for evangelism. She continued to write her poetry up to her death, a month shy of her ninety-fifth birthday. "You will reach the river brink, some sweet day, bye and bye," was her last stanza.

Finding Financial Freedom

The smartest thing we can do financially is to make God’s kingdom and His righteousness our top priority. Since true financial freedom is based largely on the condition of our heart and attitude, we must consciously embrace truth not fear, contentment not greed, humility not pride, gratitude not resentment, righteousness not deceit, generosity not selfishness. The following suggestions are financial strategies that have helped many people. Look at the list, pray over it, and apply what will benefit you and your family with the goal of changing bad habits, reducing stress, and gaining financial freedom. Make a Plan Everything starts with a plan. After you do that, you’re ready to move forward with it. Set specific goals, short-term and long-term. Write them down and refer to them regularly. This will give clarity. Create a budget. This brings freedom. Seek accountability. This will provide encouragement. Give regularly. This will break the grip of selfishness. Eliminate personal debt. This will set you free. Fund an emergency account, save, invest. This will help you have margin. Change your withholding if you get tax refunds. This will boost cash flow. Celebrate milestones with gratitude. This will keep you motivated. Reduce Expenses You can take action now to reduce your expenses. Here are several actions. Keep track of all expenses for at least 30 days to learn your spending habits. Use extra money (tax refunds, raises, gifts) wisely. Become frugal. Live like you’re poor. Buy only what you need. Cancel cable and subscriptions. Limit or drop TV and social media. Find free entertainment. Read more books — use the library. Eat out only for special occasions. Recruit a couple or family to join you on this journey. Challenge yourself to eat the pantry. The smartest thing we can do financially is to make God’s kingdom and His righteousness our top priority. Chuck Bentley in Finding Financial Freedom This Year Go on a “Spending Fast.” Use cash when possible to limit credit card debt. Change your lifestyle. Move, drive cheaper cars, and so on. Reduce utility costs. Avoid “window shopping.” Assess your friendships. Plan ahead for holidays. Grocery shop with a list. Cook large meals, freeze leftovers, and take meals from home to work Say no to impulse purchases. Use coupons or buy what is on sale. Shop consignment or thrift shops. Drop gym memberships. Make coffee at home. Skip soft drinks and bottled water. Find a mobile discount plan. Trade skills with a friend (cooking, yard care, haircuts, and so on). Avoid financing cars and loans. Don’t gamble. Increase Income By taking just a few deliberate actions, you can increase your income. Work hard and ask for a raise. Improve your job skills. Obtain certifications and online training. Take on a part-time job. Sell what you don’t need. Think outside the box. Find creative solutions to problems. Improve Your Health Your health impacts your finances in several ways, including the cost of insurance, your ability to work, your energy level, your ability to sleep, and your state of mind. Sleep a minimum of seven hours. God designed you to function best when rested. Drink more water, much more than you think you need. Eat healthily. Grow food if you can. Exercise daily and spend time in nature. Sunshine is an essential part of your health. Eliminate stress and guard your mental health. Limit prescription drug use. Research natural remedies. Plan for the Future By taking just a few deliberate actions, you can increase your income. Organize your finances and emergency information. Gather documents to prepare taxes. Make a will and plan burial options. Carry adequate insurance: life, health, car, home, or rental. Plan education costs for children. Begin funding retirement accounts. Diversify your investments. Principles and best practices are of no value if we only know them intellectually. Knowing and doing is the key to experiencing God’s promises. Living accordingly will help you to thrive.

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