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"The Five Languages of Apology" by Gary Chapman explores the different ways individuals apologize and receive apologies. Chapman identifies five main apology languages - expressing regret, accepting responsibility, making restitution, genuinely repenting, and requesting forgiveness - and explains how understanding and utilizing these languages can improve relationships and communication. Through real-life examples and practical advice, Chapman helps readers navigate the complexities of apologizing and forgiving in order to build stronger connections with others.

Billy Graham

Billy Graham Billy Graham (born November 7, 1918, Charlotte, North Carolina, U.S.—died February 21, 2018, Montreat, North Carolina), American evangelist whose large-scale preaching missions, known as crusades, and friendship with numerous U.S. presidents brought him to international prominence. Conversion and early career The son of a prosperous dairy farmer, Billy Graham grew up in rural North Carolina. In 1934, while attending a revival meeting led by the evangelist Mordecai Ham, he underwent a religious experience and professed his “decision for Christ.” In 1936 he left his father’s dairy farm to attend Bob Jones College (now Bob Jones University), then located in Cleveland, Tennessee, but stayed for only a semester because of the extreme fundamentalism of the institution. He transferred to Florida Bible Institute (now Trinity College), near Tampa, graduated in 1940, and was ordained a minister by the Southern Baptist Convention. Convinced that his education was deficient, however, Graham enrolled at Wheaton College in Illinois. While at Wheaton, he met and married (1943) Ruth Bell, daughter of L. Nelson Bell, a missionary to China. By the time Graham graduated from Wheaton in 1943, he had developed the preaching style for which he would become famous—a simple, direct message of sin and salvation that he delivered energetically and without condescension. “Sincerity,” he observed many years later, “is the biggest part of selling anything, including the Christian plan of salvation.” After a brief and undistinguished stint as pastor of Western Springs Baptist Church in the western suburbs of Chicago, Graham decided to become an itinerant evangelist. He joined the staff of a new organization called Youth for Christ in 1945 and in 1947 served as president of Northwestern Bible College in Minneapolis, Minnesota. Evangelism Graham’s emergence as an evangelist came at a propitious moment for 20th-century Protestants. Protestantism in the United States was deeply divided as a result of controversies in the 1920s between fundamentalism and modernism (a movement that applied scholarly methods of textual and historical criticism to the study of the Bible). The public image of fundamentalists was damaged by the Scopes Trial of 1925, which concerned the teaching of Charles Darwin’s theory of evolution in public schools in Tennessee; in his writings about the trial, the journalist and social critic H.L. Mencken successfully portrayed all fundamentalists as uneducated country bumpkins. In response to these controversies, most fundamentalists withdrew from the established Protestant denominations, which they regarded as hopelessly liberal, and retreated from the larger society, which they viewed as both corrupt and corrupting. Although Graham remained theologically conservative, he refused to be sectarian like other fundamentalists. Seeking to dissociate himself from the image of the stodgy fundamentalist preacher, he seized on the opportunity presented by new media technologies, especially radio and television, to spread the message of the gospel. In the late 1940s Graham’s fellow evangelist in Youth for Christ, Charles Templeton, challenged Graham to attend seminary with him so that both preachers could shore up their theological knowledge. Graham considered the possibility at length, but in 1949, while on a spiritual retreat in the San Bernardino Mountains of southern California, he decided to set aside his intellectual doubts about Christianity and simply “preach the gospel.” After his retreat, Graham began preaching in Los Angeles, where his crusade brought him national attention. He acquired this new fame in no small measure because newspaper magnate William Randolph Hearst, impressed with the young evangelist’s preaching and anticommunist rhetoric, instructed his papers to “puff Graham.” The huge circus tent in which Graham preached, as well as his own self-promotion, lured thousands of curious visitors—including Hollywood movie stars and gangsters—to what the press dubbed the “canvas cathedral” at the corner of Washington and Hill streets. From Los Angeles, Graham undertook evangelistic crusades around the country and the world, eventually earning international renown. Despite his successes, Graham faced criticism from both liberals and conservatives. In New York City in 1954 he was received warmly by students at Union Theological Seminary, a bastion of liberal Protestantism; nevertheless, the theologian Reinhold Niebuhr, a professor at Union and one of the leading Protestant thinkers of the 20th century, had little patience for Graham’s simplistic preaching. On the other end of the theological spectrum, fundamentalists such as Bob Jones, Jr., Carl McIntire, and Jack Wyrtzen never forgave Graham for cooperating with the Ministerial Alliance, which included mainline Protestant clergy, in the planning and execution of Graham’s storied 16-week crusade at Madison Square Garden in New York in 1957. Such cooperation, however, was part of Graham’s deliberate strategy to distance himself from the starchy conservatism and separatism of American fundamentalists. His entire career, in fact, was marked by an irenic spirit. Graham, by his own account, enjoyed close relationships with several American presidents, from Dwight Eisenhower to George W. Bush. (Although Graham met with Harry Truman in the Oval Office, the president was not impressed with him.) Despite claiming to be apolitical, Graham became politically close to Richard Nixon, whom he had befriended when Nixon was Eisenhower’s vice president. During the 1960 presidential campaign, in which Nixon was the Republican nominee, Graham met in Montreaux, Switzerland, with Norman Vincent Peale and other Protestant leaders to devise a strategy to derail the campaign of John F. Kennedy, the Democratic nominee, in order to secure Nixon’s election and prevent a Roman Catholic from becoming president. Although Graham later mended relations with Kennedy, Nixon remained his favourite politician; indeed, Graham all but endorsed Nixon’s reelection effort in 1972 against George McGovern. As Nixon’s presidency unraveled amid charges of criminal misconduct in the Watergate scandal, Graham reviewed transcripts of Oval Office tape recordings subpoenaed by Watergate investigators and professed to be physically sickened by his friend’s use of foul language. Legacy of Billy Graham Graham’s popular appeal was the result of his extraordinary charisma, his forceful preaching, and his simple, homespun message: anyone who repents of sins and accepts Jesus Christ will be saved. Behind that message, however, stood a sophisticated organization, the Billy Graham Evangelistic Association, incorporated in 1950, which performed extensive advance work in the form of favourable media coverage, cooperation with political leaders, and coordination with local churches and provided a follow-up program for new converts. The organization also distributed a radio program, Hour of Decision, a syndicated newspaper column, “My Answer,” and a magazine, Decision. Although Graham pioneered the use of television for religious purposes, he always shied away from the label “televangelist.” During the 1980s, when other television preachers were embroiled in sensational scandals, Graham remained above the fray, and throughout a career that spanned more than half a century few people questioned his integrity. In 1996 Graham and his wife received the Congressional Gold Medal of Honor, the highest civilian award bestowed by the United States, and in 2001 he was made an Honorary Knight Commander of the Order of the British Empire (KBE). Graham concluded his public career with a crusade in Queens, New York, in June 2005. Graham claimed to have preached in person to more people than anyone else in history, an assertion that few would challenge. His evangelical crusades around the world, his television appearances and radio broadcasts, his friendships with presidents, and his unofficial role as spokesman for America’s evangelicals made him one of the most recognized religious figures of the 20th century.

4 Simple Steps to a New Financial Beginning

The start of a new year is a terrific time to begin your journey toward financial security and investing success by making it a priority to pay off credit cards, car loans, and other short-term debts. That’s right, the first financial fitness test you need to pass is the "debt" test. Webster’s says that debt is anything you’re "bound to pay or perform; the state of owing something." Using that definition, very few Americans are free of debt. Why is getting debt-free the first step toward a sound investing strategy? Because it’s unwise to take on the risks that come with investing unless you have staying power. That means you don’t want to be in a position where circumstances unrelated to your investment strategy force you to sell your holdings and use the money elsewhere, such as for interest and debt payments. Also, for Christians, debts are moral as well as legal obligations and they must be honorably met no matter the circumstances. The late Dr. D. James Kennedy once gave a sermon in which he read a poem called "The Land of Beginning Again." He then presented Christ as the King of the Land of Beginning Again. All of us have experienced our share of errors, failures, and missed opportunities. We all have things that we would do differently if given a second chance. What wonderful news that, in Christ, the slate is wiped clean and we do have the opportunity of beginning again. In a similar fashion, many who have become weighed down by debt wish they could get free. They have learned that the satisfaction that comes with spending is brief indeed compared to the pressure of making monthly payments which often go on for years. For some, it seems hopeless. You may sometimes feel this way yourself. If so, take heart! You can make significant strides this year. It will require planning, discipline, sacrifice, and singleness of purpose, and there are some excellent books that can help: • Check out Mary Hunt's website DebtProofLiving.com, which also links to her very helpful blog, "Money Rules, Debt Stinks." Through her website and books, Mary has become the queen of frugal living. Her advice is practical and witty. That’s why we use her articles regularly in SMI. • Free and Clear: God’s Road Map to Debt-Free Living by Howard Dayton is a compassionate guide for those struggling with debt. Dayton’s Compass1.org website offers this and many other helpful resources. • Dave Ramsey has made a big splash helping listeners to his radio program get debt-free. His Financial Peace Revisited is worth a look. A friend of mine likes to say that the most powerful force in the universe (humanly speaking, of course) is singleness of purpose. Individuals or groups, no matter how determined, disciplined, or talented, will never realize their potential for growth and accomplishment without singleness of purpose. Their time, money, and energies must be focused on common goals. One thing that successful people seem to have in common is an emphasis on — perhaps that’s putting it too lightly, make that an obsession about — setting goals. Without singleness of purpose and specific goals, we can become like the person Scripture describes as double-minded. "That man should not think he will receive anything from the Lord; he is a double-minded man, unstable in all he does" (James 1:7-8). So let me encourage you to engage in a meaningful goal-setting exercise as you work to get debt-free. Here are some suggestions for effective goal-setting in any area of life; adapt them to your financial situation. Set goals that are consistent with God’s Word. Many successful people have accomplished much, yet remain unhappy. Having singleness of purpose toward the wrong goals only leads to wrong results. Examine your motivations, as well as your actions, in the light of God’s wisdom. Ask God for His guidance. This is not the same as having scripturally sound goals. This has more to do with having the wisdom needed to set the right personal priorities. God promises to guide us if we’re willing to submit to Him (Prov. 3:5-6). It’s not: "Show me Your will, Lord, so I can decide if I’m willing." Rather, it’s: "Before You even reveal Your will to me, Lord, the answer is yes." If married, set your goals together. If two people have become "one flesh," it’s critical that they have a singleness of purpose in their commitment toward common goals. Few areas will so quickly affect a couple’s relationship as a financial plan that limits their spending freedom because it brings mutually conflicting goals into the open. If you can’t reach a meeting of the minds on what your priorities should be, perhaps the marriage relationship itself needs some work. Put your goals in writing, signing your name and date. This helps cement in your thinking that you really have made a firm commitment of your will to achieving your goals. It is also helpful to have your goals posted where you will see them daily as additional motivation to stay the course when the inevitable temptations to compromise arise. Austin Pryor

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