GIP Library icon

LOG IN TO REVIEW
About the Book


"How to Buy a Business with No Money Down" by Jared Baron is a practical guide that outlines strategies for acquiring a business without needing a significant amount of capital upfront. The book offers tips on negotiating deals, finding financing options, and leveraging assets to make a successful purchase. Readers will learn valuable insights and techniques to help them navigate the process of buying a business with limited funds.

William Bradford

William Bradford It has been a matter of some observation, that although Yorkshire be one of the largest shires in England’ yet, for all the fires of martyrdom which were kindled in the days of Queen Mary, it afforded no more fuel than one poor Leaf; namely, John Leaf, an apprentice, who suffered for the doctrine of the Reformation at the same time and stake with the famous John Bradford. But when the reign of Queen Elizabeth would not admit the Reformation of worship to proceed unto those degrees, which were proposed and pursued by no small number of the faithful in those days, Yorkshire was not the least of the shires in England that afforded suffering witnesses thereunto. The Churches there gathered were quickly molested with such a raging persecution, that if the spirit of separation in them did carry them unto a further extreme than it should have done, one blamable cause thereof will be found in the extremity of that persecution. Their troubles made that cold country too hot for them, so that they were under a necessity to seek a retreat in the Low Countries; and yet the watchful malice and fury of their adversaries rendered it almost impossible for them to find what they sought. For them to leave their native soil, their lands and their friends, and go into a strange place, where they must hear foreign language, and live meanly and hardly, and in other imployments than that of husbandry, wherein they had been educated, these must needs have been such discouragements as could have been conquered by none, save those who "sought first the kingdom of God, and the righteousness thereof." But that which would have made these discouragements the more unconquerable unto an ordinary faith, was the terrible zeal of their enemies to guard all ports, and search all ships, that none of them should be carried off. I will not relate the sad things of this kind then seen and felt by this people of God; but only exemplify those trials with one short story. Divers of this people having hired a Dutchman, then lying at Hull, to carry them over to Holland, he promised faithfully to take them in between Grimsly and Hull; but they coming to the place a day or two too soon, the appearance of such a multitude alarmed the officers of the town adjoining, who came with a great body of soldiers to seize upon them. Now it happened that one boat full of men had been carried aboard, while the women were yet in a bark that lay aground in a creek at low water. The Dutchman perceiving the storm that was thus beginning ashore, swore by the sacrament that he would stay no longer for any of them; and so taking the advantage of a fair wind then blowing, he put out to sea for Zealand. The women thus left near Grimsly-common, bereaved of their husbands, who had been hurried from them, and forsaken of their neighbors, of whom none durst in this fright stay with them, were a very rueful spectacle; some crying for fear, some shaking for cold, all dragged by troops of armed and angry men from one Justice to another, till not knowing what to do with them, they even dismissed them to shift as well as they could for themselves. But by their singular afflictions, and by their Christian behaviors, the cause for which they exposed themselves did gain considerably. In the meantime, the men at sea found reason to be glad that their families were not with them, for they were surprised with an horrible tempest, which held them for fourteen days together, in seven whereof they saw not sun, moon or star, but were driven upon the coast of Norway. The mariners often despaired of life, and once with doleful shrieks gave over all, as thinking the vessel was foundered: but the vessel rose again, and when the mariners with sunk hearts often cried out, "We sink! we sink!" the passengers, without such distraction of mind, even while the water was running into their mouths and ears, would cheerfully shout, "Yet, Lord, thou canst save! Yet, Lord, thou canst save!" And the Lord accordingly brought them at last safe unto their desired haven: and not long after helped their distressed relations thither after them, where indeed they found upon almost all accounts a new world, but a world in which they found that they must live like strangers and pilgrims. Among those devout people was our William Bradford, who was born Anno 1588, in an obscure village called Ansterfield, where the people were as unacquainted with the bible, as the Jews do seem to have been with part of it in the days of Josiah’ a most ignorant and licentious people, and like unto their priest. Here, and in some other places, he had a comfortable inheritance left him of his honest parents, who died while he was yet a child, and cast him on the education, first of his grand parents, and then of his uncles, who devoted him, like his ancestors, unto the affairs of husbandry. Soon a long sickness kept him, as he would afterwards thankfully say, from the vanities of youth, and made him the fitter for what he was afterwards to undergo. When he was about a dozen years old, the reading of the Scriptures began to cause great impressions upon him; and those impressions were much assisted and improved, when he came to enjoy Mr. Richard Clifton’s illuminating ministry, not far from his abode; he was then also further befriended, by being brought into the company and fellowship of such as were then called professors; though the young man that brought him into it did after become a profane and wicked apostate. Nor could the wrath of his uncles, nor the scoff of his neighbors, now turned upon him, as one of the Puritans, divert him from his pious inclinations. At last, beholding how fearfully the evangelical and apostolical church-form, wherein the churches of the primitive times were cast by the good spirit of God, had been deformed by the apostasy of the succeeding times; and what little progress the Reformation had yet made in many parts of Christendom towards its recovery, he set himself by reading, by discourse, by prayer, to learn whether it was not his duty to withdraw from the communion of the parish-assemblies, and engage with some society of the faithful, that should keep close unto the written word of God, as the rule of their worship. And after many distresses of mind concerning it, he took up a very deliberate and understanding resolution of doing so; which resolution he cheerfully prosecuted, although the provoked rage of his friends tried all the ways imaginable to reclaim him from it, unto all whom his answer was : Were I like to endanger my life, or consume my estate by any ungodly courses, your counsels to me were very seasonable; but you know that I have been diligent and provident in my calling, and not only desirous to augment what I have, but also to enjoy it in your company; to part from which will be as great a cross as can befall me. Nevertheless, to keep a good conscience, and walk in such a way as God has prescribed in his Word, is a thing which I must prefer before you all, and above life itself. Wherefore, since ‘tis for a good cause that I am like to suffer the disasters which you lay before me, you have no cause to be either angry with me, or sorry for me; yea, I am not only willing to part with every thing that is dear to me in this world for this cause, but I am also thankful that God has given me an heart to do, and will accept me so to suffer for him. Some lamented him, some derided him, all dissuaded him: nevertheless, the more they did it, the more fixed he was in his purpose to seek the ordinances of the gospel, where they should be dispensed with most of the commanded purity; and the sudden deaths of the chief relations which thus lay at him, quickly after convinced him what a folly it had been to have quitted his profession, in expectation of any satisfaction from them. So to Holland he attempted a removal. Having with a great company of Christians hired a ship to transport them for Holland, the master perfidiously betrayed them into the hands of those persecutors, who rifled and ransacked their goods, and clapped their persons into prison at Boston, where they lay for a month together. But Mr. Bradford being a young man of about eighteen, was dismissed sooner than the rest, so that within a while he had opportunity with some others to get over to Zealand, through perils, both by land and sea not inconsiderable; where he was not long ashore ere a viper seized on his hand - that is, an officer - who carried him unto the magistrates, unto whom an envious passenger had accused him as having fled out of England. When the magistrates understood the true cause of his coming thither, they were well satisfied with him; and so he repaired joyfully unto his brethren at Amsterdam, where the difficulties to which he afterwards stopped in learning and serving of a Frenchman at the working of silks, were abundantly compensated by the delight wherewith he sat under the shadow of our Lord, in his purely dispenses ordinances. At the end of two years, he did, being of age to do it, convert his estate in England into money; but setting up for himself, he found some of his designs by the providence of God frowned upon, which he judged a correction bestowed by God upon him for certain decays of internal piety, whereinto he had fallen; the consumption of his estate he thought came to prevent a consumption in his virtue. But after he had resided in Holland about half a score years, he was one of those who bore a part in that hazardous and generous enterprise of removing into New-England, with part of the English church at Leyden, where, at their first landing, his dearest consort accidentally falling overboard, was drowned in the harbor; and the rest of his days were spent in the services, and the temptations, of that American wilderness. Here was Mr. Bradford, in the year 1621, unanimously chosen the governor of the plantation: the difficulties whereof were such, that if he had not been a person of more than ordinary piety, wisdom and courage, he must have sunk under them. He had, with a laudable industry, been laying up a treasure of experiences, and he had now occasion to use it: indeed, nothing but an experienced man could have been suitable to the necessities of the people. The potent nations of the Indians, into whose country they were come, would have cut them off, if the blessing of God upon his conduct had not quelled them; and if his prudence, justice and moderation had not overruled them, they had been ruined by their own distempers. One specimen of his demeanor is to this day particularly spoken of. A company of young fellows that were newly arrived, were very unwilling to comply with the governor’s order for working abroad on the public account; and therefore on Christmas-day, when he had called upon them, they excused themselves, with a pretense that it was against their conscience to work such a day. The governor gave them no answer, only that he would spare them till they were better informed; but by and by he found them all at play in the street, sporting themselves with various diversions; whereupon commanding the instruments of their games to be taken from them, he effectually gave them to understand, "That it was against his conscience that they should play whilst others were at work: and that if they had any devotion to the day, they should show it at home in the exercises of religion, and not in the streets with pastime and frolics;" and this gentle reproof put a final stop to all such disorders for the future. For two years together after the beginning of the colony, whereof he was now governor, the poor people had a great experiment of "man’s not living by bread alone;" for when they were left all together without one morsel of bread for many months one after another, still the good providence of God relieved them, and supplied them, and this for the most part out of the sea. In this low condition of affairs, there was no little exercise for the prudence and patience of the governor, who cheerfully bore his part in all: and, that industry might not flag, he quickly set himself to settle propriety among the new-planters; foreseeing that while the whole country labored upon a common stock, the husbandry and business of the plantation could not flourish, as Plato and others long since dreamed that it would, if a community were established. Certainly, if the spirit which dwelt in the old puritans, had not inspired these new planters, they had sunk under the burden of these difficulties; but our Bradford had a double portion of that spirit. The plantation was quickly thrown into a storm that almost overwhelmed it, by the unhappy actions of a minister sent over from England by the adventurers concerned for the plantation; but by the blessing of heaven on the conduct of the governor, they weathered out that storm. Only the adventurers hereupon breaking to pieces, threw up all their concernments with the infant-colony; whereof they gave this as one reason, "That the planters dissembled with his Majesty and their friends in their petition, wherein they declared for a church-discipline, agreeing with the French and others of the reforming churches in Europe." Whereas ‘twas nor urged, that they had admitted into their communion a person who at his admission utterly renounced the Churches of England (which person, by the way, was that very man who had made the complaints against them) and therefore, though they denied the name of Brownists, yet they were the same. In answer hereunto, the very words written by the governor were these : Whereas you tax us with dissembling about the French discipline, you do us wrong, for we both hold and practice the discipline of the French and other Reformed Churches (as they have published the same in the Harmony of Confessions) according to our means, in effect and substance. But whereas you would tie us up to the French discipline in ever circumstance, you derogate from the liberty we have in Christ Jesus. The Apostle Paul would have none to follow him in any thing, but wherein he follows Christ; much less ought any Christian or church in the world to do it. The French may err, we may err, and other churches may err, and doubtless do in many circumstances. That honor therefore belongs only to the infallible Word of God, and pure Testament of Christ, to be propounded and followed as the only rule and pattern for direction herein to all churches and Christians. And it is too great arrogancy for any man or church to think that he or they have so sounded the Word of God unto the bottom, as precisely to set down the church’s discipline without error in substance or circumstance, that no other without blame may digress or differ in any thing from the same. And it is not difficult to show that the Reformed Churches differ in many circumstances among themselves. By which words it appears how far he was free from that rigid spirit of separation, which broke to pieces the Separatists themselves in the Low Countries, unto the great scandal of the reforming churches. He was indeed a person of a well-tempered spirit, or else it had been scarce possible for him to have kept the affairs of Plymouth in so good a temper for thirty-seven years together; in every one of which he was chosen their governor, except the three years wherein Mr. Winslow, and the two years wherein Mr. prince, at the choice of the people, took a turn with him. The leader of a people in a wilderness had need be a Moses; and if a Moses had not led the people of Plymouth Colony, when this worthy person was their governor, the people had never with so much unanimity and importunity still called him to led them. Among many instances thereof, let this one piece of self-denial be told for a memorial of him, wheresoever this History shall be considered : The Patent of the Colony was taken in his name, running in these terms : "To William Bradford, his heirs, associates, and assigns." But when the number of the freemen was much increased, and many new townships erected, the General Court there desired of Mr. Bradford, that he would make a surrender of the same into their hands, which he willingly and presently assented unto, and confirmed it according to their desire by his hand and seal, reserving no more for himself than was his proportion, with others, by agreement. But as he found the providence of Heaven many ways recompensing his many acts of self-denial, so he gave this testimony to the faithfulness of the divine promises : "That he had forsaken friends, houses and lands for the sake of the gospel, and the Lord gave them him again." Here he prospered in his estate; and besides a worthy son which he had by a former wife, he had also two sons and a daughter by another, whom he married in his land. He was a person for study as well as action; and hence, notwithstanding the difficulties through which he passed in his youth, he attained unto a notable skill in languages: the Dutch tongue was become almost as vernacular to him as the English; the French tongue he could also manage; the Latin and the Greek he had mastered; but the Hebrew he most of all studied, "Because," he said, "he would see with his own eyes the ancient oracles of God in their native beauty." He was also well skilled in History, in Antiquity, and in Philosophy; and for Theology he became so versed in it, that he was an irrefragable disputant against the errors, especially those of Anabaptism, which with trouble he saw rising in his colony; wherefore he wrote some significant things for the confutation of those errors. But the crown of all was his holy, prayerful, watchful, and fruitful walk with God, wherein he was very exemplary. At length he fell into an indisposition of body, which rendered him unhealthy for a whole winter; and as the spring advanced, his health yet more declined; yet he felt himself not what he counted sick, till one day; in the night after which, the God of heaven so filled his mind with ineffable consolations, that he seemed little short of Paul, rapt up unto the unutterable entertainments of Paradise. The next morning he told his friends, "That the good Spirit of God had given him a pledge of his happiness in another world, and the first-fruits of his eternal glory;" and on the day following he died, may 9, 1657, in the 69th year of his age - lamented by all the colonies of New-England, as a common blessing and father to them all. O mihi si Similis Contingat Clausula Vitae! (O, that life’s end may be as sweet to me.) Plato’s brief description of a governor, is all that I will now leave as his character, in the EPITAPH N o m e m x T r o j o z d g s l a x a n j r w p i n h x (A shepherd-guardian of his human fold) Men are but flocks : Bradford beheld their need. And long did them at once both rule and feed.

hero in an unmarked grave - the unusual modesty of john calvin

On May 27, 1564, just after eight o’clock in the evening, a nurse urgently summoned Theodore Beza (1519–1605) to Calvin’s bedside. “We found he had already died,” Calvin’s friend and fellow pastor later wrote. “On that day, then, at the same time with the setting sun, this splendid luminary was withdrawn from us.” 1  Calvin was 54 years old. Calvin’s death sent a shock wave throughout Geneva and beyond. Beza writes, “That night and the following day there was a general lamentation throughout the city . . . all lamenting the loss of one who was, under God, a common parent and comfort.” He records that two days later “the entire city” gathered at the St. Pierre Cathedral to honor their beloved pastor. Despite Calvin’s prominence, the funeral was unusually simple, “with no extraordinary pomp.” 2  But Calvin’s burial was particularly unusual. Unmarked Grave Eighteen years earlier, on February 18, 1546, fellow Reformer Martin Luther died at the age of 63. As was common practice for ministers, Luther’s remains were interred inside the church where he had faithfully served. His casket lies in Wittenberg’s Castle Church, near the pulpit, seven feet below the floor of the nave. Luther’s successor and fellow Reformer, Philip Melanchthon (1490–1560), is buried beside him. So also William Farel (1489–1565), who first called Calvin to Geneva in 1536, is buried in the cathedral of NeuchĂątel, where he spent the final years of his ministry. When Calvin’s friend and successor Theodore Beza died in 1605, he was buried next to the pulpit of St. Pierre, the Genevan church in which he and Calvin ministered together. But Calvin’s remains lie elsewhere. Rather than being interred in St. Pierre, Calvin’s body was carried outside the city wall to a marshy burial ground for commoners called Plainpalais. With close friends in attendance, Calvin’s body was wrapped in a simple shroud, enclosed in a rough casket, and lowered into the earth. Beza writes that Calvin’s plot was unlisted and, “as he [had] commanded, without any gravestone.” 3 Why did Calvin command that he be buried, contrary to common practice, in an unmarked grave? Some speculate that he wanted to discourage religious pilgrims from visiting his resting place or to prevent accusations from the Roman church that he desired veneration as a saint. 4  But the answer lies somewhere deeper — in Calvin’s understanding of Christian modesty. Forgotten Meaning of Modesty When we speak of modesty today, we most often mean dressing or behaving in such a way as to avoid impropriety or indecency. But modesty more generally refers to the quality of being unassuming or moderate in the estimation of oneself. For centuries, the church understood the connection. Immodest dress was not simply ostentatious or sexually suggestive; it reflected an overemphasis on appearance. As Jesus warned, outward appearance can mask impiety (Matthew 6:16) or pride (Luke 18:12). This is why both Gentile women converts in Ephesus and the Jewish Christians addressed in Hebrews are urged to consider how their outward appearance relates to the disposition of the heart. Excessive adornment could be evidence of self-importance (1 Timothy 2:9). Acceptable worship requires a posture of reverence, not pretension (Hebrews 12:28). Thus, a modest person represents himself neither too highly nor too meanly because he understands both the dignity and the humility of being transformed by the grace of God. “Modesty is simply the outward reflection of true Christian humility.” Modesty, then, is simply the outward reflection of true Christian humility. It obliterates pride by embracing the reality that a Christian is both creaturely and beloved. In this light, self-importance becomes absurd. Grandiosity becomes laughable. Celebrity becomes monstrous. We Are Not Our Own For Calvin, the gospel radically reshapes our view of self. As those created in God’s image, provisioned by his goodness, redeemed by his mercy, transformed by his grace, and called to his mission, those who belong to Christ no longer live for themselves. “Now the great thing is this,” Calvin writes, “we are consecrated and dedicated to God in order that we may thereafter think, speak, meditate, and do, nothing except to his glory.” Calvin continues, If we, then, are not our own but the Lord’s, it is clear what error we must flee and whither we must direct all the acts of our life.  We are not our own : let not our reason nor our will, therefore, sway our plans and deeds.  We are not our own : let us not therefore see it as our goal to seek what is expedient for us according to the flesh.  We are not our own : in so far as we can, let us therefore forget ourselves and all that is ours. Conversely, we are God’s : let us therefore live for him and die for him.  We are God’s : let his wisdom and will therefore rule all our actions.  We are God’s : let all the parts of our life accordingly strive toward him as our only lawful goal. Oh how much has that man profited who, having been taught that he is not his own, has taken away dominion and rule from his own reason that he may yield it to God! For, as consulting our self-interest is the pestilence that most effectively leads to our destruction, so  the sole haven of salvation is to be wise in nothing through ourselves but to follow the leading of the Lord alone . 5 “Modesty blossoms when we experience the freedom from having to prove ourselves to God or one another.” Modesty and humility flow from a heart transformed by the Spirit of Christ. “As soon as we are convinced that God cares for us,” Calvin writes, “our minds are easily led to patience and humility.” 6  The Spirit shapes us with a kind of moderation that “gives the preference to others” and that guards us from being “easily thrown into agitation.” 7  Modesty blossoms when we experience the freedom from having to prove ourselves to God or one another. ‘Modesty, His Constant Friend’ Calvin’s life reflected this reality. Despite the doors that were opened to him through his writing and network of connections, he was committed to “studiously avoiding celebrity.” 8  When the  Institutes  was published in 1536, he was so successful in his object to “not acquire fame” that no one in Basel knew that he was its author. For the rest of his life, wherever he went, he took care to “conceal that I was the author of that performance.” 9  Calvin even sought to avoid a wider ministry in Geneva, having “resolved to continue in the same privacy and obscurity.” He was drawn into the limelight only when William Farel warned him “with a dreadful imprecation” that turning down the post would be refusing God’s call to service. 10  In brief autobiographical comments he wrote the year that he died, we see a glimmer of his own surprise over God’s sovereign hand through his life. God so led me about through different turnings and changes that he never permitted me to rest in any place, until, in spite of my natural disposition, he brought me forth to public notice. . . . I was carried, I know not how, as it were by force to the Imperial assemblies, where, willing or unwilling, I was under the necessity of appearing before the eyes of many. 11 It is no surprise, then, that a few days before his death, Calvin exhorted his friends to not be those who “ostentatiously display themselves and, from overweening confidence, insist that all their opinions should be approved by others.” Instead, he pleaded with them to “conduct themselves with modesty, keeping far aloof from all haughtiness of mind.” 12  For Beza, Calvin’s modesty — forged by his vision of God’s glory, Christ’s redeeming love, and the Spirit’s animating power — was his defining characteristic. After Calvin’s burial, Beza captured it in verse: Why in this humble and unnoticed tomb Is Calvin laid — the dread of falling Rome; Mourn’d by the good, and by the wicked fear’d By all who knew his excellence revered? From whom ev’n virtue’s self might virtue learn, And young and old its value may discern? ’Twas modesty, his constant friend on earth, That laid this stone, unsculptured with a name; Oh! happy ground, enrich’d with Calvin’s worth, More lasting far than marble is thy fame! 13 Free to Be Forgotten In old Geneva, on the grounds of the college Calvin founded, stands an immense stone memorial to four leaders of the Protestant Reformation. At its center are towering reliefs of Calvin, Beza, Farel, and John Knox (1513–1572). Calvin would surely detest it. But the monument is a metaphor. We live in a culture that fears obscurity and irrelevance. We measure ourselves against others and build our own platforms in the hope that we will not be forgotten. We attempt to distinguish ourselves at the expense of the humility and modesty that honors Christ. Calvin would have us be free from such striving. For however anyone may be distinguished by illustrious endowments, he ought to consider with himself that they have not been conferred upon him that he might be self-complacent, that he might exalt himself, or even that he might hold himself in esteem. Let him, instead of this, employ himself in correcting and detecting his faults, and he will have abundant occasion for humility. In others, on the other hand, he will regard with honor whatever there is of excellences and will, by means of love, bury their faults. The man who will observe this rule, will feel no difficulty in preferring others before himself. And this, too, Paul meant when he added, that they ought not to have everyone a regard to themselves, but to their neighbors, or that they ought not to be devoted to themselves. Hence it is quite possible that a pious man, even though he should be aware that he is superior, may nevertheless hold others in greater esteem. 14 We may rightly regard Calvin as a hero of the faith, but he didn’t ultimately see himself that way. Humility had taught him to walk modestly before God and others — and, in the end, the freedom to lie down in a forgotten grave. Theodore Beza, “The Life of John Calvin” in  Tracts Related to the Reformation  (Edinburgh: Calvin Translation Society, 1844), 1:xcv. ↩ Beza,  Tracts , 1:xcvi. ↩ Beza,  Tracts , 1:xcvi. ↩ Eighteenth-century guidebooks indeed list the disused Plainpalais cemetery as an important stop for tourists, though they warn that pilgrims will search for Calvin’s resting place in vain. By the nineteenth century, keepers of the burial ground staked out a “likely-enough” site for Calvin’s grave (complete with a rudimentary marker) simply to avoid the irritation of being so frequently asked. ↩ John Calvin,  Institutes of the Christian Religion , ed. John T. McNeill, trans. Ford Lewis Battles (Louisville, KY: Westminster John Knox Press, 2011), 3.7.1 (emphasis mine). ↩ John Calvin,  Commentaries on the Catholic Epistles , trans. John Owen (Edinburgh: T. Constable,1855), 149. ↩ John Calvin,  Commentaries on the Epistles of Paul the Apostle to the Philippians, Colossians, and Thessalonians , trans. John Pringle (Edinburgh: T. Constable, 1851) 52–53. ↩ John Calvin,  Commentary on the Psalms , trans. James Anderson (Edinburgh: Edinburg Printing Company, 1845), 1:xli, xlii. ↩ Calvin,  Psalms , 1:xlii. ↩ Calvin,  Psalms , 1:xlii. ↩ Calvin,  Psalms , 1:xli, xliii. ↩ Beza,  Tracts , 1:xci. ↩ Beza was widely known for his literary works. As a humanist, he became famous for his collection of Latin poems in  Juvenilia , published just before his conversion in 1548. He continued to write poetry, satires, and dramas until the end of his life. Francis Sisbon’s nineteenth-century translation attempts to capture the sense of the Latin in a more familiar poetic form (Theodore Beza,  The Life of John Calvin , trans. Francis Sibson, [Philadelphia: J. Whetham, 1836], 94). For the original text, see Calvin and Beza,  Tracts , 1:xcvi. ↩ Calvin,  Commentaries on the Epistles of Paul , 53. ↩

Feedback
Suggestionsuggestion box
x