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Debt-Free Living (Eliminating Debt In A New Economy) Debt-Free Living (Eliminating Debt In A New Economy)

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  • Author: Larry Burkett
  • Size: 3.07MB | 211 pages
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About the Book


"Debt-Free Living" by Larry Burkett provides practical advice on how to eliminate debt and achieve financial freedom in an ever-changing economy. Burkett outlines strategies for budgeting, saving, and living within one's means to overcome debt and build a stable financial future. The book emphasizes the importance of discipline, planning, and faith in achieving debt-free living.

Fanny Crosby

Fanny Crosby "Oh, what a happy soul I am, / although I cannot see! / I am resolved that in this world / Contented I will be." Francis Jane Crosby wrote more than 9,000 hymns, some of which are among the most popular in every Christian denomination. She wrote so many that she was forced to use pen names lest the hymnals be filled with her name above all others. And, for most people, the most remarkable thing about her was that she had done so in spite of her blindness. "I think it is a great pity that the Master did not give you sight when he showered so many other gifts upon you," remarked one well-meaning preacher. Fanny Crosby responded at once, as she had heard such comments before. "Do you know that if at birth I had been able to make one petition, it would have been that I was born blind?" said the poet, who had been able to see only for her first six weeks of life. "Because when I get to heaven, the first face that shall ever gladden my sight will be that of my Savior." Blinded by a quack Born in Putnam County, New York, Crosby became ill within two months. Unfortunately, the family doctor was away, and another man—pretending to be a certified doctor—treated her by prescribing hot mustard poultices to be applied to her eyes. Her illness eventually relented, but the treatment left her blind. When the doctor was revealed to be a quack, he disappeared. A few months later, Crosby's father died. Her mother was forced to find work as a maid to support the family, and Fanny was mostly raised by her Christian grandmother. Her love of poetry began early—her first verse, written at age 8, echoed her lifelong refusal to feel sorry for herself: Oh, what a happy soul I am, although I cannot see! I am resolved that in this world Contented I will be. How many blessings I enjoy That other people don't, To weep and sigh because I'm blind I cannot, and I won't! While she enjoyed her poetry, she zealously memorized the Bible. Memorizing five chapters a week, even as a child she could recite the Pentateuch, the Gospels, Proverbs, the Song of Solomon, and many psalms chapter and verse. Her mother's hard work paid off. Shortly before her fifteenth birthday, Crosby was sent to the recently founded New York Institute for the Blind, which would be her home for 23 years: 12 as a student, 11 as a teacher. She initially indulged in her own poetry and was called upon to pen verses for various occasions. In time the principal asked her to avoid such "distractions" in favor of her general instruction. "We have no right to be vain in the presence of the Owner and Creator of all things," he said. It was the work of a traveling phrenologist (one who studies the shape and irregularities of the skull for insights into character and mental capacity) that changed the school's mind and again ignited her passion. Though his study is now the ridicule of science, the phrenologist's words were to prove prophetic: "Here is a poetess. Give her every possible encouragement. Read the best books to her and teach her the finest that is in poetry. You will hear from this young lady some day." Poetry for presidents It didn't take long. By age 23 Crosby was addressing Congress and making friendships with presidents. In fact, she knew all the chief executives of her lifetime, especially Grover Cleveland, who served as secretary for the Institute for the Blind before his election. Another member of the institute, former pupil Alexander van Alstine, married Crosby in 1858. Considered one of New York's best organists, he wrote the music to many of Crosby's hymns. Crosby herself put music to only a few of hers, though she played harp, piano, guitar, and other instruments. More often, musicians came to her for lyrics. For example, one day musician William Doane dropped by her home for a surprise visit, begging her to put some words to a tune he had recently written and which he was to perform at an upcoming Sunday School convention. The only problem was that his train to the convention was leaving in 35 minutes. He sat at the piano and played the tune. "Your music says, 'Safe in the Arms of Jesus,'" Crosby said, scribbling out the hymn's words immediately. "Read it on the train and hurry. You don't want to be late!" The hymn became one of Crosby's most famous. Though she was under contract to submit three hymns a week to her publisher and often wrote six or seven a day (for a dollar or two each), many became incredibly popular. When Dwight Moody and Ira Sankey began to use them in their crusades, they received even more attention. Among them are "Blessed Assurance," "All the Way My Savior Leads Me," "To God Be the Glory," "Pass Me Not, O Gentle Savior," "Safe in the Arms of Jesus," "Rescue the Perishing," and "Jesus Keep Me Near the Cross." She could write very complex hymns and compose music with a more classical structure (she could even improvise it), but she preferred to write simple, sentimental verses that could be used for evangelism. She continued to write her poetry up to her death, a month shy of her ninety-fifth birthday. "You will reach the river brink, some sweet day, bye and bye," was her last stanza.

When Our Waiting Will Be Over

My favorite songs are ones that make my heart burn with longing. They’re songs that have unusual power to, as C.S. Lewis put it, rip open my “inconsolable secret” — the secret “which pierces with such sweetness,” yet is so hard to capture in words, since “it is a desire for something that has never actually appeared in our experience” (The Weight of Glory, 29–30). Which is why among my favorites is a song written by Bob and Jordan Kauflin, “When We See Your Face.” The song taps into subterranean longings and triggers profound emotions in me. I am not one to cry easily, but I rarely can listen to it without tears. So, I usually listen to it alone, sparing others the awkwardness of a weeping middle-aged man. Lest it appear suspicious to anyone, let me say up front that I was not asked to promote this song. I asked permission to write about it, receiving no benefit beyond what the song itself delivers — which is a benefit more precious than gold. For my soul very much needs this song’s reminder, especially as another year passes and I am another year older, still fighting against the relentless darkness, still waiting, still desiring something that has never actually appeared in my experience. Not yet. It remains a desire for a promised appearing — an appearing I’m growing to increasingly love (2 Timothy 4:8). I share this song because I assume you also need its precious reminder. And perhaps it will tap into your piercing, sweet, inconsolable secret too. Though the Dark Is Overwhelming Though the dark is overwhelming And the brightest lights grow dim Though the Word of God Is trampled on by foolish men Though the wicked never stumble And abound in every place We will all be humbled when we see Your face It doesn’t take reaching our middle or elder years to know just how dark the world can be. But I can attest now to a cumulative effect it has upon the soul the longer one lives here. And I do not claim to have suffered greatly — yet. Prolonged exposure to confounding darkness is a wearisome experience (Psalm 73:16). It is not merely the physical effects of aging that tempt many of us to retreat from action as we enter the older demographic columns. It’s also the spiritual and psychological effects of prolonged dealing with evil that infects and harms our families, friendships, churches, vocations, societies, and nations. We probably thought ourselves more a match for it in the optimistic bloom of youth, but experience put us in our place. The evil is beyond our strength and our comprehension. Hope can take a beating in the relentless battle against darkness. Until we remember. Until we remember that one day all oppressive darkness will be banished from the experience of the saints (Revelation 22:5), and that even now, even as the darkness rages (Revelation 12:12), it is passing away as the true light shines (1 John 2:8). We remember that we were never supposed to know and understand the evil we face (Genesis 3:7) — of course it’s a wearisome task! Only the Omniscient and Omnipotent can comprehend it and not grow weary (Isaiah 40:28). We remember that he promised us, “In the world you will have tribulation. But take heart; I have overcome the world” (John 16:33). We remember that our great task, the one way we truly conquer darkness, is to trust him (Proverbs 3:5–6) and obey him (John 14:15). And the great day that will end all night — the day of the joyful humbling of the redeemed righteous and the horrible humbling of the condemned wicked (Philippians 2:10–11) — will be inaugurated when we see the face of Jesus (1 Corinthians 13:12). All Our Sins Will Be Behind Us And the demons we’ve been fighting Those without and those within Will be underneath our feet To never rise again All our sins will be behind us Through the blood of Christ erased And we’ll taste Your kindness when we see Your face I’m so sick of Satan and his wretched wraiths that I don’t even want to give them the attention of a mention — except to say that one day (hear this, you horrid hoard!), the almighty foot of the Son of Man will come down once for all upon the heads of the great dragon and all his infernal snakes, and we will wrestle them no more (Ephesians 6:12; Revelation 20:10). But we also remember something far, far sweeter — and growing sweeter every year we grow older and come more to terms with just how intractable and entwined our demon-like indwelling sin is in the very members of our bodies (Romans 7:23). We remember that our sin will someday be behind us. Oh, we know that Jesus has paid our ransom in full (1 Timothy 2:6) and that by God’s grace through faith (Ephesians 2:8) we have been clothed in Christ’s righteousness (Philippians 3:9), so that God even now sees us justified, as if we had never sinned and always obeyed (Romans 3:26). It is, for now, an almost incomprehensibly glorious thing. But one day, our blood-bought innocence, our holy purity, will cease to be primarily a forensic reality we embrace by faith. On that day we will fully experience what it’s like to be righteous in every atom of our resurrected bodies and every dimension of our eternal, immaterial souls. We will have no more sin. No more tainted motives, no more illicit desires, no more damned selfish ambition. We will know in every part of our being what it’s like to fully obey the Great Commandment as if it’s the most natural thing in the world — for it will be! And we will worship the Lamb who was slain for us with unclouded minds and hearts bursting with joy. We will taste this unfathomably gracious kindness of Jesus when we see his face. All the Waiting Will Be Over All the waiting will be over Every sorrow will be healed All the dreams it seemed Could never be will all be real And You’ll gather us together In Your arms of endless grace As Your Bride forever when we see Your face The waiting will be over. I can’t write that sentence with dry eyes. Most of our Christian experience in this dark valley is hopeful waiting for what we so long to see (Romans 8:25). And much of that waiting is accompanied by hopeful groaning (Romans 8:20): groaning in illness, groaning in grief, groaning in disappointment and perplexity over the terrible, violent brokenness of the world and the inscrutable purposes of our only wise God (Romans 16:27), whose ways are not our ways (Isaiah 55:8). And we hopefully groan, like a bride, with longing for the consummate intimacy of knowing the Lover of our souls, even as we have been fully known (1 Corinthians 13:12). But one day — our Groom has promised it will be “soon” (Revelation 22:20) — the waiting will be over. And he will come, our Hero, of which all legendary heroes are but copies and shadows, and he will save us to the uttermost (Isaiah 35:4; Hebrews 7:25). And all that is dark and diseased and damaged and destroyed will pass away like a bad dream and become the shadows of the great yesterday (Psalm 90:4–5), serving only to heighten our savoring of the bright, eternal today (Revelation 22:5). And of all the light in which we delight, the fairest will be his face. We’ll Be Yours Forevermore We will see, we will know Like we’ve never known before We’ll be found, we’ll be home We’ll be Yours forevermore Having once been lost, we will fully know just how found we are (Luke 19:10). Having once known our Savior in such a small part, we will fully know him — as much as the finite can fully know the Infinite (1 Corinthians 13:12). We will be fully his and fully home — forever. Home. That is our inconsolable secret, isn’t it? That piercing sweetness, that desire for what has never actually appeared in our experience, yet somehow we know it is where we truly belong. I think that’s what this song taps into: our homesickness for a place we’ve not been, and a sense of alienation in the very places we were born. We don’t belong here, where it’s dark, depraved, and demonic, and where our sweetest experience is the blessed hope we taste in the future promises we trust. We long for home. For home is where we will meet the One we have loved, though we have not seen him (1 Peter 1:8). Home is where we will see his face. Article by Jon Bloom

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